Author: Growing your tree of prosperity

Talk by financial bloggers got sold out in less than 24 hours !

As our friendly neighbourhood troll, SMOL has rightfully pointed out, I did not do a really great job promoting my fellow bloggers Kyith and Brian who were giving this talk on 6th October 2016. I was actually meaning to meet up with them yesterday to have a discussion on the talk and then drum up support for the talk today in a separate article. How was I to know that we got SOLD OUT IN LESS THAN 24 hours ? So I have no talk to promote today. For the folks who were disappointed that they are unable to...

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Talk Event – Building Cash Flow from Stocks

From  a professional perspective, I will be making a fairly substantial leap in about a week’s time. In the past, I have been giving free talks to members of the public on money matters. This time round, the talk which I will be giving will be a paid talk but at a reasonable $19. Myself and a few other prominent bloggers are part of a collective called BigScribe. We think that we will be more effective in promoting ourselves when we band together and pool our resources because some of us can do research, others are really good at speaking...

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What do high income people know ?

Self-help in this age of complicated data analytics means that the advice we can get on how to conduct our lives can become very specific and very useful. This is light years ahead of the good old days where we are stuck with Dale Carnegie, Stephen Covey and, worse, Napoleon Hill if we actually try to read to improve ourselves. William Poundstone’s Head in the Clouds, can be a very disturbing read but I now view it as a compulsory read if one aspires to be a thought leader in personal finance. William’s experiment is ground breaking because he...

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Learning as a fundamental skill in personal finance.

If you look at the news on the glut of law students, one lesson becomes clear : there are no clear career paths with guarantees of comfortable middle class lifestyle. Engineers have always lived in this reality because when times are good, foreigners will be deliberately introduced into the economy to keep salaries and business costs on the low side. The only solution is extreme austerity, career gamesmanship and savvy investing. Moving forward, I no longer think that my classmates are destined for a good life anymore. For even the select few who can get into the big four...

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[Vote for me #3] Investing your money starts with containing your costs

[ I have submitted a personal finance essay and right now, I am still canvassing for votes here. Voting will only end on 16th September. I will be writing  a set of three essays to elaborate on the ideas presented in my essay in the hopes that I can get more hopes and hopefully win something for this competition. This is the third and last essay ] The last component is investing your money, and I will not go into the territory covered by other bloggers on specifically investing which stock counters, instead I will share general tips which would dramatically improve...

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[Vote for me #2] Saving money and resisting the lure of a YOLO lifestyle.

[ I have submitted a personal finance essay and right now, I am still canvassing for votes here. Voting will only end on 16th September. I will be writing  a set of three essays to elaborate on the ideas presented in my essay in the hopes that I can get more hopes and hopefully win something for this competition. This is the second essay ] The second aspect of personal finance I would like to talk about today is the idea of saving money. Saving money lacks the complexity of finding ways to earn more money because it is largely something which...

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[Vote for Me #1] Earning your money and Career Management

[ I have submitted a personal finance essay and right now, I am still canvassing for votes here. Voting will only end on 16th September. I will be writing  a set of three essays to elaborate on the ideas presented in my essay in the hopes that I can get more hopes and hopefully win something for this competition. ] Figuring out how to earn your money is most critical component of personal finance and very possibly something which even the best financial advisors would be unqualified to advice on. If you can manage your career and earnings well enough, more than half...

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Please vote for my Personal Finance essay !

Even during those intensive days where I was preparing for International Moots, I was able to spend an hour writing a 600 word essay on Personal Finance which can now be found here. My primary motivation is, of course, to win the competition and enjoy the prestige of winning. But more importantly, the prize is a 2D1N stay at MBS which means that my poor family gets a short holiday away from home which I would not ordinarily spend on even if my money came from my dividends. Ok, I just want to share the backdrop and motivation of...

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Fitting Gold, Silver and Cryptocurrencies into your portfolio.

All thanks to subjecting myself to a month worth of hell in SMU, I now find myself in an enviable position of having a 5 day weekend every week. I go to classes on Mondays and Tuesdays and then the rest of the week, I can plan my time for other projects. As I have only started on this new arrangement, I am still busy trying to catch up on my work, so I can only start blogging fairly late. Nevertheless, BIGScribe, a business venture between the few of us financial bloggers have published our next e-book. While I...

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Surviving the Winter of Singapore’s Divine Discontent.

So many things happened the past 24 hours ! First, PM Lee gave all Singaporeans a big scare but proceeded to finish off his National Day Rally. Less than 24 hours later, we lost Past President S R Nathan. I just want to pen several quick thoughts about making the three wishes granted by God. PM Lee’s intention was definitely noble and well-intentioned when he wished for Singaporeans to be divinely discontented but also balanced with wisdom so that they can be grateful to the lives which they have. But ideas like making wishes can be rapidly be perverted...

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To the 6 out of 10 SIngaporeans who want to leave this country…

A recent survey of polytechnic students showed that 6 out of 10 of them would like to leave the country. You can access the link to the article here. This survey probably does not represent a decent cross-section of Singapore society. After all, how do students who study for a media and communications diploma represent the interests of everyone here ? I think a serious bias exist in these set of results. Young people who choose a career in media and communications are a peculiar bunch. Salary surveys constant peg them at the bottom of the pecking order with degrees...

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Conformity, Pokemon Go, and Skepticism.

For the past 2 days, I’ve joined the ranks of the Pokemon Go zombies. It started out as a way to bond with my daughter who is not very attached to me. With Pokemon Go, she was more willing to go on a walk with me to catch random virtual pets. I found myself levelling up and catching Pokemon with the intention of at least, showing my daughter what fighting a Gym is like. While I was not hooked ( I am obsessed with other things right now like IoT and Blockchains. ), here are some insights on this...

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What Singapore can learn from Donald Trump ?

As a follow-up to the article on the Absurdity of the Singapore Dream and the upcoming National Day Celebrations, I would just like to talk about policies at a macro-level. I wish to extend the argument that Singapore can learn a little bit from the rise of Donald Trump. As a disclaimer, when I say that the government can channel Donald Trump when drafting policies, I was not referring to his racists, seditious and xenophobic rants. Instead, Singapore can do something to prevent the hijack of the existing government if they figured out why Donald Trump is edging closely...

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Personal Update

Just a short personal update : a) Completed my internships I have completed 6 week of internships first with a Criminal Legal Aid Scheme then subsequently with a legal department of a technology consulting firm. While it’s probably safer not to discuss the work I did during my internships, I would say that seeing the law in action is a much welcome personal development. As I’ve spent 30 months without a pay check, it would interesting to note that the transition into employment has not as smooth as I thought. My schedules are all fairly lenient work schedules where...

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What does Trump, Brexit and NUS Freshman Orientation have in common ?

Wow ! The last article broke a major record with more than 1500 hits within the first 24 hours. I will need some time to follow up on that topic as we head towards National Day. This weekend’s article is about Trump, Brexit and NUS. What do they have in common ? What the events have in common is that all three events are animated by the same force : Tribalism. A lot of investors and political commentators do not really understand Trump and Brexit voters. To help illustrate my case, here is a personal story. When I was...

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