Author: Growing your tree of prosperity

Survived another round of exams…

Yipppeeeee ! I just finished my last paper yesterday… The sad thing is that my summer term starts next Monday so I have about 4 days to take it easy and then the intensive reading assignments start all over again. I have signed up for two summer terms, which mean about 9 hours of seminars for 8 consecutive weeks. There is some perverse logic to spending as much time having active lessons every week during the holiday season. The most important reason is that I save more money when am actively engaged in school, I just have to pay...

Read More

Passing of a Giant…

I am writing this article from SMU Labs as I’m in a middle of hell week where I would need to make two group presentations this week.  Ordinarily, there would not be a blog update until I am done with all my work. But today is a very sad day and I think a blog post dedicated to Lee Kuan Yew would be appropriate. I did not start out as a huge fan of our government policies. In Young PAP BBS, you can find traces of me complaining about the foreign talent policies about a decade ago, but as...

Read More

Update : Chinese New Year is over !

It has been two Chinese New Year holidays since I have left the workforce. Here’s a quick update and some thoughts about life  in general. a) Starting community service tomorrow. As a JD student, SMU mandates 30 hours of service to the community service which must be done in order to graduate with a law degree. The Sikh Welfare Council has very kindly given me two students to provide tuition for the rest of 2015. So beginning tomorrow, I will be teaching E Maths to these two students, I look forward to making friends with this family and would...

Read More

The problem with skills-based education.

One of the more populist changes made to the education is skills-based education. Skills-based education is a very attractive idea. If a person is skilled or qualified enough to do the job, he should be entitled to it. The middle class, middle income voter is more likely to support it if it subtly promises to overhaul the perceived unhappiness about the education system or ‘meritocracy’. One idea which is repeatedly flashed on my FB feed is the idea that our best students are exam smart, lack emotional intelligence and practical skills. Our top students are just simply sponges who...

Read More

Some thoughts on career management for the New Year !

Happy new year of the Goat ! Gong Xi Fatt Cai ! The financial bloggers were goading me to write something pretty hardcore about Confucius today, but I decided to hold it off until a few weeks later as I think I’ve got something better to share today. As it turns out, I was quite fortunate to be exposed to some ideas when SMU conducted its networking sessions for the folks in the JD Program. My first experience was with a tape recording of Davinder Singh’s talk and I benefitted immensely from the only tip I got from him...

Read More

Dating and Mating strategies for single men !

I finally managed to have a short date with the missus after writing my last article since my daughter had just fallen asleep. When I came back to the console after going for a late night Har Cheong Gai, there seems to be demand for an article for men on Valentine’s Day May God have mercy on your souls ! Initially, I felt that a men’s article is unnecessary as I would consider this entire blog advice on how to live life for all men. The other reason concerns how I feel about the guys in my JD class...

Read More

Dating and Mating strategies for single women !

First off, happy Valentine’s day to everyone. A lady classmate asked me to do an article which summarises how I view the current dating climate in Singapore. I promised that I will do something to the best of my ability but first off – May God have mercy on her soul ! Some of the ideas I have today are based on how little I know about social science and evolutionary psychology. To temper my propensity to troll, I would have to consider whether this article would be practical if I were to instead give this advice to my...

Read More

Huzzah !!! Time for guys to spend NOTHING on Singaporean women !!!

I would like to build on Budget Babe’s very interesting rant on The Real Singapore. In this very exciting article Budget Babe extends the idea that it is not prudent to for Singaporean men to spend too much money to impress women. As a financial blogger of the Income Investing school of thought, I want to take Budget babe’s ideas further and insist that guys pay NOTHING when dating Singapore women. Ok… That’s not very honest of me… I’m proposing that guys pay nothing out of their salaries on Singapore women because dating can be free if you employ...

Read More

Downside of financial independence.

Initially, I wanted to put up a piece on who the Child in the Basement really is. I wanted to talk about the problems of trying to frame social ills by telling a story and how it distorts the issue for everyone, Then I became so tired that perhaps I should blog about something much simpler that more people can relate to. So this will be short post. A lot of people speculate about what happens when someone reaches financial independence. Does the person turn good and end up doing a lot of charity work ? Or does the...

Read More

What are the first principles in Investing ?

The awesome thing about the finance blogosphere in Singapore is that bloggers can build on each other’s ideas. BigFatPurse has put up a really good article on first principles and why it can often be better than just employing analogies.  While it does not apply to every domain I know, analogies are not particularly good in investing. Many investors like to talk about Warren Buffett but forget that he can takeover entire companies and fire managers which destroy value, this has the effect of unlocking value from the stocks that he buys. Retail investors like us will not be...

Read More

Which periodicals do you read ?

Just a short article today, it’s been kind of frustrating that I have to rush my readings tonight for tomorrow’s lesson, I was not aware of the readings until this afternoon and I am not the kind of guy to do work last minute. Just want to share the periodicals I currently read : a) Business Times and the Edge. Local investors should do their best to read these two periodicals on the local market scene. Having no money to invest for about 10 more months makes reading this no longer mandatory. I continue to read the Edge to...

Read More

Power of the dual-lawyer family.

Some law students are like oxygen molecules, they form covalent bonds very quickly.  After one semester, it comes at no surprise that couples have started to form in class. While I think that teasing is not a necessary part of campus life – I am certainly happy for my classmates who are now happily attached to each other, it would be interesting to examine what i would think is the most potent couple combination in class. The lawyer-lawyer couple is, financially one of the most potent combinations you can form in Singapore. This may have far reaching consequences for...

Read More

Functionalist perspective on the attainment of Financial Independence.

The primary reason why I avoided the study of Humanities when I was younger was mainly because I do not like the idea of getting lots of B’s when the report card gets handed back to us.  The secondary reason, which also explains why I do not have great luck with Arts girls when I was an undergraduate, is that I have a very utilitarian and pragmatic philosophy of life. Like many engineers, I am not only vulgar in my words, I am vulgar in my outlook of life. Here’s hoping Law school can change that. Imagine that you...

Read More

One year after leaving the workforce !

Wow ! Since Christmas, my life has been a series of milestones. It has been a year since I left the workforce, and it’s been so long I am probably not even classified as someone as someone who is unemployed any-more. instead, I am now someone who is no longer participating in the labour force. The economy has really changed a lot, I’d just like to speak about two trends which was not anticipated when I quit my job last year at about the same time. a) SIBOR is up. Real-estate bulls are in for a beating of a...

Read More

At 40, I have no doubt that Confucius is wrong !

One of the WTF moments I had turning 40 is that I had the luck to know of Confucius very ancient ideas of personal development earlier to see if it is possible to compare my personal development with the Great Confused One. I was not surprised that this effort made me more confused. This was taken from Analects 2.4. At 15 I set my mind on learning; by 30 I had found my footing; at 40 I was free of perplexities; by 50 I understood the will of Heaven; by 60 I learned to give ear to others; by...

Read More

Like us on Facebook

Follow us on Twitter