Setting S.M.A.R.T goals for year 2017… and achieving them

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Time flies…. January 2017 is almost over and now February is approaching fast!!!. Have you set your new year resolutions? It has been over 10 years since I’ve worked as a financial consultant. Helping thousands of Muslim families plan their finance, the shariah compliant way in Singapore. Fulfiling. Satisfying. And fun meeting people from all walks of life. (Picture of me, when I … [Read more...]

ABCDEFGH Formula To Growing Your Money The Shariah Compliant Way In Singapore…

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At times, when I discuss wealth management strategies with my friends, they say it’s difficult to make money the shariah compliant way in Singapore. It’s easier in Malaysia. In Indonesia. In Bangladesh. Or in Saudi Arabia. But not in Singapore. As a Muslim financial consultant who specialises in helping Muslim families plan their finances the shariah compliant way in Singapore, I am … [Read more...]

Setting Up Halal, Shariah Compliant Business In Singapore: FREE Seminars, Details Inside….

I just came back from Indonesia for holidays. And had a good chat with a fellow Singaporean entrepreneur who recently set up his food business there. We had a good chat on shariah compliant franchise business model. …………………………………………………. ……………………………… ……………………. Many of you might have known me, as the financial consultant that helps Muslim families plan their finance in a shariah compliant … [Read more...]

Using 4 Laws of Debt FREE Prosperity To Clear Your Riba Based Loans in Singapore…

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First and foremost, I will to wish all my Muslim clients, Happy Asyura Fasting! Muslims are encouraged to fast today. The fasting is to commemorate the day when Prophet Moses (P.B.U.H) and his followers were saved from Pharaoh by Allah S.W.T by creating a path in the Red Sea. Prophet Muhammad (P.B.U.H) said, “The (act of) fast of ‘Asyura, how I dearly hope to Allah to forgive all my sins … [Read more...]

Using Edward De Bono 6 Thinking Hats To Solve Your Financial Problems, The Shariah Compliant Way…

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In my profession as a financial consultant, I always experiment with different techniques. Different concepts. And different strategies to help my clients solve their financial objectives/problems. One of them is using Edward De Bono 6 Thinking Hats. As humans, sometimes, when we face a problem, we tend to find ways to solve our problem, looking at it from only ONE perspective. ONE … [Read more...]

Takaful.sg has just been launched…

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Some of you might have read my press releases on these channels, that I has just launched a new website called Takaful.sg ………………………………………………………………………………….. ………………………………………………………. My purpose of creating Takaful.sg is to serve as a platform to educate. Empower. And reach out to more Singaporeans who are interested to know more on the practicality and relevance of Islamic finance, in … [Read more...]

How To Keep My Focus and Motivation When Promoting Shariah Compliant Financial Instruments in Singapore…

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Some of you might have known me as the financial consultant that help Muslim families, plan their finance in a shariah compliant way in Singapore . You might have seen me in the papers, on national TV, dispensing financial advice specifically for Muslims in Singapore. (Snapshot of my recent interview at a show, “Demi Cinta”  in Suria. Picture from … [Read more...]

Risk Management Strategies When Playing Pokemon Go In Singapore…

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By now, you will have known that Pokemon Go has just been released a few days ago in Singapore. I personally tried it out and it was fun! I feel adventurous discovering different types of Pokemon in their natural habitats and learning about their behaviors. It’s like having virtual pets as your collections. (My latest collection as of now. Note: I am no expert as I only play the games, while … [Read more...]

Islamic Financial Planning In Singapore: Is It Possible?

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Some of my peers in the industry have been asking… “Helmi… You always talk about Islamic Financial Planning. What exactly is Islamic Financial Planning? How is Islamic Financial Planning different than conventional planning? Can we apply it exactly in Singapore?” ……………………………………………… ………………………………… …………. Yes. I specialise in helping Muslim families in Singapore, plan their finance in a … [Read more...]

Helmi Hakim’s Perspective On NTUC Income VivaLink Plan…

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By now, you might have heard that NTUC Income has just launched its new financial product called VivaLink. VivaLink is an investment linked policy that aimed at earning you potentially higher returns for your savings while you enjoy the best insurance coverage for yourself. Alhamdulillah…. To me, this is a good news for our Muslim community in Singapore! (My family and I celebrating Hari … [Read more...]

How To Calculate Your Zakat On Your Insurance Policies In Singapore…

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Time flies… Now, we are moving to the third week of Ramadan. Alhamdulillah… For the past 1 week, I have a flurry of clients, asking me on the existing cash values of their insurance policies. My clients need to know the cash value of their insurance policies so that they can calculate collectively, how much zakat to pay for the year. ……………………………………………………….. ………………………………………………. Zakat … [Read more...]

Helmi Hakim’s Review On Islamic Banking & Investment Asia/Middle East Congress 2016

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Alhamdulillah… My mentees and I, financial consultants from NTUC Income Cooperative were honoured to be invited to Islamic Banking & Investment Asia/Middle East Congress 2016 a few months back. I received a lot of requests on my Facebook for me to share takeaways and learning points from the 2-day congress – but there was too much to share and I was really busy. The event by itself, was … [Read more...]

Retirement Planning, The Shariah Compliant Way in Singapore…

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I just came back from my holiday trip to Europe a week back, and I received a lot of emails, whatsapp messages, asking me specifically on retirement planning in Singapore. I am still following up, one by one. ………………………………………. Since the Rebecca Lim’s fiasco, many of you have asked me on how to calculate how much you need to save today, so that you have enough money to retire comfortably in … [Read more...]

Macarons and financial planning in the real world….

My wife and I went to a baking class last week, to learn how to bake macarons. Some of my colleagues, were telling me, “Aiyah… Why go for class? Just go to youtube and see how to make it!” On that very day, when my instructor demonstrated to us in class,  the procedures, step by step, I was telling myself… “Not bad… Mix here. Mix there, and its done! It looks pretty easy! … [Read more...]

5 Risk Management Strategies When On Holidays

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I travel a lot for my holidays and get quite worried reading the headlines of what is happening around the globe. Hence, I put forth some risk management strategies that I personally use when travelling overseas. You can follow if you find them useful. …………………………………………………………………………………. ………………………………………………………………………………… 1)  Don’t put your money in one place Segregate your money. Whenever … [Read more...]

5 Takeaways I get From Ip Man 3 movie

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I love the first 2 series of Ip Man movies, and when IpMan 3 came out, I was exhilarated. I was excited too because the movie features additional characters like Mike Tyson, the legendary, American former professional boxer. I think, this movie is great because, in addition to the fighting scenes which display good martial arts techniques which are imminent in its previous movies, they … [Read more...]

Attractive Promotions with ShopBack!

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Many of you, knows that I like to travel. I travel every month. I’m just back from my holidays in Penang and Kuala Lumpur. Next week, I will be celebrating my wife’s birthday at Bali, Indonesia. When I book for hotels and air tickets, I always look for the best deals. Today, I have good news to share with you. I have a “lobang”, a superb deal that can help you earn money while you spend for … [Read more...]

How To Transform Your Frustration Into Strength

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By now, you might have known that I have set up and lead a group of Muslim financial consultants to promote cooperative insurance and shariah compliant funds in Singapore. Many people thought that being a financial consultant is a very easy and glamorous job. Very flexible timing. You can work as and when you want. You are paid generous commissions. You get to travel all over the world for … [Read more...]

Is there really potential for Islamic Finance to grow in Singapore? (Part 1)

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Note: The story that I’m about to share is a fiction, and not a reflection of reality in Singapore. The story goes…. On a bright, Sunday morning at a housing estate in Yew Tee, Misnah was beaming ear to ear, excited because she is going to finally get married to the love of her life, Ahmad the following week. She and Ahmad had diligently save money in their Al-Wadiah savings account, … [Read more...]