Author: The Official Helmi Hakim Website

5 Steps To Maintain “Laser Beam Focus” To Achieve Your Financial Goals, The Shariah Compliant Way In Singapore

Now, we are coming mid of July. Are you on track to ACHIEVE the goals that you set for yourself? Many of us have deviated from our goals. Or at times, totally forgot about it. Today, I want to share with you 5 steps on how you can maintain your laser beam focus to achieve your goals. Personally for me, one of my goals is to be debt free by 1st March 2019. Will I achieve it? Make Doa for me that I will stay focus and istiqamah to achieve my goal! And may Allah S.W.T. grant the same to you too!...

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Change Your Finances With 5 Shariah Compliant Rules of Wealth In Singapore…….

If you look through the feeds of your facebook, 1 theme seems to pop up. Change. Yes. For the first time in the history of Malaysia, the rakyat have voted Pakatan Harapan to form a new government. Tun Dr Mahathir Mohamed returned back to politics as the 7th Prime Minister of Malaysia. And Dato Seri Anwar Ibrahim is now freed from prison. I have mixed feelings about the new political landscape in Malaysia. And I am not going to comment much. ………………………………………………………………………….. ……………………………………………………… ……………………………………. Today, I would like to share more on POSITIVE change  that you can do to bring  YOUR FINANCES to...

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5 Superb + Awesome Wealth Habits of the Greeks

Alhamdulillah… My wife and I landed safely in Athens a few days ago. I would like to thank my clients, family and friends for helping me achieve this company’s incentive trip as a reward for my hard work in 2017. ………………………………. …………………. Back to the topic… The Malay proverb says, “Jauh perjalanan, luas pemandangan.” It means when we travel more, we experience more on things that we’ve never experienced before. While researching about Greece and their culture, assimilating with its people, I found some superb + AWESOME wealth habits that I feel, we should emulate them. And I want...

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5 Shariah Compliant Hacks Found in ‘Tools of Titans’ Book… Not Many People Are Aware…

I always believe 2 things will shape you to who you become in life. 1) The People Whom You Spend Most Time With Everyday 2) The Books You Read Alhamdulillah. All Praises to Allah S.W.T. A few days ago, I finished reading a New York Times bestseller book: Tools of Titans. This 700-page book was written by Tim Ferriss who also wrote other successful books such as The 4-Hour Work Week. I was attracted to Tools of Titans because it has nuggets of wisdom from over 113 world-class performers. Billionaires. Global icons. High-achievers of the world. My take is that...

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Home Financing, the Shariah Compliant Way In Singapore?

A lot of people have asked me. “Helmi Hakim. I want to buy a house in Singapore. I dont have money to pay full in cash thus I have to take a loan. Is there shariah compliant home financing facility in Singapore?” ……………………………….. ……………… ………. I have made it clear that there is NO shariah compliant home financing facility in Singapore at this point of time. That’s why I created Takaful.sg with my unique Your Financial M.A.P. Model™ to share simple yet powerful strategies on how you can clear your Riba Based loans in Singapore. You can schedule a FREE consultation with me to...

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5 Common Myths On Growing Your Money The Shariah Compliant Way In Singapore…

Myth #1:  It is EXPENSIVE. It is only reserved for the rich Arabs. (Arabic Businessmen enjoying a cup of tea) . . Helmi Hakim’s answer: Not true. You can start investing in shariah compliant funds with as little as $5/day or $150/mth. Gone are the days where shariah compliant instruments are reserved only for the rich and institutional investors with minimal investment amount of $200,000. Today, common man on the streets in Singapore can also be a shariah compliant investor, with only SGD$150/mth. ……………………………………………… …………………………………..   Myth #2: It is obsolete. It is backward. Some lament that Islamic Finance use ancient...

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Nasi Lemak Burger and Islamic Financial Planning in Singapore…

Alhamdulillah. I just finished my 2-week army reservist. Being in vegetation for a while with combat rations as my food supply, I was deprived of good food. Many types of food ran into my mind. Nasi Campur Sinar Cahaya at Pasar Geylang Serai Roti John Steak Mama Power @ Old Woodlands Epok Epok Ganja @ 1 Bedok Road Everything seems so delicious at that point of time! … and then comes, this Nasi Lemak Burger by Macdonalds… Okay lah. This is something unique. Malay food combined with Western Food. Nasi Lemak combined with burger. ……………………………. ……………. Never tried before. So...

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3 Things I Like About Hari Raya Puasa And How It Relates To Islamic Financial Planning In Singapore…

Time flies. Today is already the last few days we Muslims celebrate Hari Raya Puasa. Every Hari Raya Puasa is special to me. Nevertheless, this year Hari Raya Puasa is EXTRA special to me. This is because Alhamdulillah…. It is the first Hari Raya my wife and I celebrate with our 3 months old baby, Yaslyn Inara. (Myself, my wife and my baby) Her laughter. Her cries. Her comel (super cute) cutie pie face melts my heart. And it is such a joy looking at her cheeky and innocent smile (especially when she feels good after we clean and change her diapers). ……………………………….. …………………….. …………… Hari Raya Puasa brings...

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The Beauty of Ramadan and Managing Your Finance The Shariah Compliant Way in Singapore..

Alhamdulillah. Ramadan is a blessed guest that comes once a year. In this beautiful month, we Muslims are encouraged to increase our worship and to be more charitable. It’s a month filled with barakah, where your deeds are multiplied. And your sins will be forgiven if you are sincere. When we abstain from food and drink, it’s a reminder to be mindful of those around us who are less fortunate. We also have to watch our words and temper. Ramadan helps us to develop our better self. So don’t be surprise some of our best practices in Ramadan are also useful principles in managing your personal finances....

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3 Important Questions, You Have To Ask Yourself To Achieve Any Goals In 2017

So you’ve set your goals for this new year! Congratulations! Hope you did use the S.M.A.R.T method we’ve talked about before. One of my personal goals for year 2017 is to hit my first MDRT (Million Dollar Round Table), the shariah compliant way. By reaching out to Muslim families in Singapore who like to plan their finance, the halal way. The shariah compliant way. That is my personal goal. To achieve your own personal goals, you need strategies. Here are 3 important questions you have to ask yourself first to uncover proven, confirm to work strategies that can help you achieve your goals....

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Setting S.M.A.R.T goals for year 2017… and achieving them

Time flies…. January 2017 is almost over and now February is approaching fast!!!. Have you set your new year resolutions? It has been over 10 years since I’ve worked as a financial consultant. Helping thousands of Muslim families plan their finance, the shariah compliant way in Singapore. Fulfiling. Satisfying. And fun meeting people from all walks of life. (Picture of me, when I was first interviewed in Berita Harian, many years back) ……………………………………………………………………. ……………………………………. Alhamdulillah… We’re blessed to be able to ‘start over’ again. So celebrate our achievements and forget our disappointments of 2016. And let’s focus on achieving our goals in 2017! It’s...

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ABCDEFGH Formula To Growing Your Money The Shariah Compliant Way In Singapore…

At times, when I discuss wealth management strategies with my friends, they say it’s difficult to make money the shariah compliant way in Singapore. It’s easier in Malaysia. In Indonesia. In Bangladesh. Or in Saudi Arabia. But not in Singapore. As a Muslim financial consultant who specialises in helping Muslim families plan their finances the shariah compliant way in Singapore, I am here to debunk such limiting beliefs. I sum in up with my secret ABCDEFGH formula… I learnt it from my friends, fellow financial practitioners, and then innovate it further to ensure that it is customised and suitable for...

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Setting Up Halal, Shariah Compliant Business In Singapore: FREE Seminars, Details Inside….

I just came back from Indonesia for holidays. And had a good chat with a fellow Singaporean entrepreneur who recently set up his food business there. We had a good chat on shariah compliant franchise business model. …………………………………………………. ……………………………… ……………………. Many of you might have known me, as the financial consultant that helps Muslim families plan their finance in a shariah compliant way in Singapore. So. This time round, when I heard about shariah compliant franchise business model, I got very excited. I began to ask questions. “What is the difference between normal, conventional franchise business model and shariah compliant...

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Using 4 Laws of Debt FREE Prosperity To Clear Your Riba Based Loans in Singapore…

First and foremost, I will to wish all my Muslim clients, Happy Asyura Fasting! Muslims are encouraged to fast today. The fasting is to commemorate the day when Prophet Moses (P.B.U.H) and his followers were saved from Pharaoh by Allah S.W.T by creating a path in the Red Sea. Prophet Muhammad (P.B.U.H) said, “The (act of) fast of ‘Asyura, how I dearly hope to Allah to forgive all my sins of the year before” (HR. Muslim no. 1975). This is from the bounty of Allah towards us: for fasting one day He gives us expiation for the sins of...

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Using Edward De Bono 6 Thinking Hats To Solve Your Financial Problems, The Shariah Compliant Way…

In my profession as a financial consultant, I always experiment with different techniques. Different concepts. And different strategies to help my clients solve their financial objectives/problems. One of them is using Edward De Bono 6 Thinking Hats. As humans, sometimes, when we face a problem, we tend to find ways to solve our problem, looking at it from only ONE perspective. ONE angle. AND because of that, sometimes the decisions that we made may not be the best. Simply because we don’t have a clear process. That is why Edward Debono 6 Thinking Hats can help us understand and solve problems more efficiently. ……………………………………………………………………… ………………………………………………… …………………………………………. Let’s apply...

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