Author: The Official Helmi Hakim Website

Nasi Lemak Burger and Islamic Financial Planning in Singapore…

Alhamdulillah. I just finished my 2-week army reservist. Being in vegetation for a while with combat rations as my food supply, I was deprived of good food. Many types of food ran into my mind. Nasi Campur Sinar Cahaya at Pasar Geylang Serai Roti John Steak Mama Power @ Old Woodlands Epok Epok Ganja @ 1 Bedok Road Everything seems so delicious at that point of time! … and then comes, this Nasi Lemak Burger by Macdonalds… Okay lah. This is something unique. Malay food combined with Western Food. Nasi Lemak combined with burger. ……………………………. ……………. Never tried before. So...

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3 Things I Like About Hari Raya Puasa And How It Relates To Islamic Financial Planning In Singapore…

Time flies. Today is already the last few days we Muslims celebrate Hari Raya Puasa. Every Hari Raya Puasa is special to me. Nevertheless, this year Hari Raya Puasa is EXTRA special to me. This is because Alhamdulillah…. It is the first Hari Raya my wife and I celebrate with our 3 months old baby, Yaslyn Inara. (Myself, my wife and my baby) Her laughter. Her cries. Her comel (super cute) cutie pie face melts my heart. And it is such a joy looking at her cheeky and innocent smile (especially when she feels good after we clean and change her diapers). ……………………………….. …………………….. …………… Hari Raya Puasa brings...

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The Beauty of Ramadan and Managing Your Finance The Shariah Compliant Way in Singapore..

Alhamdulillah. Ramadan is a blessed guest that comes once a year. In this beautiful month, we Muslims are encouraged to increase our worship and to be more charitable. It’s a month filled with barakah, where your deeds are multiplied. And your sins will be forgiven if you are sincere. When we abstain from food and drink, it’s a reminder to be mindful of those around us who are less fortunate. We also have to watch our words and temper. Ramadan helps us to develop our better self. So don’t be surprise some of our best practices in Ramadan are also useful principles in managing your personal finances....

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3 Important Questions, You Have To Ask Yourself To Achieve Any Goals In 2017

So you’ve set your goals for this new year! Congratulations! Hope you did use the S.M.A.R.T method we’ve talked about before. One of my personal goals for year 2017 is to hit my first MDRT (Million Dollar Round Table), the shariah compliant way. By reaching out to Muslim families in Singapore who like to plan their finance, the halal way. The shariah compliant way. That is my personal goal. To achieve your own personal goals, you need strategies. Here are 3 important questions you have to ask yourself first to uncover proven, confirm to work strategies that can help you achieve your goals....

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Setting S.M.A.R.T goals for year 2017… and achieving them

Time flies…. January 2017 is almost over and now February is approaching fast!!!. Have you set your new year resolutions? It has been over 10 years since I’ve worked as a financial consultant. Helping thousands of Muslim families plan their finance, the shariah compliant way in Singapore. Fulfiling. Satisfying. And fun meeting people from all walks of life. (Picture of me, when I was first interviewed in Berita Harian, many years back) ……………………………………………………………………. ……………………………………. Alhamdulillah… We’re blessed to be able to ‘start over’ again. So celebrate our achievements and forget our disappointments of 2016. And let’s focus on achieving our goals in 2017! It’s...

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ABCDEFGH Formula To Growing Your Money The Shariah Compliant Way In Singapore…

At times, when I discuss wealth management strategies with my friends, they say it’s difficult to make money the shariah compliant way in Singapore. It’s easier in Malaysia. In Indonesia. In Bangladesh. Or in Saudi Arabia. But not in Singapore. As a Muslim financial consultant who specialises in helping Muslim families plan their finances the shariah compliant way in Singapore, I am here to debunk such limiting beliefs. I sum in up with my secret ABCDEFGH formula… I learnt it from my friends, fellow financial practitioners, and then innovate it further to ensure that it is customised and suitable for...

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Setting Up Halal, Shariah Compliant Business In Singapore: FREE Seminars, Details Inside….

I just came back from Indonesia for holidays. And had a good chat with a fellow Singaporean entrepreneur who recently set up his food business there. We had a good chat on shariah compliant franchise business model. …………………………………………………. ……………………………… ……………………. Many of you might have known me, as the financial consultant that helps Muslim families plan their finance in a shariah compliant way in Singapore. So. This time round, when I heard about shariah compliant franchise business model, I got very excited. I began to ask questions. “What is the difference between normal, conventional franchise business model and shariah compliant...

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Using 4 Laws of Debt FREE Prosperity To Clear Your Riba Based Loans in Singapore…

First and foremost, I will to wish all my Muslim clients, Happy Asyura Fasting! Muslims are encouraged to fast today. The fasting is to commemorate the day when Prophet Moses (P.B.U.H) and his followers were saved from Pharaoh by Allah S.W.T by creating a path in the Red Sea. Prophet Muhammad (P.B.U.H) said, “The (act of) fast of ‘Asyura, how I dearly hope to Allah to forgive all my sins of the year before” (HR. Muslim no. 1975). This is from the bounty of Allah towards us: for fasting one day He gives us expiation for the sins of...

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Using Edward De Bono 6 Thinking Hats To Solve Your Financial Problems, The Shariah Compliant Way…

In my profession as a financial consultant, I always experiment with different techniques. Different concepts. And different strategies to help my clients solve their financial objectives/problems. One of them is using Edward De Bono 6 Thinking Hats. As humans, sometimes, when we face a problem, we tend to find ways to solve our problem, looking at it from only ONE perspective. ONE angle. AND because of that, sometimes the decisions that we made may not be the best. Simply because we don’t have a clear process. That is why Edward Debono 6 Thinking Hats can help us understand and solve problems more efficiently. ……………………………………………………………………… ………………………………………………… …………………………………………. Let’s apply...

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Takaful.sg has just been launched…

Some of you might have read my press releases on these channels, that I has just launched a new website called Takaful.sg ………………………………………………………………………………….. ………………………………………………………. My purpose of creating Takaful.sg is to serve as a platform to educate. Empower. And reach out to more Singaporeans who are interested to know more on the practicality and relevance of Islamic finance, in Singapore’s context. ………………………………………………………………………. …………………. Insya’Allah, over these few days, I will be sharing with you a series of articles, specifically on Islamic Finance in Singapore. This is because, I received a lot of requests for more information on planning your finance, theshariah compliant...

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How To Keep My Focus and Motivation When Promoting Shariah Compliant Financial Instruments in Singapore…

Some of you might have known me as the financial consultant that help Muslim families, plan their finance in a shariah compliant way in Singapore . You might have seen me in the papers, on national TV, dispensing financial advice specifically for Muslims in Singapore. (Snapshot of my recent interview at a show, “Demi Cinta”  in Suria. Picture from Toggle.sg) ……………………………………………………………………………………………………………………………………. ……………………………………. One of the most common questions that I always get, is how do I get the motivation. The strength. The energy to push forward, in my journey to promote Islamic Finance in Singapore. I have to admit, that it seems an...

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Risk Management Strategies When Playing Pokemon Go In Singapore…

By now, you will have known that Pokemon Go has just been released a few days ago in Singapore. I personally tried it out and it was fun! I feel adventurous discovering different types of Pokemon in their natural habitats and learning about their behaviors. It’s like having virtual pets as your collections. (My latest collection as of now. Note: I am no expert as I only play the games, while waiting for my clients for appointments.) ………………………………………………………………………………. ……………………………………. Pokémon Go is fun seriously! Nevertheless, anything you do in life, there are risks involved. Below are some risk management strategies, you...

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Islamic Financial Planning In Singapore: Is It Possible?

Some of my peers in the industry have been asking… “Helmi… You always talk about Islamic Financial Planning. What exactly is Islamic Financial Planning? How is Islamic Financial Planning different than conventional planning? Can we apply it exactly in Singapore?” ……………………………………………… ………………………………… …………. Yes. I specialise in helping Muslim families in Singapore, plan their finance in a shariah compliant way. In accordance to the Quran (The Word of God) And Sunnah (Traditions of Prophet Muhammad P.B.U.H).   One of the most important element of planning your finance the shariah compliant way is that you need to ensure that the financial strategies...

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Helmi Hakim’s Perspective On NTUC Income VivaLink Plan…

By now, you might have heard that NTUC Income has just launched its new financial product called VivaLink. VivaLink is an investment linked policy that aimed at earning you potentially higher returns for your savings while you enjoy the best insurance coverage for yourself. Alhamdulillah…. To me, this is a good news for our Muslim community in Singapore! (My family and I celebrating Hari Raya Puasa) ………………………………………………… ………………………………. Whenever I meet my clients or prospects engaging my Islamic Financial Planning services, one of the most common questions that I get is, ” Is this financial instrument halal, or is it haram? Why is...

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How To Calculate Your Zakat On Your Insurance Policies In Singapore…

Time flies… Now, we are moving to the third week of Ramadan. Alhamdulillah… For the past 1 week, I have a flurry of clients, asking me on the existing cash values of their insurance policies. My clients need to know the cash value of their insurance policies so that they can calculate collectively, how much zakat to pay for the year. ……………………………………………………….. ………………………………………………. Zakat which literally means purification is the 3rd Pillar Of Islam. Allah (S.W.T) has made Zakat compulsory on all Muslims. It is a religious obligation for all Muslims who meet the necessary criteria of wealth. Here,...

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