Archive

Helmi Hakim

Should You Take Housing Loan or Pay Your HDB House In Full If You Got The Money?

July 5, 2009 by Helmi Hakim
If you recently read my blog, I spoke of my aspirations to accumulate my money as soon as possible, so that when I get married in 4 years time, I can pay my 4 room HDB house, in full, IMMEDIATELY. (clearing the biggest loan, one can have in a lifetime) My rationale is that, when [...]

in Categories: Featured, Personal Finance

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You Invest In Funds & Now Losing Money? What Should You Do?

March 17, 2009 by Helmi Hakim
In this turmoil, I met a number of people in roadshows saying that they have been “burnt” by their investments. Practically, they have lose money in shares, lose money in funds, lose money in forex, lose money in anywhere….practically all losing money in their INVESTMENTS. Well, I got 2 news, if you belong to the [...]

in Categories: Investing

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Savings’ Objectives If You Are In Your Early 20’s…

March 8, 2009 by Helmi Hakim
As you know, in my profession as a financial associate, I get to do financial planning for a lot of people. It is a special privilege for me, as directly or indirectly, I get to see EXPLICITLY on how the rich and the poor managed their finance. I realised, its not really how much you [...]

in Categories: Featured, Personal Finance

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What Is Assets Allocation All About?

October 30, 2008 by Helmi Hakim
By: Helmi Hakim It is COMMON in the finance world for us to hear these jargons like “assets allocation“, “rebalancing” etc2… In this post, I will like to share with you 2 COMMON approaches, financial planners use to allocate assets of our clients efficiently and effectively. 1) Strategic Assets Allocation Example: If my client get [...]

in Categories: Investing, Personal Finance

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Parkinson’s Law In Finance

March 24, 2008 by Helmi Hakim
By: Helmi Hakim There is this theory known as “Parkinson’s Law“. In the context of finance, it means “the more you EARN, the more you will SPEND“. Many of us were illusioned with this myth, “If this person is a director of a company, this person is a big shot, this person is running his [...]

in Categories: Personal Finance

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Investment That Can Give ROI of More Than 1000%

March 19, 2008 by Helmi Hakim
By: Helmi Hakim In my daily pursuit as a financial associate, I met a lot of people. People with different characters, different goals, different needs and different line of thinking. The beauty of it is that I get a lot of exposure and learning experience from meeting these people. Let me share with you an [...]

in Categories: Personal Finance

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