Jared Seah

Specialist versus Generalist

July 16, 2014 by Jared Seah
The panda has a specialised diet consisting almost exclusively of bamboo. So is the just as cute koala bear that survives mainly on a diet of eucalypt leaves. Now compare them to humans or bears who are omnivores. We humans eat almost everything! In some countries, humans have diets that include spiders, insects, scorpions, etc. [...]
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Running in the Maze of Life

July 15, 2014 by Jared Seah
Have you noticed this phenomenon when shopping in IKEA? Don’t laugh! There’s a lot of science and understanding of consumer behaviours that’s gone into the design of the maze. Isn’t it true pretty much of most things in Life? After going through one meaningless relationship to another, we finally realised The One for us has all along been [...]
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Trading is lot like the movie Edge of Tomorrow

July 13, 2014 by Jared Seah
Yesterday Tuesday afternoon, I went for my discount movie watching fix. What do you know? This Tom Cruise movie Edge of Tomorrow was surprisingly entertaining! It’s Groundhog Day meets Starship Troopers. For Sci-fi buffs, it’s not anything “new”; but for casual movie-goers, I heard some people mumbling what what was it all about? Didn’t understand [...]

in Categories: Active Trading

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Blending Cash and Equity together

July 13, 2014 by Jared Seah
When you drink Chivas Regal or Johnnie Walker whiskey, do you know they are blended whiskey? Blended whiskey is the product of mixing one or more higher-quality straight or single malt whiskies with lighter spirits and water. And no, the best whiskey is not always the “pure” single malt kind. Wink. Most people only consider [...]

in Categories: Investing

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English, Mandarin, Dialects

July 7, 2014 by Jared Seah
What a surprise! This weekend, I got a morale boost while reading the local news. I’m not that 2nd rate after all! I do speak Singlish and can talk “male chicken” as well as any other loud-mouthed Singaporean. However, when the occasion calls for it, I can switch to Standard English – the kind spoken [...]
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July 3, 2014 by Jared Seah
When you think of Steve Jobs, which fits better? Visionary or Great Goal Setter? What’s the Vision of the company you worked for? (Student readers can refer to the annual reports of any listed company you currently vested in.) What do you see? It’s usually a few words that are vague and can mean anything [...]
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My vision for SERS came true!

June 30, 2014 by Jared Seah
9 years ago, after my 35th birthday, I started my journey to find a HDB 3 room flat under the Single Singapore Citizen Scheme. The first priority was to find a place to call my own. But at the back of my mind, I had a vision to find a place that could be an en-bloc potential [...]

in Categories: Property

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Trust is Good; Control is Better

June 26, 2014 by Jared Seah
For maximum effect, we should say it out loud with a German accent. Just to be clear, I belong to the “Trust but Verify” camp. Life is easier that way. I love to poke my fellow Steering Group members when we get overboard with “control”: - we need another KPI to measure this… - we [...]
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Trust but Verify

June 24, 2014 by Jared Seah
It’s not about being cynical. Nor is it about being skeptical. It’s about basing our opinions or decisions on some backing of facts – if any. If we don’t verify what we’ve heard or read and pass the same message to others, we are merely parroting and passing hearsay to others. Rumour-mongers? And if the [...]
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I don’t have everything; but I have enough

June 22, 2014 by Jared Seah
I don’t have hair. (I not bald OK? I just shaved if off to frontload the balding process) I don’t have six packs. (But I have 1 big round pack that looks like me having my 2nd trimester) I don’t have eyes that make women want to squeeze their thighs… I don’t have a yacht. [...]
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Bernard Baruch – A Stock Speculator

June 19, 2014 by Jared Seah
Baruch was recognized as one of Wall Street’s financial leaders and his teachings are as valuable today as decades ago. These are well documented in his book Baruch: My Own Story (1957) in which, among others, he said: “I have heard many men talk intelligently, even brilliantly, about something – only to see them proven [...]
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The Little Notebook – Write it down!

June 16, 2014 by Jared Seah
Our thoughts are fleeting. Ever had a good idea, didn’t write it down, and poof that idea vanishes as quickly as it surfaces? I carry a small notebook in my backpack nowadays. When I have an inspiration for a blog post, I write it down immediately. When an investing idea pops up in my mind, [...]
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Know your CPF queue number

June 9, 2014 by Jared Seah
During 2011, when the Greece economic crisis was brewing, I remember an interesting conversation with my Greek colleague in his early 30s. This colleague came from a privileged background – let’s say his parents were the equivalent of the Bukit Timah landed class. My colleague questioned his dad on how his dad’s generation has fuxxed-up [...]
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Journey to Achieve versus Journey to Escape

June 6, 2014 by Jared Seah
Why do most retail investors embark on their journey towards Financial Freedom? Don’t look at others, look at yourself. Yeah, you! What was the catalyst? The key motivator? It’s “to escape” right? It’s hard not to let these “escape” and “achieve” words colour your answers or judgement. Maybe it’s best I start with myself before [...]
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Choose me! Choose me!

June 3, 2014 by Jared Seah
During the 70s, we often do the mad dog and Englishmen thing – play soccer or basketball during the hot noon sun. Remember how we choose the teams then? 2 natural leaders will normally self-appoint themselves as the team captains (ever wondered who died and made them Indian Chiefs?). Then in alternate turns, each Captain [...]
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Why push me into the sun?

June 1, 2014 by Jared Seah
I remember a very interesting incident when I was in primary 3. It’s still vivid like it happened yesterday. One of my classmate asked our teacher why his mother pushed him into the sun when he tried to seek shelter under the shade of the umbrella his mother was carrying? Quick! Don’t think. What’s the [...]
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Value Investing is not about buying Cheap

May 28, 2014 by Jared Seah
First let’s get it straight, I’m not a “value investor” – I not cerebral enough. But if I would like to jump into a “buy the bounce off the bottom” trade, it would be very comforting to know my entry price is also where the value investors are lurking to buy. It’s always good to [...]
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Dumbest Insurance – Life Insurance for Child

May 25, 2014 by Jared Seah
Life insurance for a child ranks to me as the dumbest Life insurance policy out there. These policies are never bought; only sold to. From one salesperson to another, must give a round of applause for these super salespersons – these are the ones who can sell ice to Eskimos! Take a step back and [...]

in Categories: Insurance

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