Author: SimplyJesMe

Starting my own business and expanding my family

I could have just stuck with my old job. It is indeed the safer option to continue getting a regular income, continue working the same old job scope. People like to ask me if I have enough to feed my family and yet, start on a business. Many know that doing a start-up takes time, money and effort. Due to these reasons, many of them use children as an excuse not to venture out, to avoid risk and failure. I think it’s 2 separate issues. Indeed you will have greater financial burdens but that does not mean you cannot...

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5 things to prepare before your second baby’s arrival

During the second pregnancy, I was more or less used to the state of pregnancy, the discomfort of having a big belly, the morning sickness and all. They say subsequent pregnancies are unlike first pregnancy, time seems to fly past. I agree, I don’t monitor my baby’s growth as closely anymore and are more nonchalant about my growing belly. Many baby items can be re-used and it was great on saving money, I actually did not buy any maternity clothes too. However there are still many things to be done. Top on the list is telling your first born...

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Network marketing, MLM, direct selling

I am worried about many of my friends. Most are new mothers and are looking for flexible work so that they can spend more time with their children. They are lured by their friends who promise flexible work and easy-to-earn cash. There will never be cash that is easy to earn. If there is, it is most definitely a scam. If money is easy to be made, people will not have to look for you, many will flock to it. Let’s start with the definitions of some sales term. Network marketing or direct selling is selling a product directly...

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Your Work Is Not Your Life

Some friends see me as ‘unemployed’. Others see me as taking a break from corporate world, and they kept on asking when I am going back for interviews and trying to recommend available jobs to me. A few think I am resting at home, possibly slacking and shaking my legs. Doing your own business is not so free and easy, after all. It’s actually much more busier and productive than the average worker. We don’t watch the clock ticks past and often, time flew by before we have to rush to another place. Not many will understand and that...

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Technology is not to blame, you are

Recently, PCF introduced technology into our sign-in system. Instead of the manual signature by the parents, parents use the iPad to take picture to sign in. Seems like a no-brainer as this digital storage of information will be better for the administrative duties too. The best thing is that they can take picture of the person fetched the kids from school. In case of any dispute, they are able to track it and prevent any incidents where our children can be fetched by any random stranger. Technology can really help us a lot. So I was surprised to overheard...

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Cost of a traditional Chinese wedding in Singapore

I am not joking when I tell you a wedding is a hefty affair. Looking at the financial point of view, I would have opted for a simple buffet lunch but no, wedding is also a family affair. It really depends on both you and your partner’s parents, more so for the bride’s parents. They would want a lavish event to marry off their daughter proudly and to loudly announce to their friends and associates. This is also their day so I have to do it their way. My parents requested the wedding banquet and I couldn’t say no...

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Entrepreneurship – A wasted degree?

Earning $100k or getting a honours degree is not stopping me from starting me own business. However, many would feel that I have wasted my education. They ask, why do I need to study so much if I am going into entrepreneurship? Have I wasted my technical knowledge and wasted my last 8 years of working experience? I don’t think so. Education has prepared me with enough concepts and theory and that allowed me to self-study for other online course I like. With the fundamentals taught in school, I can read through online materials easily and grasp concepts with...

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Sharing session with SimplyJesMe – Postponed

The sharing session has been postponed as the organisers will be holding a bigger event at a later date and combined with other bloggers. The scheduling of this date was too rushed so they were unable to get more speakers. Now, this is a better idea! Attendees will be able to learn and get to know more from a trip down and I wholeheartedly agree. Thank you to the people who signed up, willing to take the effort to travel and just to interact with me. I really appreciate your support and looking forward to meeting with each and...

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Customers are not always right

I know I have not seen all after being in sales line for 9 years. After so long, people still continue to surprise me. One thing does not change: Customers are not always right. They can shout at their top of the lungs, they can scold you for their bad mood, they can shift the blame to you because of their own fault but they cannot escape blame on their part. I know I am in the service line and I have to give great service to people so that people will recommend our snacks to others. I know...

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Club Med Bintan – All-inclusive, unplanned holiday

This was quite an interesting idea for me – All-inclusive resort where all the food, accommodation and facilities are added in the price. I heard it first from a few friends but I never thought I would want to try it. After all, shouldn’t a holiday be full of sight seeing, shopping and walking? Not if you just want to relax and not have to plan any itinerary or follow some boring tours. Price is not so prohibitive too. At $825 per person, and free for any children below 4 years old, it was an enticing offer to bring...

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Sharing session with SimplyJesMe on 5th May

I am honoured to have my own sharing session to meet and greet my readers. You can register them at this link –¬†Unconditional Parenting Made Easy. I have no idea who thought of this title because parenting is never easy. Yet it’s the tough and challenging times that create the most unforgettable memories. Me? I have no secret recipe, I just try my very best and I think that’s enough. Yep, completely informal session! Many parents don’t think trying their best is good enough. They try to live up to societal and unrealistic expectations, mostly resulting in more disappointment...

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Should I buy Integrated Shield Plan until 99 years old?

Thanks to Ray, he pointed out I should expand my price comparison of different shield plans to age 75 and up. I can’t remember why I stopped at 75 years old, but I probably followed AIA’s tables, which only covers up to 75 years old. In any case, it got me thinking if I would keep buying integrated shield plan if I live till 99 years old. I wrote in another post debating whether people should buy term plan up till 99 years old. In short, you probably don’t have to keep paying for insurance and can stop once...

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My Honda HRV – A 2 year review

I always thought my personal posts interest no one so I am surprised people request for an update! I take feedback very seriously and it’s always good to have more ideas to write so I don’t mind to do this 2 year review. My last post was all about the price I bought my Honda HRV and why I went with Kah Motors. This post would be all about what I like and dislike about Honda HRV. Take note that my first car was Toyota Vios, where HRV is definitely a trade up and I would have different expectations...

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The peak period

Not just mega sales during Christmas but online sales like 11/11, 12/12, and particularly Chinese New Year. It’s the most hectic period for all online merchants. From renovation to selling furniture, abalone, vegetables, dried goods, clothes, cars and many more, I believe most sellers will be happy and tiring during such times. I am also happy to see my business taking off. It’s scary because we have to work till late almost every day to fulfil orders. The worst part is when our stocks run out so fast we kept on ordering and keeping stocks! It was crazy but...

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A summary on 5% co-payment of insurance for Integrated Shield Plan (IP)

Why the need to impose co-payment? It was 100% full riders coverage previously and I have blogged about the different prices of different insurance companies. However, premiums have increased by up to 80% due to a small group of people abusing the system, so the rest of us have to pay for higher premiums unfairly. What do you mean by abusing the system? When you are fully covered, people will be more keen to do many more check ups, tests or examinations that may be unnecessary. That means higher charges to the insurance companies. The insurance companies will in...

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