Author: SimplyJesMe

Club Med Bintan – All-inclusive, unplanned holiday

This was quite an interesting idea for me – All-inclusive resort where all the food, accommodation and facilities are added in the price. I heard it first from a few friends but I never thought I would want to try it. After all, shouldn’t a holiday be full of sight seeing, shopping and walking? Not if you just want to relax and not have to plan any itinerary or follow some boring tours. Price is not so prohibitive too. At $825 per person, and free for any children below 4 years old, it was an enticing offer to bring...

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Sharing session with SimplyJesMe on 5th May

I am honoured to have my own sharing session to meet and greet my readers. You can register them at this link – Unconditional Parenting Made Easy. I have no idea who thought of this title because parenting is never easy. Yet it’s the tough and challenging times that create the most unforgettable memories. Me? I have no secret recipe, I just try my very best and I think that’s enough. Yep, completely informal session! Many parents don’t think trying their best is good enough. They try to live up to societal and unrealistic expectations, mostly resulting in more disappointment...

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Should I buy Integrated Shield Plan until 99 years old?

Thanks to Ray, he pointed out I should expand my price comparison of different shield plans to age 75 and up. I can’t remember why I stopped at 75 years old, but I probably followed AIA’s tables, which only covers up to 75 years old. In any case, it got me thinking if I would keep buying integrated shield plan if I live till 99 years old. I wrote in another post debating whether people should buy term plan up till 99 years old. In short, you probably don’t have to keep paying for insurance and can stop once...

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My Honda HRV – A 2 year review

I always thought my personal posts interest no one so I am surprised people request for an update! I take feedback very seriously and it’s always good to have more ideas to write so I don’t mind to do this 2 year review. My last post was all about the price I bought my Honda HRV and why I went with Kah Motors. This post would be all about what I like and dislike about Honda HRV. Take note that my first car was Toyota Vios, where HRV is definitely a trade up and I would have different expectations...

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The peak period

Not just mega sales during Christmas but online sales like 11/11, 12/12, and particularly Chinese New Year. It’s the most hectic period for all online merchants. From renovation to selling furniture, abalone, vegetables, dried goods, clothes, cars and many more, I believe most sellers will be happy and tiring during such times. I am also happy to see my business taking off. It’s scary because we have to work till late almost every day to fulfil orders. The worst part is when our stocks run out so fast we kept on ordering and keeping stocks! It was crazy but...

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A summary on 5% co-payment of insurance for Integrated Shield Plan (IP)

Why the need to impose co-payment? It was 100% full riders coverage previously and I have blogged about the different prices of different insurance companies. However, premiums have increased by up to 80% due to a small group of people abusing the system, so the rest of us have to pay for higher premiums unfairly. What do you mean by abusing the system? When you are fully covered, people will be more keen to do many more check ups, tests or examinations that may be unnecessary. That means higher charges to the insurance companies. The insurance companies will in...

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My Way Of Paying It Forward by 15HWW

It’s been 3.5 years since I left my cushy, well-paying first job in the government service. With nothing concrete lined up then, it was a step into the unknown. A leap of faith. On hindsight, I took a huge risk. But well, I was deeply unhappy with my lifestyle and drastic action was necessary. These days, I count my blessings that things have turned out rather well as a full-time freelancer/self-employed. So I was filled with nostalgia when I came across these posts (here and here) by Jes recently. With a toddler in tow, she’s probably taking even more risks than me and...

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The ultimate price comparison of Integrated Shield Plans (New PruShield Fairer Pricing Approach)

The ultimate price comparison of Integrated Shield Plans (New PruShield Fairer Pricing Approach) Tuesday, January 23, 2018 Jes Finance , Insurance 0 Comments I just finished updating the price increase for AIA Max Essential on my previous post. Now I have to explain the new PruShield Plans, which is so much more complicated with their new 5 steps plan, also called the Fairer Pricing Approach. I am sure many Prudential customers will be pretty confused but ultimately, most just accept the price increase and changes. All these changes should be considered to see if they affect you positively. Basically,...

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Qoo10 vs Lazada vs Carousell vs Shopee – A comprehensive guide to online platforms

Qoo10 vs Lazada vs Carousell vs Shopee – A comprehensive guide to online platforms Tuesday, January 16, 2018 Jes SnackFirst 0 Comments Online platforms are popular nowadays as they dangle discounts and huge offers from major brands. As SnackFirst is an online shop and depends a lot on traffic, these online platforms are very useful to get more sales and attract new customers. While searching for information regarding these platforms, I did not find many articles on them. I am sharing my information here as I think it will be very useful to other online retailers, even my competitors!...

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Why I left my $100,000 job

Why I left my $100,000 job Tuesday, January 09, 2018 Jes Familytalk , Myself , SimplySalesTalk , SnackFirst 0 Comments I will start off 2018 with an in-depth post. Many of you know that I quit my regional sales job to start my own business at SnackFirst. What I have not mentioned is why I feel that it is the right move, instead of accepting another job offer or go for more interviews. Yes, it was mainly due to my boss who asked me to shut up but I could have found another similar job. It was hard for me to explain...

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PCF Infant Care to PlayGroup/Toddler

  Previously, I debated whether to go with infant care or a nanny. I decided on infant care and sought out a centre that I found the most comfortable with my own set of criteria.  That was when my daughter was 4 months old but you can actually start infant care from 2 months old onward. I realised not much information is shared online to give new parents and idea of the schedule and activities. Thus, I thought to write this so that more people can know more about what to expect from Infant Care. Do take note that...

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The temporary high

The temporary high Tuesday, November 28, 2017 Jes SimplySalesTalk 0 Comments Free use of the airport lounge all the time. Able to board the flight first before everyone else. Showing off the business class ticket on social media. Getting your luggage first thanks to the priority tag. Being welcomed by someone holding your name and chauffeured around. Sitting in a luxurious car with wifi, drinks and snacks. Staying in the best hotels in the world with the best food. It’s all just transitory. Getting Krisflyer gold is great and with all the priority stuff, it just saves time. I...

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Happy 3rd Birthday!

Happy 3rd Birthday! Tuesday, November 21, 2017 Jes Familytalk , Finance , Myself , SnackFirst , Summary of the year 0 Comments A year of a complete change in my life. Right after getting adjusted to being a mother, my career path has gone haywire. A drastic change and a brake to climbing up the corporate ladder. Questions started coming the longer I stayed away from my family, which is why I started to dig deeper and ask myself what I want in life. As per the usual norm of my birthday posts, which is under the tag Summary...

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DBS Multiplier vs POSB, OCBC, UOB, BOC

  Thank you to some readers who push me to work update my latest table on bonus interest. My last post comparing all the different bank account needs to revise now. I was very motivated to write on this because this is one of the rare times where bank actually revise their bonus interest upwards. Finally! What is DBS Multiplier? I like the bunnies, quite creative! Let’s jump straight to the good part: No minimum salary credit No minimum credit card spending Sounds so good! Especially now that I am self employed at SnackFirst, all the more I need an account...

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NTUC Gold formula milk price comparison with other brands

NTUC Gold formula milk price comparison with other brands Tuesday, November 07, 2017 Jes Familytalk , Finance 0 Comments With regards to my previous price comparison on the prices of formula milk, I feel that it is in need of an update particularly because NTUC’s own brand has arrived to disrupt the market. My baby has already switched to drinking cow milk so I won’t be letting her try it. Thus, this is just purely a price comparison and not anything pertaining to the taste. Similarly, the content of AA/DHA will be added to the revised table. Introducing the...

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