Author: myCreative Investment

Mar 2015 Portfolio

This month, we are at the top of the charts, NASDAQ and Dow is making new highs almost everyday and Japan Nikki also making new 15 years high as they are out of recession. The market slide abit also because of worries that Fed will raise interest rate too much or too soon. And so Fed said they are not going to raise rate in 2015 as US economy was rather weak. So market reacted positively to this piece of news. This month we also lost our first PM Mr Lee Kuan Yew. I was expecting SG market to...

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Singapore’s Greatest Loss! : Mr Lee Kuan Yew

  Today, all of the government buildings and schools have their Singapore flag lowered at half mast as we, Singaporeans, mourn for our founding father, Mr Lee Kuan Yew. I still remember when I was a school boy in the 80s, my impression of you was that you were a tough, no nonsense PM who will bulldozed anyone who was in your way. Some of the tough action from you was the sacking of the Singapore PR SIA pilot who lead the strike in SIA. You just sack that fellow off and banished him back to where he came...

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Kid’s Money Management Gone Wrong

This isn’t actually happening in my family but its a true story that I witnessed which I am going to share with you. Its one of the weekend which my family and I will go to market to have our usual brunch (breakfast + lunch). There’s this mother and 2 kids (about one 8 years old boy and other a 5 years old gal) with a packet of soya bean drink walking just infront of us. The boy was saying ‘Mummy why you ask me to give mei mei (younger sister) drink my soya drink?’ ‘Cannot the drink is...

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Health Is Wealth 健康就是财富

Today is the last day(元宵节) of Chinese New Year (CNY), I hoped you have an enjoyable CNY with your family and friends. I certainly did. So would like to write abit about this CNY. During CNY, Year of the Goat, was tossing yu sheng ‘lo hei yu sheng’ with my relative and friends. This dish is very popular during CNY. It is a very simple dish which made up of shredded raw fish and vegetable. We usually stand around it with our chopstick to toss the auspicious dish and at the same time shout out our CNY greetings and...

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Feb 2015 Portfolio

This month, we see oil price recovering and making new high in 2015. Above US$50. Ths stock also follow through with a rally. We see a little rally just before CNY but overall market was quite good after S&P 500 made repeated highs and Japan announced that they are just out of recession. This month I added my first blue chip SIA Engineering into my portfolio. SIA Engineering had been sold down recently together with alot of those S companies such as ST Eng, SPH, SATS, Sembcorp Ind, Sembcorp Marine. It forms part of the Straits Time Index (STI)....

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My Motivation – Fellow SG Financial Bloggers

The journey to financial freedom is a long and lonesome journey. It would be entertaining and enlightening to have some like-minded companions along the way. Just like the movie Lord of the Ring – the fellowship of ring, a party of human, elve, dwarf and hobbits was formed but along the way, Bolomir got lured by the magic ring and was killed by the Orcs. In our world, some people will throw the white flag and surrender or some just want to take a rest and recover before continuing the journey. Its important for us, fellow financial bloggers to...

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Mitigate Risk By Diversification

Putting our hard earned money in the stock market is a risky business. We may have put in our best research effort to ensure that all the financial, valuation and management factors are tip-top but there will be some hidden or external factors which investors do not know. We all do not want to see our portfolio lose money. It’s risky to invest in stock market. We cannot eliminate risk but we can reduce our risk. So what do we do? We buy more individual stocks :) Study has shown that as we diverisified by buying into different stocks,...

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Jan 2015 Portfolio

Well, its the first month of 2015, STI started the new year 2015 with a big bang! And its not good too, on its first trading day, STI was -40 points. That was caused by oil price dropping below US$50 and Euro crisis with Greece threatening to exit Euro. And adding more oil to the fire, Switzerland suddenly announced that they are not pegging Swiss Franc to Euro, causing a big hoo-ha in the market. Well, not a good start for the stock market if you ask me. And that’s just the beginning of the month. Near the end...

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About me

At this time of writing (Oct 2014), I am a 41 years old male, married with 2 beautiful daughters. I am not new to investing. In fact I have been investing throughout my life. My mum introduced stock investing to me. She still do stock investing sometimes buying at ridiculous time during bear market and penny stocks. Sometimes I would give her my puzzled look with her calls haha. But overall she did better than me, collecting dividends and win some tikams. I first started mine when I was doing my NS dabbling with IPOs and buying stocks etc....

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2014 Year End Portfolio Review

Our performance must be measurable. We should have a plan, a target or goal and a strategy on how to achieve our target. If not, how do we know if we improve or not. Only then will we know if we are in the right track and continue doing what we are doing. If we are in the right track, then we can decide if we want to multiply or magnify the effect. Its the end of 2014, let’s just do a little checkpoint to see how much am I closer to my target :) I started building my...

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My Strategy

In 2010, I bought 10 lots of Starhill Global at $0.50 and Suntec Reits at $1.24 for divdend but was scared of the Tsunami/Nuclear crisis in Japan 2012, so I sold all of them thinking that there will be another crisis just like the 2008 Lehman Bro crisis. But the correction was short lived, I waited for further correction but it didnt happened so I waited waited and waited. In 2014, I waited for correction but it didnt happened. I just kept on building my warchest. I am also cautious about the current SG stock market which is running...

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Dec 2014 Portfolio

Dec is always not a good month for stock. The big boys are closing their books and going for long Christmas and New Year holidays. They will be selling the market. This month we saw oil prices dipping by alot from US$100+ to US$60+ and some analysts were saying it will affect the stock market or some companies. This I find it strange because few years back oil was trading at US$60+ which is the norm and when it shot up to US$100+ everyone was saying its bad for the economy as profi margin were sliced and back then...

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My Motivation

I think most of us started off our journey by getting our first job, earning our first pay check, etc. I understand as a young working adult its very tough to save and invest because you want to start a family and will be spending on big ticket items such as a wedding package, car, home, renovation, baby and kids stuff such as milk powder, education, enrichment, tuition, etc. All these will easily set you back to zero. My advise is quickly get over this phase and build up your savings asap. Although we are working and saving our...

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Nov 2014 Portfolio

After US Fed announced the end of QE, which is to print money to help the US economy afloat, BOJ Japan and Europe announced that they are starting their QE. Looks like they tied up and are taking turns to perform the QE role. This is considered good news for the Asian market as they are all lifted after the news. Apparently when US Fed ended their QE, it means that the US economy is recovering with better job employment, etc. This should be good news for all. Looks like STI will be going up, at least its what...

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