Author: KPO Adventure

Capitaland – An Undervalued Blue Chip?

Capitaland needs no introduction. It is currently the 2nd largest investment in our portfolio and we have recently bought more of it even after the cooling measure. The green arrow indicates that the latest action within 14 days is an increase in position. To be exact, we bought 1,000 @ $3.13 on 6th August 2018. Besides busy preparing for our wedding, I have been spending some time working on a side project. The idea is simple and is based on mean reversion which means that everything will return to their mean/average eventually. I first load a bunch of historical stock...

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StashAway – July 2018

Time flies! StashAway sent out a 1-year anniversary email around the end of July. In the email, they shared the performance of the various portfolios (P4, P8, …, P28) and gave a sneak peek into higher return/risk portfolios which will be introduced in the next few weeks. Rachel Dance from StashAway reached out earlier and provided additional information/charts but I shall not reveal too much until the official announcement is out! To be honest, I am looking forward to that because I do believe at our age we can take on more risk. In addition, there was a “gift”...

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Portfolio – July 2018

Busy busy, it should be evident from the frequency I am blogging and it has been months since I played Monster Hunter! We are currently preparing for Guo Da Li (过大礼) which means more expenses! We have about 2 more months to our big day! So near yet so far! CZM has been asking if I am excited and, to be honest, the excitement has yet to kick in (probably only the day/week before?). I am more worried/concerned that things will not turn out smoothly. After doing a 2018 Mid Year Review, I decided to make some changes to my spreadsheet...

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Expenses – June 2018

Another month has passed and we are closer to our wedding. CZM has been counting down and stressing me, less than 100 days to go! We did our pre-wedding photoshoot and it was an extremely tiring day! I failed to do the 新娘抱 (carrying the bride) and it has become one of CZM’s regret. Besides that, everything went smoothly thanks to my dad for driving us around and CZM’s brother for carrying a bunch of helium balloons in NTU while waiting for us to arrive. Hahaha. Current Profile: 28 years old male planning to get married this year and...

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Hyflux Saga – Obvious Red Flags!

This should not be a new news anymore, Hyflux defaulted its coupon payment for its 6% perpetual securities and has applied for a debt reorganization and in the worst case scenario, it may even go bankrupt. Unfortunately, I realized that a few of my colleagues are/were holding either the shares or the perpetual securities. They were under the impression that it is a monopoly and is back by the government so nothing will go wrong? I got curious and went to take a look at its Annual Reports over the years. To my horror, there was an obvious red flag! Turns...

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2018 Mid Year Review

Hi everyone! CZM was telling me that it has been a while since I blogged, mostly due to the World Cup among other things. As a result, this post has been in draft mode for the longest time! One of Our Goals is to have a one million dollar portfolio with a 5% dividend yield before 40 and I have a spreadsheet that forecasts how fast we will be able to meet that goal in a perfect/ideal scenario such as the market does not crash, we continue to invest with positive returns, etc. When I first made the spreadsheet, the forecasted...

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Book Review – Your Money or Your Life

Your Money or Your Life? You will probably only encounter this in either scenario – a robber pointing a gun/knife/banana at you or reading the book by Vicki Robin. This has always been one of the books I wanted to read because I was first introduced to it by a colleague who quit his job (without another job offer) after reading this book a year ago. He was totally fine with taking a pay cut to do something of interest or even drive Uber/Grab (when Uber still existed). Regardless, I have just finished the book and it did give me...

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StashAway – June 2018

We have decided to invest more money (from $500 to $1,000 monthly) through StashAway since January 2018 and I blogged about it here – Automating Capital Growth Through StashAway. On a side note, we have changed the way we are investing our money from monthly $1000 (25th of the month) to every 2 weeks $500 (14th and 28th of the month). Technically there is no difference in the amount of SGD invested but there will be some minor difference in the USD that is being exchanged. Just “diversifying” further… 1. ACCOUNT SUMMARY (as of the last day of the month) Based on...

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Portfolio – June 2018

It has been a while since I blogged. My time has been taken up by wedding preparation + mostly the World Cup (I have been watching almost every 8/10pm matches). Nope, I did not bet on any of the matches, just enjoying the game and drama every 4 years. Hahahaha. On a side note, it will be < 100 days to our wedding! Like those days when the students would countdown to PSLE/O-level. Our portfolio decrease by -0.19% to $333,410 – $11,544.89 of capital injection and $12,190.54 of capital loss. SOLD – None BOUGHT – Frasers L&I Trust (2,200 units) @ $0.967 – Capitaland (1,000 units) @ $3.480...

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Expenses – May 2018

Busy busy. So many things happening now, wedding and honeymoon preparation, Trump-Kim summit on our little island, world cup, potential trade war, red red stock market yet with many shares buyback. We will probably just buy on weakness and average down/up instead of looking for new investment opportunities. Interestingly, CZM was chan zui (not surprising!), went to buy one of the Trump-Kim food last week and was interviewed by one of the foreign national TV stations! They asked if CZM was following the Trump-Kim news and what was her reason for buying the food. She said not following and she...

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Astrea Bond? Nah!

CZM and I have been pretty busy preparing for our wedding and honeymoon. Some of the stuff we did include printing of our wedding invitation at TDragon (a reader once commented that our site looks “obiang“. I thought so too until I visited their site but do not judge a book by its cover. The whole process was simple and smooth), manually making the invitation cards, extending the invitation, tracking the attendance and arranging the tables. Hunting for hotels, looking for BRG (Best Rate Guarantee) and attempting to make it cheaper and the cycle repeats. On a side note, we had our...

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StashAway – May 2018

We have decided to invest more money (from $500 to $1,000 monthly) through StashAway since January 2018 and I blogged about it here – Automating Capital Growth Through StashAway. 1. ACCOUNT SUMMARY (as of the last day of the month) Based on the statement (31 May 2018), we gain $103.29. It has been a while since we see green green. Like I always say, the market goes up and down, as long as your investment horizon is long enough, it will become green :) As of 6 Jun 2018, we gain $132.06 mostly from investment returns with a negative currency impact of -$1.25. Yay! In...

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What is Happening to Singtel?

Singtel (Singapore Telecommunications Limited) needs no introduction, it is a familiar name for everyone. Based on its latest results, it seems like it was an excellent year for Singtel at a glance. Record net profit + the whole year this up and that up, only Q4 down, why would the price keep falling?! It is currently at a 5 years low (based on ShareInvestor). Why? The record net profit is largely bumped up by the divestment on Netlink Trust which was recorded as an exceptional item (gain) of $1.93 billion. If we were to remove this gain from the record net...

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Portfolio – May 2018

It was another roller coaster month but life goes on! CZM and I are preparing our wedding invitation cards, about 4 more months to our big day! Our portfolio decrease by -0.59% to $334,055 – $11,936.16 of capital injection and -$13,902.11 of capital loss. SOLD – None BOUGHT – Keppel DC REIT (3,000 units) @ $1.353 – Lion-Philip S-REIT ETF (1,000 units) @ $0.997 – Capitaland (1,000 units) @ $3.54 – Singtel (1,000 units) @ $3.30 It seems like we lost and bought a lot this month. A total dividend of $2,683.38 was paid in May and we merely reinvested/redeployed the dividends into the market. In fact, apart from Lion-Philip...

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How Much is Our Blog Worth as One of the Top 75 Singapore Investment Blogs

A few days ago, I received an email from Anuj Agarwal, the founder of Feedspot congratulating the KPO and CZM team (me, myself and I) for being selected as one of the Top 75 Singapore Investment Blogs. We would like to thank our parents readers for your support. This award would not have been possible without all of you! We are currently ranked number 51, not too shabby. I was expecting the blog to be ranked 75 when I saw the email. lol. I went down the list to take a look at the blogs “behind” us and was surprised...

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