Author: KPO Adventure

New Singapore Budget, New REIT Strategy!

Apart from the increase in GST and the government ang bao (red packet), one thing that really interest us is the extended tax transparency treatment of Singapore listed REITs (Real Estate Investment Trusts) to ETFs (Exchange Traded Funds) – Singapore Budget 2018: Reit ETFs to enjoy tax transparency. In short, this means that the REITs ETFs will no longer have to pay the 17% tax and the dividend yield will increase significantly! I blogged about 3rd REIT ETF – Lion-Phillip S-REIT ETF previously and how we will give it a miss because of the tax and its impact on the...

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Monster Hunter World – Hammer Build (Max Earplugs + Attack Boost + Weakness Exploit)

I am sharing something different today – my Hammer build/equipment in Monster Hunter World! This mixed armor build gives max Attack Boost (Level 7), max Earplugs (Level 5) and max Weakness Exploit (Level 3)! It comes with lots of slots for decorations/jewels too! All these are before augmentations. In my opinion, these 3 skills are necessary for a hammer player because we go for the highest damage output! Max earplugs ensure that we will not be affected by the monster’s roar and give us the opportunity to continue whacking. One can argue that rolling out of the roar works but...

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Monster Hunter World – Hammer Build (Max Earplugs + Attack Boost + Weakness Exploit)

I am sharing something different today – my Hammer build/equipment in Monster Hunter World! This mixed armor build gives max Attack Boost (Level 7), max Earplugs (Level 5) and max Weakness Exploit (Level 3)! It comes with lots of slots for decorations/jewels too! All these are before augmentations. In my opinion, these 3 skills are necessary for a hammer player because we go for the highest damage output! Max earplugs ensure that we will not be affected by the monster’s roar and give us the opportunity to continue whacking. One can argue that rolling out of the roar works but...

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Red Red Market for Chinese New Year!

Let KPO start by wishing all my readers a Happy and Healthy Chinese New Year! 恭喜发财,身体健康!Huat ah! It has been 2 weeks since I last blogged! CZM (being one of my readers) reminded me that it has been a long time! What have I been doing for the past few weeks? Busy playing Monster Hunter World! Hahahaha. I am currently at HR (Hunter Rank) 52 and have clocked > 80 hours of gameplay till date. Shall stop here, CZM is already complaining she has lost her bf. Apart from gaming, I am also busy preparing my wedding video speech...

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Red Red Market for Chinese New Year!

Let KPO start by wishing all my readers a Happy and Healthy Chinese New Year! 恭喜发财,身体健康!Huat ah! It has been 2 weeks since I last blogged! CZM (being one of my readers) reminded me that it has been a long time! What have I been doing for the past few weeks? Busy playing Monster Hunter World! Hahahaha. I am currently at HR (Hunter Rank) 52 and have clocked > 80 hours of gameplay till date. Shall stop here, CZM is already complaining she has lost her bf. Apart from gaming, I am also busy preparing my wedding video speech...

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StashAway – January 2018

We have decided to invest more money (from $500 to $1,000 monthly) through StashAway and I blogged about it here – Automating Capital Growth Through StashAway. ACCOUNT SUMMARY(as of the last day of the month) Based on the statement (30 Jan 2018), we had $90.46 profit after taking into account a -$56.00 currency impact. The profit has vanished in the last few days to $13.00 but we are not too concern. Short-term volatility is noise while long-term will be $$$. That is how the market works. SGD time-weighted returns: 0.7% USD time-weighted returns: 4.5% 2. PORTFOLIO DETAILS 3. TRANSACTIONS I am still going to complain about the amount of...

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StashAway – January 2018

We have decided to invest more money (from $500 to $1,000 monthly) through StashAway and I blogged about it here – Automating Capital Growth Through StashAway. 1. ACCOUNT SUMMARY (as of the last day of the month) Based on the statement (30 Jan 2018), we had $90.46 profit after taking into account a -$56.00 currency impact. The profit has vanished in the last few days to $13.00 but we are not too concern. Short-term volatility is noise while long-term will be $$$. That is how the market works. SGD time-weighted returns: 0.7%USD time-weighted returns: 4.5% 2. PORTFOLIO DETAILS  3. TRANSACTIONS I am still going to complain about the amount of USD we are...

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Portfolio Update – January 2018

Our portfolio increase by 7.24% to $317,607 – $11,311.22 of capital injection and $10,137.30 of  capital growth/reduction. The year started with a BANG and within the first week, our portfolio crossed the next 100k milestone to $300,000. SOLD – Soilbuild Business Space REIT (15,000 units) @ $0.705 Soilbuild Business Space REIT was one of our biggest holdings with 30,000 units. It has been hit with a series of unfortunate events, one after another. Apart from the 2 defaults, the latest bad news is that their property has been revalued down. Based on the latest 4QFY17 results, NAV decreases from $0.72 to $0.64 which meant that it is...

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Portfolio Update – January 2018

Our portfolio increase by 7.24% to $317,607 – $11,311.22 of capital injection and $10,137.30 of  capital growth/reduction. The year started with a BANG and within the first week, our portfolio crossed the next 100k milestone to $300,000. SOLD– Soilbuild Business Space REIT (15,000 units) @ $0.705 Soilbuild Business Space REIT was one of our biggest holdings with 30,000 units. It has been hit with a series of unfortunate events, one after another. Apart from the 2 defaults, the latest bad news is that their property has been revalued down. Based on the latest 4QFY17 results, NAV decreases from $0.72 to $0.64 which meant that it is trading...

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Ascendas Hospitality Trust

With the market running up so much and STI hitting a multi-year high, it has been harder and harder for us to buy stocks. Everything seems so expensive until today! Our latest buy – Ascendas Hospitality Trust 9000 units @ $0.895 :) Let me give a quick introduction to Ascendas Hospitality Trust. It has had 11 9 properties in 7 6 cities, 4 3 countries (Australia, China, Japan and Singapore) valued at $1.6 Billion. Based on the last quarter financial statement, its current NAV is was at $0.891 which translate to a PB of 1.01. However, on the 29th January 2018 (after market close), Ascendas...

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Ascendas Hospitality Trust

With the market running up so much and STI hitting a multi-year high, it has been harder and harder for us to buy stocks. Everything seems so expensive until today! Our latest buy – Ascendas Hospitality Trust 9000 units @ $0.895 :) Let me give a quick introduction to Ascendas Hospitality Trust. It has 11 9 properties in 7 6 cities, 4 3 countries (Australia, China, Japan and Singapore) valued at $1.6 Billion. Based on the last quarter financial statement, its current NAV is was at $0.891 which translate to a PB of 1.01. However, on the 29th January 2018 (after market close), Ascendas Hospitality...

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Free $5 for DBS Multiplier Account Holder

Facebook reminded me earlier that 75 people that liked our page have not heard from us in a while (about one week ago only!). Sorry for disappointing everyone as I have been busy playing Monster Hunter World! Hahahaha. What we like about the Multiplier Account is that it is hassle-free and does not encourage/force spending (minimum spend of $X amount on credit card). One simply has to credit their salary to the account + credit card spend of any amount ($1 also can!) or any of the 3 other categories (home loan, insurance or investment). Back to the free money!...

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Free $5 for DBS Multiplier Account Holder

Facebook reminded me earlier that 75 people that liked our page have not heard from us in a while (about one week ago only!). Sorry for disappointing everyone as I have been busy playing Monster Hunter World! Hahahaha. What we like about the Multiplier Account is that it is hassle-free and does not encourage/force spending (minimum spend of $X amount on credit card). One simply has to credit their salary to the account + credit card spend of any amount ($1 also can!) or any of the 3 other categories (home loan, insurance or investment). Back to the free money!...

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Automating Capital Growth Through StashAway

A reader asked how does StashAway fit into our strategy of increasing passive income. The short answer is it does not! If you look at our portfolio, you will see a few counters that are very red. Those are some of my attempts at picking growth stocks as compared to the usual REITs/dividends stocks. When growth stocks do not meet its growth expectation, expect the share price to drop significantly! Personally, I find it extremely difficult to pick value/growth stocks and the idea was reinforced in my mind when I came across another article by Thumbtack Investor – What Makes...

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Automating Capital Growth Through StashAway

A reader asked how does StashAway fit into our strategy of increasing passive income. The short answer is it does not! If you look at our portfolio, you will see a few counters that are very red. Those are some of my attempts at picking growth stocks as compared to the usual REITs/dividends stocks. When growth stocks do not meet its growth expectation, expect the share price to drop significantly! Personally, I find it extremely difficult to pick value/growth stocks and the idea was reinforced in my mind when I came across another article by Thumbtack Investor – What Makes...

Read More

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