Author: BULLy the BEAR

We all have our own poison

What’s your poison? Everyone has one. For some, it could be expensive branded watches. For others, it could be handbags with Italian names on it. But a poison need not be expensive things too. It could be something that is ‘costly’ to your free time, like painting or doing models of tanks etc. It’s just something you would willingly go to in your free time. For those who fuel their poison by spending a disproportionate amount of their salary into it, who are we to say that they are shallow and materialistic? They are not spending our money and...

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Bigscribe mega event of the year: Investors Exchange 2017

Bigscribe is having a mega event, called Investors Exchange 2017, this July. Those who know Bigscribe and had attended their value for money talk would know that everyone takes away something of value from attending the talk, so this mega event is no difference. Here’s the line up of the speakers and their topics: Teh Hooi Ling – Strategies for successful equities investing She is a former SPH journalist and author of the “Show me the Money” series. She has her own fund now, called Inclusif Value Fund. I read her books and loved her articles on straits times,...

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My first Father’s day

Today is my first Father’s day. It’s usually a quiet event, unlike Mother’s day, but I like it because it’s a quiet event. I don’t need fancy roses or wild celebration or chocolate cakes; just a nod, an appreciation and a pat on the back is good enough. It’s a team effort, where the glory is not for any individual parent but for the entire family, together as one. I rehashed this old post, which I still think is very meaningful. Perhaps now, as a newly minted father, it’s even more meaningful. I still get touched reading this. Happy...

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The 4 Seasons

There is a time and season to do certain things, and most things go about in their own cycles. It’s the same for investing or trading. There’s a time to sow the seeds, a time to wait, a time to harvest and a time to just lie in bed and do nothing. Today, we’re going to talk about the seasons in my trading. There are 4 seasons: Spring, Summer, Autumn and Winter. Each defines a certain mood that characterizes both the change in climate as well as the activities that follows it. Spring: A new hope, a new beginning....

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My almost half year reflection

Time only gets faster and faster as we get older and older. It’s the same for this year. Before I knew what happened, June is here and almost half a year is upon us. Let’s have a review on what had happened in this year so far. 1. Greatest event of the year – birth of my son My son continues to be the source of sleeplessness, frustration, joy and happiness for me. Life is a lot different compared to a few months back when me and my wife are still living as a couple. Now with the ‘3rd...

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Is Haw Par a golden tiger or a sick cat?

This is a guest post by the kind folks over at Investingnote. It seems that now they have an in house technical chartist and an analyst as well. Good for them. It’s quite a detailed analysis with FA and TA perspective, but this kind of company isn’t my cup of tea, LOL. The chart failed to trigger any buys in my system, so yeah, it’s good to know about the company and keep it in mind the next time you use their signature muscle rubs or ointment. —————————————————– A Golden Tiger: $Haw Par(H02 ) This column is jointly written...

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The math of crisis investing

I want to find out what is the possible rise in my portfolio after investing during crisis, and in so doing, I can find out the optimum amount of cash to keep. The problem with cash is that while it’s very useful during crisis, there’s a cost to it. It’s the drag on your portfolio return, that is, your cash is rotting in the bank doing nothing. On the other hand, investing throughout the ups and downs will mean that your portfolio volatility will be swinging in extremes too. Not for the faint hearted. I start off by looking...

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The evolution of needs and wants

My baby is slightly more than 3 months old now, and I learnt a lot from the experience of being a first time father. One of the first things I get to observe is how the needs and wants of the child develops as he gets older. When my son is less than 1 month old, the term ‘needs’ and ‘wants’ are interchangeable. You can even say that the needs and wants are indistinguishable from one another. The default mode of the baby is sleep. If he is not sleeping, it’s because of the following reasons: 1. Food 2....

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Fear-based selling

There’s a lot of fear out there. Everytime you switch on the news, out of 10 news, perhaps 8 are bad news. Maybe some air plane crashed, some terrorist attacks somewhere, some murders elsewhere. Then comes the commercial interval selling things. It’s known that fear can trigger emotional buys (for certain items), so is this the way to pre-suade consumers to part with their money? A typical example would be that of a insurance agent. The sales pitch is that you don’t know when you’re going to die, and there’ll be huge medical costs, and you must be responsible...

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I don’t read; I study

This year is turning out to be a year of new systems. I had already implemented two systems, which I’ve dutifully blogged about in this post here. I’m still using them and they are serving me very well. This new system is a overhaul of a old one that dated back in 2007, so it has been active for about 10 years. I used to have a reading target of 52 books a year. I say ‘used’ because the new system seeks to overhaul this old one. Reading 52 books a year means essentially reading one book per week. While...

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Government paid child benefits for self-employed

It’s always hard to find stuff for self employed individuals like me, so since I’ve already done my research, I might as well share it with others who are in a similar situation as me. I just had a baby boy and he’s doing mightily fine. As a self employed, I have no company benefits as a father. Since almost all the benefits given by the company as a employee is co-shared by the government (meaning that the G will reimburse the company), I can only claim the part of the benefits that is given by the government, called...

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Newbie’s guide to market depth

SGX is running a promotion for free market depth information, limited from 3rd April to 30th June 2017. I’ve not seen them done this ever before, so perhaps they are doing this to boost the liquidity of the market, or to sell them the subscription. Either way, take this as a free trial and see if it’s useful for you or not. Quite a few brokers are participating in this, like CIMB, DBS Vickers, KGI, Lim&Tan, Kim Eng, OCBC, Philips, RHB and UOB Kay Hian. And before you ask, no, stanchart is not part of it, but you can...

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Gradual effort, sudden result

A long time ago when I was just a newbie tutor, a parent sat in with my student for a lesson. After teaching the theory, I set the student to some work. For the greater part of the duration of the lesson, the parent saw me doing nothing but just watching the student do his work. Occasionally I would point out some things here and there but that’s about it. The parents remarked that since I’m just baby sitting her kid and doing nothing much, how come I charge so much for the fees? In the past, to prepare...

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Need a financial tribe?

If you want to be financially literate, you should be immersed in an environment where everyone is talking about it constantly. Some wise men did say that if you want to find out the character of a person, you just need to look at 3 of his closest friends. We’re the average of the 3 persons we talk to most frequently. Being in a group of like minded individuals allows you to be completely immersed in an environment that will saturate your mind with the things you want most to learn about. There are times when I was ‘addicted’...

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Living your life in 2 hr block

There was a remake of Battlestar Galactica. It’s a sci fi show about how a group of humans was attacked by a race of robots that they had created (it’s a long story) called cylons. Only a few ships made it off the planet and they are wandering in deep space being pursued by the cylons. The attacks on the cylons are relentless, because every 33 mins, they will find out the location of the entire fleet and everyone will have to be battle ready. The pilots have to fly out to meet the cylons in space dog fights,...

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