Author: BULLy the BEAR

T+30 of being a Father

My baby just reached one month recently. In the midst of the showering, feeding, changing diapers routine, I didn’t realize that 30 days had just flew past like that. So, how did a first time father feel after a month? 1. Baby is living in blissful zen I must have mentioned it before. When a baby eat, he eats. When he shits, he shits. When he is uncomfortable, he’ll cry. When comforted, he stops crying. I think we can learn a lot from watching how a baby reacts and responds. They are living so much in the present that...

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Comfort delgo : Goodbye or good buy?

This is a guest post from Investingnote. It’s regarding Comfort delgro and it’s mainly about touch and go FA and other industry news. I had already bought it some days ago and my views can be summarised in two pictures: Comfortdelgro weekly: bullish weekly divergence   Comfortdelgo daily: break out of down trend line and retracing back to trendline ——————————————————————————— Can ComfortDelGro(C52) regain its customers of taxi service? Brief Background of ComfortDelGro:  ComfortDelGro Corporation Limited is a Singapore-based investment holding and management services company. It operates in eight segments: 1) Bus & bus station 2) Rail 3) Taxi 4)...

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Comprehensive financial cost from pregnancy to birth – Part 3

Finally received the final bill from NUH, so that I can properly blog about the cost of the entire pregnancy and delivery. To be honest, NUH billing is so complex and it’s not immediate intuitive to know what the costs are. I received a total of 3 billings, one while in the hospital, one after I’ve discharged and the last one about 2-3 weeks after we discharged. Why so many bills? I’ve no idea. From what I observed, the first bill is to let us know the rough figures while the second bill is for us to foot a...

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My notes on Tools of Titans

I just finished the big tome of a book, titled “Tools of Titans” by Tim Ferriss. If you’re into self help books, you cannot avoid reading his books. This book is a series of summary from all his 200+ podcasts (each 2 hrs+ long) condensed into one big compendium, divided into 3 broad sections of health, wealth and wise. As a financial blogger, you might think I’ll dive straight into the wealth part, but I read it from cover to cover. I think I do take in a lot of tips and pointers from the health section, and am...

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What I learnt from 14 years of tutoring

I was filling up some forms for baby bonus and all the other paper work, when I realised that I had worked as a tutor for 14 years! That represents so much of my life, so I think I should reflect and think about some of the things I’ve seen and learnt from my students and their relationships with their parents and school in general. It’ll be a good thing to do less of the wrong stuff and do more of the right stuff. Here it goes: 1. Daddies are mostly absent Throughout my entire career as a tutor,...

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Her motherhood journey – Part 2

This is the second part of our pregnancy journey. The first part is from my perspective as a father to be, titled aptly My fatherhood journey. This is wholly the work of my wife, who had taken time in between rest and her care duties to our son, to write out her reflections to chronicle this milestone event. After reading for the first time in order to post this, I feel that I need to provide a little background information. The name of our son is Zef, and his chinese character has a 𦊊 inside. It’s pronounced as tian1, same as...

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My fatherhood journey – Part 1

2017 is such a significant year for me. There are different stages in one’s life and this year is going to be one of the biggest milestone in my life because I’m a father now! My baby was born on the 31st of Jan 2017, same as B’s baby. I thought it’ll be interesting to hear about the birth of the baby from the father’s perspective, so I’ll share it here. I will talk about the financial cost of the whole journey, but I don’t want it to be the first thing to come to mind when discussing about...

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Marginal utility of Time vs Money

I’m always fascinated by my earlier ‘miserly’ behaviour, like how I used rusty shavers to save some money or how I worked like crazy to save my first 50k until I get so burnt out. I framed it as a growth mindset, where I grew bigger than my problems, hence it’s not that my problems became smaller and therefore manageable, but rather I grew bigger, so the problems no longer affect me that much. This three articles I blogged about has the same underlying theme: 1. Frugality isn’t just about saving money 2. Being frugal with your time 3....

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Circular for Bullythebear shareholders

CIRCULAR TO SHAREHOLDERS (“CIRCULAR”) in relation to THE PROPOSED CONTINUATION AND FUNDING OF PREMIUM CBOX (Thereafter, “THE PROPOSAL” ) ————————————————- DEFINITIONS For the purpose of this Circular, the following definitions apply throughout unless the context otherwise requires or unless otherwise stated. “BullyTheBear” : The award winning website that talks about personal finance and finance related information “cbox” : The tiny little community space right at the bottom of and below the blog posts of BullyTheBear, where shareholders can type in messages and discuss the mundane and important issues of the day “Chairman” : Chairman of BullyTheBear website, known popularly as La...

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Gong xi gong xi

Some companies are wishing themselves happy chinese new year with their retrenchment exercises near the festive season. One of the more notable examples is given below: Besides that, HSBC also recently closed some branches and cut some jobs (here). I guess we all have to strive for financial freedom one day, because there’ll come a time where even if you want to work, you might not be able to, either because the economy had changed drastically or you are unfit because of health reasons. Have career aspiration or not is up to you, but one must definitely have financial...

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Is it a dream or a goal?

I was reading Tim Ferriss tome “Tools of Titans ” and finding little nuggets of information here and there. It was such a great education reading about psychedelics, strength training and ketosis – things that I don’t read about in general. This one by the famed wrestler Triple H stood out: Is it a dream or a goal? A dream is something you fantasize about that will probably not happen. You can dream of being a world class DOTA player or get all As for your exams, but without action, it’s just something in the potential near future that...

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Bullythebear’s reflection post of the decade

The first post of Bullythebear is dated at 4th Dec 2006. Today is 8th Jan 2017, which means that 10 years 1 month and 4 days had passed since my very first posting here. I thought it’s a good time to think and reflect about the long journey of me writing this blog and all the readers reading it.So here’s the blog post that summarises my journey in Bullythebear so far. Statistics 1. I made a total of 1,203 (excluding this) over the entire lifespan of the blog. That’s about 10 post per month on average. I progressively posted...

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Reflection of year 2016

I think it’s important to take stock of what had happened in 2016 and then reflect on the various pillars that make up my life. Let’s have a look: 1. Finance As a financial blogger, this naturally comes first. I’ll break it up into two parts, personal finance and portfolio. In 2016, I pushed through my limit of how much I can work in a day. I didn’t exactly plan to make a record breaking year, but things just happened this way. As a result, I worked in excess of 45 to 50 hours a week, and that’s just...

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The year 2016 in terms of books read

It’s becoming clear as we move towards the end of 2016 that my target of reading 52 books this year is not going to happen. Not going to give any excuses for not being able to do so, it is just as it is. As usual, I’m going to list down all the books that I’ve read, then I’m going to recommend a few good ones that forms a deep impression after reading. Here’s the list of all 38 books that I’ve read this year: Living with a SEAL – Jesse Itzler When breath becomes air – Paul Kalanithi...

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Two new systems to change my life

I usually spent the last few days towards the end of the year to do some serious reflection on the practices and the system that I used for the entire year, to see if I can improve it or fine tune it further. I will share two systems that I had recently been implementing that I think will streamline my thought process for further reflection at the end of the year. The first has to do with trading, and the second is more to do with my line of work. Trading system Problem:  In the past before I started...

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