Archive

La Papillion

The allocation of my parent’s 50k

January 8, 2014 by La Papillion
On the last day of 2013, I’ve finished investing all the 50k entrusted to me into the market. I didn’t do it irrationally. I’ve been thinking about it for a few weeks already. My aim is to invest the 50k for a min of 2% and above, with very good chances of not losing the [...]
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SPRD Gold and OCBC charts

January 7, 2014 by La Papillion
Haven’t posted charts for ages! I haven’t decide to enter or not, so this is just my trading thesis. Here’s the two: 1. SPDR – Gold Weekly bullish divergence. A good entry price will be around 116.7 to 118. Exit around 124 (1st target) and 130 (2nd target) 2. OCBC Possibly daily bullish divergence Let’s [...]
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Systems vs Goals

January 6, 2014 by La Papillion
I don’t know if you’ve noticed, but suddenly everyone seems to be talking about the difference between goals and systems. I’m not going to define these terms, but I’m influenced more by Scott Adams way of throwing goals away and adopting a systems approach towards life. You can read his books about it but there’s [...]
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When to be IDEALISTIC or REALISTIC as a Self-employed

January 3, 2014 by La Papillion
Being self employed, it’s important to always have the ability to pay off your monthly expenses because your income does not come in the form of a pay check at the end of the month. Due to the variability of the income, I think it’s easy to be either too slack or work too hard. [...]

in Categories: Career

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Sg bonds listed in SGX

December 31, 2013 by La Papillion
This is the last of the 3 part series detailing all the fixed income listed in SGX. For those who just came in to read about this article, a little background of why I’m doing this. I’m trying to plan out my parent’s retirement fund. They gave me 50k not too long ago and I [...]
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Preference shares listed on sgx

December 30, 2013 by La Papillion
Preference shares are quite similar to bonds. Unlike bonds, preference shares might not be able to pay out dividends in certain years, but that usually means that the ordinary shares holders won’t get their dividends too. If bond issuers are unable to pay out coupons, they will be in default and that’s very serious because [...]
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Retail bonds listed in SGX

December 27, 2013 by La Papillion
I’m sharing this summary of the retail bonds that are listed in sgx for those who are in the same boat as me – trying to piece up a portfolio of fixed income instruments for your own or your parent’s portfolio. Those who do not know about bonds, I can share a bit here. Click [...]
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Issues to think about for portfolio allocation

December 26, 2013 by La Papillion
With other people’s money comes great responsibility. Well, over the last couple of days, I was doing intensive research on the various preference shares, corporate bonds and sg bonds. I decided that I’ll just put those funds in fixed income instead of equities so that things are a lot more predictable. I’ll have predictability in [...]

in Categories: Investing

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LP bonds are oversubscribed!

December 23, 2013 by La Papillion
La Papillion is now officially a fund manager. I don’t know whether this is a good development or not…I’d like to see it as a positive one. Before you start thinking I’ve joined some fancy company as a employee, nah, I’m not. I’ve simply the fund manager of my parent’s retirement money. This follows my [...]
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Where to invest your mum’s 50k

December 16, 2013 by La Papillion
Interesting assignment that my mum gave me this morning. She wanted to put in 50k for her savings to get more returns instead of the usual savings. I think she got this lump sum after her previous fixed deposits expired. She wanted me to look into some instruments where she can get better returns but [...]
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Far from the madding crowd

December 15, 2013 by La Papillion
When we’re in a social context, we tend to look at each other’s good points, totally ignore the bad, and lament how far behind our peers we had fallen to. Some occasions, you might be far better than others but there are always others better than you. That’s how the game is to be played and that’s [...]
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Thoughts about STI part 3

December 6, 2013 by La Papillion
After looking at Drizzt’s blog regarding the yearly percentage returns from Dow Jones here, I wanted to have a look to see how our very own STI would look like if the same information is sliced up and presented. Source: The raw data of ^STI is taken directly from Yahoo! Finance site here. The adjusted [...]
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Finding the lemonade out of the lemons

December 5, 2013 by La Papillion
Maintaining a household is not cheap. After about 2.5 yrs of wear and tear through usage and plain old ‘depreciation’, things start to break up a little for my home. Initially when well informed friends told me that I need to set up a fund to pay for such eventualities, I brushed them off saying [...]
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3 Things to be grateful for

December 3, 2013 by La Papillion
Since this month is December, a great holiday for students and a more laid back month for those working, I thought I should do a post to reflect upon the things that I’m grateful for in my life. I think in life, we focus a lot on the things that we do not have and [...]
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New clothes for BullyTheBear

November 27, 2013 by La Papillion
It’s time to change a new template for bullythebear. It had been 5 years since I’ve last changed a new template, so I guess the time is ripe for another change. This change will make the 3rd major change since I started since blog. As always, it’ll be dark themed. So if you’re waiting for [...]

in Categories: Site Update

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Tightening my belt in December

November 25, 2013 by La Papillion
As December approaches, I’ll be careful to monitor my mental health for signs of depression. Why? I think I’m sort of a workaholic. Work fulfills me, not just in terms of the obvious financial gains that I will get, but also it’s therapeutic to me. I cannot recall the countless times that doing my work [...]
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Desktop productivity tools

November 20, 2013 by La Papillion
I’m always very interested in improving my workflow. I don’t own a laptop and most of my work is done on a desktop pc. For me, a non-cluttered pc desktop, a non-cluttered physical desktop, a clean and aesthetic software and stationery that boosts my productivity are paramount before I start something heavy (and possibly dreary). [...]

in Categories: Uncategorized

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The relative size of your problems

November 18, 2013 by La Papillion
“To be successful in life is to continuously be defeated by bigger and bigger things”. I was just showering when I suddenly remembered that phrase I’ve read it from somewhere. I tried googling it but couldn’t find anything remotely close to it. Doesn’t matter. I think this phrase ties in with two blog posts that [...]

in Categories: Investing

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