La Papillion

New clothes for BullyTheBear

November 27, 2013 by La Papillion
It’s time to change a new template for bullythebear. It had been 5 years since I’ve last changed a new template, so I guess the time is ripe for another change. This change will make the 3rd major change since I started since blog. As always, it’ll be dark themed. So if you’re waiting for [...]

in Categories: Site Update

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Tightening my belt in December

November 25, 2013 by La Papillion
As December approaches, I’ll be careful to monitor my mental health for signs of depression. Why? I think I’m sort of a workaholic. Work fulfills me, not just in terms of the obvious financial gains that I will get, but also it’s therapeutic to me. I cannot recall the countless times that doing my work [...]
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Desktop productivity tools

November 20, 2013 by La Papillion
I’m always very interested in improving my workflow. I don’t own a laptop and most of my work is done on a desktop pc. For me, a non-cluttered pc desktop, a non-cluttered physical desktop, a clean and aesthetic software and stationery that boosts my productivity are paramount before I start something heavy (and possibly dreary). [...]

in Categories: Uncategorized

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The relative size of your problems

November 18, 2013 by La Papillion
“To be successful in life is to continuously be defeated by bigger and bigger things”. I was just showering when I suddenly remembered that phrase I’ve read it from somewhere. I tried googling it but couldn’t find anything remotely close to it. Doesn’t matter. I think this phrase ties in with two blog posts that [...]

in Categories: Investing

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My plan for my wife when I pass away

November 14, 2013 by La Papillion
While having lunch in a subway outlet, me and my wife started talking about something morbid. It’s about our plans for each other when we pass away prematurely, like within the next few years. It wasn’t a morbid topic for me though. I thought that we should talk about such issues so that we have [...]
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The advice from an economist lecturer

November 12, 2013 by La Papillion
This is an interesting story that I heard, the source of which I will not mention to protect the people involved. There is an economics lecturer in a university, and we shall call him John. He is middle age, with adult kids. The kids had migrated over to Australia for reasons unknown to me, but [...]
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Paying down your debts or invest the cash?

November 7, 2013 by La Papillion
If you have spare cash, would you dump it to make a partial payment of your mortgage loans or would you invest it so that you can generate more returns? Sooner or later, I think that’s the question that you will have to face in your life. The philosophy and the baggage that you carry [...]
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Thoughts after 1 month of YNAB

September 30, 2013 by La Papillion
I’ve finally reached the 1 month mark of using the personal finance software, You Need A Budget (YNAB). It’s the first time that my expenses are measured to the cents, inclusive of all the accounts that I had. In the past, I didn’t include the cash in my wallet and neither did I group all [...]
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I don’t know

September 25, 2013 by La Papillion
It’s so easy to say the three words, “I don’t know”. By saying that, you don’t have to put more effort anymore. You don’t have to try anymore and you certainly don’t have to blame yourself for not knowing. Just by saying I don’t know, you absolve yourself of all responsibilities. Suddenly, it’s other people’s [...]
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5 reasons why you need YNAB (and 3 reasons why you don’t)

September 20, 2013 by La Papillion
This is an unpaid review of You Need A Budget, also known as YNAB. I bought it last month from steam at a discount, but had long heard of it by others who gave rave reviews about this personal finance software. Since it’s at a great discount of 75%, I decided to plunge into it [...]
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Redefining your ‘self’ is the key to anger management

September 16, 2013 by La Papillion
Most people love themselves more than others. It is entirely understandable, though it is self centred and egoistic. Human nature perhaps. Is it possible then, that if the concept of self is widen to include others, then the self centreness will be morphed into compassion and empathy for others? By changing the paradigm of “me [...]
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Budgeting your time and energy

September 13, 2013 by La Papillion
I bought a personal finance software not too long ago, ironically on a website that sells computer games – the infamous “Steam“. As usual, my day begins by checking out on the latest offer on the gaming website. Sometimes, they sell games at 50% or even 75% discount. Even though I play games much less [...]
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Is your financial goal your Procrustean bed?

September 11, 2013 by La Papillion
It’s interesting that these days, there are more and more young bloggers who are financially enlightened. They started having the idea that retiring early is a worthy goal of their life, hence the way to achieve it is to increase savings, tighten expenses and work on their investment skills to increase their passive income. The [...]
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Multiple prices for Multiple income streams at Multiple avenues

August 1, 2013 by La Papillion
The world is a strange place. For Robert G. Allen’s upcoming seminar on 19th August, which is supposed to talk about how you can be a millionaire by having multiple income streams, the price differs from place to place. I’m not sure whether it’s done purposely by the organiser of the seminar to create price [...]

in Categories: Investing

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The social cost of reits

July 30, 2013 by La Papillion
Reits are hot hot hot. With the low interest rate environment, where investors are looking for a place to park their money to beat inflation, the yield of reits is indeed alluring. I’ve invested in them and they had made a fair share of profit for me. But because I’ve also went to the other [...]

in Categories: Investing

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A new journey begins

July 30, 2013 by La Papillion
While having a shower, I was mentally calculating the kind of money that I can save, given my ‘new’ circumstances now. ‘New’ because it had actually been a while – 2 yrs to be exact – that I had my own cosy hdb flat, I’m married and I’ve a pre-owned car. Realistically, these two things [...]
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July 12, 2013 by La Papillion
I’ve not done a book review in ages, believing that one should read a book in order to derive a personal experience that the book can only impart to he who reads it. Every reader will get something different. So, this is not a book review. This is my personal experience with this book by [...]
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Being comfortable with who you are

July 2, 2013 by La Papillion
As I get older in age, hopefully more mature in thinking, I realized that I’m more and more comfortable with being myself. When I was younger, there’s a lot of insecurities because there’s a lot of people that you feel that you ought to model after and ought to follow, maybe sometimes also to lead. [...]
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