Author: Lady, you can be free

My 2015 Passive Income Playbook Review

It has become a yearly habit for me to study the patterns of investment from STI ETF fund managers. Last year, all 3 funds didn’t do well, SPDR only suffered 6 months of negative returns, Nikko was negative for a year and iShares fared the worst having negative average annual return for 5 consecutive years. If you looked at the way these fund managers allocate their portfolio, you will notice that SPDR is the most focused among the lot. iShares and Nikko seemed more diversified but is all over the place when adding stocks to their portfolio. Makes me ponder whether focused is...

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My Stock Report Card for Nov 2015

My Stock Report Card for Nov 2015 Total Dividend Collected from Jan – Nov 2015 : SGD $ 58,261.26 Income distribution in Nov came from SGX, Suntec Reit, SMRT, Capitamall Trust, Keppel Reit, Sabanna, Starhub, Apple and Citigroup. Despite a relatively turbulent year, my dividends target did not suffer too much. I seemed to be on track to match my last year’s results although portfolio wise, it doesn’t look as rosy. Now that my money is finally freed from my renovation and property investment. Time to strategize abit moving forward to grow the dividends target and strengthen the portfolio...

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With Just 6 Weeks Left, How Has 2015 Treated You?

It’s that time of the year where the christmas jingles started playing in every corner of the streets. It reminds you that we are moving on yet again to a new year. As you grow older, time just flies by very very quickly. In 2011, I signed up for a coaching course and learnt the beauty of practicing mindfulness. Since then, every year, I would be asking myself these 8 powerful questions. It has helped me gain clarity of my current well being before I move on to set resolutions for the new year. How are you feeling ? What are you thinking ?...

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My Stock Report Card for Sep , Oct 2015

My Stock Report Card for Sep, Oct 2015 Total Dividend Collected from Jan – Oct 2015 : SGD $ 46,530.24 Income distribution this months came from AAPL, Citibank, HPH Trust, AIMSAMP, DBS, SGX. Apple and Alibaba results is looking good. I am getting impatient with Twitter. Singapore market is getting really difficult to read or was it just me :-). Kudos also to the DBS Vickers IT team who reworked their UI to let me screen capture my portfolio on their new website instead of having to export to an excel spreadsheet every month ! This month also marks the 2nd anniversary...

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My Retirement Test Drive

When I turned 40 last year, suddenly it feels as though I am running out of time in life. I started wondering why I am running on a treadmill that no longer excites me ( I used to love my job ! ). I came across a video shared by SGYI (http://sgyounginvestment.blogspot.sg/2015/03/a-rich-life-with-less-stuff-minimalists.html) and decided then to do a mini retirement test drive to see how well I could survive living on my monthly passive income, practice a minimalist life and work on things that truly excites me. Here are some highlights / lessons learnt from this mini retirement test drive  : PERCEPTIONS Your colleagues...

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My Stock Report Card for Aug 2015

My Stock Report Card for Aug 2015 Total Dividend Collected from Jan – Aug 2015 : SGD $ 43,244.61. Income distribution this months came from SMRT, Keppel Corp, M1, Singtel, Suntec Reit, Starhub, UOB, Capitalmall Trust, Keppel Reit, Sabana Reit. I added some positions in Keppel Corp, IBM and Alibaba during the market...

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Profit Mastery Seminar, 27th September 2015

On the 17th January this year, I attended the personal financial investment seminar and was blown away by the richness of content by the speakers which were mainly bloggers in the finance community. I thought I would be bombarded by alot of ego driven bloggers each trying to outspeak each other about how much they have outshone each other’s record in terms of portfolio and investment style. This perception was based on the free training seminars that I’ve attended previously where the trainer will either flash their car or condo keys or make comments like “Follow me, limpxx will...

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My Stock Report Card for Mar, Apr 2015

My Stock Report Card for Mar, Apr 2015 Total Dividend Collected from Jan – Apr 2015 : SGD $4,856.84. Income distribution this month came from Bank of America, Aimsamp Cap Reit, HPH Trust and M1. I added small positions in Alibaba and Keppel Corp due to their recent fall in prices. I also received payback from Keppel Land ($27,156) who has gone private through the Keppel Corp acquisition program. Apple, Facebook reported smashing results while Twitter took a plunge due to it’s underperformance earnings and glitch announcements. Sabana results and projected performance is once again a disappointment. Curious to see Alibaba’s results this...

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My Stock Report Card for Feb 2015

My Stock Report Card for Feb 2015 Total Dividend Collected from Jan – Feb 2015 : SGD $3,125.85 Income distribution this month came from SGX, Suntec Reit, Cache Log Trust, Capitamall Trust, Keppel Reit, Sabana Reit, Apple, Citibank. Sold Cache Log Trust. Am staring at a paper gain of 645,260.553 SGD for my portfolio (Having butterflies in my stomach...

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Stay Hungry, Stay Foolish Series : He QUIT to travel the world with only $16K savings

“Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma — which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition … Stay hungry, Stay foolish.”  This is what Steve Job shared with the Stanford students in his commencement speech. I have always believed that we should always go after what we are passionate about in the process of accumulating wealth. Recently, I came across many Singaporeans who...

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What is the price of your dream?

How much money will you need to be financially secure, independent, or free ? Is it $1 million ? $5 million ? $ 500 million? This was a question that Tony Robbins asked in his recent book “Money, Master the Game”. He shared that dreams may not be as unreachable as it seemed, but because we are constantly seeking significance, comparing ourselves with someone else so we never feel fulfilled. There’s always someone bigger, taller, stronger, faster, richer, funnier, younger, more handsome, more beautiful , with a bigger yacht, a nicer car, a nicer home. He gave an example of...

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