Author: Lady, you can be free

My Stock Report Card for Jan 2015

My Stock Report Card for Jan 2015 Total Dividend Collected from Jan 2015 : SGD $40.90. Income distribution this month came from Keppel Reit and Singtel. Keppel Corp announce to take Keppel Land private at 4.60. Apple and Facebook results were smashing. Facebook’s advertising strategy is looking really promising. Alibaba didn’t meet earning...

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Breadwinner Series : Are your aging parents ready for retirement ?

As the breadwinner of a family, I noticed that when I planned for retirement. My biggest challenge is to determine how much buffer I need to factor in my retirement to fulfill my dependencies (aging parents) daily and special needs. As shared in my earlier post, money has always been a sensitive topic within my family. Thus, I needed a way to broach this topic in the least destructive way so that I could get the information I need to build my buffer. Else, I would never dare to retire. This is what I did to get started which...

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Breadwinner Series : If I could turn back the clock…

Having to take over the “Bringing the Bacon Home” responsibility since graduation has never been easy for me. Although I have always been earning my own pocket money (teaching piano, tuition, part time jobs) since young, I didn’t have a clue how much I really need to bring in to feed a family of four when I first started. I remembered juggling between 3 jobs after graduation (full time job, teaching piano/tuition, weekend job). My friends were always complaining that I had no time to join them for social gatherings and that I am too obsessed with earning money....

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My Stock Report Card for Dec 2014

My Stock Report Card for Dec 2014 Total Dividend Collected from Jan – Dec 2014 : SGD $59,072.58. Income distribution this month came from Aims Amp Capital Industrial Reit, SPH and Bank of America. Bought Keppel Corp. Despite revising my targets from $65K to $60K middle of this year, I still missed the target as most of my funds were diverted to the property I just bought as well as renovation :-(. Crazy year, will share more in the coming weeks. Stay Tuned !!! Happy New Year and Merry Christmas to All...

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My Stock Report Card for Nov 2014

My Stock Report Card for Nov 2014 Total Dividend Collected from Jan – Nov 2014 : SGD $57,070.68. Income distribution this month came from SGX, Keppel Reit, SMRT, Suntec Reit, Cache, Capitalmall Trust, Starhub, Sabana Reit, Apple, Citigroup. No transaction this month. Sabana Reit looks terrible and Twitter has been downgraded to Junk. Alibaba is my new darling...

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Personal Financial Investment Seminar, Jan 15 2015

There is an interesting financial workshop happening on 17th January 2015 next year. Roland, the organizer has taken the toll to connect with many bloggers inviting them to speak at this seminar. After 3 months of planning, he managed to secure 5 interesting bloggers, thus If you are now setting your goals for 2015. If you are looking for a little inspiration in financial planning and investment. If you are looking to connect with like-minded people who are passionate about financial planning and investment. If you are looking to catch a glimpse of these bloggers in flesh and blood. If you...

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USD $90K Passive Income Through Blogging

One year ago, my energy level was at it’s lowest. I just passed my 39th birthday and I wasn’t as passionate at work as I used to be. The BIG 40 is just one year away and suddenly there seemed to be an urgency for me to relook at the priorities in life. Time is running out, I need to do things that I want to do and love before it’s too late My Bucket List , yet I need to make sure whatever choices I make is not going to affect the bread & butter that I need to bring to...

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My Stock Report Card for Aug 2014

My Stock Report Card for Aug 2014 Total Dividend Collected from Jan – Aug 2014 : SGD $42,861.15 A fruitful month. Income distribution this month came from SMRT, Keppel Corp, M1, Singtel, Suntec Reit, Cache Log Trust, Keppel Reit, Starhub, UOB, Capitalmall Trust, Sabana Reit, Apple and Citibank. My US portfolio is getting more and more exciting. The banking stocks are recovering and my social media shares are outperforming. Am looking forward to the 9th September Apple product...

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18% savings in Tax with SRS ?!!

I received a nasty bill in my mailbox last week ! My tax bill crossed 10K SGD mark this year !!! I’ve always read about how Supplementary Retirement Scheme can help reduce Tax but I have never seriously looked at it. Curious, I googled and found the OCBC SRS website OCBC – Supplementary Retirement Scheme. The website comes with a really neat tax savings calculator that claimed that I would be able to save approximately 1.9 K  i.e. 18% if I were to contribute a maximum value of 12,750 SGD.  Source : OCBC Initially, 18% sounded like a really good bargain....

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My Stock Report Card for June 2014

My Stock Report Card for June 2014 Total Dividend Collected from Jan – June 2014 : SGD $29,506.98 Sold Wing Tai, Capitaland and Banyan Tree to raise some cash to cover my property payment. Income distribution this month came from Apple, Citibank, UOB, OCBC, Aimsampi Reit and DBS. My US portfolio is looking really promising. Am looking forward to the financial results of Apple in July and her upcoming product launches. I hope the fruit will not disappoint....

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My Retirement Planning Project 2014 – SGD 1 K per month guaranteed for life with CPF Life !!!

I stumbled across Investment Moats website last week about CPF Life. Curious, I went to the CPF life calculator website to check out what it really means to a 55 year old retiree with a minimum sum of SGD 155,000 in his/her retirement account. I was surprised that with just SGD 155,000, you will be entitled to get SGD 1,096 to SGD 1,215 per month from 65 years old onwards until you die !!! Wow, this is great ! Why is this great ? Assuming you were able to withdraw this full SGD 155,000 at 55 years old. At SGD 1K per month,...

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What is your Bucket List ?

This week, I came across a video Kaileigh’s Bucket List Goes Global that has inspired and touched me deeply. Kaileigh Fryer was tragically killed in a Sydney car accident last month, but left behind a bucket list of 49 things she wanted to do before she died, including starting an orphanage.That list has since gone viral and led to complete strangers recording and documenting themselves fulfilling her dreams on her behalf. What is inspiring for me is that a girl of 19 is already living a purposeful life with a beautiful set of goals. Wow !!! Recently, I have been...

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