Monthly Expenses and POSB Invest Saver update (February 2017)

Hello readers! February had been hectic for me as I was preparing for my preliminary exams. There were days where I had forgotten to track my expenses. I have used estimates for days I missed out on tracking, so the figures for this month may not be as accurate. Previously in January, I was using the app Expense Manager to track my expenses, but it was a hassle since there was no overview of … [Read more...]

Monthly Expenses and POSB Invest Saver update (January 2017)

Hello readers! Firstly, a belated happy new year to you all! I am hopeful that 2017 would be a great year for myself and all of you too. I have been budgeting my monthly allowance since I started university in 2015. From this month onward, I decided to try tracking my expenses to find out how much I am spending in each category. Here are my expenses for January 2017: … [Read more...]

POSB Invest Saver monthly and Portfolio update (December 2016), along with self-reflections

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Hello, readers! 2016 is coming to a close, and while the year hadn’t been too fortunate for me overall, I am glad to have made it out stronger as I reviewed my life priorities. Credits: Image source Learning musical instruments was one of my more costly hobbies, with me taking up the violin back in secondary school. Fees for the violin lessons were shared between me and my parents, as they … [Read more...]

POSB Invest Saver monthly and Portfolio update (October & November 2016)

Hello, readers! As my apartment was undergoing House Improvement Program back in end Oct, I was not able to update my October transactions. That’s that, so I had decided to update the data for October & Novemeber into this one post instead. The interest rate hike by the Fed had been delayed several times, and many had expected to arrive in December, which thus explained the big drop in the … [Read more...]

POSB Invest Saver monthly and Portfolio update (September 2016)

Hello, readers! As I just settled back into my new school semester, I apologised for the belated update. G3B.SI has been on a downtrend since i started purchasing back in July 2016, but averaging down to reduce the average price is not a bad thing. Here are the transactions for September 2016: ABF Singapore Bond Index Fund (A35.SI) Date Units Bought Units Sold Net Units Price … [Read more...]

POSB Invest Saver monthly and Portfolio update (August 2016)

Slightly late, but I am back with my monthly update for August 2016! The price of A35 has been edging up for the past few months, nearing its 52 weeks high now. As much as I am tempted to sell and take profits, letting the amount to snowball has more upsides. Here are the transactions for August 2016: ABF Singapore Bond Index Fund (A35.SI) Date Units Bought Units Sold Net … [Read more...]

(Overdue) Life updates part 1 – Carrying habits over from one life to another

I wrote the below draft on my smartphone’s note app while passing time in the office. It’s my first attempt of writing something personal, so hope you enjoy this narrative journal post! (Hadn’t been writing since my last post, so it might feel rusty.) Sometime in mid-June, my employment status had changed from “Student” to “Employed”. Though designated as a temp staff, I wasn’t elated on … [Read more...]

POSB Invest Saver monthly and Portfolio update (July 2016)

Good day, readers! Instead of updating my transactions on a quarterly basis, I decided to change to publishing on a monthly basis for avid investors who are following closely. In my last post, I mentioned about investing in Nikko AM STI ETF (G3B.SI) to add equities into my portfolio for diversification. Here are the transactions for July 2016: ABF Singapore Bond Index Fund … [Read more...]