Author: paullowinvestmentjourney

portfolio update – september 2017

Dividend by month 1) singtel 2) fcot sgx capitacom lian beng starhillg fct sphreit cmt lippo firstr plife 3) spost  taisin 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre plife 6) tcil ocbc lkh 7) singpost 8) fcot singtel  plife  ocbc  capitacom starhillg sci steng fct singpost sphreit cmt lippo singre plife firstr siaeng 9)  uob tcil cdg 10) sgx lian beng 11) fcot taisin sgx spost  starhillg fct cmt lippo plife firstr siaeng 12) sph sats ksh Remarks: roxy sold on periodic review. gain was about 20% in one year. this counter is undervalued...

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Capitacommercial trust

CCT will be having its rights issue to partially fund a 2bil prime ppty in the marina district. likely i would be subscribing to it, to get exposure to such prime property. CCT being a reit, has little other option but to have a rights issue to fund such a huge purchase when this opportunity presents. the full positive effects of this might need a few years to take place, something which i think is acceptable to a lot of long term investors like myself. it is still one of the few reits in singapore which is trading below...

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comfortdelgro and sph – multi year low prices

we see both counters CDG and SPH dropping to multi year lows, the former ended just above $2 today and the latter about $2.60 today. both are the result of disruptive forces of today’s modern world i believe these two counters belong to many people in singapore, including myself. i used to think they were very safe. perhaps not so now. However, but over a long time, my guess still is that both should be able to weather this and most likely they will not become history in our history books. i did a portfolio check today, and it...

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why i don’t have bonds

recently i met up with my broker. he told me bonds are popular and that i should consider buying. i ask him how much. he told me 250k a pop i declined flatly 1) bonds give income which DOESN’T rise with inflation 2) income is taxable in certain cases(pls read the comments below) . ie i need to declare this income 3) its not bao chi as there are reasons why bonds happen and as shown in recent cases, the bond owner might not see his money again...

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why i declined to let my uni prof work for me

the title could be rather unbelieveable for most. it was for me too. just last week, i received an sms from my university nus professor’s PA asking me for a job to work at my company. is it another person with the same name? i  thought about it and i did some checks. no, its him. i thought about it for a while. yes, true that i need help in my company. but i declined after second thoughts. 1) at 60 plus years old, surely he must have made enough as a professor. professors in nus must at least...

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Education is cheap in singapore? Read this

it is said that primary and secondary school education is free if not cheap for the citizens in singapore. in reality, the truth is, far from that, if you consider education in totallity ie from the acedemic and non acedemic points of view. 30years ago, during my time, how many people did have tuition and enrichment lessons? It was the exception rather than the norm then fast forward 30yrs later, now, ask again, how many people don’t have tuition? is it sufficient just to rely on the school’s teachings and notes? i have been to a number of talks...

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Portfolio Update August 2017

Dividend by month 1) singtel 2) fcot sgx capitacom lian beng starhillg fct sphreit cmt 3) spost  taisin lippo 4) roxy 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre 6) tcil ocbc lkh 7) singpost 8) fcot singtel  plife  ocbc  capitacom starhillg sci steng fct singpost sphreit cmt lippo singre 9)  uob tcil cdg 10) sgx lian beng 11) fcot taisin sgx spost  starhillg fct cmt lippo 12) sph sats ksh Remarks: Roxy dividend was a little of a diasppointment but will continue to hold this counter for the sake of its asset appreciation in...

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Inspiring stories of how ordinary folks can become rich

I decide to compile some interesting but probably true stories of how ordinary folks in the streets can become rich. One example from singapore, the others from overseas. All have something in common. ie they began poor, earned quite a basic salary in their years of working but they used the element of time to end up with eye popping and hard to believe kind of wealth. If they can do it, why can’t we? I doubt they used technical analysis and used charts to know when to buy and sell or calculate the fundamentals of the company like...

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portfolio update – july 2017

Dividend by month 1) singtel 2) fcot sgx capitacom lian beng starhillg fct sphreit cmt 3) spost  taisin lippo 4) roxy 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo 6) tcil ocbc lkh 7) singpost 8) fcot singtel  plife  ocbc  capitacom starhillg sci steng fct singpost sphreit cmt lippo 9)  uob tcil cdg 10) sgx lian beng 11) fcot taisin sgx spost  starhillg fct cmt lippo 12) sph sats ksh Remarks: my comments: Singtel. steady blue chip counter which gives dividend  in jan and august. august dividend maintained at 10.7c. Just went XD by the time...

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2 armed robberies in 2 days and big houses

what has this got to do with investing? well, maybe a lot … most of us must have read this piece of shocking news today. 2 armed robberies within 2 days. one in a petrol station and one in a money transfer centre in ubi. But both involved miniscule sums of one to two thousand dollars. most people reading this must have thought the culprit committing the offence is crazy. yes, perhaps they are crazy.  but more likely, these people are drawn into great desperation and probably think they stand a better chance robbing these small shops than the...

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June 2017 portfolio update and review

 this month, i decided to add on a subject before posting my usual portfolio update I spotted this recent post by the boring investor about value investing and how long to wait, and decided to share my expericnces and views on this, as I felt it was a timely update both to myself and to others who find this useful. Readers who have been following me would find that my portfolio has grown in size to under 10 stocks to around 25. i used to be regard myself as a value investor, to me, it means buying a stock...

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portfolio update – may 2017

Dividend by month 1) singtel 2) fcot sgx capitacom lian beng starhillg fct sphreit cmt 3) spost  taisin lippo 4) roxy 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo 6) tcil ocbc lkh 7) singpost 8) fcot singtel  plife  ocbc  capitacom starhillg sci steng fct singpost sphreit cmt lippo 9)  uob tcil cdg 10) sgx lian beng 11) fcot taisin sgx spost  starhillg fct cmt lippo 12) sph sats ksh Remarks: my comments: Singtel. steady blue chip counter which gives dividend  in jan and august. august dividend maintained at 10.7c. Comfortdelgro. a transport giant. distinct pattern...

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Are times really that bad these days?

recently i spoke to the man on the street, he said “gang kor”, hang jeng si bei pai”. In english, it means difficult and times are damn bad. I ask him how come. He said everything going up. utility bills up, a cup of kopi at kopitiam also going up and seems like won’t come down. his pay appears to be the only thing which stays. “how to survive?” i think times are not good generally. the singapore economy is not doing well and the worst it are the normal man on the streets. innovate upgrade…yeah sure..tell that to...

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portfolio update – april 2017

Dividend by month 1) singtel 2) fcot sgx capitacom lian beng starhillg fct sphreit cmt 3) spost  taisin 4) roxy 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg 6) tcil ocbc lkh 7) singpost 8) fcot singtel  plife  ocbc  capitacom starhillg sci steng fct singpost sphreit cmt 9)  uob tcil cdg 10) sgx lian beng 11) fcot taisin sgx spost  starhillg fct cmt 12) sph sats ksh Remarks: my comments: counters which appear this month and say, 2 months ago are still the same counters. however, they might not be the same quantity. Singtel. more added during...

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Is ksh overvalued at 70c?

out of own interest, i did additional research on ksh. normally, after the initial homework is done, i stay invested for long term. looks like lots of buying is pushing ksh. its has gone beyond its nav of 67-68c. however that was the nav of the last quarter, before the chinese new economic zone development was announced. now that the news is out, land prices around that area has jump multiple fold, so much so that the authorities have to institute measures to curb speculation. this report from nextinsight provides additional information. https://www.nextinsight.com.sg/story-archive-mainmenu-60/939-2017/11425-ksh-holdings-our-initial-estimate-of-upside-from-gaobeidian-project so the contribution from this project...

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