Author: paullowinvestmentjourney

dividend and portolio update Nov 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin  nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec 12) sph ksh ock sats netlink ums Remarks: Taisin...

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portfolio and dividend list October 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo  ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats...

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portfolio and dividend list October 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec bumi hlf ums 6) tcil ocbc 7) singpost ums 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo  ock fortune  capitacom  siaen mit sats uob cdg sci 9)   hlf teckwah bumi singre capitaretail 10) sgx ums tcil 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats...

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went to bank to open FD but RM ask me to buy accumulators

yesterday during lunch, went to a bank (won’t mention which), to open a FD. cos there’s quite an attractive promotion going on. and these funds are part of my emergency ones. so no harm getting something better for them, anyway most likely they will stay put also. while waiting in the room and being served with a drink there, the RM came …. sir, you know there’s this product, like bank shares, you buy at this price then potentially…. its basically accumulators! wah… got this kind of...

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how my old friend retired so early in life – true story

recently i met my old school friend, whom i known for the past 3 decades. i haven’t met him for a long time as i have been busy at work and family stuff and somehow lost contact. we spoke as he needed my advice on something. when the official business was settled, we started some catching up. he told me that he retired long ago, maybe in his early thirties, now basically running errands, fetching family around, doing marketing etc. he lives in a nice landed property and drives a nice car. i did some research. it’s true. his...

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August 2018 Dividend list

    I decided to deviate from my usual portfolio reporting to just record down the dividends received. Overall, nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon. No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future. Counters get rebalanced periodically as and when the opportunities arise. Market up or down doesn’t matter too much, in fact is not a bad thing after all....

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portfolio update july 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee netlink 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec bumi 6) tcil ocbc 7) singpost 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo singre ock fortune capitaretail capitacom teckwah siaen mit sats bumi 9)  uob tcil cdg netlink sci 10) sgx 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats Remarks: Added  dbs...

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portfolio update June2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee netlink 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec 6) tcil ocbc 7) singpost 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo singre ock fortune capitaretail capitacom teckwah siaen mit sats 9)  uob tcil cdg netlink sci 10) sgx 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock sats Remarks: bought sats, added more...

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portfolio update may 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee netlink 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec 6) tcil ocbc 7) singpost 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo singre ock fortune capitaretail capitacom teckwah siaen mit 9)  uob tcil cdg netlink sci 10) sgx 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock Remarks: added more sia eng bought into...

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Portfolio Update April 2017

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec 3) spost  taisin lippo nam lee netlink 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre teckwah mit sci suntec 6) tcil ocbc 7) singpost 8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt lippo singre ock fortune capitaretail capitacom teckwah siaen mit 9)  uob tcil cdg netlink sci 10) sgx 11) fcot taisin sgx spost  starhillg fct cmt lippo siaen mit suntec 12) sph ksh ock Remarks: Add mit. Reentered suntec at around...

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low keng huat

i used to hold his counter, got in at around 54c, took 1 round of 4c dividend but got out at 68c. normally, my preferred holding time is mid to long range. however, when i saw the 2-3quarter earnings of this company, i figured that it was unlikely to sustain an earnings to be able to pay out 4c this year. true enough, eps whole year dropped and dividend cut to 2c, and the price retreated accordingly. minus this round of dividends, it might go closer to 60c. if its unable to keep up to its previous 4c dividend,...

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Portfolio Update March 2018

Dow dropped 700 points overnight and STI is following a similar fashion. Indicators are mostly red and down by some 2%. Looks like this is a year of wild swings in the market. Overall, market direction is still up. I had some time to tabulate my portfolio against sti. From jan 2016 (sti was around 3150) to now (sti now around 3430, STI has gained nearly 9%. Over a similar time, my portfolio has gained nearly 19%. Most of it is via dividend reinvesting and also rebalancing of portfolio occurs every 6 months or so, or unless a particular...

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portfolio update february 2018

Dividend by month 1) singtel 2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom 3) spost  taisin lippo nam lee netlink 5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg lippo Singre 6) tcil ocbc 7) singpost 8) fcot singtel  plife  ocbc  starhillg sci steng fct singpost sphreit cmt lippo singre ock fortune capitaretail capitacom 9)  uob tcil cdg netlink 10) sgx 11) fcot taisin sgx spost  starhillg fct cmt lippo 12) sph sats ksh ock Remarks: Added more sph comfortdelgro singre & fortune with dividends received Overall, nothing fanciful and nothing new: dividends received will be...

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Value often emerges during big drops

i took the recent sti 100 point plunge to add a counter. I chose fortune as it pays dividend twice a year and there is a discernible rising trend in the payouts. In addtion, it is one of the most deeply discounted reits around. the strategy of having a regular steam of dividends helped as it came handy when i needed the funds. sure, it might seem scary to buy during such drops. but actually, its even more scary to buy when sti was 3600...

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Buying index verses dividend portfolio

Recently, i replied to a reader who asked me if i hold so many counters, might as well i go buy index? At one glance and perhaps to a lot of people, it might make sense. However, in reality, its not quite the same. In index, we only get dividend 2x a year. this makes compounding a lot (and i say it again) a lot slower. The bigger difference and actually dangerous difference is when one takes out a fixed amount say 4% from this portfolio. In bull times, it can be done without much fear as there’s a...

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