Author: paullowinvestmentjourney

Relationship between dividends and the stock market

FACTS: 1) annualised return of djia for past century is around 10% 2) that of straits times index for past many decades is ard 9%. 3) of these annualised returns, approximately half comes from dividends n the other half from price appreciation. IMPLICATION: Buying a stock which pays dividend every yr for as long as it exists is key. a) from above point 3, we know that we get half the deal already if we do so. b) both points in 3) are RELATED. We know most companies raise dividends over time n this invariably causes price appreciation THE...

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$50K portfolio giving $60-300 EVERY MTH – how to start

For those who are interested in building a similiar type portfolio, here are the points i find useful to look for. (those expert investors might find this too basic n might want to give it a miss)I try to keep it short so that readers can quickily get the point. 1) look at dividend history. Forget about companies which skip dividends. We dont want to have a skipped dividend mth during retirement years, do we? Telephone bills still come every mth, like it or not. 2) make a tick of those companies which are able to raise their dividends...

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Less than 50k portfolio enough to get dividends ranging from $60-$300+ every mth

Check this out.In approx sums, $4000 hupsteel $8000 plife $8000 suntec $4000 nam lee $4000 singre $7500 tcil $4000 engro $4000 sats. The above companies have been giving dividends yearly without fail even during crisis times. with a total sum of about 45k, one can expect to get dividends EVERY MONTH ranging from $60-300+. The amt received can be raised or reduced by adjusting the amt vested. Its a good feeling to be able to collect dividends every mth. *pls note: this is just an illustration. This might not be suitable for everyone. pls invest according to your own...

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when does value investing fail (if it does fail)?

1) wrong valuation of company.2) inadequate mos or paying too high a price 3) failure to discern value from growth company. some companies might have features of both. But it is important to know n understand where the company fits in. 4) lack of patience to wait 5) premature liquidation when the best holding period for some companies is long term to forever. 6) trading mentality takes control of small profit while failing to stick to original plan. 7) buying into inconsistent or non dividend paying...

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april portfolio progressn

What is market current direction? I don’t have a slightest clue nor am i concerned with that. Stock prices goes up or down? Again, this doesnt really bother me as i cannot control prices also. I am having coffee after my morning walk at turf city. Going to giant hypermarket to buy some fruits later. br /> Dividend by mth. 1) hupsteel 2) plife 3) namlee 4) taisin 5) steng singre hwahong suntec teckwah 6) tcil plife 7) engro 8) sats stamland suntec 9) steng singre teckwah plife 10) tcil 11) ngil taisin plife suntec 12) satsMore stamford land...

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why I don’t take 40k gain off the table for noel gifts?

I started studying this company in detail and buying this counter 1-2yrs ago. I hold about 3/4m shares at ave price 26c. Capital gains of 30-40k so far. One of my old friends said ” damn stupid, make money, quickily gia lui n run”  I tried explaining my view to him but i guess he couldn’t get my point. Anyway here’s my point 1) strong brand n getting stronger 2) sg50 & mas deals in…likely more to come 3) capital plus dividend raise expected 4) company existed for 40yrs. I dont see it going bust anytime soon. in summary,...

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My thoughts on Penguin International Ltd

As some readers already know, I am a believer of dividends more than other things and take my time to analyse these. To me, corporate action is important as nobody sane would take out his wallet and throw his money without ample thinking.Without further ado, Here are the salient points 1) 16 years of history available. 2) skipped dividends 2004-6, 2009-13. Thus highly erratic pattern. Likely point to cyclical business and cyclical cash flow 3) 2 right issue 2000 and 2008. something which doesn’t look good in view of the erratic dividend history. 4) no discernible raised trend can...

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Portfolio progression – march

Dividend by mth. 1) hupsteel 2) plife 3) namlee 4) taisin suntec 5) steng singre hwahong suntec 6) tcil plife 7) engro 8) sats stamland suntec 9) steng singre plife 10) tcil 11) ngil taisin plife 12) sats More stamford land and some suntec reit will be added from parkwaylife and nam lee dividend. Features of current portfolio 1) Improves and increases cash flow, in terms of amount and frequency 2) Removes fear to a greater extent, since most of the above companies pay dividends at those times of the year, or around those times of the year, for...

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portfolio progression

Dividend by mth. 1) hupsteel 2) plife 3) namlee 5) steng singre hwahong 6) tcil plife 7) engro 8) sats stamland 9) steng singre plife 10) tcil 11) ngil plife 12) sats 1) leemetal sold as deemed higher risk than accepted. 2) plife bought in january- recession proof healthcare biz. Nil rights decade history. 4 x distribution a year with ascending trend 3) engro bought in january – meets other criteria n fills up july dividend gap. Thus portfolio progessed to one which has dividends payout every mth except april. Had wanted to add M1 for april dividend income...

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Applying value investing principles to buying a car in s’pore…read on…

I think most people might ask how are they related??As usual, I shall keep this post as brief but precise as possible. We shall use the very common car- a toyota corolla altis as an example. For those who would use the car till the end of the coe life, good for you. In today’s market, a brand new corolla altis would cost you $121,888. So if nothing happens and one uses it for the next 10 years, one will expect to lose $11k plus per year. This excludes other costs such as petrol, maintenance, repairs, taxes, insurances etc....

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My Portfolio – plan for 2015

1) St Eng 2) Singre 3) TCIL 4) LeeMetal 5) Hupsteel 6) Noel Gifts 7) Nam Lee 8) Stamford Land 9) TaisinFeatures of this portfolio: 1) Dividends every month, except Feb, April and July. Four quadrants of the year are fixed up with dividends. 2) No need to wait till end of calender year to reinvest dividends. 3) Except for St Eng, all are bought below book value, but only the former is a blue chip. 4) All pay dividends faithfully for the past decade without fail. Most pay dividends with discernible trend. 5) Some counters have hidden gems...

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My trip to Nanyang Primary School

Don’t give upDon’t look back Education is the key to change a person’s life These were the words from Mr Koh Boon Hwee in a recent interview. How true there are. It was my son’s first day at NYPS today. He had just been transferred there after clearing his Gifted Programme (GEP) last year. I decided to give him a surprise my popping by during his recess break at 9.30am. I had arrived earlier just in case. I met an old university friend whose child had also enrolled in NYPS. Then I bumped into Mark Lee, the funny man...

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market slump 60points, more to come?…should u worry?

what a steep fall….more than 70 points during lunch. as I type this, it is 66 points in the red. you should NOT worry if 1) the stocks u bought are based on sound fundamental analysis and market ups and downs are beyond anyone’s control 2) u are investing on a long time frame. 2) no contra deals involved. 3) no borrowed money. 4) the original plan is still intact, In my case, I am a dividend investor, so if this fall continues, this sounds like good news for i can buy more for the same amount of dividend...

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dividend investors – tips on how to make your money work harder

Not sure if anyone covered this…but I find the following tips useful to increase wealth more quickily and also safely. ‘ (experts might want to give this a miss) I shall go to the point, as I know most people don’t have so much time to read long essays. 1) go only for company which pays dividends, and increasing trend (this sounds familiar if you have been reading my earlier posts, if not, no harm going through). Avoid companies which doesn’t and those which has rights history, as personally i prefer a uni-directional money flow. 2) this point is...

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my views on marcopolo marine

my 2 cents quick analysis on MPM. Summary on findings/observation/thoughts 1) pb0.6 0 looks undervalued, question in my mind- why is it undervalued, any valuable fixed assets in its books 2) pe10, looks decent, not high 3) dividend Company Name Type Ex-Date Record Date Date Paid/Payable Particulars MARCO POLO MARINE LTD. DIVIDEND 10 Dec 2013 12 Dec 2013 20 Dec 2013 SGD 0.014 ONE-TIER TAX MARCO POLO MARINE LTD. DIVIDEND 10 Dec 2012 12 Dec 2012 21 Dec 2012 SGD 0.008 ONE-TIER TAX MARCO POLO MARINE LTD. DIVIDEND 09 Dec 2011 13 Dec 2011 22 Dec 2011 SGD 0.01...

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