Author: paullowinvestmentjourney

My thoughts on Penguin International Ltd

As some readers already know, I am a believer of dividends more than other things and take my time to analyse these. To me, corporate action is important as nobody sane would take out his wallet and throw his money without ample thinking.Without further ado, Here are the salient points 1) 16 years of history available. 2) skipped dividends 2004-6, 2009-13. Thus highly erratic pattern. Likely point to cyclical business and cyclical cash flow 3) 2 right issue 2000 and 2008. something which doesn’t look good in view of the erratic dividend history. 4) no discernible raised trend can...

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Portfolio progression – march

Dividend by mth. 1) hupsteel 2) plife 3) namlee 4) taisin suntec 5) steng singre hwahong suntec 6) tcil plife 7) engro 8) sats stamland suntec 9) steng singre plife 10) tcil 11) ngil taisin plife 12) sats More stamford land and some suntec reit will be added from parkwaylife and nam lee dividend. Features of current portfolio 1) Improves and increases cash flow, in terms of amount and frequency 2) Removes fear to a greater extent, since most of the above companies pay dividends at those times of the year, or around those times of the year, for...

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portfolio progression

Dividend by mth. 1) hupsteel 2) plife 3) namlee 5) steng singre hwahong 6) tcil plife 7) engro 8) sats stamland 9) steng singre plife 10) tcil 11) ngil plife 12) sats 1) leemetal sold as deemed higher risk than accepted. 2) plife bought in january- recession proof healthcare biz. Nil rights decade history. 4 x distribution a year with ascending trend 3) engro bought in january – meets other criteria n fills up july dividend gap. Thus portfolio progessed to one which has dividends payout every mth except april. Had wanted to add M1 for april dividend income...

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Applying value investing principles to buying a car in s’pore…read on…

I think most people might ask how are they related??As usual, I shall keep this post as brief but precise as possible. We shall use the very common car- a toyota corolla altis as an example. For those who would use the car till the end of the coe life, good for you. In today’s market, a brand new corolla altis would cost you $121,888. So if nothing happens and one uses it for the next 10 years, one will expect to lose $11k plus per year. This excludes other costs such as petrol, maintenance, repairs, taxes, insurances etc....

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My Portfolio – plan for 2015

1) St Eng 2) Singre 3) TCIL 4) LeeMetal 5) Hupsteel 6) Noel Gifts 7) Nam Lee 8) Stamford Land 9) TaisinFeatures of this portfolio: 1) Dividends every month, except Feb, April and July. Four quadrants of the year are fixed up with dividends. 2) No need to wait till end of calender year to reinvest dividends. 3) Except for St Eng, all are bought below book value, but only the former is a blue chip. 4) All pay dividends faithfully for the past decade without fail. Most pay dividends with discernible trend. 5) Some counters have hidden gems...

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My trip to Nanyang Primary School

Don’t give upDon’t look back Education is the key to change a person’s life These were the words from Mr Koh Boon Hwee in a recent interview. How true there are. It was my son’s first day at NYPS today. He had just been transferred there after clearing his Gifted Programme (GEP) last year. I decided to give him a surprise my popping by during his recess break at 9.30am. I had arrived earlier just in case. I met an old university friend whose child had also enrolled in NYPS. Then I bumped into Mark Lee, the funny man...

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market slump 60points, more to come?…should u worry?

what a steep fall….more than 70 points during lunch. as I type this, it is 66 points in the red. you should NOT worry if 1) the stocks u bought are based on sound fundamental analysis and market ups and downs are beyond anyone’s control 2) u are investing on a long time frame. 2) no contra deals involved. 3) no borrowed money. 4) the original plan is still intact, In my case, I am a dividend investor, so if this fall continues, this sounds like good news for i can buy more for the same amount of dividend...

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dividend investors – tips on how to make your money work harder

Not sure if anyone covered this…but I find the following tips useful to increase wealth more quickily and also safely. ‘ (experts might want to give this a miss) I shall go to the point, as I know most people don’t have so much time to read long essays. 1) go only for company which pays dividends, and increasing trend (this sounds familiar if you have been reading my earlier posts, if not, no harm going through). Avoid companies which doesn’t and those which has rights history, as personally i prefer a uni-directional money flow. 2) this point is...

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my views on marcopolo marine

my 2 cents quick analysis on MPM. Summary on findings/observation/thoughts 1) pb0.6 0 looks undervalued, question in my mind- why is it undervalued, any valuable fixed assets in its books 2) pe10, looks decent, not high 3) dividend Company Name Type Ex-Date Record Date Date Paid/Payable Particulars MARCO POLO MARINE LTD. DIVIDEND 10 Dec 2013 12 Dec 2013 20 Dec 2013 SGD 0.014 ONE-TIER TAX MARCO POLO MARINE LTD. DIVIDEND 10 Dec 2012 12 Dec 2012 21 Dec 2012 SGD 0.008 ONE-TIER TAX MARCO POLO MARINE LTD. DIVIDEND 09 Dec 2011 13 Dec 2011 22 Dec 2011 SGD 0.01...

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have a workable plan and stick to it.

through a blog i came across recently, i saw that some people buy based on recommendation on other people’s blog.now, the reasons for the blog owner’s buying might be different from that of the readers. or worse still, the reasons might NOT be sound at all. so it’s far more important to develop a strategy based on one’s own unique situation and circumstances and buy/sell/hold based on the latter. personally, I feel it’s important to question the purpose of buying an equity. is it for long term capital gain or short term flipping (the latter type i do not...

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