Author: Minimalist in the city

Friday reads – volume 26

And here are the lineups… This Is Why Talking About How “Hard” You Work Makes You Look Incompetent (Forbes)  When you express to your social networks how “hard” you are working, what you are doing is creating a cue for response. That message generates pity, or awe, or offers for assistance or support. What you do not realize it is doing is actually programming your brain to receive reinforcement from being stressed and overworked. How We Used Geographic Arbitrage to Retire 9 Years Ahead of Schedule (Retire by 45)  Geographic arbitrage can be such an impactful strategy, because housing...

Read More

Friday reads – volume 25

Forget shiny Rolexes and Louis Vuitton handbags — rich people are investing more in education and health, and it shows that discreet wealth is the new status symbol (Business Insider)  “Eschewing an overt materialism, the rich are investing significantly more in education, retirement, and health – all of which are immaterial, yet cost many times more than any handbag a middle-income consumer might buy.” Most Money Advice Is Worthless When You’re Poor (Money by Vice)  “if you’re working low wages, the whole concept of saving and investing goes away because you don’t have the luxury of that long term; it’s...

Read More

Oct 2018 – Monthly Updates

As we are approaching December, I finally had the chance to post our October updates. Things has been a little bit hectic recently, with Kate heading to work, as well as a couple of other domestic issues which requires a bit more attention. Having said that, I am glad that I managed to complete this post before the end of the month. October is the month that we managed to spend a bit more time with the kids before Kate heads back to work. We are grateful that we have the option to allow Kate to take almost a...

Read More

Friday reads – volume 24

And here it goes …. What I Learned About Life at My 30th College Reunion (The Atlantic)  No matter what my classmates grew up to be—a congressman, like Jim Himes; a Tony Award–winning director, like Diane Paulus; an astronaut, like Stephanie Wilson—at the end of the day, most of our conversations at the various parties and panel discussions throughout the weekend centered on a desire for love, comfort, intellectual stimulation, decent leaders, a sustainable environment, friendship, and stability. Feeling Rich and Feeling Poor (The Simple Dollar)  In the end, if a sense of freedom of choice is what makes...

Read More

Friday reads – volume 23

And here are the lineups… The Secret to Raising a Child Who Isn’t Materialistic (Goalcast) “Gratitude is the act of appreciating what you have. It’s quite literally the opposite of what goes in our brain when we’re “on” materialism: we’re happy with what we have as opposed to being dissatisfied and uncomfortable and always feeling like we need more.” Life Advice: Don’t Find Your Passion (Scientific America)  “Some people adopt a “fixed mindset” approach and search for the one, predestined match in their lives. They expect this match to be enduring, full of excitement, and endlessly fulfilling. Fixed mindsets...

Read More

Friday reads – volume 22

And here are the goodies for this week… Is Early Retirement Keeping Millennials From Having Kids? (Abandoned Cubicle)  The obvious advice from someone raising two kids of his own is not to let early retirement and financial independence come between you and having kids. If you are fortunate enough to have the option of bringing life into the world, you will find it a struggle and source of joy at the same time. (Just recognize that the mix of struggle and joy gets a bit uneven after two kids, depending on the situation…) Things I will never do to...

Read More

Friday reads – volume 21

And here are the lineups… Work-Life Balance is a Lie (Deserting Debt)  When people talk about “work-life balance”, they are discussing it as if they are two totally unrelated things. Work and life coexist in such complicated ways that you must ensure that both are emotionally and mentally healthy. What Are the Alternatives to Early Retirement? (Abandoned Cubicle)  It would appear that the happiest nations (Denmark and other Scandinavian countries) are not even aware of early retirement, and get along just fine without it. Why wouldn’t they? The longest living, healthiest among us continue to work until their time...

Read More

Friday reads – volume 20

And here are the goodies for this week… The Curse of Lifestyle Inflation (Kong Template)  Lifestyle inflation basically boils down to this. Your spending increases with your income. It’s quite interesting understanding why we always want more stuff. I know what you’re thinking. Isn’t that normal? Isn’t that the whole point of making more money? So that you can buy nicer things? Real Cost To Own The World’s Most Expensive Toyota Prius (Investment Cache) The example here in this post is a car, but it could have been any other “non-essential” item that is simply expense off or depreciates...

Read More

Sep 2018 – Monthly Updates

September is the month that Ally turns four and it seems like not too long ago that she first came into this world. It has been a challenging yet fulfilling journey and we treasure every moment with her. We also celebrated Grandma’s birthday with four generations gathered together, enjoying some simple yet quality time, and of course, good food too. Work And as we are counting down towards FI, work has been less stressful for me nowadays. Mr Tako, one of the FIRE bloggers (which we are ardent followers of) had previously blogged about this phenomenal – becoming better at work...

Read More

Friday Reads Special Edition – Suze Orman gets burnt!

One of the most talk about and highly debatable topics over the week is definitely Suze Orman’s interview with Paula Pant. In case you are wondering what the whole saga is about, basically, Suze has become the common enemy for many FIRE believers by saying that she hates the movement and that people in this movement have no idea what they are what to. Well, everyone is entitled to their opinion. However, I thought that for this week’s Friday reads, I will provide a curated list of some of my personal favourite responses to the interview. Go get burnt! Why...

Read More

Friday reads – volume 19

And here are the roundups… Why You Don’t Need to Run with the Cool Kids (Becoming Minimalist) “The pull towards conformity can be strong. The desire to fit in with popular culture is significant at times. And no matter how old we get, the desire to run with the cool kids can still remain. But within each of us is a desire that is even stronger—the desire to be ourselves, to embrace the things we love and enjoy and make us unique.”  It’s Not About The Money, It’s About The *Lifestyle* (Budgets are Sexy)  “I think we get so...

Read More

What Assassination Classroom can teach us about Life Beyond Grades

Many of us would have seen this piece of news last week, as MOE announces that it plans to scrap mid year exams for certain levels in primary and secondary school. This is met with a lot of positive reviews but at the same time, there were certainly quite a lot of individuals out there who are skeptical of this move. As for me, I am sitting on the fence on this one. From the outlook, this is a move that MOE is undertaking as part of its “walk the talk” on being “less focused on grades”. And almost certainly,...

Read More

Friday reads – volume 18

And here are the lineups… Who Cares? Why Write About It? (Physician on FIRE)  “When we continually upgrade our lifestyle and the objects that accompany it, what was once sufficient becomes inadequate and what was once amazing becomes… well… adequate. When a treat becomes the norm, living without that treat becomes uncomfortable. Enjoy that thing rarely, and you can keep it a treat.” PoF (Physician on FIRE) is an anesthesiologist and I am a long time fan of his blog. In his latest article, he shared about why he shared some of his thoughts and expenses on the public...

Read More

I am the Farmer, the Warrior and the Monk (Nun)

There were two very intriguing pieces written by local personal finance bloggers last week. First and foremost, there was the article by Alvin Chow from Dr Wealth, questioning Are Financial Bloggers Suffering? (which I had also shared in last week’s Friday’s reads.) In that article, Alvin introduced two characters, namely the Warrior and the Monk. And there were some pretty awesome statements he used to describe them: “Financial bloggers are like monks, who lead a rich life not because he has plenty, but because he needs little. Years of living in a monastery has taught him not to ask...

Read More

Friday reads – volume 17

And here are the goodies… Our Crazy Rich Experience On Singapore Airlines Suites (Dr. McFrugal)  “A first class amenity kit was waiting for us at our seat. It was a Salvatore Ferragamo bag that contained Ferragamo designer toiletries such as lotion, cologne, lip balm, and moisturizing cream. In addition, we were given a night-time kit of Givenchy pajamas, eye shades, warm socks, and slippers.” We all know Singapore Airlines has a reputation for being the top luxury airline in the aviation industry. Coupled with the topped airline awards that it has bagged over the few years, this is one of...

Read More

Like us on Facebook

Follow us on Twitter