Author: Minimalist in the city

Friday reads – volume 20

And here are the goodies for this week… The Curse of Lifestyle Inflation (Kong Template)  Lifestyle inflation basically boils down to this. Your spending increases with your income. It’s quite interesting understanding why we always want more stuff. I know what you’re thinking. Isn’t that normal? Isn’t that the whole point of making more money? So that you can buy nicer things? Real Cost To Own The World’s Most Expensive Toyota Prius (Investment Cache) The example here in this post is a car, but it could have been any other “non-essential” item that is simply expense off or depreciates...

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Sep 2018 – Monthly Updates

September is the month that Ally turns four and it seems like not too long ago that she first came into this world. It has been a challenging yet fulfilling journey and we treasure every moment with her. We also celebrated Grandma’s birthday with four generations gathered together, enjoying some simple yet quality time, and of course, good food too. Work And as we are counting down towards FI, work has been less stressful for me nowadays. Mr Tako, one of the FIRE bloggers (which we are ardent followers of) had previously blogged about this phenomenal – becoming better at work...

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Friday Reads Special Edition – Suze Orman gets burnt!

One of the most talk about and highly debatable topics over the week is definitely Suze Orman’s interview with Paula Pant. In case you are wondering what the whole saga is about, basically, Suze has become the common enemy for many FIRE believers by saying that she hates the movement and that people in this movement have no idea what they are what to. Well, everyone is entitled to their opinion. However, I thought that for this week’s Friday reads, I will provide a curated list of some of my personal favourite responses to the interview. Go get burnt! Why...

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Friday reads – volume 19

And here are the roundups… Why You Don’t Need to Run with the Cool Kids (Becoming Minimalist) “The pull towards conformity can be strong. The desire to fit in with popular culture is significant at times. And no matter how old we get, the desire to run with the cool kids can still remain. But within each of us is a desire that is even stronger—the desire to be ourselves, to embrace the things we love and enjoy and make us unique.”  It’s Not About The Money, It’s About The *Lifestyle* (Budgets are Sexy)  “I think we get so...

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What Assassination Classroom can teach us about Life Beyond Grades

Many of us would have seen this piece of news last week, as MOE announces that it plans to scrap mid year exams for certain levels in primary and secondary school. This is met with a lot of positive reviews but at the same time, there were certainly quite a lot of individuals out there who are skeptical of this move. As for me, I am sitting on the fence on this one. From the outlook, this is a move that MOE is undertaking as part of its “walk the talk” on being “less focused on grades”. And almost certainly,...

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Friday reads – volume 18

And here are the lineups… Who Cares? Why Write About It? (Physician on FIRE)  “When we continually upgrade our lifestyle and the objects that accompany it, what was once sufficient becomes inadequate and what was once amazing becomes… well… adequate. When a treat becomes the norm, living without that treat becomes uncomfortable. Enjoy that thing rarely, and you can keep it a treat.” PoF (Physician on FIRE) is an anesthesiologist and I am a long time fan of his blog. In his latest article, he shared about why he shared some of his thoughts and expenses on the public...

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I am the Farmer, the Warrior and the Monk (Nun)

There were two very intriguing pieces written by local personal finance bloggers last week. First and foremost, there was the article by Alvin Chow from Dr Wealth, questioning Are Financial Bloggers Suffering? (which I had also shared in last week’s Friday’s reads.) In that article, Alvin introduced two characters, namely the Warrior and the Monk. And there were some pretty awesome statements he used to describe them: “Financial bloggers are like monks, who lead a rich life not because he has plenty, but because he needs little. Years of living in a monastery has taught him not to ask...

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Friday reads – volume 17

And here are the goodies… Our Crazy Rich Experience On Singapore Airlines Suites (Dr. McFrugal)  “A first class amenity kit was waiting for us at our seat. It was a Salvatore Ferragamo bag that contained Ferragamo designer toiletries such as lotion, cologne, lip balm, and moisturizing cream. In addition, we were given a night-time kit of Givenchy pajamas, eye shades, warm socks, and slippers.” We all know Singapore Airlines has a reputation for being the top luxury airline in the aviation industry. Coupled with the topped airline awards that it has bagged over the few years, this is one of...

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What the Hand Foot Mouth Disease cost us

The Hand Foot Mouth Disease (HFMD) saga has been particularly hot recently, especially with the outbreak in Malaysia caused by a new strain, deaths involved, and also closer to home, we are seeing increasing number of cases reported. Especially for households with young kids, that probably caused a lot more concern. Like ours. And it is especially so during this period, schools are on high alert, and are especially cautious of admitting students that display HFMD symptoms, including red spots, blisters, rashes on hands and feet, mouth ulcer, fever, etc. For more information on the symptoms, please refer to...

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Friday reads – volume 16

And here are the lineups for the week! Build a Life You’ll Never Retire From (Montana Money Adventures)  “Financial freedom makes your best life possible, but it doesn’t make it happen. You make those things happen. And they all require hard work and intention.” One of our favourite blogs and the one which introduced us to the concept of “mini-retirement” – Jillian talks about building the life that you will never retire from. It is easy to assume that once you have achieve financial independence, everything else falls into place. Which isn’t necessarily true. Financial independence opens new pages...

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Aug 2018 – Monthly Update

August is the month where I took two weeks off from work and as such managed to spend some quality time with Kate and the kids. We did not go travelling, simply stayed in town, and thought it was a great opportunity to experience what a post – FI lifestyle might feel like (should we be taking a break from work together). Below are some of the simple things I experienced and learnt to appreciate during this break: Brought Ally to school daily in a less hurried manner and was able to appreciate the simple things she could do;...

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Friday reads – volume 15

And here are the lineups…. How to Retire in Your 30s With $1 Million in the Bank (New York Times) “The whole retire early thing is unimportant to me. It’s more about gaining control of your time,” Mr. Rieckens said. “If you dive into the definition of retirement, what you’re retiring from is mandatory labor. It’s not necessarily about piña coladas on the beach.” Echos what Dave and I think. Retiring early is secondary but having the choice of doing what you want to do, and control of your own time is precious. Your Money or Your Life: An...

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Friday reads – volume 14

And here are the lineups …. The Power of Incrementalism (Passive Income NZ)  “Everyone has the impression that it is impossible to save for retirement. And this is true if you start at age 50. But if you start in your twenties and every year contribute a small amount and invest those savings into an index fund with low fees. Or any other investment vehicle you choose. And you keep year in and year out.” A little by little accumulates…. Not just stuff, but money as well. The concept is not hard to get. But the execution part just...

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Uncluttered – Sep 2018

Kate and I signed up for the Uncluttered course conducted by Joshua Becker a few months back. It was definitely one of the best courses that we have attended. Of course it helps a lot that it is an online course, so we could do it at the comfort of our homes, and whenever we had empty pockets of time without the kids. This course will help provide tips and know-how not just on decluttering (be it your home or your life), but also re-examines the reasons for decluttering, how-to-declutter different areas of the house, staying clutter free, as well...

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Planning for a sabbatical

And I am headed towards the tail end of my sabbatical, I am feeling a lot more refreshed and energised. Granted that I am suffering from stiff shoulders these days from constantly carrying a growing baby, all things considered, I would think that the overall benefits outweigh the cost(most predominantly, the loss of income). Looking back, I have been in the workforce for more than a decade and this is definitely the longest break that I have from work. And really, this was a much needed break. Unlike the time when we were in school, where we had vacation...

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