Author: Minimalist in the city

Feb 2019 – Monthly Updates

February is the month where we celebrated Chinese New Year and our birthdays – both Kate and I are born in the same month. We did a gift exchange based on our personal wish list and had a simple celebration with our families. This is the 11th year we have been celebrating our birthdays together and we look forward to many good years ahead! Since the COE has been hovering on the lower tail end, for the past few months, we have been toying the idea of getting a car. Ultimately, we still have not made the move to...

Read More

Jan 2019 – Monthly Updates

Our next destination! January is the month where we start a new year and reflect on our previous year as mentioned in Kate’s post. Last year, we spent a lot of bonding time with our two precious kids and Asher also turned one last November. Kate, with her one year sabbatical over, is back at work and adjusting well to the new environment . With Chinese New Year in early February, we are looking forward to plenty of gatherings with families and friends. Blogging had slowed down since last year as its difficult to find pockets of personal time...

Read More

Friday reads – volume 29

And here are the goodies… The Balance Between Novelty and Stability – and How That Affects Your Dollars and Cents (The Simple Dollar)  Novelty comes when you try a new experience. You’re interacting with new people. You’re trying a new meal. You’re going to a new store. You’re going to a new place. Those are enjoyable experiences – our brains like novelty. Yet, at the same time, novel experiences don’t last. They don’t scratch the same itch that familiar experiences do. How I Deal When I’m Not 100% Feeling My Job (The Luxe Strategist)  After doing that a few times,...

Read More

Looking back at our 2018 finances

With so much debate about the sandwich class recently, I tend to think that perhaps this is the generation with the highest proportion of this population thus far. We are often confronted with multiple challenges that stretches us financially, including not just supporting ourselves, but our children and even aging parents, while at the same time, planning for our own retirement. Parents’ allowance is something probably pretty unheard of in countries like the US or in Europe. The US financial bloggers seldom talk about  parents allowances and their FIRE plans are usually centered around just having enough money to...

Read More

Dec 2018 – Monthly Updates

December is the month for lots of celebrations as we hosted a few rounds of gatherings with family and friends. The kids had lots of fun and it was generally a chill period, as everyone basked in the holiday season. I was reading “The life-changing manga of tidying up” by Marie Kondo and was reminded the benefits of having a organized home with lesser stuff. I think the main benefit of have a neat place is not just the practical sense of it but more of the mental calmness that it brought into our lives. Our homes are meant...

Read More

Minimalist in the city – 600 more days to FI

January 2019 marks a significant turning point of a momentous timeframe that we had set out for ourselves – 600 days away from our countdown towards FI. We had never shared our “magic numbers” and there has generally been some speculations by readers and other fellow bloggers with regards to what those numbers might be. We choose not to share it for privacy and also, part of the bigger reason being that we did not think those numbers should be used as a gauge for achieving FI. Every household, family and individual is different and the number that might...

Read More

Friday reads – volume 28

And here are the lineups for this week… Retirement is a Human Invention (Four Pillar Finance)  When I first started my financial journey, I was dead set on early retirement. Then, as I began to realize that I love working as long as I own the work and can determine my own hours, I decided that it made the most sense to pursue barista FIRE and start growing my income outside of my day job as fast as possible.  Managing reputation in the age of infinity (Seth Godin)  They sell junk that would never, ever be sold at a Wal-Mart...

Read More

Friday reads – volume 27

And for the inaugural 2019 edition of Friday reads, nothing better than some resolution setting for the new year! Hope the following list inspires. What I learned at work this year (Bill Gates)  Today of course I still assess the quality of my work. But I also ask myself a whole other set of questions about my life. Did I devote enough time to my family? Did I learn enough new things? Did I develop new friendships and deepen old ones? These would have been laughable to me when I was 25, but as I get older, they are...

Read More

Reflections of 2018

It has been a while since I last blogged. And part of the reason was because I haven’t manage to find the time to do so. You see, I had ended my sabbatical and have returned to the workplace, albeit in a different organisation, and a different capacity, details of which I shall spare you at this time, although I might share them in a different blogpost in future on the various decisions and circumstances that led it as such. And it has been pretty hectic and frentic back at work. In fact, I thought I would take a...

Read More

Nov 2018 – Monthly Updates

November is the month that we celebrated Ashton’s first birthday and it was not that long ago when he first arrived into our family. It also marks the first month that Kate goes back to work after a long hiatus. We hosted a birthday celebration party for Ashton at our home with our family and close friends. Our guests also enjoyed the space and it was a good and cozy gathering. Recently, my brother also bought an apartment and remodelled his place with the minimalist concept as core. I am glad that I was able to introduce him to...

Read More

Nov 2018 – Monthly Updates

November is the month that we celebrated Ashton’s first birthday and it was not that long ago when he first arrived into our family. It also marks the first month that Kate goes back to work after a long hiatus. We hosted a birthday celebration party for Ashton at our home with our family and close friends. Our guests also enjoyed the space and it was a good and cozy gathering. Recently, my brother also bought an apartment and remodelled his place with the minimalist concept as core. I am glad that I was able to introduce him to...

Read More

Friday reads – volume 26

And here are the lineups… This Is Why Talking About How “Hard” You Work Makes You Look Incompetent (Forbes)  When you express to your social networks how “hard” you are working, what you are doing is creating a cue for response. That message generates pity, or awe, or offers for assistance or support. What you do not realize it is doing is actually programming your brain to receive reinforcement from being stressed and overworked. How We Used Geographic Arbitrage to Retire 9 Years Ahead of Schedule (Retire by 45)  Geographic arbitrage can be such an impactful strategy, because housing...

Read More

Friday reads – volume 26

And here are the lineups… This Is Why Talking About How “Hard” You Work Makes You Look Incompetent (Forbes)  When you express to your social networks how “hard” you are working, what you are doing is creating a cue for response. That message generates pity, or awe, or offers for assistance or support. What you do not realize it is doing is actually programming your brain to receive reinforcement from being stressed and overworked. How We Used Geographic Arbitrage to Retire 9 Years Ahead of Schedule (Retire by 45)  Geographic arbitrage can be such an impactful strategy, because housing...

Read More

Friday reads – volume 25

Forget shiny Rolexes and Louis Vuitton handbags — rich people are investing more in education and health, and it shows that discreet wealth is the new status symbol (Business Insider)  “Eschewing an overt materialism, the rich are investing significantly more in education, retirement, and health – all of which are immaterial, yet cost many times more than any handbag a middle-income consumer might buy.” Most Money Advice Is Worthless When You’re Poor (Money by Vice)  “if you’re working low wages, the whole concept of saving and investing goes away because you don’t have the luxury of that long term; it’s...

Read More

Friday reads – volume 25

Forget shiny Rolexes and Louis Vuitton handbags — rich people are investing more in education and health, and it shows that discreet wealth is the new status symbol (Business Insider)  “Eschewing an overt materialism, the rich are investing significantly more in education, retirement, and health – all of which are immaterial, yet cost many times more than any handbag a middle-income consumer might buy.” Most Money Advice Is Worthless When You’re Poor (Money by Vice)  “if you’re working low wages, the whole concept of saving and investing goes away because you don’t have the luxury of that long term; it’s...

Read More

Like us on Facebook

Follow us on Twitter