Author: Minimalist in the city

May 2018 – Monthly Update

May is the month where Ashton turned 6 months old. With Kate on her sabbatical, she is relishing every moment with our little ones before she heads back to work in a few months’ time. In a recent post, Kate detailed her thoughts on taking a sabbatical from work. On the personal expense front, we noticed her personal expenses went down by quite a bit during this period. At the same time, we have proven that we could survive very well as a one income family and that itself is quite a liberating feeling. Recently, I received a letter...

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Friday reads – volume 3

Some food for thought this week…. Rich Man in the Car Paradox (Four Pillar Finance) When you see someone driving a nice car, you rarely think, “Wow, the guy driving that car is cool.” Instead, you think, “Wow, if I had that car people would think I’m cool.” Subconscious or not, this is how people think. The paradox of wealth is that people tend to want it to signal to others that they should be liked and admired. But in reality those other people bypass admiring you, not because they don’t think wealth is admirable, but because they use...

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A reward for giving birth

I attended the baby shower of a friend over the weekend. This is their second kid, both are daughters. The baby is absolutely adorable and we had so much fun as well as it has been a while since we last gathered with a group of mutual friends. In the course of our conversation, another friend was saying “Do you know what’s the reward for the second baby?” Apparently, after the birth of their first kid, the husband gifted the wife a “token” to thank her for giving birth to their elder daughter. If I remembered correctly, that was...

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Friday reads – volume 2

Welcome to the second volume of Friday reads! And here are the lineups for this week. Inheritance: It’s More than You Think (BecomingMinimalist)  Joshua shared a pretty good point regarding inheritance. Many would think of inheritance as the tangibles, passing down money, property, etc. But what about the intangibles? And that, really leaves us a lot of think about. Climate Change Will Make Rice Less Healthy in Years to Come: Report (Global Citizen) This caught my attention since rice is a staple for me and my family. Apparently, elevated levels of carbon dioxide reduces the nutritional value of rice...

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Over reliance on help?

Dave was telling me the other day that his cousin will be posted to overseas for work for around two years, which is great experience for him. He has been working at this organisation for more than 5 years and he had always been eyeing an overseas posting. Other snippets of this cousin; he is married, with two young kids. In fact, his wife had just delivered their second child a few months back. Currently, their situation is such that they are living in an executive condominium, have a car and hire a domestic helper. He and his wife...

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Reducing waste in your beauty routine

We are happy to have a guest post from Emily Folk, a conservation blogger who will be sharing with us tips and how-to on reducing waste in our daily beauty routine. Definitely a must-read for the ladies When you toss a plastic bottle or let the water run while you’re brushing your teeth, you probably realize pretty immediately that you’re wasting natural resources. But some other major sources of waste could escape your notice — like your daily beauty routine. Have you ever thought about the impact that your mascara has on the environment or how your favorite shampoo...

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Friday reads – volume 1

Friday reads is a series of articles that I curate over the week which I would like to share with readers. These articles could cover a whole range of topics, from personal finance to investment, from minimalism to simple living, or perhaps even parenting and education to social issues. Basically, these are articles that I have stumbled upon the last couple of days that I find an interesting read and would thus love to use this platform to share with fellow readers. For this week, here are the goodies…. Mathematics confirms rich people aren’t smart—they’re lucky (BigThink)  I always thought...

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Taking a break from work

I am enjoying life now. No no, I am not yet retired. And no, it’s not that I am living a life of luxury. It’s just that now, I have more time for myself. So what exactly am I are to? The thing is, I have taken a sabbatical from work. For six months. I wish it could be longer, but unfortunately the organisation that I am currently employed to will not be able to accede to anything longer. And really 6 months is better than nothing. And I am enjoying the benefits of this sabbatical. It’s not like...

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April 2018 – Monthly Update

Punggol Park April is quite an exciting month for us as we had engaged in quite a few activities with our extended family including birthday celebrations, excursions and other outdoor activities. In terms of blogging activities, we had also provided an outlook on our countdown to FI and also shared our thoughts on an interview series with My15hourworkweek. Furthermore, we had also signed up for the popular online decluttering course by Joshua Becker, the author behind prominent minimalist blog becomingminimalist. Hope to do a short review at the end of the 12 week course and share our experience with our...

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April 2018 – Monthly Update

Punggol Park April is quite an exciting month for us as we had engaged in quite a few activities with our extended family including birthday celebrations, excursions and outdoor activities. In terms of blogging activities, we had also provided an outlook on our countdown to FI and also shared our thoughts on an interview series with My15hourworkweek. Furthermore, we had also signed up for the popular online decluttering course by Joshua Becker, the author behind prominent minimalist blog becomingminimalist. Hope to do a short review at the end of the 12 week course and share our experience with our readers....

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The aesthetics of minimalism

Mention minimalism and one of the first few things that comes to mind will be the aesthetics of it. Many associate minimalism with lots of white, or perhaps monotone, Bose speakers, Apple products, and the list goes on. So does minimalism equate a curation of luxurious products? Yes and no. I tend to think that if you focus on minimalism, the aesthetics will follow naturally.  And not because you go all out for a minimalist design, you are a minimalist. Because clutter will eventually find it’s way back in.  A few months ago, a commentary titled “Is a minimalist...

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Minimalist in the City – 800 more days to FI

200 days has passed since our FI declaration in October 2017 and life has never been better. Technically, it also means that we are 800 days away from our FI target. We have yet to establish concrete plans as to what we will be doing once we reach that point but with sufficient FU money in our coffer then, there is always the possibility that we might explore a mini-retirement before deciding on anything further. Mount Cook, New Zealand You should always strive for Financial Independence, Early Retirement is optional Whether we will be retiring in its entirety is still something...

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Uncluttered

Many would automatically associate being a minimalist to that of white spaces, high ceilings, monotones etc. Well, that’s probably just the aesthetics of it but one of the most important factor is to unclutter and declutter. When Dave and I first started out this journey, it was a lot of trial and error. A lot of what we did were based on the KonMarie method but at the same time, we also referred to tips and know-how from other prominent minimalists. Joshua Becker being one of them. Joshua Becker conducts the a highly popular program – the Uncluttered course....

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Interview series – My15hourworkweek

Earlier last month, Dave and I had the pleasure to meet up with Thomas and his lovely wife, Jasmine, from the popular local investment blog My15hourworkweek. We had a good session together and had the opportunity to host them at our place. During the session, we shared many things, and got to know a lot about this couple, their values, and approach to money. If you are new to their blog, suggest you to check it out, highly recommended! We thought we would also take the opportunity to do an interview series with them for the benefit of our...

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March 2018 – Monthly Update

March is the month that our little baby, Ashton turns 4 months old. With his bubbly expressions and chubby face, everyone seems to think that he is the cutest baby around (Daddy pride here speaking). Ally also loves her baby brother a lot and even proclaimed numerous times that she will introduce her brother to her classmates when Ashton starts school. As for me and Kate, we feel really bless to have him as a new addition to our family. Work As for work, this is probably the time where most employees are looking forward to their bonuses and increments....

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