Author: My journey to financial freedom

The problem with reading investment books – 401(k) plan

I have a big problem when it comes to reading investment books. More often than not, the books are written by authors from the USA and many of them include the option of using the 401(k) as a tool to improve their finances, as like what a typical Singaporean would do with her CPF system. It is such a pain because I don’t know what are the actual benefits of the 401(k) and the limitations of it. I also can’t relate to the tips that the books are trying to convey no matter how many times I read it,...

Read More

Investing your CPF money, really?

There was a period of time earlier this year that I contemplated on using my CPF money to invest. I sought some advice from my financial adviser back then on how the process is like and what options were available. The idea of using money that has to be locked away for a long, long time and not having to consider much “risk” with using cash on hand was a tantalizing thought indeed. But the idea didn’t last long with me. If you’re not that familiar with how you can use your CPF money to invest, here’s a quick...

Read More

Miss Niao is an “Investment Blogger”

So that’s what I’m supposed to call myself. :p I’ve been receiving tons of traffic these couple of days. Mainly because Miss Niao is finally, finally indexed on TheFinance.sg (Thanks Derek!). Seedly has also published their featured post on Miss Niao two days ago. If you happened to originate from any of those sites, thank you very much for dropping by! I try to be as interesting as I can for all of you and I hope that whatever I am doing is working. Anyway, if you did read the featured post, it is actually quite amusing to me. Firstly,...

Read More

How it feels like to date someone frugal

If you ever had a chance to ask my BF about how it’s like to date me, I’m pretty sure that the first thing he’ll comment on would be my spending habits. Dating me also means having to consider the price of almost everything – from trivial items like food, dating activities to bigger ticket items like household equipment… Well, you get the gist. He doesn’t mention it very often but I think he gets ticked off sometimes. I mean honestly, I would to if I were to be in his shoes. But he knows the story behind my spending...

Read More

Like us on Facebook

Follow us on Twitter


Recent Comments