Archive

Panzer

Starting on a New Slate for Investments 2012

January 23, 2012 by Panzer
The start of the calendar year brings with it the risks and opportunities as I seek to achieve a return beating inflation for 2012. In 2011, total inflation hovers around the 5.7% figure so if my investible net worth portfolio was to beat this 5.7% figure, I would have to rely on dividend income plus [...]

in Categories: Investing

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Mastermind Group Towards Financial Freedom

October 29, 2011 by Panzer
When I was reading “Think and Grow Rich” by Napoleon Hill, I recall the concept of having a mastermind group. I don’t remember the specifics now as it’s been sometime since I’ve read the book but it revolves around surrounding yourself with like-minded people who share you goals and aspirations to come together to fellowship, [...]

in Categories: Personal Finance

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Doing Nothing Towards Financial Freedom

October 21, 2011 by Panzer
Even as the calendar year 2011 draws inexorably towards a close with two months plus left before 31 December beckons, I realise that if I do nothing now, I will end the year with a realised returns of 4.5%. In fact, I should not buy any more equities now and take bigger positions on the [...]

in Categories: Personal Finance

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The Fourth Quarter of Calendar Year 2011

October 14, 2011 by Panzer
It’s the last three months for calendar year 2011. For some if your organisations have hit substantially the key performance indicators set at the beginning of the year, it’s time for staff to clear leave and set aside some down time to recharge, rejunvenate and to refresh. For others, they may have to push harder [...]

in Categories: Personal Finance

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SGX Annual General Meeting held on 6 October 2011

October 6, 2011 by Panzer
As part of my strategy to learn more about how corporate annual general meetings are held to beef up my corporate governance experience, I have started making it a point to attend annual general meetings (AGMs) of the companies that I have invested. So far, I have attended last year’s DBS and SPH annual general [...]

in Categories: Personal Finance

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The Markets are Bad Bad Bad!

October 5, 2011 by Panzer
The current market turmoil has seen my stock portfolio’s value decrease as prices of even blue-chips stocks go south. It appears to be 2008-2009 again for many investors. What can we do, how can we overcome the challenges of seeing our portfolios dwindle with the threat of global economic recession threatening growth over the horizon? [...]

in Categories: Market Review and Trends

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Challenging Myself – Class 2B Licence

September 26, 2011 by Panzer
One of my life goals that I’ve listed in my life list in 2009 was to obtain a class 2B motorcycle licence. That list was written in April of 2009, more than 2 years plus ago. It is timely to revisit that list as there has been some changes to it since I last wrote [...]

in Categories: Investing, Personal Finance

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Make a Decision and Move on in Life

September 23, 2011 by Panzer
One of the things I’ve learnt in my journey towards financial freedom is to be more proactive and do something instead of lying around waiting for things to happen. In life, we will be faced with many decisions on a day-to-day basis. Some decisions are relatively easy, e.g. what to eat for breakfast, what to [...]

in Categories: Investing, Personal Finance

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Working Hard and Working Smart Towards Financial Freedom

September 16, 2011 by Panzer
My current interest in the Korean girls’ pop group Girls Generation (SNSD) has led me to searching for their music videos as well as reality programmes subbed in English on youtube. Those who follow SNSD know that one of the earliest documentaries about them is “Girls Go To School” (GGTS) where it features the group’s [...]

in Categories: Personal Finance

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Investing in Yourself

September 9, 2011 by Panzer
The Korean (K) wave or Hallyu of popular culture in terms of K-drama and K-pop culture reflects the globalisation of consumer taste in entertainment. The easy accessibility of music videos, television programmes and radio through the internet has allowed consumers who have a decent broadband internet access to tap onto the different genres of music, [...]

in Categories: Personal Finance

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Decision Support Systems Towards Financial Freedom

September 5, 2011 by Panzer
As an auditor, recommending automation and increasing the efficiency of business processes are some of the things that I work towards on a day-to-day basis. Automation and having templates makes life easier for the 80% of things that we do that achieve 20% of the results. One of the key templates that have helped me [...]

in Categories: Personal Finance

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How to Stop Doing and Start Managing

September 1, 2011 by Panzer
As more and more little grey hairs develop on my head and as less and less hair are left, I start to see some similarities in my career as an internal auditor and my approach to investments. In most careers, one starts at the bottom rung of the corporate ladder and slowly works himself or [...]

in Categories: Investing, Personal Finance

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Have a Plan and Stick with it

August 29, 2011 by Panzer
I am a science-fiction fan and one of the better sci-fi drama series I have watched in recent times was “Battlestar Galatica” the re-imagined series. If you follow that drama series you would be familiar with their tagline: The Cylons Were Created by Man. They Rebelled. They Evolved. They Look and Feel Human. Some are programmed to [...]

in Categories: Personal Finance

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Taking a Break from Routine

August 23, 2011 by Panzer
I was at a conference yesterday at a nice hotel along Orchard Road to give a presentation related to my area of expertise. Whilst I was at the conference, I got many good ideas from listening to the other speakers as well as thinking about some of the questions raised by the participants during the [...]

in Categories: Personal Development

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Happiness is Little Moments in Time

August 15, 2011 by Panzer
The more little white hairs start to show up on my head, the more I realise that time truly waits for no-one. I was reminded of that again last week when I went for an early morning job. As I was doing my pre-run stretching exercises, I overstretched my left hamstring muscle. I managed to [...]

in Categories: Personal Finance

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Can You Sleep Well During This Market Upheaval?

August 10, 2011 by Panzer
I was chatting with some of the nice at people LP’s Bully The Bear blog and was asking some of the people if they can sleep well at night with the market positions they have taken on SGX on the stocks that they are investing. It’s an interesting question because when I went through the [...]

in Categories: Investing

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A Random Walk Down Equity Street

August 5, 2011 by Panzer
To paraphrase Burton G. Malkiel’s excellent book, “Random Walk Down Wall Street”, I’ve titled my post “A Random Walk Down Equity Street”. I guess today will be known as a somewhat “black” Friday for the STI plunging 112.23 points (3.61%) to 2,994.78 points. This follows massive losses on Thursday 4 August 2011 on Wall Street [...]

in Categories: Market Review and Trends

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Hedging Against Inflation

August 4, 2011 by Panzer
Inflation rears its ugly head from time to time. If you track the MAS statistics on inflation or just tune to the headlines from the mainstream media. You will realise that it’s about 4.5% for May 2011. It’s sometimes scary to think that every dollar you save in your bank savings accounts gives you 0.10% [...]

in Categories: Personal Finance

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