Bad Start to 2016

The Bear should be in hibernation in winter?  No? When you least expected it, the Bear Army sprang a surprise attack on the first week of 2016.  While my total portfolio value (invested capital) stayed at positive territory at the end of 2015, it dipped below after the Thursday selldown.  Though I still have quite a safety margin if including the dividends collected. All my 28 counters … [Read more...]

Looking Ahead to 2016: Dividends (明天会更好)

2015 was a bad year for investment.  Hopefully 2016 is a better year. My projected dividends for 2016 (based on current portfolio): 1. Starhub: $1,340 2. SGX: $1,240 3. SPH: $1,000 4. AIMS AMPI Reit: $666 5. Suntec Reit: $481 ? 6. Keppel Corp: $480 ? 7. CMT: $449 8. SATS: $420 9. Starhill Global: $412 10. SingTel: $383 11. Frasers CT: $336 12. SPH Reit: $317 13. CDL HTrust: … [Read more...]

2015 Portfolio Review (Part 2): Foundation Stocks

2015 is a very challenging year for investment, especially in the last two quarters of the year.  China market crashed from its height, devalued renminbi, fear of US interest hike and persistent low oil prices weighed heavily on the market.  Sometimes you think you are moving one step forward, but then you are actually forced taking two steps backward due to strong headwinds. In the month of … [Read more...]

2015 Portfolio Review (Part 1): Winners and Losers

Time flies and 2015 is ending soon.  All my tradings are done and all dividends are collected.  It is time to review my portfolio's winners and losers in 2015. Top Dividend Contributors:  1. Starhub (13.82%): - 4th telco looming, but consistent Starhub is still the top dividend contributor. 2. SGX (12.62%): - SGX has dividend payout every quarter, almost like a REIT. 3. SPH … [Read more...]

IPO – BHG Retail REIT – Immensely Priced Offering?

First, and probably only mainboard IPO in 2015. China retail operator BHG Retail REIT launched an initial public offering of units at an offering price of $0.80 per unit. The timing for this retail REIT IPOs is just not right now due to uncertainties caused by imminent interest rates hike, decline in retail outlook due to online shopping competition, etc. Some of the business trust and … [Read more...]

2015 December Fixed Deposit Rates Update – 1.80% P.A.

First some clarifications: Fixed Deposit is not for real investment.  My review on Singapore's FD is limited to S$50,ooo and below; and tenure term not exceeding 12 months.  Fixed Deposit is for parking the emergency fund and allowing immediate access to the fund when needed.  These are also based on the following considerations: Singapore's Deposit Insurance Scheme maximum coverage up to … [Read more...]

2015 November Fixed Deposit Rates Update – 1.80% P.A.

First some clarifications: Fixed Deposit is not for real investment.  My review on Singapore's FD is limited to S$50,ooo and below; and tenure term not exceeding 12 months.  Fixed Deposit is for parking the emergency fund and allowing immediate access to the fund when needed.  These are also based on the following considerations: Singapore's Deposit Insurance Scheme maximum coverage up to … [Read more...]

Saizen Reit: Welcome and Goodbye

For a long time, I have been monitoring and contemplating adding Saizen Reit to my "S" counters. Even though Saizen Reit is well below its NAV, it is the smallest Reit and also had an old debt default episode years ago.  So, due to my inaction and procrastination, I did not buy into Saizen Reit early enough. I looked at Saizen Reit again when it was announced that there is a firm offer to … [Read more...]

Meeting My 9K Dividend Stretch Target

I did a dividend projection in December 2014 for 2015 based on my holdings at that time, and the projected value was 7.8K. http://passiveincomefarmer.blogspot.sg/2014/12/looking-ahead-to-2015-dividends.html With small monthly cash and dividends injections into the portfolio, I was thinking that perhaps an 8K dividend target was just too simple for me. Therefore, I gave myself a stretch … [Read more...]

150,000 and 180,000 Milestones

I have written a similar post on the 4th day of the Goat Year in February 2015.  At that point in time, the page view on my blog has crossed "100,000" and my total portfolio value has crossed "170,000". As many of my counters were at or near 52 weeks high then, I thought it would be just be "a piece of cake" crossing 180K. How wrong was I? A mini-bear attack lasting from July to … [Read more...]

Old Blog Post Revisited – DYODD

Recently there are several visitors to my blog that asked me what to buy now? I am neither a qualified Financial advisor, nor do I have the knowledge or guts to advise, given the current bearish market environment. I do not know you, your available capital to invest, your financial situation, your risk tolerance level, etc etc... Although I shared my portfolio on my blog, this is for my … [Read more...]

My Stock Portfolio @ end Aug 2015

No. STOCK NAME No.of SHARES PORTFOLIO% MARKET $ 1 SGX 4,000 17.04 7.26 2 Starhub 6,700 14.39 3.66 3 SPH 5,000 11.56 3.94 4 SATS 3,000 6.27 3.56 5 SingTel 2,190 4.81 3.74 6 CapitaMall Trust 4,000 4.51 1.92 7 Suntec Reit 4,900 4.40 1.53 8 OCBC Bank 804 4.21 8.93 9 AIMS AMPI Reit 5,000 4.11 1.40 10 Keppel … [Read more...]

Snowballing of dividends – Super August

Despite the stock market roller coaster ride in August, it is still a good month for dividends as many companies are paying dividends in August.  15 of my 23 counters paid dividends in August and produced the second highest monthly dividend harvest record for me (highest is in May 2015). Dividends collected in August: 1. Starhub: $335 2. SATS: $270 3. SingTel: $234.33 4. CDLHT: $140.70 5. … [Read more...]

Bloodshed at the Fortress Gate…

Bear-Attack-1.jpg

Fierce battle with the Bear Army at the Fortress Gate today. My stock portfolio values had fallen more than $7k today.  The total portfolio value finally fell below the total invested capital value.  Reservist units (dividends) are activated, and with these reinforcement, the Bear Army is temporarily repelled. (The portfolio is still positive when including dividends). My "S" battalion … [Read more...]