Author: Patrick See

Insights into Risk Management & Financial Markets: Do you think I am an idiot

Insights into Risk Management & Financial Markets: Do you think I am an idiot: 2013 is the year where markets is ‘played’ to the tune of QE and its noises. Not depression, inflation, growth, etc. My earlier post … This entry passed through the Full-Text RSS service – if this is your content and you’re reading it on someone else’s site, please read the FAQ at...

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Insights into Risk Management & Financial Markets: Do you think I am an idiot

Insights into Risk Management & Financial Markets: Do you think I am an idiot: 2013 is the year where markets is ‘played’ to the tune of QE and its noises. Not depression, inflation, growth, etc. My earlier post … This entry passed through the Full-Text RSS service – if this is your content and you’re reading it on someone else’s site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.Scottish readers: Undecided about the referendum? Please read How the media shafted the people of Scotland and Scottish Independence, Power And...

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Do you think I am a financial idiot?

2013 is the year where markets is ‘played’ to the tune of QE and its noises. Not depression, inflation, growth, etc. My earlier post on GFC, QE1 QE2 (QE3, QE infinity, QE finite) what’s next is the series of events on a blueprint of how financial markets is designed to trend. Why QE? Global (and US) QE were designed to lower long term interest rates with the objective of improving growth! As growth did not materialize, there’s QE1 QE2 QE3 and QE infinite. As long as growth does not meet the desired level, whether inflation, etc Central Banks would...

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Do you think I am a financial idiot?

2013 is the year where markets is ‘played’ to the tune of QE and its noises. Not depression, inflation, growth, etc. My earlier post on GFC, QE1 QE2 (QE3, QE infinity, QE finite) what’s next is the series of events on a blueprint of how financial markets is designed to trend. Why QE? Global (and US) QE were designed to lower long term interest rates with the objective of improving growth! As growth did not materialize, there’s QE1 QE2 QE3 and QE infinite. As long as growth does not meet the desired level, whether inflation, etc Central Banks would...

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What is missing in your financial plan?

If you have a sound financial plan, you could probably ignore the rest but please send me a bouquet if you find something that is ‘of thought’ in my post. In addition, if you have been following my posts, you would find my articles ‘unique and rare’ in the sense that other professionals do not post in their blog mainly because they ‘charged’ exorbitantly for professional charges. You get free, NO obligation in my blog. Most often than not, most Singaporean do not have a financial plan which includes ..    I am not surprised to find out If,...

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What is missing in your financial plan?

A financial plan is an on-going process of fact finding, analyzing your current budget and financial goals to accomplish the final financial goal or a set of circumstances, e.g. elimination of debt, retirement preparedness, etc. If you have a sound financial plan, you could probably ignore the rest but please send me a bouquet if you find something that is ‘of thought’ in my post. Thanks in advance. In addition, if you have been following my posts, you would find my articles ‘unique and rare’ in the sense that other professionals do not post in their blog mainly because...

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What is missing in your financial plan?

A financial plan is an on-going process of fact finding, analyzing your current budget and financial goals to accomplish the final financial goal or a set of circumstances, e.g. elimination of debt, retirement preparedness, etc. If you have a sound financial plan, you could probably ignore the rest but please send me a bouquet if you find something that is ‘of thought’ in my post. Thanks in advance. In addition, if you have been following my posts, you would find my articles ‘unique and rare’ in the sense that other professionals do not post in their blog mainly because...

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Why financial markets are not going your trend?

Financial markets are not predictable. Financial markets are not logical most of the times. Most would wonder why Asian equity markets plunge while US Dow rallied for a third day or US markets ended mixed. While China’s ‘good news’ rate cut spooks market from MarketWatch Bernanke Sees Easing Options While Not Specifying Them from Bloomberg Spanish Banks Need $50 Billion: IMF Report from CNBC….. The rate cut was NOT a surprise… Bernanke is Bernanke. How well do you read Mr. Bernanke? … IMF. Is $50 Billion sufficient? … Markets movements are based on ‘speculations’ and hopes. If speculated wrongly...

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China Making Contingency Plans for a Greek Exit

The above post was just released from CNBC. It discusses a call for contingency plans from the China authorities for a possible Greek exit. As you probably know, news providers are eager to broadcast the latest news. There are times when they do not verify the source of information. Do you recall the Spain-IMF rescue which was later denied? Whichever, we too, have a contingency plan. If the above is true, how would this relate to ‘global investors call for coordinated Central Bank intervention’? Would China participate with Central Banks for a coordinated Central Bank intervention? If no, why...

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Think deep and hard before you invest

Think deep and hard before you invest / advise/ share. The markets had been tough since 2010. Most (if not all) investors are losing their capital. Even if you are a ‘pro’, your experience would have assisted you to cushion the fall in value. I am suggesting that you leave your investment to the ‘experienced’ professionals. Let me try to explain. Are you able to replace the professional experience of a certified doctor or lawyer? However, most of you try to educate yourself by reading books and attending investment seminars. You think it is just as simple as that....

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2012 Q1 was a bull trap

The Year 2011 was indeed a difficult year for the financial markets. We had the earthquake, tsunami, US credit rating and Europe issues, etc. To cushion the fall in 2011 Q3, major economies intervened. The effects started to materialise in late 2011 Q4 as it takes time. Most of 2012 Q1 rally was spanned by the massive pumping of liquidity from major economies not forgetting from Japan and TWO (2) LTROs from Europe! Amidst the rally in 2012 Q1, most of you who followed my posts would have realised the rally could not last as explained in buy HIGH...

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2014 FIFA World Cup

Since the last World Cup in 2010, it is widely rumored that Greece would emerge as champions in the 2014 FIFA World Cup. There’s somehow a twist to the World Cup. Instead of playing with a soccer ball, the players are kicking the can! Greece is widely rumored to reach the finals. In the Year 2010, they scored a goal allowing them to qualify the qualifying rounds. A goal is their first bailout package. In 2011, Greece scored another goal making it a 2-0 and received the next bailout package. Hmmm, it looks like Greece is getting better with...

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Declines in Asian Bank, Property Stocks Yield Rich Dividends

The above headline is extracted from CNBC. Pause. (While you are reading the headline thru the hyperlink generated). What comes into your mind? Think out of the BOX? There are several (many, in fact) that crosses my mind. I like to post, just two points that cross my mind. First of all, many would agree that the current market situation is volatile, very volatile to be correct. Hence, one of the options in diversification as suggested by the author is ‘income’, dividend or interest. Question? Which investment of yours generates an average dividend as declared in the article. Would...

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SUN TZU’s Art of War – Part 1

Most of us have heard of SUN Tzu. There was a ‘rumour’ Sun Tzu wrote a script on the Art of War. After his era, kings, prince, emperors, etc were searching for the script. Eventually the script was found. One of Sun Tzu’s knowledge was related to understanding the weather. You may have heard how he used the weather to his advantage to win his battles. In the battle at the Red Cliff, his opponent lost as a result of a ‘gust of wind’! In another battle, he predicted the eclipse of the Sun. How does this relate to...

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Two bold predictions for Singapore

  If you have been following my posts – risk management, the following will impact most of us There will be a major change in the insurance industry as Singaporeans are getting more insurance savvy and demand for better and suitable products In housing loans, while most of you have been debating and timing between fix, floating or hybrid interest rates, did most of you measure the future affordability when rates increase to 3-4%. As a result where would most of you have the additional cash to finance the mortgage loans. Since the financial crisis/Lehman back to 2008, Singaporeans...

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