Author: Invest Openly

Three Strategies for Choosing What Cryptocurrency to Invest in Next (Guest Post)

Finding the Next Bitcoin You’ve probably thought it at one point or another: “I missed the Bitcoin payday. How do I decide what cryptocurrency to invest in now that I know about the market?” The bad news: It’s unlikely that any other cryptocurrency will see the same astronomical growth that Bitcoin experienced over the last few years, and impossible to predict it. The good news: There’s still plenty of opportunities to invest in up-and-coming cryptocurrencies that could potentially bring you 10-100x returns. This comes with a heavy note of caution, because as you may know, cryptocurrencies are incredibly volatile. This is not investment...

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ElderShield Revamp – 10 Things You Need To Know

ElderShield, Singapore’s national long term care insurance is set to be overhauled in 2020. Currently, Singapore Citizens and Permanent Residents can opt in to the Eldershield scheme when they reach 40 years old and it is administered by 3 of the selected private insurers : Aviva, Great Eastern and NTUC Income. Come 2020, things will change and here are the 10 things that you need to know about Eldershield revamp: New Name – It will be renamed as CareShield. New entry age : 30 years old (as opposed to current 40 years old) It will be compulsory (as opposed...

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All My Capital On This Counter Is Officially Kaput (hint – not Hyflux)

Recently, Hyflux is in the news, for the wrong reason. It went from market darling (heyday of  $2.42 in May 2008) to trading suspension (at $0.21 in May 2018) in the span of 10 years. Of course, there is still a slim chance that Hyflux might make a come-back (never say never, just need to find one or two white knights). I knew a couple of my financial blogger friends got burnt (in variation of impact) but to me there is always chance that such situation can happen to any company that we are vested in. No matter how...

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How These 2 Apps Made My Recent Macau Trip Extra Sweet?

  I am just back from my 5 days 4 nights Macau trip a couple of days ago, after settling down the work stuff, it’s time to get back to the blog sphere again. For a start (or re-start), let’s do something light and more leisure stuff – my recent Macau trip’s experience.   This was my third time visiting Macau and for the previous 2 trips, they were all day trip (from Hong Kong island). This time round, we spent the full 5 days in Macau and hence have more time to relax, and really explore the various...

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Evolution of Employee

Recently, the acronym FIRE (Financial Independence Retire Early) pop-up quite regularly in the Personal Finance Blog Community as well as group chats. Looks like everyone are catching “FIRE” everywhere. Personally, I am not into this FIRE thingy in its strictest sense as I do still believe in contributing to the commercial/business world, be it as a capacity of employees or otherwise. This bring me to the topic of today’s post, which is the evolution of employee. In fact, all I wanted to share can be found in the following picture, it nicely summed up the “Past” and “Future” of...

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The Future is Trust Less (Guest Post)

There are a lot of things in this world that operate on a trust. Some central authority has to be trusted in order for those who place their trust to agree to it. These include a number of different avenues. From large internet companies to governments and central banks. The most important question is, can this trust be discarded? Can we operate in a system where trust is not needed in order for you to operate as a society? Can we operate in a system where something is either verifiable or it is not by immediately available public information?...

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3 Key Business Benefits of Blockchain (Guest Post)

The increasing popularity of blockchain and cryptocurrency is bringing a lot of opportunities to the business world. Not everyone can create a top five cryptocurrency project or exchange platform. However, there are still all sorts of other business benefits of blockchain and the industry surrounding it. Social media, smart contracts, and decentralized applications all present possibilities for entirely new business models. In this article, we’ll take a look at how these innovations will change the future economy and look at some companies that are already emerging in these areas. Social Media Platforms While many people in cryptocurrency might see ad...

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Is Life In Singapore Really Complicated?

Inspired by a recent post from a friend of mine at Growing Your Tree Of Prosperity, he recounted his amusing experience with a telco staff at Starhub and the twist is that he managed to turn himself from a consumer to a “seller”! Kudos to him! Go have a read here to see how he did it! What caught my eye is not the main point of his post but rather the mentioning of “Life is pretty complicated in this island (Singapore)“. Of course, he is right in some sense as even a most simple matter/stuff (like what to...

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5 Steps to Protect Yourself Against Bank Fraud (Guest Post)

Often considered the most widespread crime of the 21st century, financial fraud is sweeping its way across the world as high-tech fraudsters instigate a disturbing collection of scams to pillage unsuspecting people’s bank accounts. Just like yours. Too many people have found themselves victims of bank fraud. So, to decrease the chances of it ever happening to you, here are five steps to protect yourself against bank fraud. Always keep security details private The rise of online banking has created new ways for hackers to commit bank fraud. In order to keep your accounts safe, when on the phone,...

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Would There Be A Twist In This Acquisition (Uber Kena Grabbed) ?

  In the international front, the latest hottest business news is the potential trade war between US and China. The global market impact of this potential calamity could be a disaster and trigger the long awaited market meltdown. While it is still early stage but let’s stay alert and get our war chest ready. In the local front, we have the shocking news of “Grab has confirmed acquiring Uber’s Southeast Asia’s operations” and along the way they grabbed the Comfort into this messy deal too (Comfort and Uber just had a tie-up not long ago in late last year). What’s...

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Behind the Scenes of Cryptocurrency Exchanges: Secrets, Strategies, and More (Guest Post)

The following article is based on insights from the Blockchain Connect Conference in San Francisco. Included in this exchange panel are exchange CEO’s Chris Lee (OKEX), Jesse Powell (Kraken), Mike Kayamori (Quoine), Chief Strategy Officer Kailong Cai (Huobi), and Head of International Markets Ted Lin (Binance Exchange). “We’re gonna be a much more prosperous society because we don’t require such a huge drag on our society… because the blockchain is now that trusted third party.”- Tim Draper, American venture capital investor. Cryptocurrency Trading Demographics The US, Japan, and China are major cryptocurrency markets. The average trader is male in their 20s...

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Huawei Nova 2i – My First Android Phone!

  I am an ardent Apple fan! Since the launch of iPhone 4 (in 2010 if I am not wrong), I have been using it continuously until now. No, I am not an user of iPhone X, currently I am using iPhone 7 and usually I only change every 2 years when my contract end.  So, what triggered me to get a new Android phone?  There are a couple of reasons: 1. Recently, while reading through some blockchain and cryptocurrency related projects, noticed that most (if not all) of the projects launched their Android app much earlier than iOS...

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Top 10 Cryptocurrencies For the Past 5 Years And My Observation

By now, I believed most, if not all, of my readers have heard of cryptocurrency or minimally, the term Bitcoin? If you are the minority few that have not heard of it and why cryptocurrency could possibly the “new asset class”  that you could consider as part of your investment portfolio, head down to my friend, Christopher Ng’s blog at Growing Your Tree Of Prosperity as he has started a new blog series on cryptocurrency. Cryptocurrency market is as volatile as it can get and double digits up and down within 24 hours is a common scene. So, if you are...

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Recap Of My Blockchain Experience (Steemit and Earn.com)

As per my earlier post (3 Sites/Apps That Will Earn You Trade-able Cryptocurrencies), if you are keen to get your hand with some cryptocurrencies but not prepared to invest/buy it from the exchange, you can participate in some of the blockchain projects and at the same time earn you some associated cryptocurrencies/tokens. Today, I am going to share/recap my experience thus far with Steemit (decentralized social network) and Earn.com (blockchain related campaigns/tasks). For more details of what each of them, check out my earlier post here. Steemit: I’ve joined the Steemit community since Sep 2017. In the initial few...

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What is Litecoin? – A Beginner’s Guide (Guest Post)

What is Litecoin? Litecoin (LTC) is a decentralized peer-to-peer cryptocurrency that was released on October 7th, 2011 and went live on October 13th, 2011. The silver to Bitcoin’s gold. Bitcoin’s little brother that doesn’t get out much. These are just a few of the things you might hear being tossed around when talking about Litecoin. At a first glance, Litecoin doesn’t garner much respect as a top 10 market cap cryptocurrency. However, once you get into the weeds, Litecoin presents an extremely useful and interesting application of the original Bitcoin blockchain. For all the flak Litecoin gets, it’s easy...

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