Author: Invest Openly

Accumulating Singtel (Z74) Amidst The Perfect Storm

For the past few weeks, I’ve been accumulating Singtel (Z74) in a few tranches as part of my mutated DCA (see my earlier post here and here for more details). Did a stock take today and noticed that I’ve accumulated 7,500 shares with average price of about $3.60. At the time of writing, it is closed at $3.49 (means I am still sitting at a paper loss :-)). This is before the seemingly upcoming perfect storm, starting with the biggest single-day drop since 2008 at Dow Jones yesterday (Friday, 02/02/2018). Dow Jones dropped 665.75 (2.54%) and closed at 25,520.96. Hence,...

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3 Sites/Apps That Willl Earn You Trade-able Cryptocurrencies

Before the Bitcoin/cryptocurrency bubble burst (not sure when), many people are still very keen to get their hand “dirty” into the crypto-mania. Of course, the fastest way is to buy it from the cryptocurrency exchange (assuming you already have an account with them) or buy it from the ATM. Next, is to get it through mining which take time and there is no guarantee. Today, I am going to share the third way, which is by participating in the Blockchain project itself. Depending on the ecosystem of the projects, some of them (see below for at least 3 of...

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SG Cares – Enabler To Foster A Giving Society

Yet another cooling day, another day to give my over-worked air-conditioning system a rest, how I wish we can have more of such weather (minus the rain). We are already at the end of second week of 2018, it has been non-event for me, besides accumulating a bit of of the Singtel shares, I did some more reading on blockchain related books, researching on some ICOs (Initial Coin Offerings) and continue writing post for my other pet project blog Blockchain SG. Anyway, the focus of this post is on the “Do Good” part that all of us can participate...

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7 Mistakes to Avoid When Applying for a Business Loan (Guest Post)

Businesses will require an additional injection of capital, big or small, several times throughout their cycle. Business loans are one of the options companies can look into to get additional funding which can be used various purposes: for purchasing additional IT equipment andmachinery, cover operating expenses, grow or expand your venture, etc. Common Business Loan Application Mistakes to Avoid Applying for the right business loan and having it approved will depend greatly on avoiding several mistakes that you may commit during the whole process. As a business owner, you need to make sure you avoid making these grave errors during...

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Turning Challenges Into Victories

Today is the last day of the year (2017), in a couple of hours’ time, we will be ushering into a brand new year (2018), the year Of Dog (Chinese Zodiac). I would like to take this opportunity to wish everyone here: HAPPY NEW YEAR 2018!! Usually, this is the time of the year to recap (the achievements, lesson learnt aka mistakes of the previous year) and make resolution(s) for the new year. For me, I think I’ve stopped making resolutions for quite awhile, my motto is just to keep learning, keep going and keep smiling! Regardless of what...

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Ripple – New Crypto In My Minion Crypto Portfolio

I’ve been eyeing to add Ripple into my minion Crypto portfolio for quite sometime but I’ve been procrastinating as the exchange that I am using, Coinbase haven’t listed Ripple yet (hint hint). During the Christmas season period, I’ve made the move and open an account with Binance so that I can buy other alt-coins that are not listed in Coinbase. Immediately after that, I’ve accumulated about SGD800 worth of Ripple at SGD1.47. When I first chanced upon Ripple, I remember the price is around USD 0.40 cents (SGD 0.54). One thing for sure, crypto market movement is fast and...

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5 Fun And Interesting Findings/Facts About ICO (Initial Coin Offering)

Merry Christmas and Happy New Year 2018! By now, I believed most of you know what is ICO (Initial Coin Offering), if you are still not sure what is ICO, you may check out my other other blog here on what is it and why you should care. Anyway, since my first ICO (Crypterium), click here to read more, I’ve read through a couple more ICOs and there are 5 fun and interesting findings/facts that I would like to share here: Ethereum – Main Blockchain platform Most of the ICOs are using the Ethereum as their underlying Blokchain technology,...

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How My Minion Portfolio Doing In 2017?

Time flies, we are less than 10 days away to bid farewell to 2017, most people are starting to recap/review their hits and misses in 2017 and making resolution for 2018 and beyond. I would like to take this opportunity to recap my minion portfolio’s performance in 2017. Even though there are still a couple more days to go but since my transaction volume is usually low and bearing in mind of my minion portfolio size, I don’t expect it will change much during these few days. Here goes the summary of my portfolio (status as at 21/12/2017): Current Portfolio: Total Invested Capital                                ...

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SOLD My First Cryptocurrency – Litecoin

Exactly one month ago, I bought my first cryptocurrency (Ethereum) and one week after that I bought my second cryptocurrency (Litecoin). In general, the cryptocurrencies are still in the bull trend now (at least to me) but the volatility is still fast and furious, double digits up or down within a day is very common. However, as “invested” amount are only in the hundreds and I make sure that these are my casino money (i.e. money that I am prepared to loss all). Today, I’ve decided to release a portion of my Litecoin to cash out all my casino...

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Top Ways to Reward Your Employees This Christmas (Guest Post)

Incentives and rewards are effective ways to keep employees motivated. The more their performance and achievements are recognised, the more they’ll contribute to the growth of the company. It improves employee performance and significantly reduces the turnover rate. It assures employees that their efforts are valued in the organisation. Christmas is the perfect time to reward your employees. At the end of the year, there is more work pressure on employees. It is a good practice to reward your employees on the basis of their performance during the past year and begin the year with a positive note. How...

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What Is Debtzilla (Singapore Board Game)?

Last year, I have the chance to play the local board game called Wongamania Banana Economy with a couple of financial blogger friends and have fun with it. For my earlier post, you can check it out here. This year, the same game developer, Capital Gains Studio, launched another board game called Debtzilla at Kick Starter. So, what is Debzilla?  Too bad, I haven’t got the chance to play the game yet but basing on the information available in the Kick Starter, the player(s) [up to 4 players] are to assume the role of superheroes (like Lady Easing, The Oracle,...

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My Second Cryptocurrency – Litecoin

Exactly one week ago, I got myself a super minion size of Ethereum (SGD100 to be exact), you can read here for my earlier post. This week, I’ve gotten my second cryptocurrency – Litecoin , another minion size (SGD150) due to the limit imposed by the exchange. What is Litecoin? As at today, Litecoin is the 5th biggest Cryptocurrency in the market (after Bitcoin, Ethereum, Bitcoin Cash and Ripple). In terms of the market cap. Litecoin is sitting at USD $3.8+ billions. It was launched 6 years ago by a former Google employee, Charlie Lee. Litecoin is quite similar to...

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Singapore Fintech Festival 2017 – My Experience

Singapore Fintech Festival, the world’s largest Fintech event just ended yesterday (17/11/2017) with the highlights of 3 winners in the Global Fintech Hackcelerator comptetion (more about this later).  I am privileged enough to attend the Thursday (16th Nov 2017) session as trade delegate. So, before I forget, thought to document my experience here. The event hall is huge (covering 3 Expo halls) with 281 exhibitors from all over the world. Ranging from big financial institutions to tech companies and of course the startups. On top of that, there are on-going panel discussion, keynotes and demos (at Sandbox stage) If you are...

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My Maiden Cryptocurrency – Ethereum

I started to get interested in Blockchain Technology and cryptocurrencies only at the beginning of this year when I chanced upon an article in an in-flight magazine. After digging further on Blockchain Technology (especially Ethereum) from books and online resources, I tend to agree that the future of decentralized/Distributed Ledger, especially in the form of smart contracts, will be a revolutionary one. As some of the gurus put it:  Blockchain Technology will be the true Internet 2.0. I even go to the extend of creating another blog Blockchain SG to share what I’ve discovered and learnt (mainly on Blockchain...

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MyInfo (e-citizen service) – What You Need To Know

Feeling tired of filling-up all the same old personal details, again and again, in the online forms when you are requesting for services like opening a bank account If you are a SingPass holder, your life will get easier come next year when more local businesses are integrated MyInfo in their e-services and apps. MyInfo is an e-citizen service launched in May last year with the aim to pull personal data, such as Names, NRIC Numbers and Addresses from public agencies for the use in private sector. Pilot run has been carried out  with four banks – DBS, OCBC,...

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