Author: Risk N Returns

Don’t Freeze

I have always maintained that I suck at trading and timing the market. That said, from time to time, intense short term pain in the markets sometimes compel me to think about making a high percentage trade. Recent volatility in the Singapore stock market presented some opportunities for me to do just that. This blog covers mostly the actions I did take, so a story of how I sat on my fingers might be useful learning too. Venture Corp (SGX:V03) Venture Corp is Singapore’s largest contract manufacturer. It is the most recent addition to the STI. Venture has been...

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Malaysia Boleh, Malaysia stocks Tak Boleh?

In the wake of the tsunami that swept the Malaysian opposition alliance Pakatan Harapan and Dr Mahathir to power, the iShares MSCI Malaysia ETF promptly tanked 6% in US trading to close near to its 1 year low. Source: Yahoo Finance The investor in me started to click into gear. Putting aside all the political rancor and name calling, what does this earth shattering election mean for Malaysia businesses and equities? Is it time to buy? Personally, I usually don’t follow Malaysian politics too closely, but here are some of my initial ignorant thoughts / ramblings. What Mahathir and...

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A frontline view of Corporate Restructuring

I have been pretty busy the past few weeks as work started to ramp up. This is due to my company’s restructuring process starting to reach it’s conclusion and the organisation starting to click back into gear. It is partly why I only post on weekends now. While I am happy to report that I still have a role in the company, I am saddened to see the amount of experience being let go from my department. Having worked for 5 years now and only in my 2nd job ever, having to experience a corporate restructuring this early in...

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A frontline view of Corporate Restructuring

I have been pretty busy the past few weeks as work started to ramp up. This is due to my company’s restructuring process starting to reach it’s conclusion and the organisation starting to click back into gear. It is partly why I only post on weekends now. While I am happy to report that I...

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Portfolio @ April 2018

Performance Indicators / Dividends YTD Time weighted return: 0.66% Dividends collected: $388.69 Upcoming Dividend Receipts: Frasers Commercial Trust: SGD 92.80 Capitaland Mall Trust: SGD 105.64 Starhill Global REIT: SGD 109 Keppel Corp: SGD 182 Raytheon Co.: USD 15.19 Activision Blizzard: USD 14.28 Commentary After suffering a pretty horrendous March, the chase is on to recover...

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Portfolio @ April 2018

Performance Indicators / Dividends YTD Time weighted return: 0.66% Dividends collected: $388.69 Upcoming Dividend Receipts: Frasers Commercial Trust: SGD 92.80 Capitaland Mall Trust: SGD 105.64 Starhill Global REIT: SGD 109 Keppel Corp: SGD 182 Raytheon Co.: USD 15.19 Activision Blizzard: USD 14.28 Commentary After suffering a pretty horrendous March, the chase is on to recover all those paper losses. In that sense, it was a decent month with month-on-month gains of about $3k driven largely by gains in Amazon and...

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Lessons from Amazon’s Annual Letter 2017

As you may know, I’ve been following Warren Buffett’s Annual Letter to Berkshire Hathaway shareholders since I started investing for the nuggets of wisdom Buffett offers freely. Apparently, Amazon’s CEO Jeff Bezos does the same thing with his annual letter to shareholders, which was released in the past week. The letter has been touted as...

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Lessons from Amazon’s Annual Letter 2017

As you may know, I’ve been following Warren Buffett’s Annual Letter to Berkshire Hathaway shareholders since I started investing for the nuggets of wisdom Buffett offers freely. Apparently, Amazon’s CEO Jeff Bezos does the same thing with his annual letter to shareholders, which was released in the past week. The letter has been touted as a must read for business executives as it offers a view of Bezos’ management style and philosophy. Curious about what he had to say (and because I’m vested in Amazon now), I read the 6 page letter and here are some learning points. Keeping...

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REITs vs SG Investment Properties – 7 reasons why REITs are better

As Asians and Singaporeans, we traditionally favour investments that are more tangible and brick-and-mortar. This is evidenced from the enduring popularity of property as a form of investment compared to stocks, bonds or even Real Estate Investment Trusts (REITs). These investments are viewed as complicated and difficult to understand, and are shunned as a result. Today, I shall make the case for why I feel REITs are superior compared to investment properties as a form of property investment. The REIT Supremacy 1) Yields Private residential rental yields have been on a downtrend due to excess supply in the market...

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REITs vs SG Investment Properties – 7 reasons why REITs are better

As Asians and Singaporeans, we traditionally favour investments that are more tangible and brick-and-mortar. This is evidenced from the enduring popularity of property as a form of investment compared to stocks, bonds or even Real Estate Investment Trusts (REITs). These investments are viewed as complicated and difficult to understand, and are shunned as a result....

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Tax Filing Reminder!

Tax season is ending soon so here’s a quick reminder to do the following by 18 April 2018: Access IRAS myTax portal and open your form B/B1 Check your employment income and adjust if necessary. If your employer is on the Auto-Inclusion Scheme, your employment income data should already be updated in the system. Investors in Crowdlending...

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Tax Filing Reminder!

Tax season is ending soon so here’s a quick reminder to do the following by 18 April 2018: Access IRAS myTax portal and open your form B/B1 Check your employment income and adjust if necessary. If your employer is on the Auto-Inclusion Scheme, your employment income data should already be updated in the system. Investors in Crowdlending platforms like Moolahsense should remember to include their interest income in the filing. Check your personal reliefs and other deductions like donations. If you need assistance on which reliefs you can claim, I refer you to part 1 and part 4 of my tax...

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Portfolio @ March 2018

Performance Indicators / Dividends YTD Time weighted Return: -2.26% Dividends collected: $244.20 Upcoming Dividend Receipts: Bank of America: USD16.80 Activision Blizzard: USD14.28 Keppel Corporation: $322 Commentary March has been another volatile month in the markets. With trade war fears, Facebook’s woes and Trump’s war on Amazon, it was a pretty bad month for me. All...

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Portfolio @ March 2018

Performance Indicators / Dividends YTD Time weighted Return: 3.03% Dividends collected: $244.20 Upcoming Dividend Receipts: Bank of America: USD16.80 Activision Blizzard: USD14.28 Keppel Corporation: $322 Commentary March has been another volatile month in the markets. With trade war fears, Facebook’s woes and Trump’s war on Amazon, it was a pretty bad month for me. All in all, I’ve round tripped my 2018 gains and then some. That said I’m looking to build more income into my portfolio using my newfound knowledge from the Dividend Machines course, so I’m continuing to save and build up my cash reserves. Transactions-wise, other...

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Dividend Machines Impressions

Earlier this year, some of the major finance bloggers like AK (A Singaporean Stock Investor), Budget Babe and Investment Moats promoted a investment membership named Dividend Machines. Membership was opened for a limited time only till mid March and membership fees for a lifetime basic member was set at a few hundred dollars, which was pretty cheap for a investment course + education platform. It was promoted as a no nonsense, minimal upsell course with real knowledge being taught. As somebody who was largely self taught, learning a structured method has always appealed to me. At the same time,...

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