Author: Seedly

Do Millennials Need To Start Retirement Planning?

< BACK TO MAIN BLOG 22nd April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. People associate retirement planning with, well, something you need to think about when you’re old. I know for sure if I grabbed any one of my friends and asked them if retirement even ever crossed their minds, the answer will be a definite ‘no’. The whole meaning of ‘planning’ is to start early and pace yourself out. People don’t realise that retirement planning is a big part of their financial planning. It...

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Cost of Getting A Car In Singapore 2018: What Contributes To The High Car Price?

Singapore has been doing a great job retaining its number one title as one of the most expensive cities in the world, with one of the main factor being the average cost of owning a car. Based on a survey done in the year 2014, where the price of owning a Volkswagen Golf 1.4 is compared across 156 countries, Singapore came in top place. source: carbuyer.com.sg Here’s how the price of a car in Singapore compares to other countries: Do note that the currency below is in USD for better comparison. Country Price of car (Volkswagen Golf 1.4) Singapore $110,479.80...

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Your IPPT Incentive Is Worth More Than You Think

We feel you. The yearly IPPT routine is an obligation. Despite the new IPPT format and monetary incentives, there are days we give in to our inner sloth and not keep up our physical fitness for it. The IPPT Calculator might be providing a really convenient way for NSmen to calculate their IPPT score, but the impact of such tool is nothing without the NSmen feeling motivated to do well for IPPT. There is a need for a greater motivating factor to keep the will to keep fit in our fellow NSmen burning. Something greater than just the yearly monetary...

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The Guide To Your First Pay

< BACK TO MAIN BLOG 19th April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Getting your first salary can be exhilarating yet daunting at the same time. Exhilarating with the amount of autonomy and newfound independence, but also daunting with this whole unfamiliar adulthood thing hitting you hard from all sides. Your first salary is but the tip of the huge iceberg of responsibilities to come, so you can’t be too myopic in your financial planning! Curious, we asked our community members what they did with...

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Singaporean’s Ultimate Guide: What You Need To Know About Medisave?

< BACK TO MAIN BLOG 17th April 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. TL;DR: Medisave in 5 Seconds Medisave is a national savings scheme to help Singaporeans save up for medical expenses in future. Money in the Medisave Account enjoys 4% risk-free  interest rate per annum (until 31 December 2018) The Basic Healthcare Sum for Medisave is currently set at S$54,500 One can use his Medisave for his own treatment or that of his immediate family members. Approved expenses include health screening, vaccinations, hospitalisation treatment, end-of-life care, outpatient treatment...

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We interviewed a few Grab drivers, here are their thoughts on the merger.

< BACK TO MAIN BLOG 16th April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Grab’s acquisition of Uber and what it means to riders and drivers? So, we all know Uber and Grab has merged. Grab’s acquisition of its rival’s south-east Asian business has been the talk of the town. Considering that even my non-tech-savvy mother uses these apps to get around, I would think a good portion of Singaporeans has been affected by the news. Impact of the acquisition of Uber on riders The inconvenience...

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How To Choose The Right REITs To Invest In? Here Are 5 Things To Lookout For.

A Basket of S-REITs vs Straits Times Index Exchange Traded Fund (STI ETF) The humble Singapore REIT. If you had bought and held a broad basket of S-REITs 5 years ago and held them until today, your total return (including distributions) would have been an annualised 8.4%, blowing past the 4.4% annual return had you bought an STI ETF. Given the less than robust nature of the Singapore retail bond market, there is no getting around the fact that to build a core long-term portfolio as a Singapore retail investor, the S-REIT must form a cornerstone of your portfolio....

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Cheapest Karaoke (KTV) studio with the best facilities in Singapore: Based on Real User Reviews

The Seedly team is probably made up of the worst singers one can find in Singapore. All this is going to change as we strive towards becoming the next JJ Lin. Ready to take a step further from being a bathroom singer, we decide to get out of our comfort zone and showcase our “talent” more often at the karaoke (KTV) studios. With Seedly’s fundamental values of making smarter lifestyle decision remaining unchanged, we went on to search for the cheapest karaoke studio with the best facilities.   TL;DR – These 7 Are The Best KTV Studios in Singapore...

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Seeking Help For Mental Issues Can Be Affordable In Singapore

< BACK TO MAIN BLOG 11th April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Do you feel often sad and irritable? Have excessive anxieties? Are you unable to cope with everyday activities and problems? If these apply to you, do you have a mental health issue or are you just stressed out at school and work? We get it, it’s hard to draw that line for yourself, let alone coming to terms with the fact that you have a real mental problem before seeking help. According...

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A Touching Facebook Post And The True Cost Of Being A Teacher In Singapore (Salary, teaching hours and workload)

You can contribute your thoughts like Ming Feng here. Teachers in primary, secondary schools, as well as junior colleges, will have to start paying for their parking, starting August. If you are not aware, here’s the parking rates that will be implemented. Cost of parking for teachers starting August 2018 The cost of parking for teachers are generally differentiated into outdoor season parking and sheltered carparks parking. From there, months during school term and school holidays have their respective rates. The cost of outdoor season parking is as per below: Cost of Outdoor Season Parking Car School Term S$75/month...

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How Much Have McDonalds Prices Increased Over The Years?

Remember the good ol’ days where we could get a cone of $0.50 vanilla ice cream from McDonald’s’ around the neighbourhood? I do, those were some golden times. I also recall when my brother and I tore out McDonald’s coupons that came in the mail, stashing them away in our wallets just in case we needed a quick $2 Fillet O’ Fish fix after school. But, $2 isn’t the kind of price we can get at Mcdonalds these days, the most basic meals available are value meals at $5. What astonishes me most is the price of Mcdonald’s new-range, special burger...

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How Much Have Macdonalds Prices Increased Over The Years?

Remember the good ol’ days where we could get a cone of $0.50 vanilla ice cream from MacDonald’s’ around the neighbourhood? I do, those were some golden times. I also recall when my brother and I tore out MacDonald’s coupons that came in the mail, stashing them away in our wallets just in case we needed a quick $2 Fillet O’ Fish fix after school. But, $2 isn’t the kind of price we can get at Macdonalds these days, the most basic meals available are value meals at $5. What astonishes me most is the price of Macdonald’s new-range, special burger...

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Everybody Needs A Pair Of Cheap And Good Earphones: Based On Real User Reviews

Like how much music is indispensable to our lives, earphones are too. Getting the right pair for exercise, your daily commute, productive work or even more professional use can be so important. As with all things, we like our earpieces good and cheap at the same time. One of our community members asked for recommendations on cheap, quality earphones that can also be used during a workout, and he got a whole lot of suggestions. Here are Our Top 10 Earphones Under $50 1. QCY Q19 Wireless Earphones Image Credits: Lazada With...

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The Ultimate Review Of All The REITs In Singapore And Here’s How You Can Learn To Invest.

Editor’s Notes: Attached at the bottom of the article is a Seedly Community Special deal. Enjoy discounts on tickets for the upcoming REITs Symposium 2018! Readers interested in REITs investing is strongly recommended to check it out!  (Numbers updated as of 8 April 2018) A Quick Recap A quick recap, in our previous article, we gave an overview of what Real Estate Investment Trusts (REITs) were together with the various different types.   In this article, we dive deeper into each individual REIT type available on the Singapore Exchange. For the convenience of our readers, we compile most of the...

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Fresh Graduates: Landed Your First Job? Here’s The Ultimate Guide For You!

Huat ah! Congratulations on landing your first job. Embarking on your first job can be pretty challenging. Your relative education institute may have equipped you with a whole lot of knowledge (many times too much), but when it comes to the real world, there might be some limitations to what your textbook knowledge can do. With individual’s EQ out of our reach, here’s a guide on creating that first impression, and personal finance as a first-jobber. Building Your Career Wardrobe (Cheap!) Affordable formal office wear is probably one of the main challenges most fresh graduates face. Having been mostly...

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