Author: Seedly

10 Things to Know About Frasers Logistics Trust (SGX: BUOU) Before You Invest (2019)

Frasers Logistics & Industrial Trust (FLT) listed on the SGX on 20 June 2016. It was initially established to invest in logistics and industrial properties located in Australia. However, in early 2018, FLT expanded its investment mandate to include properties in Europe, leading to its latest acquisitions in Germany and the Netherlands. In this article, I’ll revisit FLT’s fundamentals, give an update on its most recent financial results, and assess its valuation at its current price. Here are 10 things to know about FLT before you invest. Portfolio 1. As at 5 November 2018, FLT owns 83 properties valued...

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Ultimate BTO Guide For Undergraduates

“BTO already not?” “When graduating ah? Getting married soon?” “Y’all paktor how long already?” We’re in the thick of Lunar New Year celebrations & house-visiting typically means having to go through interrogations like this. It can all be very frustrating for a young couple, especially with the stress of schoolwork still looming over your heads during the festive season. Since HDB has announced new measures allowing young couples (both above 21) to apply for a flat earlier, you might not get to use “Aiya Ah Ma, we’re still studying. Cannot BTO yet” as an excuse much longer. TL;DR: Taking...

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Why Do People Regret Buying Their Investment-Linked Policy (ILP)?

ILPs are an extremely complicated product that is constantly evolving to suit our needs in this day and age where alternative investments are gaining traction. We have encountered a number of people sharing their experiences and blaming their agents for making them buy an ILP. What is an investment-linked plan (ILP)? In short, ILPs = Life Insurance Coverage + Investment Life Insurance Covers Investment Involves • Death• Total Permanent Disability (TPD) (Optional)• Critical Illness (Optional)• Early Critical Illness (Optional) • Premiums are used to purchase units in one or more sub-funds of your choice.• Some of the units purchased...

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Buying A Car? You Need To Be Earning At Least S$7,500 First

Back in my mid-20s, I remembered starting my two-hour commute to work one day and thinking, “Why the [email protected]#$ am I doing this?” This was almost immediately followed by: Image Credit: imgflip Sounds familiar? If you’ve ever had that conversation with yourself as you’re being “chauffeured” to work in your Mercedes-Benz or Volvo stretch limo (read: public buses). I feel you… So let’s find out how much you theoretically need to earn before you even think about buying an air freshener for your brand new car. Disclaimer: the numbers and figures here are all based on assumptions and estimations,...

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Maximise Your Ang Pao Investments Today!

Obviously, with the Lunar New Year upon us, you would have received your fair share of red packets this year, which begs the all-important question – How can we maximise it?   We’ll go through some diverse suggestions for your consideration! After all, any extra income is always welcomed. TL;DR: Maximising your Lunar New Year Ang Paos Mainly, this article will be highlighting the following investment alternatives: Fixed deposits Singapore Savings Bond Investments Tax relief via donations to registered charities Personal Accident Plan Insurance Imagine the distance your annual CNY Ang Baos could go if we were to explore these alternatives...

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The Better Dividend Share: SIA Engineering Company Ltd or Singapore Technologies Engineering Ltd?

For our Morning Stocks Analysis, the Seedly team worked closely with MotleyFool, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions on the mentioned stocks, you can ask the Seedly Community here.  SIA Engineering Company Ltd (SGX: S59) and Singapore Technologies Engineering Ltd (SGX: S63) are two prominent engineering groups listed in Singapore. The two companies can also be classified as...

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Last Minute Restaurants Available For Valentine’s Day

With Valentine’s Day literally just around the corner, one would hope to have made their dinner reservations by now! As with any ultra popular festive day, reservations spots are usually snagged up weeks or even months ahead. BUT, there’s no need to start panicking just yet! TL;DR: Restaurants still available for booking this Valentine’s Day We’ve done the hard work for you – all you need to do is to make your reservations asap. Here’s a list of restaurants that are still available for dinner bookings: Restaurants Reservation Slot Price Range (V Day Set Menu) Location Contact PS Cafe...

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An Aesthetically-pleasing Expense Tracker? SIGN ME UP! – Guide to Seedly Expense Tracker and FAQ

How do YOU keep track of your finances? Some do it by drawing up an excel spreadsheet, while others, well, take a more guerilla Khong-Guan-biscuit-tin approach (if you know, you know). Risk free, and interest-free!  Left Image Credit: irememberSG It’s about time you got a proper expense tracker. One that is sleek and aesthetically pleasing does all the calculations for you sorts your spendings by smart categories even lets you input foreign currency spendings while you travel?! +++more! The Seedly Expense Tracker (Free!)...

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Singapore Budget 2019: Where Can Singaporeans Catch The Budget Statement?

The 2019 Budget Statement will be delivered on Monday, 18 February 2019, 3.30pm. Why is the Singapore Budget so important to Singaporeans? The Singapore Budget is prepared for Singapore each financial year. The Singapore Budget covers topics such as: Revised Government revenue Expenditure projections for the financial year Where is the Government going to spend money on for the upcoming financial year Where is the Government’s planned revenue for the upcoming financial year Each of these can have a possible...

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Why Are Punggol HDB Flats Hitting Record Prices?

Koe says he would not be surprised if there was another transaction in Punggol that “hit the high $900,000 mark”. However, the $1 million price threshold “may be a challenge”, he adds. “That would mean the HDB flats in the Central area, the likes of Pinnacle @ Duxton, achieving resale prices in the $1.3 million to $1.4 million range.” Image Credit: Albert Chua | The Edge Singapore So far, there have been 160 HDB resales at prices above $1 million, according to SRI data. The latest resale of a million-dollar flat was for a five-room flat at City View...

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Singaporean’s Guide To Total Debt Servicing Ratio (TDSR)

For Property Investing, the Seedly team worked closely with Property Guru, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions, feel free to discuss them with Seedly Community here. What is the TDSR? The Total Debt Servicing Ratio (TDSR) is a framework to ensure that people borrow, and banks lend, responsibly. In a nutshell, the TDSR limits the amount borrowers can spend on...

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No Spend Week Challenge Results: How I Bought Nothing For A Week!

I challenged myself with a No Spend Week Challenge earlier in the year to push myself a little harder to see what happens if I tried not to buy anything for a week. You can read about the rules and exceptions I had set for myself below. Here’s how the challenge went! Sunday I woke up early as usual and made breakfast. I made a large burrito using some salami and cheese that I found in the fridge and topped it off with scrambled eggs. Easy peasy! Following which, I spent the rest of the morning binging on Netflix while sipping...

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Insurance For Undergraduates: What Are You Covered For?

You know when you start a new internship and the previous intern passes on keys, folders & excel sheets to you? I wish growing up was like that – a simple case of the .zip folder of handover documents. And if there’s one crucial handover document you should have right now, it’s your insurance policy. Talking about insurance and thinking about the eventual deterioration of our bodies is extremely morbid and terrifying – but let’s get this out of the way. Insurance is important because it can protect you from greater financial burdens in the future. Losing coverage after graduation Some...

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Compound Interest: A Ridiculously Easy Way To Get Rich

Let’s get this straight, this is NOT a scam. And ‘Compound Interest’ is not the name of some multi-level marketing (MLM) scheme that I’m trying to sell you in this article. So if you’re looking for that… Well… Look somewhere else. I am, however, going to let you in on a little secret today. Whether you’re 25 or 45 years old, did you know that there’s a ridiculously easy way to get rich and retire comfortably? Yep. And anyone can do it. It’s called compound interest. And it’s what will turn $1,000 a month into $1,522,077 over a span of...

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A Homebuyer & Investor’s Cheatsheet To New Condo Launches In 2019

For Property Investing, the Seedly team worked closely with EdgeProp, who is an expert in the field, to curate unbiased, non-sponsored content that would be of value to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions, feel free to discuss them with the Seedly Community here. TL;DR: New Condo Launches To Look Forward To In 2019 Due to the high number of launches (55 to 60 projects, offering 17,000 to 18,000 units), developers are likely to...

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