Author: Seedly

The Complete Guide: Best Children’s Savings Account (CDA)

< BACK TO MAIN BLOG 20th October 2018 Breaking down ‘chim’ finance knowledge into manageable pieces so you don’t have to. You can contribute your thoughts like Ruth here. Disclaimer: This post is NOT in any way sponsored. All opinions are solely ours. The trick to acing personal finance is to start early. How early, you ask? As early as your child is born! Besides receiving a token sum from the government for contributing to the birthrate, you can also look into depositing their yearly ang bao money to start building their savings while they grow up. TL;DR: What’s...

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ShopFest Showcase By Shopback Is Happening This Weekend at 313@somerset!

< BACK TO MAIN BLOG 19th October 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. ShopFest is THE year-end shopping festival in Singapore. Spanning from 1 September 2018 to 3 January 2019, it covers all 6 key shopping events: 9.9, 10.10, 11,11, Black Friday, 12.12 and Christmas Read Also: PSA: You Must Know These Best Year-End Online Shopping Deal Dates in 2018 With over 500 merchants offering the best deals, Cashback, and giveaways, ShopFest helps you navigate the labyrinth of year-end sales by shedding light on who, what,...

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Battle of the sexes: Are female products really MORE EXPENSIVE than male products?

< BACK TO MAIN BLOG 18th October 2018 Breaking down ‘chim’ finance knowledge into manageable pieces so you don’t have to. You can contribute your thoughts like Ruth here. The ‘pink tax’ debate is not new, with many concluding that ladies do indeed pay 13% more for personal care products, which is an even bigger issue to know that women earn 79% of what men do. I sought to find out if we are subject to the said price differences here in Singapore, given that we have a myriad of discounter beauty stores that hold insane sales and slashed...

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Case Study on Raffles Medical Group (SGX: BSL)

< BACK TO MAIN BLOG 18th October 2018 You can contribute your thoughts like Guest here. For our Morning Stocks Analysis, the Seedly team worked closely with ShareInvestor.com, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Raffles Medical Group was founded in 1976 when Dr Loo Choon Yong and Dr Alfred Loh Wee Tiong acquired an existing medical practice with two clinics. The group expanded rapidly and sought to promote the Group’s identity and highlight its comprehensive range of healthcare services. In...

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All About Temasek Holdings First Corporate Bond Issue Through Their Subsidary Temasek Financial (IV) Private Limited

Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Temasek is offering its first Temasek Bond with a Public Offer to retail investors in Singapore through their wholly-own subsidiary, Temasek Financial (IV) Private Limited. After hearing that Temasek Holdings had released their first retail private equity bond, Astrea IV. This honestly piqued my interest now that Temasek Holdings have yet again released their first (but this time) corporate bond issue with a public offer tranche. Disclaimer: This post was not sponsored! It was shared within our community and we...

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This Is For Your Newborn Baby: Should You Get Whole Life or Term Life?

Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Whenever this topic is discussed amongst our community, we always end with very differing views on life insurance for your newborn. These differing views can be placed into these 3 categories: I will get whole life insurance I will get term life insurance I will not get life insurance When comes to financial planning, there aren’t one-size fits all insurance portfolio that one takes on and one would automatically be adequately insured. There. Is. No. Such. Thing. Choosing between Whole...

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3 Exciting Stocks to Research This Week – ComfortDelGro, Chip Eng Seng, MindChamps Preschool

You can contribute your thoughts like Guest here. For our Morning Stocks Analysis, the Seedly team worked closely with Smallcapasia, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. With over 700+ stocks listed in SGX, it’s not easy to keep tab of all the on-going developments such as Share buybacks, Acquisitions, Quarterly Results and much more. Moreover, these announcements can sometimes bring about a huge impact on the company’s future course of action. Stock investors who are “in the know” may be better equipped to perform the necessary due diligence or even re-visit the investment thesis if necessary....

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How to pay less than $50 for these ridiculously pricey but beautiful housewarming gifts

Breaking down ‘chim’ finance knowledge into manageable pieces so you don’t have to. You can contribute your thoughts like Ruth here. A few days ago, a question was posted on our community QnA page regarding the going rate for a housewarming ang bao. (A red envelope usually containing a monetary gift which is given during holidays or special occasions.) This drew a flurry of mixed reactions, with most being rather taken aback at the thought of gifting money for visiting somebody’s new house, which is usually not the case.   We’d like to see it as – Housewarming is the best...

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Ultimate Compilation: Hidden Costs You Are Paying For

Breaking down ‘chim’ finance knowledge into manageable pieces so you don’t have to. You can contribute your thoughts like Ruth here. A while back, we listed things that people were consciously spending on that could have been added to their savings instead. Yet, we’re all also guilty of paying for hidden charges just because we don’t analyse our receipts enough. Instead of getting a rude shock the next time you scrutinize your bank statements, this compilation should better inform you of platforms that are sneakily charging you extra for transactions. Type Specifics Percentage Average cost (SGD) Airbnb conversion fee...

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The Price You Pay For Convenience: 38% More Expensive Compared To In-Stores

< BACK TO MAIN BLOG 13th October 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Have you ever been so lazy to walk out and get food that you rather order using food delivery services? Me too. I have always presumed that the menu for McDonald’s in-stores would be priced the same as compared to McDelivery (not inclusive of delivery fee). But it’s not. TL;DR – How much more are you spending on food delivery? If you can only take away ONE thing from this article, this...

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Bubble Tea Addicts: Which Bubble Tea Brand Is The Cheapest?

Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Bubble Tea is the most unhealthy drink according to nutritionists, but no one seems to care. Grabbing a cup of Bubble Tea may seem harmless for a start. But if the addiction kicks in and it becomes a weekly habit. This addiction is both harmful to our health, and our wallet. TL;DR: Quitting that Bubble Tea Habit Sharetea is the cheapest when it comes to medium-sized bubble milk tea at $2.40 per cup. I Love Taimei is the cheapest for large-sized bubble milk tea...

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Are You Self-Employed? Don’t Miss Your Tax or CPF Contribution Due Date!

< BACK TO MAIN BLOG 11th October 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. In Singapore, we have 0.2 million freelancers as of 2017, and they don’t usually use the term ‘freelancer’ but ‘self-employed’ instead. So if you fall into any of the jobs below, THIS ONE IS FOR YOU Tutors Insurance Agents Property Agents Private Hire Drivers Photographers or Videographers Social Media Influencers Designers (This list is not exhaustive) Forgive me for generalising, we try to be as comprehensive as possible to guide self-employed persons...

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Price Comparison Between Bottled Water Brands Such as Evian, Volvic, etc. Why Are They So Expensive?

< BACK TO MAIN BLOG 11th October 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Heading to a nearby 7-11 store in search for bottled water to quench your thirst can be really taxing on your pocket. Many times we end up going for the unhealthy option of soft drinks simply because they are more affordable. Price comparison of bottled water: Evian vs Volvic vs Badoit vs Fiji vs Dasani etc. We did a quick search online for the price of some of the more popular bottled water in Singapore. Here’s...

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3 Interesting Stocks You Might Have Missed Out – StarHub Ltd, JUMBO Group, Hyflux

You can contribute your thoughts like Guest here. For our Morning Stocks Analysis, the Seedly team worked closely with Smallcapasia, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. With over 700+ stocks listed in SGX, it’s not easy to keep tab of all the on-going developments such as Share buybacks, Acquisitions, Quarterly Results and much more. Moreover, these announcements can sometimes bring about a huge impact on the company’s future course of action. Stock investors who are “in the know” may be better equipped to perform the necessary due diligence or even re-visit the investment thesis if necessary....

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12 Halloween Costume Ideas Under $10 That People Will Remember You For

Breaking down ‘chim’ finance knowledge into manageable pieces so you don’t have to. You can contribute your thoughts like Ruth here. Halloween, according to Google, falls on Wednesday, 31st October. Clubs, restaurants, workplaces and schools have Halloween dress-up parties planned, and if you have one to attend but have absolutely no clue what to dress up as, we’ve got you covered. Most of these costumes are quick and easy to make, but if you’d rather purchase one...

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