Author: Seedly

Netflix or Toggle or Viu or Starhub GO or Singtel CAST? [An Alternative TV Subscription Platform Guide]

< BACK TO MAIN BLOG 18th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. “I Netflix-ed my whole weekend away!” Oh, how popular alternative TV subscription plans are that they became a verb you use unknowingly in your everyday life. Gone were the days where we have to make sure we are home by 7pm every day to tune in to Mediacorp Channel 8 to catch Ruan Mianmian on television. Right now, you are able to consume drama on the go, sometimes not even using your data! *Ruan...

Read More

CPF LIFE: Your Retirement Payouts May Reduce Despite Accumulating More

< BACK TO MAIN BLOG 16th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Your CPF LIFE projected payouts may reduce as years go by and it is something you have no control of. Nope, you did not read that wrong. Do not look away if CPF is a cornerstone in your retirement planning. This article echoes the recent news “More clarity needed on CPF LIFE payouts” published in the Straits Times on 14th August with sentiments from the #SeedlyCommunity. You may read the original article here. Source: The...

Read More

Singaporean Guide: Where to Invest $10,000 Right Now

< BACK TO MAIN BLOG 15th August 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. What have you been doing with your salary? If you have been diligently following the 50/30/20 rule on allocating your salary where: 20% goes into savings Only spend 50% on expenses Last 30% into your wealth account for investment purpose The median household income per household member is S$2,584, which is also close to what some of the fresh graduates might be looking at. Assuming one stick closely to the budgeting percentage of 30% to your wealth account, one should...

Read More

How Much Does It Cost To Hold A Funeral Service In Singapore?

Ever wondered what comes after retirement? Most of us live in a constant pursuit of physical happiness. Be it keeping up with the latest fashion and iPhone, to retiring early with a beautiful home fully paid, we seem to put retirement as a finishing line. While financial planning is important for the most part of your life, it is equally important to look at the costs of death (“touch wood!”). Step-by-step guide We compiled a step-by-step guide, to what comes after life and the costs involved for the wake and funeral. Preparation...

Read More

Fun Fact: Not All of Money You Donated at Roadshows Goes To The Beneficiary Charity Organisation

” I just need 3 minutes of your time. Am not trying to sell you anything.” Should this be enough to win over one’s attention from his phone, one would expect an insurance agent blocking his path. Hence, in the occasion that of it not being an insurance agent occurs, one heaves a sigh of relief and let all his guts down. This is when things get a little more dangerous.   According to research, the 5 main reasons why people donate are altruism, trust, social, egoism and of course, tax...

Read More

Bank Account in Singapore for Expats: Convenience First or Interest First?

< BACK TO MAIN BLOG 11th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. “There are so many things that I gotta do to settle down in Singapore!” With Singapore being a global financial hub, we do have a lot of banks for you to patronise. However, (unleashing the Singaporean-auntie voice in me) don’t anyhow open open bank accounts, later no ATMs available for you to take money how? With that, I present you this guide on bank accounts in Singapore for Expats, should you place...

Read More

Putting Money In The Bank, Trying To Deal With My Electricity Bill and Increase In Water Bill

< BACK TO MAIN BLOG 8th August 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Singaporeans are the “complain kings” of Southeast Asia According to a study done on online shopping aggregator, iPrice, Singaporeans are 20% more likely to complain than our Thai counterparts. Of the many things we complain about, the frequent topics are: Influx of foreigners Politics SMRT Inconsiderate people/ drivers on the road Increasing costs of living A better illustration of the ever increasing cost of living will be this video: [embedded content] The main issue with the...

Read More

Health Insurance for Expats in Singapore Made Easy

< BACK TO MAIN BLOG 8th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. You are moving to an entire new place, for some of you, it might even be your first time away from home! We understand that you can get extremely excited but hold your horses! Before you board that plane to Singapore… What kind of coverage would you require? Likewise for Singaporeans, when it comes to planning your insurance portfolio, there is no one-size-fits all solution to them. But there is one main...

Read More

Best Education Loan for University Students 2018

For most of us, education loan is one thing we can’t run from when trying to further our education especially in this “paper-laden” society where it is almost-mandatory to have a university degree. Whether you are a local university student looking to fund your remaining 10% of your university fees or you are looking to widen your options or to fast track your route with a private university either locally or overseas. Here Are The Best Education Loan for University Students 2018 Features Best Education Loan Cheapest for Local University Option 1: OCBC FRANK Option 2 and 3: RHB...

Read More

Ultimate Compilation: National Day Deals For Food Lovers To Celebrate SG53

Celebrate SG53 with these NDP Food Deals There is no better way to celebrate National Day than to uphold the Singaporean culture with pride and to demonstrate the Singaporean spirit to its fullest during the month of August. For most companies in Singapore, should the marketing team be proactive enough, August will be a good month to launch some National Day related campaigns. As Singapore approaches her 53rd birthday (SG53) in a few days time, Singaporeans should also demonstrate our love for Singapore by embracing two character traits that define us – our “KIASU-ness” and love for food. This...

Read More

Enough With The Cold Calling and Roadshows. Here Are Useful Platforms Where Financial Advisors Can Be On!

Being a financial advisor is never an easy task. In fact, in the financial advisory industry, there are an estimated 20,000 to 30,000 agents to a population of five million in Singapore. Country Population Number of Advisers Ratio United States 311,000,000 310,000 1,003:1 Australia 22,000,000 18,000 1,222:1 United Kingdom 62,000,000 20,000 3,100:1 New Zealand 4,430,400 1,963 2,257:1 Singapore 5,183,700 20,000 259:1 source: Moneymatters.sg This means that being a financial agent in Singapore is more competitive than being an agent in countries such as United States, United Kingdom, Australia and New Zealand. TL;DR: Methods that financial agents can adopt to close...

Read More

Price Compilation: Cheapest Durian Vendors in Singapore to Satisfy Your Mao Shan Wang Cravings

< BACK TO MAIN BLOG 2nd August 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Remember the meme going around the internet whereby 13 men committed suicide after Princess Qajar rejected their offer for marriage (fake news)? source: Photo of Princess Qajar Should the fake news be true, Durian, the King of Fruits will very much be like Princess Qajar in the story. While some hated the scent and sight of it, there are others who will die for it. Very much like dating a princess, eating durian comes with a...

Read More

SPECIAL: How To Build A Long-Short Portfolio From Scratch?

< BACK TO MAIN BLOG 2nd August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. The long-short strategy involves taking long positions in stocks that are expected to increase in value and short positions in stocks that are expected to decrease in value. Simply put, buying or holding onto stocks that you foresee will increase in value, and selling stocks where you do not see any potential growth in its value.  Masterclass: How to Build a Long/Short Portfolio from Scratch  Anton Kriel will be conducting a masterclass here in...

Read More

GREAT220: Short-Term Endowment Plan Versus Singapore Savings Bond (SSB)

Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Great Eastern has yet again released their another short-term endowment plan this time for their 110th Birthday AGAIN – Great Eastern GREAT220. Okay, I am not sure how long Great Eastern wishes to celebrate their 110th birthday but they remind me of the popular kids in school where they hold extravagant birthday parties and give out big goodies. This is a disclaimer: We are not sponsored to do this. All opinions are our own, we just like to help you! Your...

Read More

KrisPay by KrisFlyer, Singapore Airlines: Is It Just Another Wallet?

Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. KrisPay, another XXX-pay, another wallet. When I read the news about Singapore Airlines venturing into blockchain technology for the digitalisation of their KrisFlyer miles with KrisPay. I went, where is the link?! Editor’s Note: This post is not sponsored (we actually don’t do sponsored post), thus all opinions are our own!   Firstly, What is KrisPay? Developed together with KPMG Digital Village and Microsoft, KrisPay aims to integrate KrisFlyer miles into our daily lives by allowing you to convert your KrisFlyer...

Read More

Like us on Facebook

Follow us on Twitter