Author: Seedly

Powered By Community: Introducing… Seedly Community Levels & Badges

Over 5,000 Answers Powered By Community Whether you’re new to Seedly or are an avid user of our one-stop platform for all your personal finance needs, the coolest thing about Seedly is that we’re powered by our community. Our knowledgeable community who contribute their ideas, share personal and professional experiences via the Seedly Questions and Answers as well as  Seedly Reviews. As of today, we’ve received thousands of contributions by the community, which can be accessed both via the Seedly website and on the Seedly app. As the community continues to grow and more useful knowledge is shared, we...

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Mail Order Brides: Are They Worth It?

With advancements in technology and the internet, the once unimaginable can now easily be a reality. Or in this case, the once tedious process of going through matchmaking agencies to find love can now be replaced with a single swipe on a smartphone. More specifically, a man can ‘order’ a foreign bride as easily as I can order McDonald’s through a food delivery app. And yes, mail-order brides ARE still a thing in Singapore. Man… What has love and marriage become? But hey, for those single men out there who really, reeeeeally can’t find love in Singapore. A mail-order...

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Vacation Hack: 8 Days Annual Leave For 16 Days Off Work

So you’re aware of the long weekends for 2019, and you’ve even got your leave strategically planned out for the year. Good for you. But what if you haven’t planned a getaway for yourself this year? And you loathe the idea of clearing leave in December when it’s the peak season for travelling, and everywhere and everything is either ridiculously crowded or overpriced? Well, thankfully for you, I’m sort of a guru when it comes to taking the least number of leaves while maximising the number of days off work. 😏 (Editor’s note: SLACKER!) And guess what? *whispers* I...

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Everything You Wanted To Know About PhillipCapital

Here at Seedly, we’re always talking about the importance of saving and investing for the future. But have you ever wondered who is responsible for making share trading possible for retail investors like you and me? Besides government institutions like the Monetary Authority of Singapore (MAS) that is. Today, we’re taking a look at THE pioneer of online share trading in Singapore. It’s also the company which offers a suite of award-winning trading platforms that all Singaporean investors would be familiar with (hint: you probably know the platform as POEMS). Yep, it’s PhillipCapital. PhillipCapital At Seedly Personal Festival 2019...

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A Singaporean Couple’s Cheat Sheet For Saving Together (Guide Included)

“Happy Wife, Happy Life?” Money tends to be one of the most heavily contested points between couples today. And there are a thousand and one ways that couples can adopt when talking and planning for a financial future together. Today I will share one that I personally use with my other half. And it’s a pretty basic concept which almost any couple can use as well. In this article, you’ll find a section where I detail the exact tools that I use personally and a downloadable Excel sheet which you can use to talk to your partner and (hopefully)...

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3 Singapore Companies That Have Paid Dividends For More Than 20 Years

Dividend investors are constantly searching for companies that can sustain and grow their dividends over time. One way to find these companies is to look for those that have a long-term dividend track record, preferably more than 10 years. Can we find such companies in Singapore? Yes! In fact, I will share with our readers three Singapore companies that have paid out dividends for more than 20 years. The first company is Oversea-Chinese Banking Corp Limited (SGX: O39), or OCBC. One of the three major banks based out of Singapore. 1. OCBC Limited (SGX: 039) OCBC has been paying...

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Seedly Easter Giveaway: Win A Pair Of Cathay Platinum Movie Suites Vouchers!

We’re just 2 days away from Good Friday and the start of a much deserved looooooong weekend that stretches into Easter Sunday. Source: SpongeBob SquarePants | giphy While long weekends are ideal for leisurely 1-for-1 buffets (here are some halal options too, we got you fam!) and probably heading out to check out why everybody has 5,123,987 Insta-stories about the newly opened Jewel Changi Airport… But hey, do you know what’s BETTER than long weekends? 🚨How about winning a pair of Cathay Platinum Movie Suite Vouchers (worth $76)? 🚨 With a slew of hit movies like Avengers: Endgame and...

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5 Reasons Why You Shouldn’t Buy A Stock Just Because A Big-Name Investor Owns It

For our Stocks Analysis, the Seedly team worked closely with The Fifth Person who are experts in the field to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions on the mentioned stocks, feel free to discuss them with Seedly Community here. Recently, I read with some amount of sympathy about the retail investors who lost money investing in Hyflux perpetual securities. For some of them, they lost six-figure sums and hard-earned money...

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Student Exchange Insurance Plans: Should I Add-On To My School’s Insurance?

Regardless of what your friends tell you, it’s compulsory to get travel insurance for your school exchange programme or overseas internship. We simply cannot emphasise the importance of travel insurance enough. Why? Think of it this way: You’re going to be away from home for a long while. And you’re excited to finally be able to escape your mom’s incessant nagging and have all the fun you want in a foreign land… BUT REALITY CHECK.  You have to learn how to take care of yourself when things aren’t so smooth sailing – like what if your washing machine is down?...

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Ultimate Singaporean’s Guide to CHAS Card Singapore 2019

As more Singaporeans enter their senior years, healthcare needs will grow. Major changes have been made in healthcare to make it more affordable, accessible, and comprehensive. Community Health Assist Scheme (CHAS) subsidies for GP clinics will be enhanced in three ways: Extended to cover ALL Singaporeans for chronic conditions, regardless of income Lower to middle-income Singaporeans who are CHAS Orange cardholders will also receive subsidies for common illnesses Increased subsidies for complex chronic conditions Note: Updated as of 15 April 2019 with the updated information from Budget 2019 TL;DR – A Singaporean’s guide to CHAS card and all its subsidies As announced...

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Choosing An Electricity Retailer? Here’s What They’re NOT Telling You

“By the way, how much are we paying for electricity?” asked the wife recently, while I was looking through our mail. I picked out the utility bill and handed it to her, “Nah.” “What! We’re paying $100+ every month?! So ex, sia… My friend is only paying $60 a month leh.” “Maybe it’s because she’s not sleeping in air-conditioned comfort every…” “I think she switched to one of those electricity retailers on the Open Electricity Market,” quipped the wife while completely ignoring what I said. She added, “Maybe we should do that too! WE just need to find the cheapest...

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Why Value Investing and Discounted Shopping Have a Lot in Common

Value investing is defined as investing in stocks that are available at a sort of a discount. A value investor buys stocks that are trading at less than their intrinsic value. Similar to discounted shopping – it’s about knowing what to buy, and bargain hunting for the best deals! Value Investing In Basic Terms: Buy LOW and Sell HIGH? Fresh out of a Dividend Machine course by the Fifth Person, here’s what I gather about their take on Value Investing: Buy stocks like you buy things on discount It’s a marathon not a sprint FOMO is a thing, even...

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Prenuptial Agreements: Love Doesn’t Last, Prenups Do

Prenuptial agreements, or prenups, are premarital agreements that couples make to determine what will happen to their possessions such as assets and debts should they, unfortunately, file for divorce. Romantic? Not at all. Practical? Most definitely. And let’s be real. Nothing lasts forever. Not even true love. So what’s the point of getting married if you already have the preconceived notion of separating in the future? The point here is understanding that anyone and anything can change in a heartbeat. Feelings aside, here’s how you can protect yourself and your possessions in the case of a divorce. And yes,...

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5 Things To Know About SBS Transit Ltd (SGX: S61) Before You Invest

For our Morning Stocks Analysis, the Seedly team worked closely with SmallCapAsia, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions regarding the discussed or mentioned stocks, feel free to discuss them with other Seedly community members on the Seedly Q&A.  Let’s talk about the latest comeback kid on the SGX today: SBS Transit Ltd (SGX: S61). As I write,...

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The Beginner’s Guide to Tracking Credit Card Rewards (4 SIMPLE STEPS)

“Keeping track of rewards points and miles is easy.” – said nobody ever. Do you find it daunting to track your credit card rewards? Do you lack the time to intricately track your spendings and make sure you’re hitting the reward tiers? Here’s the guide for you. When we say “track reward points”, we refer to anything from points that might be expiring soon, deadlines for completing bonus spending requirements, when points are credited, and what loyalty programmes you’re entitled to. AIN’T NOBODY GOT TIME FOR THAT?! Failure to make payments on time could negatively impact your credit score...

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