Author: Seedly

Millennials Are Singapore’s New Sandwiched Generation: The Financial Burden

Inspired by a financial question asked on our Personal Finance Community, we decided to revisit the topic of Singapore’s sandwiched generation, and how millennials have quickly entered this phase. This was the worry, and a very real one for those in their twenties today: What Is “The Sandwich Generation” For those who haven’t heard about this, the term “sandwiched generation’’ is widely used and generally understood to be the group of people who are caregivers for both their children and parents at...

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The Ultimate Food Delivery Services Comparison: Deliveroo vs FoodPanda vs honestbee vs GrabFood. Which Is The Cheapest?

If you are a couch potato like myself, binging Brooklyn Nine-Nine all day, food delivery evolved from a want to a need. I vaguely remember the time when all we had was only Pizza and McDelivery. This makes my constant crave for local delicacies such as Bak Chor Mee and Nasi Lemak a pain in the arse, having to get out of the house for food. This problem is solved with the convenience of food delivery. In this article, we compare all the 4 major food delivery service in Singapore to find out which is the cheapest. Editor’s note:...

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6 Things Singaporean Needs To Know About Temasek Holdings First Retail Private Equity Bond, Astrea IV

< BACK TO MAIN BLOG 5th June 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Investors like you and myself can invest in Temasek’s first retail bond. With big words like retail bond and Temasek involved, most Singaporeans would have shunned this topic as a whole. Editor’s note: I would have totally skipped this topic, if not for my job at Seedly. Allow us the honour to try to make this topic as casual as possible. Invest in Temasek’s first retail bond to boost retirement income – Ho Ching Here are...

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5 Things You Should Know After Being Burnt by Your Investment

We have faced a few almost-unexpected downturns recently, The collapse of Lehman Brothers. Slumps in oil prices in 2016. If you are invested in the market, these downturns would have pinched you or caused you to change your lifestyle entirely. All these are almost-unexpected, so how should we brace ourselves if we encounter times like these? First, here is an analogy on how the stock market work was shared on Seedly Community, you can read the long version here. How does the Stock Market Work? 3 groups of people involved: A man – businessman The villagers An assistant – the...

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The Ultimate Guide: Tips For Job Applications And Interviews

Job = Money, and if you’re lucky even happiness It’s graduate-season, and it’s always job-search season. That means job applications, interviews and a frantic quarter-life crisis coupled with an unhealthy dose of self-doubt. Whether you’re just about to hop into the furnace of job applications, in the midst of applying, or looking for a new job, here’s a guide everyone could use to game a job interview. Here’s How To Land Your Next Job: TL;DR 3 Key Ideas: Attitude: Polite and Enthusiastic Effort: Research the company Positioning your selling points for the specific role or industry Tips: Job Application...

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READ ME FIRST: Your Personal Finance Journey Starts With This Article

< BACK TO MAIN BLOG 2nd June 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Making smarter personal finance decisions starts here The first step towards financial literacy is the hardest, rest assured that you are not alone. Seedly, is here to help. This article curates articles into a learning platform that brings you through some of the commonly asked questions in personal finance. There is always a first in everything. Here is a list of first when it comes to personal finance: *Click me! Click...

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Ultimate Movie Ticket Price Guide 2018

Here at Seedly we decided to create the ultimate movie ticket price guide for all our fellow Singaporeans! Online streaming portals like Netflix, Amazon video and even borrowing movies from physical shops are a perfect excuse for us to not leave the comfort of our own home to visit cinemas. However, nothing beats enjoying a movie on the big screen in comfy seats and not having worry about cleaning up after ourselves. Many Singaporeans know this, which is why we visit the cinema on an average of 4.2 times a year! Without further ado, let’s take a look at...

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10 Places You Must Visit in Malacca Aside From Jonker Street: Based On Real User Reviews

Weekend getaway to unwind from work and escape from the hustle and bustle of the city? Sounds like a great idea.   Most of you guys may have heard or visited Malacca before (at least once?). For those who have set foot in this UNESCO World Heritage Site, the iconic Malacca Jonker Street and St Paul’s Church are the top two places you would most probably visit and spend most of your time at. A question was posted on the ShopBack Smarter Way Page about what to do and eat in Malacca outside of Jonker Street, and our very smart and...

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Overpriced Food You Can Make Yourself: From Artbox and Geylang Serai Bazaar 2018

Alongside many, we talk about the mysterious phenomena of crowds swarming to recent popular bazaars and how people are willing to blow money time and time again on colourful food and Instagram-worthy shots. Our case studies include the two most recent happenings: 1) The Geylang Serai Bazaar, running from 12 May to 14 June 2) Artbox, open from 1 to 3 June Despite the high prices of food and fashion, we have seen Millennials crowding these places with eager cameras and older people getting dragged by their younger counterparts to visit the talk of the town. Before we delve...

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Everything About CareShield Life, How Different From ElderShield?

Disclaimer: This is not a sponsored post, all opinions are our own.  CareShield Life is basically ElderShield 2.0, newer but better, with a funky new name. CareShield Life is almost similar to ElderShield but with better coverage, as part of the Government’s initiative to better address our aging population. What is CareShield Life? Similar to ElderShield, CareShield Life offers a payout upon severe disability to help finance the long-term care cost. Lifetime cash payouts – As long as you are severely disabled Payouts increase over time – Starting from S$600/month in 2020 Government subsidies available Premiums fully payable by Medisave An improvement...

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Integrated Shield Plan Rider Comparison: How Can I Cover Myself More?

Integrated Shield Plan (ISP) covers a big part of your hospital expenses (bills), however, you have to pay the deductibles and co-insurance of your hospital bill first. Integrated Shield Plan Rider: Plans provided by Insurance Companies Covers deductibles and co-insurance Comes with added benefit (sometimes) The Breakdown of your Hospital Bill Your hospital bill can be broken up into three parts, sometimes four: Deductibles You are required to pay the first $3,500* of your hospital bill Co-insurance You are then required to pay the next 10% of your hospital bill The rest of the bill If you have an ISP, this portion...

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Breaking News: Prudential Clients Are to Check Their Bank Statement Now!

< BACK TO MAIN BLOG 24th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. First thing first, if you are: A Prudential Policy Holder Paying for your Prudential Policy through Giro Drop this article right away and head over to check your bank balance. Deducted 100X the actual amount Apparently, clients of Prudential are getting deducted 100 times their actual premium due to what we believe is a system glitch. Here’s some information of what happened. Update: 24 May 2018 – 10.30pm OCBC has released a statement that they have...

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The Complete List of The Best Investment Portfolio Tracking Apps and Platforms in Singapore. Most of Them Are Free of Charge!

If you are not a fan of the Mobile Trading Apps provided by your brokerage, or you wish to have a more holistic point of view on all your investments, a third party stocks portfolio tracker is necessary. While there are tons of stocks tracker out there in the market, we boil them down to the more popular ones amongst investors. Here are some characteristics of a good stock’s investment tracking app or platform in our opinion: Real-time share prices update Provides up to date news and information on share prices Allows investors to input their investments and generating...

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Where Can I Get my Personal Finance Questions Answered?

When it comes to personal finance, we are always told that we should start early. To achieve financial independence at age 36! Who? What? Where? When starting early, it is best if we are able to get some tips and tricks from our parents themselves. We then subsequently move to look to our peers for opinions (maybe) from their own personal experience or even seek help from our mentors (if we are lucky enough to have one). Internet-age Now that we are in the internet-age, what can we not find online? If I want to know, “what is the down payment...

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How Many Singaporean’s Wedding could The Royal Wedding Have Paid For?

Were you part of the 30 million people who tuned in to the Royal Wedding’s broadcast? Oh yes, *reality check* we are a personal finance blog, what does the Royal Wedding got to do with personal finance? Before we get to that, here is a really short summary. The Royal Wedding of Prince Harry and Meghan Markle Wedding of Prince Harry and Meghan Markle Held on 19 May 2018 Took place at St George’s Chapel at Windsor Castle 600 guests were in attendance For such an extravagant event, for sure it comes with an exorbitant price tag. TL;DR – 1...

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