Author: Seedly

Last Month, PM Lee Telegram-ed Me. Did He Telegram You?

Yes! Lee Hsien Loong has joined the Telegram bandwagon last year August and he has been updating me on his whereabouts and doings. Have you been receiving his updates too? So just by subscribing to his Telegram channel, you get PMs from PM Lee, pun not intended.   We will be compiling all the Telegram Channels or Bots that will make your life SO MUCH BETTER. So, get ready to redirect yourself to every Telegram channels linked here and join them all! From making your life easier...

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Deals You Must Know in 2018 Year-End Season As We Go Cashless!

< BACK TO MAIN BLOG 11th September 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. With so many cashless payment options out there, there is so much competition getting YOU to use their payment services. As a result, they would bring you plenty of promotions and here we are gathering them for you to know what promotions are available. The current cashless payment options are: Singtel Dash DBS Paylah! GrabPay FavePay Singtel Dash Singtel Dash is a payment service that also has a virtual VISA card that...

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Dependants’ Protection Scheme (DPS): All You Need to Know About DPS in 5 Minutes

< BACK TO MAIN BLOG 11th September 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. “She will be bringing her mother to Japan on their last family trip.” This was a true incident. A friend of mine who has just graduated and had little savings then found out that her mum had limited time left. The amount claimed from the Dependants’ Protection Scheme (DPS) allowed the family one last holiday together to their mum’s favourite destination. TL; DR – Dependants’ Protection Scheme (DPS) in short Your ultimate guide on Dependants’ Protection Scheme...

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The Damage When Purchasing The Products Your Favourite Influencers Promote

We all have at least one influencer that we follow on social media, I personally adore Sonia Chew and there is any way I can meet her and hang with her, I SURE WOULD! I personally take the opinions of influencers’ on products with a pinch of salt, especially if they are sponsored. You don’t want to believe everything that they vouch for! Remember when influencers were promoting dubious investments? Who Are Influencers? Influencers are people who usually have a large amount of following that is believed to have the power to influencer many people through social or even traditional...

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How Much Can One Save During His National Service (NS) Days?

While not everyone enjoys serving National Service, it is a statutory requirement for all male Singapore citizens and permanent residents (PR) to do so. Throwing aside less well-thought-out comments on how National Serviceman’s service should not be measured in monetary value, we understand that the sacrificing of income can be a very huge sacrifice for some. As the saying goes, when life gives you lemons, make lemonade. In this article, we look at how much money one can potentially save throughout his time serving National Service. TL;DR – One can save close to S$10,000 in NS...

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Guide to Investing in Singapore Savings Bond (SSB) – Interest Rates and How to buy

< BACK TO MAIN BLOG 6th September 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Financial Bloggers and how they will invest their first S$10,000 Not so long ago, we asked 4 financial bloggers on how they will suggest our readers on spending their first $10k. The suggestions include the Straits Times Index, Blue-chip stocks and also Singapore Savings Bonds (SSBs). Here’s a quick comparison that can help you with your decision, should you be looking to invest in the SSB. In this article, we guide you through everything you need...

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My Parents’ Retirement: What Can I Do To Protect Them, Their Future and My Future?

Only 15% of youths in Singapore believe that their parents have adequately planned for their retirement that they need not worry about their parents during their golden years. Us, as Millenials, will undeniably be the new Sandwiched Generation the moment we start being parents ourselves. And of course, like everything, with proper planning we will be in control of our situations better. Zero preparation equals disaster, period. Yes, I know that I am part of the 75%, and I am my parents’ retirement plan. So while remaining objective instead of blaming them for being “The Worst Parents in The World”...

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Seedly Recommends: Best Mookata Thai Steamboat Restaurants To Visit In Singapore

< BACK TO MAIN BLOG 5th September 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. If you are looking for a sinful treat on your cheat day, Mookata might just be the thing you are looking for to load up some calories. Usually eaten with pork lard as grease on a metal dome-shaped hot pot where one cooks his ingredient such as pork, seafood and vegetables. The essence of all your food then drips into the soup, to be further enjoyed later on. ” Just kidding. Remember to exercise regularly!” In...

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PSA: You Must Know These Best Year End Online Shopping Deal Dates in 2018

Holla to all you smart deal hunters out there! To be honest, the names that these companies have created for themselves to encourage spending will probably make you cringe. But that being said, it’s a waste if you don’t look for the best deals on these 5 dates. Here are the best tips and some of the recommended purchases and strategies to get you the best hunts on those days! We’ll update this list as we proceed on. P.S: This is not a sponsored post, just an unbiased take on some of these smarter way to shop and buy...

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Places Under $30/pax To Eat With Your Large Group of Friends

This is (for sure) a common question that almost everyone here in Singapore would have faced at least once in their life. Some of the commonly asked questions for outings in Singapore: Where to eat? Cheap or not? Can fit everyone? Yes, can it fit everyone? All of your friends, colleagues maybe even your entire kampung. Kampung is a traditional village usually in rural parts of a country, a term mainly used in Singapore, Malaysia and Indonesia. One of our Community members, Steph Yeo, asked: In case you can’t view the image, “What are some recommended restaurants good for...

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What Is The Most High SES Thing You Seen Anyone Do In Singapore?

< BACK TO MAIN BLOG 1st September 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Technically, one can experience what it is like to be a “Crazy Rich Asian”, without breaking the bank. Read also: How Much Does It Cost To Be A “Crazy Rich Asian” For A Few Days? Socio-economic status (SES), a term made famous by social studies textbook Complete Guide to O-Level Social Studies Vol 1, by Rowan Luc, is now a widely used lingo by Singaporeans to poke fun at one another’s social status. In fact, Ricemedia.co came out with...

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Tuition Rate Compilation: How Much Will It Cost You, To Send Your Children For Tuition?

Factors affecting Tuition rate in Singapore There are a few factors affecting the tuition rate in Singapore. Qualification of tutor What is the education level of the tutor? Tutors that are MOE Trainee or MOE Certified teachers tend to draw a higher rate. Home tuition or tuition centre Cost of home tuition is usually higher due to the more undivided attention given to the student. TL;DR – Tuition rate in Singapore Tutor’s Qualification Lower Primary Upper Primary Secondary ITE Junior College/ Diploma A Level/ Diploma S$15 – S$25/hour S$15 – S$30/hour S$25 – S$35/hour S$20 – S$40/hour S$35 –...

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My CPF Ordinary Account (OA) will not be wiped off when taking a HDB Loan, so what?

< BACK TO MAIN BLOG 28th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Before we get into the article, I just want to put a disclaimer that this article is not sponsored. I was reading the news this morning and came across this article. I thought it would beneficial for us if we understood the new rulings better. That being said, all opinions are our own. You can now choose to NOT wipe your CPF off when purchasing HDB Yes, you did not read that...

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Attractive (Also, Affordable) Hotel Staycations Under S$100 in Singapore

< BACK TO MAIN BLOG 27th August 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. ‘Stay + vacation = Staycation’ The idea where you have a holiday in your own country rather than abroad. Heading overseas would definitely be preferred by everyone but not everyone has that luxury to do so all the time. Some days you just would like to relax and unwind with your loved ones in a new environment without distractions. TL;DR – Here are some affordable hotels that you can have your staycation...

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Is it possible for me to make my first million by 30 years old?

< BACK TO MAIN BLOG 27th August 2018 Turns inconspicuous chatter into intelligible dialogue. You can contribute your thoughts like Wen Fong here. If you ever wondered if it’s too late to make your first million, get some advice from ordinary girl-turned-investor, SG Budget Babe! TL;DR: How do you start investing, be a millionaire, and have your dream wedding! What can I do to become a millionaire by 30? SG Budget babe, while giving some general advice like, Cut expenses Grow income Grow your savings Also said to be practical and realistic – don’t shoot for a million if...

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