Author: Seedly

How Can You Save Money While Travelling

Long Weekends In 2019 We are halfway into the year, if you have yet to clear your leave, maybe it is time to plan something out! To help you with it here’s the remaining long weekend for the year 2019. How Can You Save Money While Traveling Simply because we all need a getaway from work...

Read More

Grocery Shopping for Stocks: Dairy Farm (SGX: D01) vs Sheng Siong (SGX: OV8)

For many of us, grocery shopping is a weekly affair. In fact, I do it so frequently that I can visualise my grocery shopping route before I step foot into the Sheng Siong outlet in Bedok. And I’m willing to bet that you are quite familiar with your local grocery store too. On that note, Warren Buffet had mentioned that he restricts himself to businesses that he is familiar with. Hence, I am going to compare two of Singapore’s biggest grocery chains here – Dairy Farm International (SGX: D01) and Sheng Siong (SGX: OV8), whose businesses we are more...

Read More

Throw Away Your Phone Cases, You Don’t Need Them Anymore With Phone Insurance!

Are you a clutz like me? I’m so clumsy that once when I wanted to keep my phone by sliding it into my back pocket… I COMPLETELY MISSED THE POCKET! As a result, my screen – and my heart – shattered that very day. It didn’t matter even if I had a phone casing and screen protector on. Here’s what my phone looked like after: Pictured above: My very own cracked phone screen It cost me an arm and a leg just to get it fixed, especially since I was only a student then! Sigh. If only phone insurance...

Read More

Ultimate Compilation Of Best High Tea Promos In Singapore 2019

One afternoon, after fixing myself a cup of Earl Grey tea, I was walking back to my desk when I remarked, “Wa… If only I had a couple of scones, clotted cream, and some jam. High tea mood, sia…” One of my more vertically challenged colleagues who heard me, asked, “What’s high tea?” I paused. . . . Next, I took a long sip, walked over to her desk, and held my cup above her head. “Nah. This is high tea loh.” Source: photoshopsupport.com After cleaning up my spilt tea and nursing a bruise in my side. I reflected...

Read More

StarHub Shares Have Fallen 64% In 5 Years: Is It A Bargain Now?

StarHub Limited (SGX: CC3), or StarHub for short, is one of Singapore’s three telecommunication companies. The group offers communications, entertainment and digital solutions using its fibre and wireless infrastructure. Its share price has seen better days – it was trading at S$4.13 almost 5 years ago in May 2014 but has since suffered a 64% decline to a share price of S$1.49 as of 29 May 2019. Does the business look cheap at this juncture? To determine this, let us look at two key divisions of the group – mobile services and pay TV, in order to understand the situation...

Read More

How To Read Seedly Chicken Rice Limited’s Balance Sheet

You’ve figured out how to read an income statement, and have taken your first steps towards learning how to determine whether a company is worth investing in or not. So… What’s next? In this second part of the series of ‘How To Analyse A Stock‘, we’ll show you how to read a balance sheet. Another useful skill which should help you decide if you should invest in a company or not. Disclaimer: we’re not experts but we just want to share the little that we know in hopes that it’ll help you to take the first steps in your investing journey...

Read More

Seedly Community: Be A Prodigy. Earn Rewards For Your Answers

The Power Of Collective Intelligence ” A team of experts can produce more insights than a single scientist.” In the year 2015, National Public Radio (NPR) in the United States ran a simple experiment. They gathered 17,000 people to guess the weight of an ox before they weigh it. The average guess of the weight from the community is at 1,287lb. This answer was surprising close to its actual weight at 1,355lb. Individually, their answers would have been way off, more than the difference of the actual weight. The 17,000 people are merely guessing. Now, imagine the 17,000 people...

Read More

All You Need To Know About HDB’s May 2019 BTO Launch

HDB has launched over 3,000 new flats this May in Woodlands, Kallang/Whampoa, and Tengah. See which BTO project is right for you. Disclaimer: This is not a sponsored post. Opinions expressed in the article by the author should not be taken as investment advice. Please do your own research and due diligence. HDB launches BTOs every quarter across a few HDB estates. With all the buzz from trending topics like Avengers: Endgame and Game of Thrones, you might have forgotten about HDB’s BTO launch this month. A total of 3,480 new flats have been offered at Woodlands, Kallang/Whampoa, and Tengah. Offerings...

Read More

5 Common Mistakes Singaporeans Make When Refinancing

Okay be honest: how many of you switched off three minutes into the whole “why you should refinance” spiel by the mortgage broker/banker? Great, the three of you who paid attention can skip this article. The rest of you, you might want to take note of how refinancing into a cheaper loan can go wrong: 1. Refinancing, And Then Selling Before They Really See Any Savings From It Refinancing, like most things involving a bank, isn’t free. There’s a conveyancing fee of between $2,500 to $3,000, and some banks will stick you with other fees as well, like making you...

Read More

How To Read Seedly Chicken Rice Limited’s Income Statement

Why Do Stocks Analysis? If you have read any of our stocks discussions, you will often see some variation of this line: “Please do your own due diligence before making an investment!” So, what exactly is ‘doing my own due diligence’? Does this mean that I have to read the financial statements of a company before buying the stocks? But what if I don’t know how to?! And how do I even begin evaluating a company or analysing its stock as being worth buying? . . . Relax. In our pursuit of financial independence and freedom, it’s inevitable that...

Read More

ComfortDelGro Vs SBS Transit Ltd: Which Is A Better Investment?

“Should I just pay more and take the taxi? Or should I just stick to the bus?” I think many of us have asked ourselves the same question whenever we decide what form of transport to take. You might think that this is a lead-up – like the other Seedly articles – where maybe we talk about how to budget for transport or something. This, however, is going to be a very different article. Today, I’ll be comparing the financials of two publicly traded transport companies, SBS Transit Ltd (SGX: S61) and ComfortDelGro (SGX: C52), to determine which company’s...

Read More

E-Scooter And Motorised Bicycle Riders: Offences, Fine Amount And Jail Term

If you are a fan of a genre of music called Manyao, we got a piece of good news for you! You can now enjoy your non-stop Manyao hits for FREE! Simply station yourself near e-scooter populated areas to enjoy this special privilege… Source: sgag Compilation Of Fines And Penalties For Bicycle, E-scooter, PMD, PAB Or PMA Offences In Singapore For riding on public roads and paths, here are some of the rules and regulations to abide by. Type of Offence Fine Amount Possible Jail Term Failing to stop and lookout for oncoming traffic before riding across the road...

Read More

MySecureSaver: Aviva’s Short Term Endowment Plan 2019

Not only is it durian season, but it’s also apparently the season for short-term endowment plans. Source: imgflip After Great Eastern released their GREAT220 short-term endowment plan just earlier this month, Aviva has come up with a three-year endowment plan called MySecureSaver. The plan offers 2.25% guaranteed interest per year for three years, which is higher than any bank’s fixed deposit rates and even what the Singapore Savings Bond (SSB) would give you. Disclaimer: We are NOT sponsored. All opinions are our own, we just want to help you! TL;DR: Is The Aviva MySecureSaver Worth It? The new Aviva...

Read More

How Long Will I Take To Retire A Millionaire?

If you ask anyone on the street, “How much do you need in order to retire?” The answer would probably start at S$1 million. And that’s ignoring the current financial status of the individual or real-world stuff like inflation. As young working adults with little to no liabilities or responsibilities, we’re all guilty of splurging on life’s simple pleasures over saving for our retirement. After all, retirement seems so far away… Source: knowyourmeme More often than not, we cook up 1,001 reasons why our expenses keep exceeding our budgets and end up putting off saving till the “next month”....

Read More

10 Best Last Minute Halal Catering For Any Occasion

Which Is The Best Halal Catering In Singapore? For those planning a date night out or a gathering with family, this list of halal-buffet promotions would help you immensely in your planning. But say you’re looking to host people over at your place or for the office, and you’re looking to feed a party of 20 guests or more plus you’ve got some Muslim friends in the mix as well… what then? Fret not! We’ve shortlisted a list of halal caterers that should make your party planning that much easier! Note: the prices listed are inclusive of GST, the...

Read More

Like us on Facebook

Follow us on Twitter