Author: Seedly

Working Adults: Is Becoming An E-Sports Athlete A Potentially Good Career Path?

Editor’s Note: Making a career out of Dota gaming! Most of us go through a phase where we were so addicted to gaming, and an opportunity to convert it to a full-time career will be the ultimate dream. Like many, Dota was my pick. While most salary guides only cover the wage of more commonly seen careers, it got us thinking about how much exactly are the less commonly publicised career fetching. Esports has been experiencing an explosive growth in popularity in the last few years. With its rise, a growing number of people are also aspiring to become...

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Chinese New Year (CNY) 2018 Ang Pao Guide: What Matters The Most

In Chinese tradition, the giving of Red Packet (Ang Pao) during Chinese New Year from the married to the unmarried (mainly children), is a meaningful one. The actual significance of this tradition is mainly on the red packet, and the money in it is secondary. The meaning behind giving of red packets during Chinese New Year is a way for married working adults to share their wealth and blessings with the young ones. On top of that, red colour in Chinese tradition signifies: Good luck Happiness While the money in the red packet signifies luck. How much should you be...

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Give Back To The Less Fortunate This Chinese New Year (CNY) – Completely Free

Chinese New Year is most commonly associated with the word ‘Huat’, which means gaining wealth and abundance in Mandarin. This season, amidst all the red packet business, let us take a step back from the ordinary to see what we can do for the less fortunate. It won’t cost you a penny! This article was inspired by a discussion thread over at the Seedly Personal Finance Facebook Group, where one of our members posted this question: “Would you give $2 to an elderly lady when she begs for it?” Unknowingly, this is a financial decision we make every day when we...

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Singaporean Guide: Save Money With Meal Prep

What Is Meal Prep? Source: http://smilesandwich.com/2017/04/05/chicken-meal-prep-bowls-5-ways/ Doing a Meal Prep means making your week, or days’ worth of food ahead of time. This is so that you can heat it up in batches throughout the week, saving both time and money. Adding a braised egg to my favourite plate of chicken rice will now make me $4 poorer instead of the usual $3 at the food court. It is hard not to notice the price increases since food inflation came in at 1.4 percent in Singapore last year. Meal Prep, trending amongst millennials and working adults See videos like these on...

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Singapore Property Cheat Sheet 2018: BTO vs Resale vs EC

Every Singaporean Dilemma: Should I Get A BTO, Resale or an EC This article will serve to answer you this question that all Singaporeans planning to get their first property will ask: “What are the differences, Pros & Cons of each type?” You should be able to know at the end which type is best suited for you accordingly. I have included a real-life example below (Editor’s note: I’m writing this article from a first-person buyer’s perspective, as I have been considering this with my Fianceé with much research) Factors we considered As with any other kiasu Singaporeans, we went through...

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Regular Savings Plan: The Piggy Bank For Working Adults

If you are a true-blue Singaporean like myself who enjoys my morning indulging in my Bak Chor Mee and Kopi, you should be able to agree with me on the next point. Singaporeans are ranked first in the Mastercard financial literacy index which indicates a good level of basic money management, financial planning and investment knowledge. Yet, when it comes to translating this knowledge into action, we contemplate. Most of us fail to follow through with it ultimately. The main reasons behind this are simple: We are too caught up with work. In fact, Singaporeans rank among the global...

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How Much Is An Hour Of Your Time Worth? Hacks To Save Time On Queuing This Li Chun.

Li Chun – 4th February 2018 Li Chun 2018 falls on the 4th of February this year. In Singapore, we have a culture of queueing to deposit money on Li Chun, which is perfectly in-line with Singaporeans’ favourite past time of queuing It is believed that by depositing money during a certain auspicious hour, subject to your Zodiac, one will get to enjoy good fortune for the rest of the year. The timings are split into two categories: Most Auspicious hours (most huat) as indicated by 2 ingots in the above infographics. Auspicious hours indicated by 1 ingot will...

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Is Wiping Out Your CPF To Buy Your First Home A Wise Choice?

BTO, EC or Resale Getting your first property will probably be the biggest purchase in one’s lifetime. We previously touched on the topic of understanding the financial aspect of getting a property. We also compared the difference between getting a BTO and a resale flat. In this article, we zoom in to the payment side of things on some experts’ opinion on wiping your CPF, just to get your first home. Buying one’s own home is one of the most monumental moments in anyone’s life. While Singapore’s HDB has kept housing prices relatively affordable compared to other urban areas...

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The Ultimate Lover’s Guide: Valentine’s Day Flowers Price Comparison 2018

It is about time we start looking the key events happening in the month of February. With Valentine’s Day and Chinese New Year coming up, we have decided to help one save time by compiling an Ultimate Lover’s Guide for Valentine’s Day Flower Prices! TL;DR – Cheapest Valentine’s Day Flowers Florist Bloom Room Roses Only Bloomen Enchanted Tree Cheapest Bouquet $18 $59 $120 $120 Most Expensive Bouquet $265 $499 $120 $120 Selection 26 Bouquets 12 Bouquets 3 Bouquets 3 Bouquets Promo code GIRLCRUSH15% off till 31st Jan – VDAY10P10% off till 31st Jan – Florist Fleuriste Beato Pristine Roses...

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Young Singaporean Parents: 10 Tips On Raising Your First Baby

#SeedlyQnA In Singapore, the cost of living has been going up and the game of money has become even more important to master. We believe that in this journey, sharing and discussion on topics relevant to your personal financial well-being can help you get better. This led us to set up Seedly Personal Finance Community with an intention of creating a platform for such purpose. Singaporeans can ask personal and sensitive questions every day on the platform while remaining anonymous. Simply ask a question and receive insights from helpful community members who have “been there, done that”! Young Parents...

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3 Chinese New Year (CNY) Hacks To Save Money

In a UOB poll with Singaporeans aged between 18 and 55, people intended to spend an average of $2,503 on Chinese New Year last year. A budget in the thousands is undeniably a hefty amount for most of us. Price hikes on everything, from goodies to clothing, haircuts and car rentals as early as two months before the Chinese new year is a norm and a headache. Luckily, we got your backs and your wallets with quick tips to help cushion these crazy prices. Here are 3 areas you can save on! 1. Getting cheaper Chinese New Year (CNY)...

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Cheat Sheet: Best Savings Accounts For Working Adults 2018?

“My savings account suck, What are the better options” This article was written for the typical working adult with a few years in the workforce and now looking to re-consider if he/she is on the correct savings accounts. (Updated 26 January 2018 to reflect the all the new savings accounts in the market) A Typical Working Adult Scenario Earn more than $2k, credited salary to account Spend a min. $600 a month on a credit card (Daily expenses e.g F&B, Online) Account balance varies accordingly from 10k and above For completeness sake, we are going to compare the 7 main...

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Where to Find Cheap Air Tickets: 5 Tools You Must Know

With 9 long weekends in 2018, this is the year where you can travel the world and start checking things off your bucket list. To help you with that, we’ve asked the Seedly Community about tools & places they use to source for the best air ticket discounts in Singapore. Here’s a quick round-up by our Seedly Personal Finance community. TL;DR: 5 Tools/ Websites To Find Cheap Air Tickets in Singapore Broadly speaking, here are 5 essential tools: Seedly Deals: Deal site for special airlines promotions & deals Skyscanner: Airfare aggregator that compares cheap air tickets across 30+ websites Expedia:...

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Singaporean’s Ultimate Guide: Chinese New Year (CNY) Car Rental Price Comparison 2018

It is about time we start planning for Chinese New year 2018. Assuming you have already: Checked out the prediction of our individual Zodiac do for the year 2018 Stocked up on Chinese New year goodies Made up your mind to rent a car for this festive season This article will facilitate the process of you choosing your car rental company. TL;DR – Seedly Deals And Things To Note When it comes to Chinese New year (CNY) packages, car rental companies often offer it in packages of 5 to 7 days. The reason behind it is to allow their...

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Should You Ever Pay To Attend A Trading Course?

As a trader in a proprietary trading firm, it is common to receive questions on the practicability on paying for a trading course. While paying someone thousands of dollars to master the “secrets” or “holy grail” to beat the financial market sounds like a good idea, allow me to share my humble point of view. Trading Firm’s Interview Question vs Trading Courses’ Advertisements I still remember going for my interview at my first proprietary trading firm, part of the interview questions were: Are you able to survive the first 6 to 9 months without a paycheck Are you willing...

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