Author: Seedly

A Homebuyer & Investor’s Cheatsheet To New Condo Launches In 2019

For Property Investing, the Seedly team worked closely with EdgeProp, who is an expert in the field, to curate unbiased, non-sponsored content that would be of value to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions, feel free to discuss them with the Seedly Community here. TL;DR: New Condo Launches To Look Forward To In 2019 Due to the high number of launches (55 to 60 projects, offering 17,000 to 18,000 units), developers are likely to...

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No Spend Week Challenge: Buying Nothing For A Week

What is a No Spend Challenge? When I googled about “No Spend Challenge”, I found that there were many other bloggers who did the challenge for different reasons. For some, a No Spend Challenge could help to reset their budgets after overspending on a vacation, or to get back on track from spending on an unexpected expense. A No Spend Challenge can also be a great way to kickstart your savings or debt repayment on things like outstanding credit card debts with money saved from the challenge. I decided to challenge myself with a No Spend Week Challenge to...

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Property Predictions For 2019: Private Home Prices and Transactions

For Property Investing, the Seedly team worked closely with Property Guru, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions, feel free to discuss them with Seedly Community here. Private home prices and transactions are expected to remain subdued in 2019. Experts look into the crystal ball to give their outlook on the Singapore property market. Recent property cooling measures may...

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6 Simple Ways To Reduce Your Grocery Expenses

If you are a frequent grocery shopper, take note! According to the Point-of-Purchase Advertising Institute, more than two-thirds of purchases done in a supermarket are unplanned purchases. If you are shopping for groceries this weekend, we suggest you load this article and follow some of the hacks closely. In case you are wondering, we did a read up on a study by Marketing Science Institute before starting off this list to make sure that we get it right. The study studied the behaviour of shoppers and strategies of supermarkets to get consumers to spend more. The Correct Size Basket You probably...

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3 Stocks That Are Ridiculously Cheap

Many investors may not have heard of Walter Schloss before, but he was a fellow disciple of Benjamin Graham with Warren Buffett. More importantly, his partnership had achieved a staggering 21% CAGR from the stock market over 28 and 1/4 years. Now that you have taken notice, you would also be amazed at his profoundly simple approach to investing. See below: While most professional money managers focus on earnings, Schloss concentrated his purchases on asset value – and look for stocks hitting new lows and those trading at low P/B per share. With that in mind, we check out 3 Singapore stocks which are trading at low...

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Ultimate Guide To Childcare: Your Options & How Much

When it comes to our children, we want only the best. But what happens when work calls and we’re unable to take care of our children personally, as much as we would like to? It’s a tough situation that many young, new parents find themselves in, especially so when both are working adults. No doubt, there are solutions available such as getting assistance from your parents, sending your child to childcare centres, hiring maids or part time baby sitters. But really, how much will these solutions realistically cost you? Let’s break it down. TL;DR: Costs of different child care...

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Does Your Diploma Gives You The Highest Starting Salary?

Not sure if you should pursue further studies or jump straight into the workforce upon graduating from poly? According to The Straits Times, fresh graduates from polytechnics did better in employment and were able to command higher salaries than the previous years. We have previously gone through which University pays you the best and it would be good if you could look through both articles to have a rough gauge of what you are in for. Or maybe, if you feel the need to convince yourself that you’ve chosen the right course (confirmation bias y’know?) This article might just be...

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A Singaporean’s Guide to STI ETF: Nikko AM vs SPDR STI ETF

Imagine this. You’re ready to start investing and wish to buy into the Straits Times Index (SGX: ^STI). But you don’t have enough capital and you realise that it’ll take a lot of effort to ensure that your portfolio replicates the exact index weights as prescribed. You do a little research on Seedly and you: Believe that index investing is a good fit for your investment strategy and time horizon Know that the STI ETF is a simple way to invest in Singapore’s top 30 companies Learnt that the dividends from buying the STI ETF can pay for your...

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11 Things To Know About KLCC Stapled Group (KLCCSS:Kuala Lumpur) Before You Invest

For our Morning Stocks Analysis, the Seedly team worked closely with The Fifth Person who are experts in the field to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions on the mentioned stocks, feel free to discuss them with Seedly Community here. Listed on 9 May 2013, KLCC Stapled Group (KLCCSS) is the first and only stapled security listed on Bursa Malaysia. As its name suggests, it owns and generates recurring...

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The Monetary Cost of National Service (NS)

Have you ever wondered? Why must we serve? Under the Enlistment Act, all male Singapore citizens and Permanent Residents are liable for National Service (NS). The National Service (NS) journey includes 2 years full-time of National Service, followed by 10 reservist cycle where they are called back to camp at an average of once every year. With Seedly being a Personal Finance Platform, we decide to take a look at the true cost of National Service (NS) which every Singaporean son has gone through. If we can put a face value and number to the amount of sacrifice, all in...

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Full List of Paternity and Maternity Leaves You Are Entitled To (Incl. Adoption Leave)

Note: All data presented are referenced from the Ministry of Manpower, Singapore. Congratulations on your newborn! You’ve come to the right place to fully understand what you are entitled to under the paternity and maternity benefits put in place by the government. Before we move on, here are the general employee benefits you should be aware of when you work in a company. Especially with the new developments in PATERNITY rights in Singapore, what exactly are you granted by your company when you start a family? TL;DR: Paternity, Maternity and Adoption rights you are entitled to Paternity/Maternity Leave Adoption...

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Company Announcements: Are They Good News Or Bad News For Stock Prices?

So… you’ve decided on venturing in the world of investing and have locked in your first few trades, what do you do now? I’m sure most of us would have made the initial mistake of tracking financial news and panicking over the slightest changes in good/bad news and its subsequent effect on stock prices. Here’s a tip for beginners out there – Stop needlessly panicking. Prices will change indefinitely – that’s just the way global, interconnected markets work. That said, as a junior to semi-proficient investor, you should preferably build up a good habit of frequently monitoring announcements from...

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Singapore’s Top 10 Dividend Shares Among the World’s Best

For our Morning Stocks Analysis, the Seedly team worked closely with MotleyFool, who is an expert in the field, to curate unbiased, non-sponsored content to add value back to our readers. Disclaimer: This is not a sponsored post. Opinions expressed in the article should not be taken as investment advice. Please do your own due diligence. If you have any questions on the mentioned stocks, you can ask the Seedly Community here.  There are 26 Singapore-listed shares in the FTSE All-World High Dividend Yield Index. This global dividend yield index contains 1,389 globally-listed shares that have a higher-than-average dividend yield. The...

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How Much Have Condominium Prices Changed In The Last 10 Years?

If it feels like everything costs a little more with each passing year, well it isn’t just your imagination. Inflation does take its toll over the years, and as 2018 passes into the annals of history, let’s take a look at how much private home prices have risen over the past 10 years. Based on URA data, we looked at the average transacted prices of non-landed private residential properties in the new sales and resale segments across Singapore from 2008 to 2018 to make a comparison. For simplicity’s sake, we assume that all units are between 850 sq ft...

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Do You Get All Your Money From Your HDB Sales Proceeds For Your Retirement?

Planning To Sell Your Flat As Your Retirement Plan? Common conversations heard over dinner, “When you all grow up and all married liao, I will downgrade my house for my retirement.” Honestly, I really thought it was a feasible retirement plan. It doesn’t sound all too bad when I first heard it back when I was young, in fact, it sounds like a terrific retirement plan! I believe this was what most of our parents had planned to do. But, is it really as simple it seems? Like this equation below? A Myth:3-Step Process to Get Money (in Cash)...

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