Author: Seedly

The second part of the student plan! As a student having a proper savings account is extremely important as it is a great way to kick-start the habit of saving. Not only that but as we get older (student or not), our expenses tend to increase. Therefore, it is important to try and reap some benefits from your increase in expenses whenever possible! So here are some credit cards perfect for students! P.S Only consider getting a credit card if you’re good at managing your money, you don’t want to be getting into debt before you start working. Citibank...

Most of us reading this have crossed countless of birthdays and milestones, met with quarter-life crises and more. Life has never been more about finances, social interaction, and responsibilities. If you could look back and give your younger self some adulthood-hacks, what are some tips you would die to give? From lifestyle-changing to life-changing, here are a few things I wished I knew before adulthood: 1. Save Some Money The best time to start saving is yesterday. The sad thing is, we only start realizing this when life hits us in the face in our 20s. Step 1: Keep...

Transferring money overseas can sometimes be a real headache. This is especially so for expats in Singapore where this form of service impacts them the most. In fact, one can incur a loss everytime they adopt a service to transfer money overseas due to a few reason: Every platform charges a possible service or transfer fees Platforms usually give consumers a less favourable exchange rate to increase their profit margin For consumers making a huge amount of transaction, the need to optimise cost and fees becomes even more important. TL;DR: Players in the market: Worldremit, Instarem, TransferWise, SingX, DBS...

” I am a student. Which saving account is the best for me?” As a student in the midst of my tertiary education and just a couple more months to go before I enter the working world. I look back and think about what I could have done better with my finances when I was still a student. Let’s check out what are the best student saving accounts that are feasible for us students! As students, our monthly income is not fixed and that makes signing up for a savings account hard. Here are some saving accounts that will...

In Chinese tradition, the giving of Red Packet (Ang Pao) during Chinese New Year from the married to the unmarried (mainly children), is a meaningful one. The actual significance of this tradition is mainly on the red packet, and the money in it is secondary. The meaning behind giving of red packets during Chinese New Year is a way for married working adults to share their wealth and blessings with the young ones. On top of that, red colour in Chinese tradition signifies: Good luck Happiness While the money in the red packet signifies luck. How much should you be...

If you are a true-blue Singaporean like myself who enjoys my morning indulging in my Bak Chor Mee and Kopi, you should be able to agree with me on the next point. Singaporeans are ranked first in the Mastercard financial literacy index which indicates a good level of basic money management, financial planning and investment knowledge. Yet, when it comes to translating this knowledge into action, we contemplate. Most of us fail to follow through with it ultimately. The main reasons behind this are simple: We are too caught up with work. In fact, Singaporeans rank among the global...

Li Chun – 4th February 2018 Li Chun 2018 falls on the 4th of February this year. In Singapore, we have a culture of queueing to deposit money on Li Chun, which is perfectly in-line with Singaporeans’ favourite past time of queuing It is believed that by depositing money during a certain auspicious hour, subject to your Zodiac, one will get to enjoy good fortune for the rest of the year. The timings are split into two categories: Most Auspicious hours (most huat) as indicated by 2 ingots in the above infographics. Auspicious hours indicated by 1 ingot will...

It is about time we start looking the key events happening in the month of February. With Valentine’s Day and Chinese New Year coming up, we have decided to help one save time by compiling an Ultimate Lover’s Guide for Valentine’s Day Flower Prices! TL;DR – Cheapest Valentine’s Day Flowers Florist Bloom Room Roses Only Bloomen Enchanted Tree Cheapest Bouquet $18 $59 $120 $120 Most Expensive Bouquet $265 $499 $120 $120 Selection 26 Bouquets 12 Bouquets 3 Bouquets 3 Bouquets Promo code GIRLCRUSH15% off till 31st Jan – VDAY10P10% off till 31st Jan – Florist Fleuriste Beato Pristine Roses...

#SeedlyQnA In Singapore, the cost of living has been going up and the game of money has become even more important to master. We believe that in this journey, sharing and discussion on topics relevant to your personal financial well-being can help you get better. This led us to set up Seedly Personal Finance Community with an intention of creating a platform for such purpose. Singaporeans can ask personal and sensitive questions every day on the platform while remaining anonymous. Simply ask a question and receive insights from helpful community members who have “been there, done that”! Young Parents...