Author: Seedly

Scholarships You Should Know About Before Applying For University

With the beginning of the year, comes the buzzing amongst JC and final year Polytechnic students discussing which universities they plan on applying to and which course they are interested in. Read more: Student Loans: Should You Take Up The MOE Tuition Loan From Banks Or Use Your Parents’ CPF? Embarking on a new chapter in life is very exciting but there will always be a tinge of worry in relation to finance. For potential university students or parents of students out there, here are the available scholarships for the relevant public universities that you can consider signing up...

Read More

Working Adults: The Ultimate Guide To Understanding Your Endowment Plan

Insurance Savings Plan (Endowment Plan) Commonly marketed as Insurance Savings Plan, getting an Endowment Plan are commonly being marketed to help Singaporeans save. A total number of 239,487 Endowment Insurance policies were sold during the year ended 31st December 2016. Endowment accounts for 48.8% of annual premiums in the industry for non-linked policies. This is despite non-linked Endowment policies only accounting for 16.2% of the number of policies sold in the year 2016. For linked Endowment policies, it accounts for 22.6% of linked policies sold and account for 11.4% of annual premiums. TL;DR: Get an Endowment only after you have...

Read More

This Week On Seedly: Great Eastern Family3, Personal Finance Checklist, Retirement with $100,000

Here’s an interesting statistic for Seedly’s Personal Finance Community. With the crazy number of discussions going on in a week, we will be providing a summary of what went down on the Seedly Personal Finance Community for the week. What went down on Seedly’s Personal Finance Community (1st – 7th January 2018) Advice and review of Great Eastern’s Endowment Plan (Family3 Whole Life Savings Plan) Personal Finance Checklist for 2018 Options for retirement planning with $100,000. Best interest and fuss-free deposits/investments for sum between $300,000 to $400,000. Great Eastern Endowment Plan (Family3 Whole Life Savings Plan) A quick context...

Read More

7 Cheapest Bars in Singapore And Happy Hours You Must Know

Wanting to unwind and relax with a group of friends can sometimes be hard if you’re unable to decide on which bars to go to and it gets even harder if you want to go to an affordable bar where you don’t have to worry about buying more than one drink.   Not to worry, we’ve got your back! Here we have 7 cheapest bars in Singapore for every day of the week, we also included their happy hour timings where you can get drinks at an even lower price!  Source: HungryGoWhere 1. Chupitos Shots Bar Avid drinkers or...

Read More

Working Adults: Things To Lookout For When Getting A Luxury Watch As An Investment?

Getting that Rolex watch Stocks, bonds, gold, properties or even cryptocurrencies are the usual instruments investors think of when it comes to investing. In this article, however, allow us to provide an insight to one of the alternative forms of “investments”, luxury watches. Here’s the deal, buy a luxury watch wear it for years sell it for a profit Just like cryptocurrencies and the stock market, the luxury watch market is on its own bull run too. In the year 2017, prices of pre-owned luxury watches were surging at an astonishing pace. Of course, like all other investments, there are...

Read More

The Ultimate Comparison: BlueSG vs Grab vs Uber vs Taxi

Technology: Grab and Uber It is funny how mobile technology such ride-sharing app has changed the way we commute. I cannot really remember the last time I stood by the roadside to flag a taxi, just to have them drive off when I mutter the word “Yishun”. In fact, tools such as TAXIBOT helps complete the list of money saving tools in the year 2017, and we foresee ride-sharing to be an important part of our lives moving forward in the year 2018. Having done a comparison between Uber, Grab and Taxi, we now have a new player in the...

Read More

Can’t Make It For A Local University? Does It Make Sense To Enroll Into A Private Education Institution?

Quick Introduction To Private University Education in Singapore Without diving too deep into the pros and cons of Singapore’s education system, here are a few fun facts. The annual output of university graduates according to Singstat is at 15,510 graduates as of 2015. 15,510 only accounts for graduates from local universities such as National University of Singapore (NUS), Nanyang Technological University (NTU),  Singapore Management University (SMU), Singapore Institute of Technology (SIT) and Singapore University of Technology and Design (SUTD). For students in a private university education, a good estimation will be the population of SIM Global Education, which is one of the...

Read More

4 Ways To Know You Are Living Beyond Your Means

We hear this everywhere and it’s common knowledge that we live in a consumer-driven society. With prices sky-rocketing and the possibility that GST will be increased to 9% is not helping the increase in expenses. We ALL know that it’s important to spend our money wisely and keep track of our finances and that is what Seedly is all about; helping people in their personal finance! Knowing this, how do we know if we are spending excessively, in other words, if we are spending beyond our means? This guide is based on the average Singaporean, we understand that everyone’s...

Read More

Are You More Financial Savvy Than A Singapore Ah Beng/ Ah Lian?

Well, I’m kidding. I came across “Ah Bengs” who are really well-versed in personal finance. In fact, on many occasions, I am labelled to be an Ah Beng due to my great “appreciation” for Singlish (and many times, Hokkien vulgarities). We “Ah Bengs” just raised the bar for financial literacy and hence, if you are not passing the quiz below, you are not doing it right! Go on and put yourself to the test to determine how much extra time you should be spending in the year 2018 on Personal Finance. How Financially Savvy Are You? For Singaporeans, age...

Read More

Financial New Year Resolutions For The Year 2018 And How To Make Them Stick

While December may be a great month to immerse in the festive season and look back at the year 2017, it is also the best time to look forward. Studies and surveys have shown that out of all the New Year resolutions that are set, more than 90% of them end up failing. That does not mean we stop making them. Setting financial resolution is a major step to giving your year a head start. Financial Resolutions For Your Consideration For The Year 2018 Automate your finances Take this short festive season to finally get down and set up...

Read More

Is Whey Protein Powder Or Natural High-Protein Food A Cheaper Post Workout Supplement?

Head to the gym today and find gym-goers with their post-workout supplements in those shaker bottles. Among them, a group of gym-goers who prefer his supplement all natural as they down those home-prepared chicken breast. As a frequent visitor to the gym in the past (don’t laugh!), Whey protein shakes being my preferred choice. TL;DR – The Cheaper Post Workout Supplement Based on a study conducted, one does not need more than 25g of protein after a workout. Hence, one serving of Whey Protein is sufficient for after a workout. Each serving of Whey Protein cost S$0.97. Other alternative for...

Read More

2017 Review: ILP vs Index, Bitcoin, Miles, Cashback and Side-Jobs

Over 800 questions answered. We started the Seedly facebook community in August 2017 and just 4 months in, we found that our community has asked over 800 questions and the crowd has gathered together to answer and help each other make smarter financial decisions. This was a true insight into how community voices can really de-mystify a clouded personal financial space. Let us now look back at the best moments of 2017. #throwback #1: ILP vs Index Fund (by Alan Kor) Of course, who else other than one of our top contributors – Alan Kor. Though controversial and heavy...

Read More

Buying A House Overseas: Cost and Regulations You Must Know

In an article a few weeks back, we talked about how the dream of moving overseas may not be just a dream but could be a possibility for some of us out there. Of course, there are other factors to take into consideration if we want to migrate. Apart from the availability of jobs and the salary, there’s also visas, tax payments, housing and lots more! Today, we are will take a look at how much housing will cost in a few of the countries that Singaporeans wish to migrate to. We wanted to ensure we had a nice...

Read More

Life Hacks To Maximising Your Economic Rice (Cai Png) Order

Economic rice or Cai png is no stranger to Singaporeans, given that it sold in almost every hawker centres and food courts. Most Singaporeans love the fact that it is a time-saving convenient option, almost like fast food, given that most of the dishes are already prepared and cooked before hand. Most Singaporeans love the fact that it is a time-saving convenient option, almost like fast food, given that all the dishes are already prepared and cooked before hand. With the huge variety of dishes available, Singaporeans can mix it up and try a new dish everytime they visit a...

Read More

Like us on Facebook

Follow us on Twitter