Author: Seedly

Mothers’ Day Special: How 5 Amazing Singaporean Mummies Overcome The Challenges They Face, When Raising Their Children

< BACK TO MAIN BLOG 13th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Mother’s Day 2018 “It would be nice if the house magically got clean and dinner magically cooked.” – Every other mother’s wish this Mother’s Day Parenting was never an easy task to start off with. In face of Singapore’s cost of living and having to balance parenting and career, meet the Superheroes that do not wear a cape this Mother’s Day. In this article, we find out how 5 amazing Singaporean mummies overcome the challenges they...

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CDP vs Custodian Account? Which should I use and why?

< BACK TO MAIN BLOG 12th May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Note: We do not do sponsored content, so all opinions are of our own. I am personally using DBS Vickers because the brokerage fees are competitive, but I was considering using Standard Chartered (SC) because it has lower brokerage fees. Editors Note: I did my comparison with the help of this Seedly article, hopefully, this will help you too.  With my understanding, the DBS Vickers holds my holdings in the Central Depositary account...

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Ah Beng Handphone Shop: How They Make Money and How They Fit Into The Economy?

Heartland stores, or more commonly known as Ah Beng Handphone Shop are located almost everywhere in Singapore. Disclaimer: For a start, by the term “Ah Beng Handphone Shop” is just a Singaporean way of identifying these retailers. We do not necessarily mean that everyone working there is definitely an “Ah Beng”. Nor do we mean that these shops are unethical and dishonest. Forget about Jover Chew, not everyone in the industry is like that! Editor’s Note: “Ah Beng” is usually defined a young man who operates within secret societies and street gangs. But as we all know, this was...

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Retirement in Singapore: Is it just another pipe dream?

< BACK TO MAIN BLOG 9th May 2018 Passionate about helping people make smarter financial decisions. You can contribute your thoughts like Kenneth here. Ah, a common controversial topic discussed over coffee with some slamming of tables about the government and whether the CPF (Central Provident Fund) sufficiently covers for our retirement life. We decided to investigate a little deeper and perhaps it is at this juncture we would like to share with you some pretty alarming stats. Did you know that you would need a total of $400,000 to retire at age 55 in Singapore? However, this article won’t...

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Going to Investment Talks with Your Family. Should you?

< BACK TO MAIN BLOG 9th May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Coming from a typical Singaporean family like myself, money or investments can be quite the sensitive topic. Or we felt we were never in a position to educate our parents on financial literacy because them being older = more experienced. Or maybe you do not know the Chinese words to Regular Savings Plan, which is 定期储蓄计划 (dìngqí chúxù jìhuà). We found something to save the day, there is an investment talk coming up next week!...

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Things Your Grandma says about Personal Finance that is Not Applicable Today

< BACK TO MAIN BLOG 8th May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. ” AH MA, 拜托你啊 (I beg of you) STOP SPREADING FAKE NEWS!” I remember those times my grandma used to nag at me for: Washing my hair late at night (if not I would get a headache) For not eating everything on my plate (if not my future husband have a lot of pimples) Literally anything, anything she can think of. (Please tell me I’m not the only one!) Now that I...

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Seedly + ShopBack

< BACK TO MAIN BLOG 8th May 2018 Passionate about helping people make smarter financial decisions. You can contribute your thoughts like Kenneth here. When Tee Ming and I started Seedly nearly two years ago, we set out to change and improve the way people manage their money to make smarter financial decisions. We’ve had an amazing time, watching Seedly grow into a vibrant community in Singapore. Today, we couldn’t be happier to announce that Seedly has agreed to be acquired by ShopBack. Every day that passes, we see more users and community members share their experiences through Seedly...

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The Ultimate Consumer Journey Guide: Tools To Help You Choose The Best Financial Product

< BACK TO MAIN BLOG 7th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Deciding on the best financial product for yourself can be a difficult task. With the advancement of technology, the internet allows us access to information at the click of a button. This, however, opens more doors to a whole new set of problems. With Google and Facebook bagging a huge part of the globe’s marketing budget, how do we know if our research on a certain financial product is accurate and not just another marketing gimmick?...

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Behind the Scenes: Sales – Insurance Industry. Is this for me?

Have you ever considered being a Financial Advisor for its high earning potential? Or travel incentives? Or even flexible working hours? Be your own Boss! Or out of desperation? Before you jump right in, do consider what is on the flipside as it is going to be a long-haul ride! Editor’s Note: Figures and examples used in this post do not represent all agency and their practices. Let’s quickly get to it, shall we? It is good money (undeniably) Embarking on a career in sales is enticing for its high earning potential. It is very common to witness your agent-friends getting...

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What Is Your Returns If You Dollar Cost Averaged Into The Straits Times Index Exchanged Traded Fund (STI ETF) For The Past 8 Years

< BACK TO MAIN BLOG 5th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. ” Invest into the STI ETF they say. It is good, they say.” That was exactly what I did upon graduation. The reason behind it was simple back then. Most of the financial blogs were recommending STI ETF Most of my friends were Dollar-cost averaging into the STI ETF(that was the only thing we know to invest in) I am not really the best at handling peer pressure, so I invested too. With time totally not...

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The Working Adult Guide: Term Life vs Whole Life Insurance. Which Should I Get?

< BACK TO MAIN BLOG 3rd May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Hey ya! Good job on taking the first step in your personal financial planning – RESEARCH. It is important to note that there are many different routes to the same destination but it’s definitely best if we take the cheapest route there! – And that’s what we are here for! TL;DR – Before choosing between a Term and a Whole Life Never lose focus on your objective – why are you buying insurance?...

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What Marvel’s History and Success Taught Us About Personal Finance

< BACK TO MAIN BLOG 2nd May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. When we think of Marvel Cinematic Universe today, we associate it with one of Hollywood’s biggest brand, a multi-billion-dollar business and our favourite superheroes. TL;DR: Marvel’s journey from bankruptcy to billions and personal finance Editor’s Note: There will be NO SPOILERS for AVENGERS: Infinity War in this article. I promise! If you have yet to catch Infinity War, here’s the Movie Ticket Price Guide. How much does Marvel Cinematic Universe profit from each movie? Out of curiosity,...

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GREAT270: Short-Term Endowment Plans & Factors To Consider

< BACK TO MAIN BLOG 2nd May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Great Eastern has launched their popular short-term Endowment Plan again this time for their 110th Birthday, the GREAT270 Endowment Plan. I don’t believe I am the only one having my Instagram stories flooded with promotional shoutouts by the respective insurance agents. Kudos to them though for their hard work! While it is the Financial Advisors’ jobs to sell their products and maybe educate the consumers, it is our job as consumers to do our...

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Labour Day: 4 Cool Facts about Labour Day in Singapore

< BACK TO MAIN BLOG 1st May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. You know what that means, a day off from work! *throws confetti* We hope that you have managed to strategically book your annual leave to enjoy the extended weekend. Whether you are planning to “lepak” at home or having a short trip. If you have not, it is not too late to look at the other dates. Read also: Long Weekend Destinations For 2018 TL;DR – We found out some cool facts...

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These Hacks Can Help You Save Money For Your Next Holiday

< BACK TO MAIN BLOG 29th April 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Singaporeans will always have room for a little getaway as long as our bank balance permits. This need to travel could be the result of our workaholic culture which makes an escape from Singapore even more satisfying and addictive. In fact, 26.8% of Singaporeans will eventually take up to 4 vacations every year. Given that we are frequent travellers, there are some tricks that we all should be aware of, to prevent blowing all our budget on...

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