Author: Seedly

How To Choose The Right REITs To Invest In? Here Are 5 Things To Lookout For.

A Basket of S-REITs vs Straits Times Index Exchange Traded Fund (STI ETF) The humble Singapore REIT. If you had bought and held a broad basket of S-REITs 5 years ago and held them until today, your total return (including distributions) would have been an annualised 8.4%, blowing past the 4.4% annual return had you bought an STI ETF. Given the less than robust nature of the Singapore retail bond market, there is no getting around the fact that to build a core long-term portfolio as a Singapore retail investor, the S-REIT must form a cornerstone of your portfolio....

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Cheapest Karaoke (KTV) studio with the best facilities in Singapore: Based on Real User Reviews

The Seedly team is probably made up of the worst singers one can find in Singapore. All this is going to change as we strive towards becoming the next JJ Lin. Ready to take a step further from being a bathroom singer, we decide to get out of our comfort zone and showcase our “talent” more often at the karaoke (KTV) studios. With Seedly’s fundamental values of making smarter lifestyle decision remaining unchanged, we went on to search for the cheapest karaoke studio with the best facilities.   TL;DR – These 7 Are The Best KTV Studios in Singapore...

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Seeking Help For Mental Issues Can Be Affordable In Singapore

< BACK TO MAIN BLOG 11th April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Do you feel often sad and irritable? Have excessive anxieties? Are you unable to cope with everyday activities and problems? If these apply to you, do you have a mental health issue or are you just stressed out at school and work? We get it, it’s hard to draw that line for yourself, let alone coming to terms with the fact that you have a real mental problem before seeking help. According...

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A Touching Facebook Post And The True Cost Of Being A Teacher In Singapore (Salary, teaching hours and workload)

You can contribute your thoughts like Ming Feng here. Teachers in primary, secondary schools, as well as junior colleges, will have to start paying for their parking, starting August. If you are not aware, here’s the parking rates that will be implemented. Cost of parking for teachers starting August 2018 The cost of parking for teachers are generally differentiated into outdoor season parking and sheltered carparks parking. From there, months during school term and school holidays have their respective rates. The cost of outdoor season parking is as per below: Cost of Outdoor Season Parking Car School Term S$75/month...

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How Much Have McDonalds Prices Increased Over The Years?

Remember the good ol’ days where we could get a cone of $0.50 vanilla ice cream from McDonald’s’ around the neighbourhood? I do, those were some golden times. I also recall when my brother and I tore out McDonald’s coupons that came in the mail, stashing them away in our wallets just in case we needed a quick $2 Fillet O’ Fish fix after school. But, $2 isn’t the kind of price we can get at Mcdonalds these days, the most basic meals available are value meals at $5. What astonishes me most is the price of Mcdonald’s new-range, special burger...

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How Much Have Macdonalds Prices Increased Over The Years?

Remember the good ol’ days where we could get a cone of $0.50 vanilla ice cream from MacDonald’s’ around the neighbourhood? I do, those were some golden times. I also recall when my brother and I tore out MacDonald’s coupons that came in the mail, stashing them away in our wallets just in case we needed a quick $2 Fillet O’ Fish fix after school. But, $2 isn’t the kind of price we can get at Macdonalds these days, the most basic meals available are value meals at $5. What astonishes me most is the price of Macdonald’s new-range, special burger...

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Everybody Needs A Pair Of Cheap And Good Earphones: Based On Real User Reviews

Like how much music is indispensable to our lives, earphones are too. Getting the right pair for exercise, your daily commute, productive work or even more professional use can be so important. As with all things, we like our earpieces good and cheap at the same time. One of our community members asked for recommendations on cheap, quality earphones that can also be used during a workout, and he got a whole lot of suggestions. Here are Our Top 10 Earphones Under $50 1. QCY Q19 Wireless Earphones Image Credits: Lazada With...

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The Ultimate Review Of All The REITs In Singapore And Here’s How You Can Learn To Invest.

Editor’s Notes: Attached at the bottom of the article is a Seedly Community Special deal. Enjoy discounts on tickets for the upcoming REITs Symposium 2018! Readers interested in REITs investing is strongly recommended to check it out!  (Numbers updated as of 8 April 2018) A Quick Recap A quick recap, in our previous article, we gave an overview of what Real Estate Investment Trusts (REITs) were together with the various different types.   In this article, we dive deeper into each individual REIT type available on the Singapore Exchange. For the convenience of our readers, we compile most of the...

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Fresh Graduates: Landed Your First Job? Here’s The Ultimate Guide For You!

Huat ah! Congratulations on landing your first job. Embarking on your first job can be pretty challenging. Your relative education institute may have equipped you with a whole lot of knowledge (many times too much), but when it comes to the real world, there might be some limitations to what your textbook knowledge can do. With individual’s EQ out of our reach, here’s a guide on creating that first impression, and personal finance as a first-jobber. Building Your Career Wardrobe (Cheap!) Affordable formal office wear is probably one of the main challenges most fresh graduates face. Having been mostly...

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10 Good Coffee Places You Have To Visit: Based On Real User Reviews

Coffee, the single most magical discovery that keeps us alive on Mondays. For some of us, a morning isn’t complete until we’ve got our coffee fix. In Singapore, there is a whole array of coffee for you to customise to fit any taste bud. From less milk to more sugar, you can trust the cafes and hawker centres to serve your needs. So, we posted the coffee question to our community for recommendations on their favourites, and these are 10 unique places we have shortlisted, with a varied price range. Credits: https://www.facebook.com/nyloncoffeeroasters/ This place is hard to...

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Introducing SEED Token: A Personal Finance Network On The Blockchain

For the past 2 years, we’ve been creating a Personal finance platform which includes our budgeting app, reviews, blog and community in one. Our core mission has been helping people make smarter financial decisions, which is core to success in your personal life. Personal finance knowledge sharing should be decentralised SEED Network: An incentivised, blockchain-based, open content creation & sharing platform SEED is a blockchain-based network that supports community building and social engagement with cryptocurrency rewards in the personal finance domain. Building on what we have learnt in nurturing strong meaningful communities contributing relevant data and knowledge in a open eco-system....

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10 Hipster Hawker Centres In Singapore: Based On Real User Reviews

It’s the long weekend! That means more time freed up for you to explore the many interesting food places in Singapore. Well, even if you were the most unadventurous person out there, you would surely do at least these two things: Eat and sleep, and this article’s all about eating! Fancy English cafes with those Eggs Benedict have had their glory in the foodie scene the past couple of years. But what Singaporeans define as cool nowadays seem to have something to do with originality and novelty. By this, I mean reinventing the Singaporean Hawker Culture, making original renditions...

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Your 5 Minutes Guide to CPF

What Is CPF? Young or old, CPF is important to you as it concerns your pay contributions and future benefits. Firstly, a quick lookup on CPF will lead you to the definition that The Central Provident Fund (CPF) is a comprehensive social security savings plan implemented by the government, compulsory for all Singaporeans. In short, CPF is implemented to ensure that Singaporeans save up the important things — retirement, housing, and healthcare. Let’s face it, way more Singaporeans believe that they are disciplined enough to save up for retirement, but not many actually manage to do so. CPF Contribution And Allocation Rate: Below Age...

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Best Things To Do In Johor Bahru: Based On Real User Reviews

What lifestyle choices you make directly affect your personal finance. This is why the what we spend on the fun stuff is so important too! A question was posted on the Smarter Way Page about what to do on a day-trip to nearby Johor Bahru, and our very smart community of Lobang Kings and Queens have recommended aplenty. Here’s a compiled list of the mass of recommendations by members on our Facebook Community Page. Nothing beats real-life reviews! TL;DR – 10 Things You Can’t Miss On Your Day Trip To JB Check out some of the best recommendations on food...

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What Does Million Dollar Round Table (MDRT) Really Mean To The General Public?

Million Dollar Round Table (MDRT) Financial agents are telling us that they are Million Dollar Round Table member as if they won the Oscars Award. In all honesty, most consumers would really love to share the joy, but we have little idea of what this decoration really means. With insurance being an important part of personal finance, we break down what goes on behind attaining MDRT and the hype around it. What does it take for financial advisors and insurance agent to be MDRT member? Founded in 1927, the Million Dollar Round Table (MDRT) is a global and independent...

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