Author: Seedly

Popular Scams These Days That You Should Warn Your Mama (And Yourself) About!

Singapore may be one of the safer countries in the world, but that theory will be out the window when we talk about scams. In the year 2017, a total of S$99 million is lost to scams. To put that into better perspective, S$99 million equates to 33 million plates of Nasi Lemak at S$3 each. Should one eat 3 plates of Nasi Lemak every day, it can feed him 11 million days 11 million days equates to 30,136 years (about 301 generations) You get the point. This article can save you, and the rest of your 300 generations...

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What If Hawkers Started Charging For Chilli?

< BACK TO MAIN BLOG 1st July 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. “Uncle, add one more packet of chilli”, that’s my standard request when I take away food at the chicken rice store just a few blocks down from home. Sambal chilli, Chilli Padi, green chilli – the list is endless for Singaporeans’ favourite chillis. One thing’s for sure: We can’t live without it. It’s natural that condiments go for free in Singapore. Auntie and uncle don’t tell you to pay an extra dollar for...

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Does The Same Phone Cost The Same All Around The World?

< BACK TO MAIN BLOG 30th June 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Have you ever wanted to buy a product when you are travelling overseas to bring it back to Singapore to sell them on Carousell and earn the difference even if it isn’t much? I know I do. I was in Melbourne, Australia last year when Nintendo Switch was released, it was selling about $80 cheaper than it was in Singapore. Wanted to make that quick buck but in the end, I couldn’t...

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Renovation Shopping Hacks: Based On Real Community Reviews

Getting your keys are but the first step to your new home. Following that, there are months of renovation, planning, furniture-sourcing and so on. Our wise community has spoken, showering us with a couple of golden hacks you need to use when shopping for furniture items. If this sounds like you, read on:   Home Furniture At Affordable Prices When this was first posted on our Facebook Group, many raved about buying furniture from Taobao and we sure know why — it...

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Singaporean’s Ultimate Comparison: Term Life Insurance

Eeny, meeny, miny, moe, which term life insurance should I get-oh? While embarking on your personal finance journey, and after facing your dilemma of getting term insurance or whole life insurance, you’ve finally reached your next destination. Here. You are able to browse through Direct Purchase Term Insurance quotations offered by various insurance companies with the help of: List of Term Life Insurance Provided Insurer Product (Summary) Etiqa Insurance Etiqa Term Life FWD Singapore Term Life HSBC Insurance ValueTerm Singapore Life Term AXA Insurance AXA Term Lite Tokio Marine Life Insurance TM Basic Term NTUC Income Term Great Eastern...

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Hacks and Strategies Casinos Use To Make You Gamble More

Prior to the opening of two of Singapore’s casino, Singaporeans can only try out their luck overseas or on cruises. In the year 2010, we witnessed the opening of two casinos namely Resort World Sentosa and Marina Bay Sands which also turns out to be one of the most expensive buildings ever constructed in the WORLD.   List of most expensive buildings in the world Building Total cost of construction (billion US$) Abraj Al Bait 15 Olkiluoto Nuclear Power Plant Unit 3 9.06 Berlin Brandenburg Airport 8.48 (planned) Marina Bay Sands (Resort) 5.50 Apple Park 5 Resorts World Sentosa...

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Char Kway Teow is DEAD! A Reflection On How Our Mindset Might Be Killing Traditional Businesses.

source: sbf Guide If not now, in 20 years time. The same can be said for many other careers. My favourite chef left his job for Certis CISCO ” I really needed the money, and I cannot do so with cooking.” This article started with my favourite chef decides to quit his job for Certis CISCO. The knowledge that I will no longer be able to taste my favourite Smoked Duck with Aglio Olio tossed in White Wine Reduction pisses me off. But as we researched even deeper, we realised how deep a crisis Singapore might be in. As...

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What’s Up With Expensive Activewear?

Activewear has become more than its practical functions, it has evolved into the hottest fashion statement in town. Working out has become more “fashionable” these days with spin classes, all kinds of yoga and HIIT with Kayla Itsines fitness. Needless to say, gymming has always been popular with the lads, and affordable gyms aren’t always the coolest or most convenient to go to. With more activewear brands being promoted on social media, did you really exercise if you didn’t upload a picture on Instagram in your cool, new running top? This viral song seems to describe the Activewear trend...

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Giving Your Parents Monthly Allowance? Here’s How You Can Make Full Use Of It!

< BACK TO MAIN BLOG 26th June 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Giving your parents monthly allowance is one way Asian demonstrate their values of being filial piety. It is every child’s responsibility to ensure that their parents are taken care of when they retire. In fact, failure to do so can get one involved in a lawsuit under the Maintenance of Parents Act, and an increased chance of getting smitten by lightning. 81% Of Us Give Our Parents Monthly Allowance We conducted a survey on our Facebook Group to explore how much Singaporeans are...

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Quality and Affordable Steamboat/ Hot Pot Restaurants in Singapore: Based On Real Community Reviews

The highlights of Chinese New Year usually consist of red packets, Lou Hei and a whole new level of hot pot or steamboat marathon. Our experiences with Hai Di Lao and Beauty in the Pot hotpot usually involve crazy long queues and an expensive bill for good quality steamboat. This makes it really difficult for Singaporeans to satisfy their steamboat cravings as and when they love to. Frustrated, and suffering from mild steamboat withdrawal symptoms, we came out with this list of quality steamboat restaurants that can be a good substitute for Hai Di Lao and Beauty in the...

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When Should You Choose Fixed Deposits over Singapore Savings Bonds?

Singapore Savings Bonds (SSB) is classified as one of the lowest risk investment in Singapore, mainly due to the fact that SSBs are offered by the Singapore Government and also backed by them. If you like to know more about SSB, you may read about them here.   TL;DR – Have Both in your Investment Portfolio SSB – An amount set by your bond allocation in your investment portfolio. Fixed Deposits – Your emergency funds. Fixed Deposits Constantly updating their interest rate offer. I did a quick search on the current Fixed Deposit rate with the lowest deposit required: Banks DBS OCBC...

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Great Singapore Sale 2018: Best Shopping, Food, Furniture Deals

That’s right, the big sale that extends itself from the 8th of June to the 12th of August, the Great Singapore Sale (GSS) is here and we see it populating the streets. Three months worth of sales being thrown at you is a happy, but a messy problem. So to make sure you don’t miss these lobangs, here’s a compilation of the best GSS 2018 deals. Retail / Shopping Here’s a list of the best deals at Singaporeans’ favourite retail and online shopping places. Shop GSS Promotion Valid Until Zara 40% off on over 500 pieces of womenswear,  menswear...

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Working Adult: Putting Your Money Into Fixed Deposit, Which Is The Best?

Beating inflation is not as difficult as it sounds if you understand some of the investment products available. The core inflation in Singapore is at 1.9% (average for the past 10 years), but banks are giving out interest for as low as 0.05% for your deposits and savings. So here’s the deal… Most of our parents or Singaporeans would have received a phone call from their banks to be recommended a fixed deposit should there be a substantial amount of savings. While bank offers you liquidity for your deposit at a lower interest rate or you can choose to...

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Travel Hacks Compilation: 7 Hacks for Frequent Travelers

Have a lot of travels lined up for you this year? Whether it’s for a vacation or business travel, there’s definitely plenty to look forward to when you head overseas. However, it’s undeniable that travel comes with its inconveniences and discomforts, from packing for the trip to adjusting to the jet lag to overcoming language barriers. Here are seven hacks to help you overcome these, and to maximise what you get out of each overseas trip. Happy traveling! ‘Automating’ your packing Do you find yourself having to come up with a packing list each time you have an upcoming...

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The Ultimate Comparison: Is Lasik Worth The Money

According to an article from TODAY, at least five million people in Singapore will have myopia by 2050. This certainly doesn’t come as a surprise as many of us do have vision problems in varying degrees. As Lasik, otherwise known as Laser Corrective Treatment surgery has become more and more convenient and popular these days, let’s evaluate whether it is truly worth it to pay more for this (possibly) lifetime investment. TLDR; Comparison between Lasik, Contact Lenses and Spectacles   Lasik Surgery Contact Lens Spectacles Price (10 Years) $3,600 – $$6000 $8,124 – $10,000 $1,500 – $5000 Risk High...

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