Author: Seedly

For the past 2 years, we’ve been creating a Personal finance platform which includes our budgeting app, reviews, blog and community in one. Our core mission has been helping people make smarter financial decisions, which is core to success in your personal life. Personal finance knowledge sharing should be decentralised SEED Network: An incentivised, blockchain-based, open content creation & sharing platform SEED is a blockchain-based network that supports community building and social engagement with cryptocurrency rewards in the personal finance domain. Building on what we have learnt in nurturing strong meaningful communities contributing relevant data and knowledge in a open eco-system....

Million Dollar Round Table (MDRT) Financial agents are telling us that they are Million Dollar Round Table member as if they won the Oscars Award. In all honesty, most consumers would really love to share the joy, but we have little idea of what this decoration really means. With insurance being an important part of personal finance, we break down what goes on behind attaining MDRT and the hype around it. What does it take for financial advisors and insurance agent to be MDRT member? Founded in 1927, the Million Dollar Round Table (MDRT) is a global and independent...

Reminder: We don’t do sponsored posts A year on from the whole cashless craze in 2017,  we decided to revisit the topic to see if our society has really progressed as it set out to. So, I went on a week-long cashless challenge to see if it is really possible to live a cash-free week easily in Singapore. Starting the week not bringing my wallet out, with only a credit card slot into the back of my phone cover, I felt a tiny bit insecure. There’s something about having cold hard cash in your pocket that makes you feel...

< BACK TO MAIN BLOG 25th March 2018 You can contribute your thoughts like Guest here. Living in Singapore is expensive, we all know that. After struggling through that Economics module a long time ago, one of my very few takeaways is that there are two ways to make it more affordable. One can either find means to increase his income or make things cheaper (if that is even possible). Well, the latter is only possible if you move to Malaysia, hence, we are pretty much left with trying to improve our own income. While making more money is...

< BACK TO MAIN BLOG 24th March 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. The worst way to lose money is probably through fines. Be it a careless mistake or a reckless moment, there is zero possibility of getting your money back. To protect your pockets from silly mistakes, here are the most common everyday fines in Singapore you need to be aware of: Public Transport MRT Train- $500 Many sagas of eating on trains have made it onto the Straits Times the past couple of...

Ultimately Singaporeans will get cheaper electrical bills Starting 1st April 2018, 108,000 households and 9,500 business in Jurong will get the chance to choose an electricity retailer that best suits their needs. Average electricity usage has a declining trend since last year. There are a total of 14 players and 3 most distinct types of price plans available. For Fixed Price Plan: Keppel Electric is the cheapest across all 6 months, 1 year and 2 years contract. Ohm Electricity has a No Contract Plan for this category. For Discount Off Tariff Plan: iSwitch is the cheapest for 6 months...

Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Important Dates That Concern Your Finances Don’t we all sometimes wish Calender templates didn’t just come with public holidays, but also important dates like when we should file our taxes when common sales dates are, and most importantly, a reminder not to forget when Mothers’ day is? Well, we compiled a little something that could serve as a useful reminder to everyone to keep track of your life as well as important dates that concern your finances.   Here’s a...