Author: Seedly

While December may be a great month to immerse in the festive season and look back at the year 2017, it is also the best time to look forward. Studies and surveys have shown that out of all the New Year resolutions that are set, more than 90% of them end up failing. That does not mean we stop making them. Setting financial resolution is a major step to giving your year a head start. Financial Resolutions For Your Consideration For The Year 2018 Automate your finances Take this short festive season to finally get down and set up...

The month of December is nothing short of exciting for most of us, from Christmas to clearing your yearly leave before ending the year on a high with a New Year Eve party. As Singaporeans indulge in this festive season, there comes this constant worry of some of these rising cost that will hit us in the year 2018. The calm before the storm What are some of the things we can do as we prepare for rising cost of living for the year 2018? The best time to get your basics of budgeting right is ten years ago....

Christmas Day will be upon on in less than a week and it’s that time where you gather around the table to have a nice family dinner. Even if you don’t celebrate Christmas, the holiday season is a great reason to spend some time with your family and eat! For those of us who are tired of cooking at home and would like to eat out, where is the best place to go and if so, should we go for a buffet? Inspired by Seth Lui’s article, we have decided to compare the prices of the best buffet places...

If you have been staying in Singapore long enough, the term “Cheapo” should be no stranger to you. After a quick search on the definition of “Cheapo” on Urban Dictionary, we arrive at a rather accurate definition of it. Cheapo is an adjective to describe someone who is “obsessed with chasing discounts or low-value items. Someone who displays a strong preference for inexpensive and reduced priced things.” “Cheapo” and “Kiasu” are just two of the major traits that Singaporeans find it hard to shake off. These two character traits run deep in our blood, making us true blue Singaporeans. To...

I “risked my life” for this article. My initial plan to get some valuable insights from Financial Consultants proved to be more challenging than I expected. Of the agents, I reached out to, many insisted on a coffee instead of writing me a good piece of content. One of which states that his time is probably more valuable than mine and writing an educational piece reaps lesser returns. A percentage of these Financial Consultants and Financial Institutions might have stopped caring about the well-being of consumers from an educational point of view. Yet, I am definitely fortunate enough to...

If someone came up to you to offer you free cash on the money you’re already spending every month, would you say no? I didn’t think so either. Everyone needs a good cash back credit card, period. If you’re still paying via NETS / your debit card, it is high time you embraced the cash back rewards that credit cards have to offer! TL;DR – Best Cashback Credit Cards For Working Adults In 2018 I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet...

We have four major supermarkets in Singapore (and maybe one really popular atas supermarket), selling everything the average Singaporeans need. We know that these supermarkets do defer to what they sell but HOW MUCH difference is there in the prices of their products. In order to compare the prices between the different supermarkets, we will be looking at specific categories and product ranges to identify the price. Also, since some supermarkets do sell different products we will compare the price range as well as the variety. So, before you figure out which supermarket you need to go to, here...

On 11 Dec 2017, the Competition Commission of Singapore (CCS) announced that it will soon be lifting warranty restrictions that require car owners to get their cars serviced only at predesignated workshops. By freeing drivers to service their cars at any workshops of their choice without worrying about losing the warranty on their cars, this measure is meant to make car maintenance more affordable. But is this really a game changer for most car owners in Singapore? Here is ValuePenguin’s assessment of potential impact of this policy on driver in Singapore. At least 30% of car owners could benefit from this...