Author: Seedly

Financial New Year Resolutions For The Year 2018 And How To Make Them Stick

While December may be a great month to immerse in the festive season and look back at the year 2017, it is also the best time to look forward. Studies and surveys have shown that out of all the New Year resolutions that are set, more than 90% of them end up failing. That does not mean we stop making them. Setting financial resolution is a major step to giving your year a head start. Financial Resolutions For Your Consideration For The Year 2018 Automate your finances Take this short festive season to finally get down and set up...

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Is Whey Protein Powder Or Natural High-Protein Food A Cheaper Post Workout Supplement?

Head to the gym today and find gym-goers with their post-workout supplements in those shaker bottles. Among them, a group of gym-goers who prefer his supplement all natural as they down those home-prepared chicken breast. As a frequent visitor to the gym in the past (don’t laugh!), Whey protein shakes being my preferred choice. TL;DR – The Cheaper Post Workout Supplement Based on a study conducted, one does not need more than 25g of protein after a workout. Hence, one serving of Whey Protein is sufficient for after a workout. Each serving of Whey Protein cost S$0.97. Other alternative for...

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2017 Review: ILP vs Index, Bitcoin, Miles, Cashback and Side-Jobs

Over 800 questions answered. We started the Seedly facebook community in August 2017 and just 4 months in, we found that our community has asked over 800 questions and the crowd has gathered together to answer and help each other make smarter financial decisions. This was a true insight into how community voices can really de-mystify a clouded personal financial space. Let us now look back at the best moments of 2017. #throwback #1: ILP vs Index Fund (by Alan Kor) Of course, who else other than one of our top contributors – Alan Kor. Though controversial and heavy...

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Buying A House Overseas: Cost and Regulations You Must Know

In an article a few weeks back, we talked about how the dream of moving overseas may not be just a dream but could be a possibility for some of us out there. Of course, there are other factors to take into consideration if we want to migrate. Apart from the availability of jobs and the salary, there’s also visas, tax payments, housing and lots more! Today, we are will take a look at how much housing will cost in a few of the countries that Singaporeans wish to migrate to. We wanted to ensure we had a nice...

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Life Hacks To Maximising Your Economic Rice (Cai Png) Order

Economic rice or Cai png is no stranger to Singaporeans, given that it sold in almost every hawker centres and food courts. Most Singaporeans love the fact that it is a time-saving convenient option, almost like fast food, given that most of the dishes are already prepared and cooked before hand. Most Singaporeans love the fact that it is a time-saving convenient option, almost like fast food, given that all the dishes are already prepared and cooked before hand. With the huge variety of dishes available, Singaporeans can mix it up and try a new dish everytime they visit a...

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Cost of Living in Singapore To Go Up in The Year 2018

The month of December is nothing short of exciting for most of us, from Christmas to clearing your yearly leave before ending the year on a high with a New Year Eve party. As Singaporeans indulge in this festive season, there comes this constant worry of some of these rising cost that will hit us in the year 2018. The calm before the storm What are some of the things we can do as we prepare for rising cost of living for the year 2018? The best time to get your basics of budgeting right is ten years ago....

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4 Items You Should Be Buying After Christmas!

The Christmas season is the time for spending and buying seasonal and beautifully decorated items you won’t find during the rest of the year. However, with new items constantly popping up over the past few months leading up to Christmas we have probably spent more than we should (at least I have..oops!)   No need to worry just yet! You can make up for your overspending by looking through this list of items you SHOULD be buying after Christmas. Not only do you get to enjoy a little bit more of festive cheer but you also get to save...

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An Alternative To Domestic Workers Hiring In Singapore: Transfer

A random conversation with a friend in London led her to a statement which I cannot agree more: ” The success of most Singaporeans entering the workforce lies on domestic workers. Domestic workers lifted the burden of housework from us and make it easier and convenient for us to focus on work. If I did not have to do my own housework, I would have so much energy.” With that in mind, the following article provides the pros and cons for Singaporeans looking to hire domestic workers. Transfering of domestic workers are getting more popular these days and here’s...

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Buffet Vs A La Carte

Christmas Day will be upon on in less than a week and it’s that time where you gather around the table to have a nice family dinner. Even if you don’t celebrate Christmas, the holiday season is a great reason to spend some time with your family and eat! For those of us who are tired of cooking at home and would like to eat out, where is the best place to go and if so, should we go for a buffet? Inspired by Seth Lui’s article, we have decided to compare the prices of the best buffet places...

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Cheapo Hacks To Save Money That We Learnt On Hardwarezone Forum

If you have been staying in Singapore long enough, the term “Cheapo” should be no stranger to you. After a quick search on the definition of “Cheapo” on Urban Dictionary, we arrive at a rather accurate definition of it. Cheapo is an adjective to describe someone who is “obsessed with chasing discounts or low-value items. Someone who displays a strong preference for inexpensive and reduced priced things.” “Cheapo” and “Kiasu” are just two of the major traits that Singaporeans find it hard to shake off. These two character traits run deep in our blood, making us true blue Singaporeans. To...

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We Asked 4 financial advisors On What Insurance Should Look Like For A Young Working Adult

I “risked my life” for this article. My initial plan to get some valuable insights from Financial Consultants proved to be more challenging than I expected. Of the agents, I reached out to, many insisted on a coffee instead of writing me a good piece of content. One of which states that his time is probably more valuable than mine and writing an educational piece reaps lesser returns. A percentage of these Financial Consultants and Financial Institutions might have stopped caring about the well-being of consumers from an educational point of view. Yet, I am definitely fortunate enough to...

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The Ultimate Cheatsheet: Best Cashback Credit Cards For Working Adults 2018

If someone came up to you to offer you free cash on the money you’re already spending every month, would you say no? I didn’t think so either. Everyone needs a good cash back credit card, period. If you’re still paying via NETS / your debit card, it is high time you embraced the cash back rewards that credit cards have to offer! TL;DR – Best Cashback Credit Cards For Working Adults In 2018 I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet...

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Singaporean’s Ultimate Guide: Supermarket’s Grocery Price Comparison

We have four major supermarkets in Singapore (and maybe one really popular atas supermarket), selling everything the average Singaporeans need. We know that these supermarkets do defer to what they sell but HOW MUCH difference is there in the prices of their products. In order to compare the prices between the different supermarkets, we will be looking at specific categories and product ranges to identify the price. Also, since some supermarkets do sell different products we will compare the price range as well as the variety. So, before you figure out which supermarket you need to go to, here...

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Singapore Lifting Car Warranty Restrictions: A Game Changer for Car Owners?

On 11 Dec 2017, the Competition Commission of Singapore (CCS) announced that it will soon be lifting warranty restrictions that require car owners to get their cars serviced only at predesignated workshops. By freeing drivers to service their cars at any workshops of their choice without worrying about losing the warranty on their cars, this measure is meant to make car maintenance more affordable. But is this really a game changer for most car owners in Singapore? Here is ValuePenguin’s assessment of potential impact of this policy on driver in Singapore. At least 30% of car owners could benefit from this...

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The 6 Key Differences Between Trading and Investing You Need To Know About

It is now 2017 nearing 2018 where majority with an electronic device can easily gain access to the securities market without stepping out of their house. With investing and trading made easy with advancement of technology, this article breaks down the key differences between the two whilst keeping terminologies as simple as possible. TL;DR – Key differences between Investing and Trading   Investing Trading How it works Buy and Hold then Sell Buy then Sell Sell then Buy (Shorting) Strategies Buy and Hold Scalping (Intra-day) Day trade (Daily) Swing Trade (Weekly) Seasonal (Monthly) Duration Usually Long-term Usually Short-term Direction...

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