Author: SG Young Investment

Free Access – Asia Wealth Virtual Summit 2019

Happy Lunar New Year to all! Chinese new year holidays went pass just like that. I hope all of you had an enjoyable time getting or giving ang baos and visiting your relatives in this new year. Chinese new year is always associated with wealth and prosperity. While it doesn’t happen by chance, some knowledge on how to grow our money will help in this financial journey. Some people pay thousands of dollars just to attend seminars but actually free ones are equally good out there. In this new year, there’s this wealth summit where you can learn more...

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Why I Started This Blog And What Will Happen Going Forward?

Looking back at my first post on SG Young Investment back in 2013, I was only 25 years old back then. How time flies, this is my 6th year of blogging and I’ll be turning 31 this year. Till now, when I meet new people, often I’ll be asked the question: “Why did I start blogging?” The answer was simple, because I was inspired by other financial blogs out there and wanted to contribute towards financial education too. As time goes by and as life gets busier and also life changes along the way, it gets harder to blog...

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Redeeming Air Miles for First Class Travel – Is it Worth It?

Have you ever wanted to travel luxuriously on a plane in a first class cabin? I think at some point in our lives, we would have thought of travelling first class but do not want to spend the money on that expensive first class tickets. Another way is to redeem air miles so that we do not feel its so painful to travel first class. Luxury travel is being shared widely on YouTube and I’ve seen quite a few of those videos. Its quite interesting to watch the level of service provided in first class cabin. Below is a...

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Homemade and Handmade CNY goodies

Chinese New year is just around the corner. I like CNY as its the festival to spend quality time with our family with good food surrounding each family reunion table and lots of goodies too. Recently, I got to find out about Poon Confectionery where we can purchase CNY goodies online and have it delivered right at our door steps. Poon confectionery was started in 1971 back in Pahang, Malaysia and they recently expanded to Singapore to offer the same delicious goodies to us. Their CNY goodies are homemade and handmade which makes them different from the ones we buy...

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Cashback vs Airmiles, Which Is Better? – Deal of the year 2019

I am always looking out for good deals and playing the cashback game has enabled me to spend smarter plus get the best value out of my money. This is definitely one of the must do if we want to manage our finances well. How about Airmiles for those who are playing the miles game? Does it let you redeem free air tickets easily or enable you to upgrade to business class or even first class for a more luxurious travel? With increased competition, the deals out there gets even more attractive for consumers like us. I could even...

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Reflections for 2018 – A Tough Year To Go Through But Ended Well

2018 A Tough Year 2018 will be ending soon. Its another year to reflect again. This is no doubt the toughest year for me but life still went through nonetheless. In the beginning of the year, I had to deal with the death of a close cousin of mine who passed away due to a road accident. It was extremely sudden and we even agreed to meet up 1 week later before the accident. I never got to see him again. This is my first experience in life of losing a close family member who was around the same...

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An Undervalued Stock Closely Related To Christmas

Christmas is here and the year 2018 is coming to an end. Many people are buying gifts as its the season for giving. While everyone is busy shopping, have you noticed one stock that is undervalued and closely related to Christmas? This stock is a REIT and most of its properties are located right at the heart of central Singapore. If you’ve been to Orchard road to see the Disney lights or to do some Christmas shopping there, chances are you might have passed by the properties owned by the REIT. This REIT is non other than Starhill Global...

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Is Passive Income Just A Fluff?

How easy it is to create passive income in our life so that we don’t have to depend on our active income anymore? To be honest, it takes time and its not easy but its possible if we take one step at a time. Many years back, when I first got to know the concept of financial freedom and creating passive income, I was inspired and motivated to achieve it. However, after awhile, reality sets in and I realise its not as simple as it seems. There are some lessons which I learnt over the years which I thought...

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Weekend Video Sharing – Dr. Bruce Lipton Explains HOW WE ARE PROGRAMMED AT BIRTH

Poor people stay poor and rich people stay rich. Is this true? This video explains how our minds are programmed at birth before the age of 7 and how we can change this even in our adult life. A short 5 min video to inspire you for the weekend. Watch it below: Enjoyed my articles?  You can Subscribe to SG Young Investment by Email  or follow me on my Facebook page and get notified about new...

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Singapore Savings Bond Interest has Hit above 2%

Good news for those who are seeking to get higher interest on their savings. Singapore savings bond is now at 2.01% for first year and continues to increase thereafter. Here’s the interest payment schedule for the December SSB at a glance: Singapore savings bond is a capital guaranteed plan and there is flexibility to sell the bond every month where you will get back your capital and any accrued interest. There is no price movement for SSB so you will definitely not lose any money for this. Just take it as a savings account with good interest and no...

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Case Study on DBS (SGX: D05) – Using ShareInvestor

Established on 16th July 1968 by the Government of Singapore to take over the industrial financing activities from the Economic Development Board, DBS Group Holdings Ltd is a now multinational banking and financial services corporation. DBS acquired POSB Bank on 16th November 1998 and currently have multiple branches all over Singapore. DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$482 billion as at 31st Dec 2016. DBS have strong market positioning in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt...

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Case Study on DBS (SGX: D05) – Using ShareInvestor

Established on 16th July 1968 by the Government of Singapore to take over the industrial financing activities from the Economic Development Board, DBS Group Holdings Ltd is a now multinational banking and financial services corporation. DBS acquired POSB Bank on 16th November 1998 and currently have multiple branches all over Singapore. DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$482 billion as at 31st Dec 2016.DBS have strong market positioning in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund-raising...

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The Class Divide In Singapore – Does Having More Money Makes Us More High Class?

Many of us would have seen a video by Channel news Asia about a few students from different backgrounds voicing out their views on class divide issues in Singapore. This video went viral and was debated widely even by Ministers. The class divide – Education tracks & Money Besides the different education tracks which cause class divides (eg express, normal academic, normal technical stream), another apparent issue which emerged out is the class divide regarding money. I was surprised that kids as young as 10 years old are comparing who has the more expensive school bags and pencil boxes...

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Working harder for higher pay in new job and another AMA session this time with DBS

How time flies, I’ve been in my new job for more than a month now. To be honest, it was a struggle getting used to new work environment as well as different job scope again and time just flew past in an instance. In fact, I was shock when I look at the date today and realised that I’ve been busy working without much rest for the past 1 month plus. This is my 3rd job now and every change of job, the work somehow becomes tougher. Of course, the pay is higher as well and with ever career...

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New Temasek 2.7% bond for retail investors – Should you invest in it?

It has been awhile since I blog as I’ve been quite busy with my new job as well as other things in life. I didn’t really have much time to look at investments lately and have not made any new investment decisions for the past 1 month. However, there are new developments in the investment world which I thought is a good time for me to write about this new bond in the market which will surely be quite popular. Temasek has just launched a new bond which offers 2.7% fixed interest and matures in 5 years. This is...

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