Author: SG Young Investment

Weekend Video Sharing – Dr. Bruce Lipton Explains HOW WE ARE PROGRAMMED AT BIRTH

Poor people stay poor and rich people stay rich. Is this true? This video explains how our minds are programmed at birth before the age of 7 and how we can change this even in our adult life. A short 5 min video to inspire you for the weekend. Watch it below: Enjoyed my articles?  You can Subscribe to SG Young Investment by Email  or follow me on my Facebook page and get notified about new...

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Singapore Savings Bond Interest has Hit above 2%

Good news for those who are seeking to get higher interest on their savings. Singapore savings bond is now at 2.01% for first year and continues to increase thereafter. Here’s the interest payment schedule for the December SSB at a glance: Singapore savings bond is a capital guaranteed plan and there is flexibility to sell the bond every month where you will get back your capital and any accrued interest. There is no price movement for SSB so you will definitely not lose any money for this. Just take it as a savings account with good interest and no...

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Case Study on DBS (SGX: D05) – Using ShareInvestor

Established on 16th July 1968 by the Government of Singapore to take over the industrial financing activities from the Economic Development Board, DBS Group Holdings Ltd is a now multinational banking and financial services corporation. DBS acquired POSB Bank on 16th November 1998 and currently have multiple branches all over Singapore. DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$482 billion as at 31st Dec 2016.DBS have strong market positioning in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund-raising...

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Case Study on DBS (SGX: D05) – Using ShareInvestor

Established on 16th July 1968 by the Government of Singapore to take over the industrial financing activities from the Economic Development Board, DBS Group Holdings Ltd is a now multinational banking and financial services corporation. DBS acquired POSB Bank on 16th November 1998 and currently have multiple branches all over Singapore. DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$482 billion as at 31st Dec 2016. DBS have strong market positioning in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt...

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The Class Divide In Singapore – Does Having More Money Makes Us More High Class?

Many of us would have seen a video by Channel news Asia about a few students from different backgrounds voicing out their views on class divide issues in Singapore. This video went viral and was debated widely even by Ministers. The class divide – Education tracks & Money Besides the different education tracks which cause class divides (eg express, normal academic, normal technical stream), another apparent issue which emerged out is the class divide regarding money. I was surprised that kids as young as 10 years old are comparing who has the more expensive school bags and pencil boxes...

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Working harder for higher pay in new job and another AMA session this time with DBS

How time flies, I’ve been in my new job for more than a month now. To be honest, it was a struggle getting used to new work environment as well as different job scope again and time just flew past in an instance. In fact, I was shock when I look at the date today and realised that I’ve been busy working without much rest for the past 1 month plus. This is my 3rd job now and every change of job, the work somehow becomes tougher. Of course, the pay is higher as well and with ever career...

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New Temasek 2.7% bond for retail investors – Should you invest in it?

It has been awhile since I blog as I’ve been quite busy with my new job as well as other things in life. I didn’t really have much time to look at investments lately and have not made any new investment decisions for the past 1 month. However, there are new developments in the investment world which I thought is a good time for me to write about this new bond in the market which will surely be quite popular. Temasek has just launched a new bond which offers 2.7% fixed interest and matures in 5 years. This is...

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New Temasek 2.7% bond for retail investors – Should you invest in it?

It has been awhile since I blog as I’ve been quite busy with my new job as well as other things in life. I didn’t really have much time to look at investments lately and have not made any new investment decisions for the past 1 month. However, there are new developments in the investment world which I thought is a good time for me to write about this new bond in the market which will surely be quite popular. Temasek has just launched a new bond which offers 2.7% fixed interest and matures in 5 years. This is...

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My 3 days on Genting Dream Cruise – All inclusive Dream Palace Suite experience

I took the opportunity to go on a cruise with my family. This was my first cruise experience and it was on the Genting Dream Cruise. Many of you may have went on Star Cruise before which is also by the Genting group. Dream cruise is the new addition to their cruise fleet. Dream cruise has the all inclusive dream palace suite experience. I booked the Palace deluxe suite and was entitled to the special suite experience which includes 24 hour butler service, exclusive dining at speciality restaurants, premium beverage package and even wifi was provided. Dream palace is...

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My 3 days on Genting Dream Cruise – All inclusive Dream Palace Suite experience

I took the opportunity to go on a cruise with my family. This was my first cruise experience and it was on the Genting Dream Cruise. Many of you may have went on Star Cruise before which is also by the Genting group. Dream cruise is the new addition to their cruise fleet.   Dream cruise has the all inclusive dream palace suite experience. I booked the Palace deluxe suite and was entitled to the special suite experience which includes 24 hour butler service, exclusive dining at speciality restaurants, premium beverage package and even wifi was provided. Dream palace...

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A Good Break Before My New Work Starts And A Random AMA session

Time flies… just like that, its my last day of work in my second job of my career. I stayed in my first company for 6 years and move on to my current role for close to 2 years before moving to another new role again. This is a job I am quite looking forward to as it will be meaningful from what I heard during my interview. However, I also expect it to be stressful as this is a newly set up department and I’m the first one to be hired for this new role. I will have...

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A Good Break Before My New Work Starts And A Random AMA session

Time flies… just like that, its my last day of work in my second job of my career. I stayed in my first company for 6 years and move on to my current role for close to 2 years before moving to another new role again. This is a job I am quite looking forward to as it will be meaningful from what I heard during my interview. However, I also expect it to be stressful as this is a newly set up department and I’m the first one to be hired for this new role. I will have...

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Reaching This Savings Amount Will Enable You To Stop Saving For The Rest Of Your Life

Saving the first $100K is a hurdle that once we achieve it, our life gets easier because of the compounding effect. There is another savings target which if we achieve that early in our lives, we can actually stop saving for the rest of our lives and still be able to retire quite comfortably. So what exactly is this amount? In this post, I will show why saving that amount will enable us to stop saving indefinitely and how we can save up that amount in the first place? Let’s start off with a chart which gives an overview...

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Reaching This Savings Amount Will Enable You To Stop Saving For The Rest Of Your Life

Saving the first $100K is a hurdle that once we achieve it, our life gets easier because of the compounding effect. There is another savings target which if we achieve that early in our lives, we can actually stop saving for the rest of our lives and still be able to retire quite comfortably. So what exactly is this amount? In this post, I will show why saving that amount will enable us to stop saving indefinitely and how we can save up that amount in the first place? Let’s start off with a chart which gives an overview...

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The Regrets Of Saving Money For FI vs Spending To Get Happiness

Have you ever struggled with the thought of saving more money for financial independence vs spending to get happiness now? For people like me who are on the journey to financial independence, we often think that if we don’t spend more on some items we wanted to, then we can achieve financial independence earlier. Its always a trade off for saving money vs spending to get happiness. In recent weeks, the conflict of saving money vs spending to get happiness right now is constantly on my mind. It went on into a state of confusion and anxiety as well....

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