Author: SG Young Investment

Free McDonald for breakfast

This morning i got a surprise from McDonald. All thanks to the McDonald’s surprise alarm app. Got a free apple pie and my brother got a free sausage McGriddles. The apple pie was only available after 12pm though. Just set an alarm everyday and you get different offers from McDonalds every single day. It that simple. Some offers require purchase while some offers does not require any purchases. It depends on your luck. Nevertheless, its 100% sure to get something. I was lucky to get 2 free offers without any purchases. Try it to see how lucky you are. ...

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The tale of 2 brothers starting a business

Venturing into BusinessOnce there were 2 brothers who were very poor. They and their family of 9 lived in a small apartment. They had to fight for toilets, walking space and even bedroom space. Desperate for a breakthrough out of poverty, the 2 brothers decided to venture into business. The older brother was working as a renovation contractor and he’s paid for every work completed. There was a rich man who said to this older brother: ” How much money can you earn by being an employee? The most you can take is 2 renovation projects per day being...

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How would an investor and a businessman fight a war?

Investing is business and business is investing. They are synonymous to one another. They are related in terms of the characteristics they have. Let me explain further. From employee to employerMany people would say that doing business is the way to get rich since being an employee and a slave to your company will only make the company richer but not yourself. I would say there is some truths in this but of course we know only a few businesses succeed in the end. You either make it or lose it. Older people would say doing business is risky....

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Want to own some properties and collect rent using little money? Here’s how.

We’ve heard of people buying properties and renting them out. This seems like a good way to have an extra income every month. The only problem is properties especially in Singapore are getting more expensive. If you want to buy one and rent it out, it will cost you a few hundred thousands dollars. You can loan the amount but even the down payment is at least a 5 figure sum. There are also lots of paper work and legal fees involved so after all, it may be too troublesome and not so worth it for us. But, do...

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7 Tips to Manage Your Money Better

Children are generally very good at imitating behaviours of their parents. Parents should always try to practice what they preach in order to succeed as good role models. Teaching children the value of money and how to manage it well from a young age will help them become responsible adults. The same way a child is taught to eat and behave in the right manner, he should be taught to be responsible with money. Source: http://i.huffpost.com/gen/1633282/thumbs/o-KIDS-MONEY-facebook.jpg Here are seven tips which children can be taught to manage money better. 1. Start Training Them Early Playing shopping at the grocery...

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When the rich meets the poor and the poor meets the rich: L’Escargot

Many times, most of us think that the poor and rich live in different dimensions of life. The rich seems to have their own group of peers and the poor have their own group of friends. The poor have their own impressions of the rich and think that becoming rich is too far a place for them. What happens if the rich and the poor’s path happen to cross? When they meet each other will they be able to interact well? There’s this new Hong Kong drama on channel 8 which interestingly shows the life of 2 different people....

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The pursuit of money or happyness?

The word happyness is purposely spelt wrongly if you realised it. If you’ve watched the movie or read the book before, you would know that “the pursuit of happyness” exist. This was a movie based on a true story that was shown quite a few years ago. Till now, it’s still one of the most inspirational movie. The pursuit of money or happyness?  Many people say do not chase after money. Money is not everything but everything is money. If you have bills to pay and food to put on the table, you need money. Instead of complaining that...

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A conversation with colleagues and my thoughts on poverty

Money, money, money is what a lot of us are concerned on. When we enter adulthood, money becomes an essential and a common topic too. Had an interesting discussion on the comments section of my blog on my previous post: 35 and totally broke or $100K savings by age 30?. There were lots of comments by a few other bloggers which really set my mind thinking. Coincidently, i was having a long chat with a few of my colleagues on the topic of money too. I’m single now and have a simple and low maintenance lifestyle. A few other people...

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35 and totally broke or $100K savings by age 30?

I feel I have the responsibility to spread the message of financial prudence after seeing yet another article of people going into debts even when they are in their mid 30s. Here is the article on Asiaone: 35 and flat broke! On the other extreme, there was an earlier article on the straits times which shows how a young person can save $100K by the age of 30. Which one do you want? You decide. Let’s continue with the people who’re in their mid 30s and are in debt. These people are not low income earners. In fact, they earn...

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Yongnam secures subcontract for construction at Changi Airport Terminal 4

Yongnam just announced they have secured S$54.3 million in subcontracts for structural steelworks. One of the contracts was for the construction of structural steelworks for the new Changi Airport Terminal 4. Yes, Changi Airport is building the fourth terminal. Sounds like a big project? I’m glad Yongnam is part of it. Another project was for the redevelopment of the UIC Building along Shenton Way. Both projects are expected to complete in 2017. Credits: www.changiairport.com This sounds like good news to me. Indeed Yongnam’s good reputation has secured them another grand contract in Singapore. More contracts are expected to come....

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South Vietnam – An affordable and exotic travel destination

I first went to Vietnam in the year 2007 and I stayed there for 3 whole months. I was only 19 years old back then and that was my student internship. I will never forget this unique experience that I had which opened my eyes to the world. The first thing that caught my attention was the airport. The plane landed in the middle of nowhere and we had to take a bus to the immigration checkpoint area. This was exactly the airport which I first saw in 2007. Next was the busy streets with many motorcycles touting their...

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The secret movie – The law of attraction

This was a movie introduced by one of my friends. It talks about the law of attraction. Somehow the main concept is what you conceive in your mind, you will receive it. It’s quite a powerful movie and the concepts are so real in our lives. When I looked back at my life, I realised indeed that a lot of the goals I set in the past became a reality. When I was 16 years old in secondary 4, there was a motivation camp organised by my school. The instructor asked us what we want to become in the...

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Beware of potential scams when investing. Trouble is a friend or foe?

There has been a small discussion on potential scams recently. I’ve written first on Gold scams in the past here. There was even a family that lost close to a Million in the Gold scam. So you may ask how do we know if it’s a potential scam? One thing to take note is these companies may not look like scams at first. They actually promise the payout to investors and many got their promised interest. It’s only after awhile that the whole thing collapse. Maybe that’s their way of attracting more potential victims before disappearing into thin air....

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How much money is needed to get married and start a family in Singapore?

Starting a family of your own is part and parcel of life. It sounds interesting to get married, get your first house and then have children. It may seem exciting but it actually requires a lot of responsibility and commitment from both the husband as well as the wife. We all know that wedding and buying a house may be the 2 biggest expenses which we will face in our life. If we can have a glimpse of the cost involved and prepare in advance, then I think we can go through this process with our dearest more easily...

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Where does the free money come from?

About the Guest Author​ The guest author of this blog post is Mr. Torgny Persson. Torgny is the founder and CEO of the Singaporean company BullionStar.com where you can buy gold and buy silver. Torgny is also the founder of the Swedish bullion dealer LibertySilver.se as well as the Estonian bullion dealer Liberty Silver.ee. Torgny has a Master´s degree in Economics and has 10 years experience as a gold market expert and bullion dealer. Where does the free money come from? As a kid I was always fascinated by the interest appearing in the savings book at the end...

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