Author: SG Young Investment

Investing during a market crash

I haven’t been blogging on my investments for a couple of weeks now. Other than the many company annual reports which filled up my letter box, the market has been rather uninteresting of late. My investments have been status quo with no additional buying or selling done.  Somehow I’m waiting for the market to go lower for more buying opportunities. If the market crashes, it’s even better since i’m not even heavily invested in the first place. Buying during a market crash may be the best way to make money in the stock market. But how many people actually...

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First time lunch experience at Tim Ho Wan

I’ve long heard of Tim Ho Wan for its famous dim sum when its first opened the first outlet at Plaza Singapura around last year. Tim Ho Wan is a popular Michelin starred Dim Sum restaurant in Hong Kong. Singapore is its first overseas outlet. I heard people queued for as long as 3 hours just to get seated in the Plaza Sing outlet when it first opened. I was quite put off by the long wait so i thought now would be a good time to go there since it already has 4 outlets in Singapore and probably...

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Getting the Courage to Invest—Taking Calculated Risks [Guest Post]

French novelist André Malrauxonce said, “often the difference between a successful person and a failure is not one has better abilities or ideas, but the courage that one has to bet on one’s ideas, to take calculated risk – and to act.” Risk is something inherent in investing. Some investments are so risky that the possibility of losing all of your investment is possible. The thought of losing all of one’s investment, or even just a part of it, can easily discourage some people from making an investment, which is rather unfortunate. It’s easy to just flock to the...

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Tips to Save Money when you’re A Student [Guest Post]

Do you have fine wine taste and cheap beer budget? It’s absolutely fine – majority of the college students survive on a tight budget while the remaining get indulge in relentlessly over drawing. But it always does not need to be so. Read along to find out how! Saving money as a student can certainly prove to be quite a daunting task. It’s very likely that you are at present making very little or no money at all and the sum you have is simply not adequate for you to make big purchases or to help you get past...

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Being rich the easier way

Many of us like things to be easy. How about being rich the easy way? Can it be easy? Your parents most probably told you that there’s a price to pay to be rich. You need to work hard, sacrifice and have lots of stress to earn a lot of money. That’s a lot of hard work. If you want to climb up the corporate ladder, most likely your workload will increase as your pay increases. The amount of responsibility and stress increases as well. But do you know there is a hard way of being rich and there...

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Why humans tend to invest at the top of the market cycle? – The Asch experiment

Do you think that humans only like to buy things when its cheap? We know everyone likes discounts and many people rush to buy stuff when there’s a sale. But did you know that humans like to buy things when its expensive also? Look at the housing prices now. Many people say its so expensive but people are still buying. In fact, its when housing prices are most expensive that everyone rushes to buy. It’s the same with the stock market. Only after stock prices have risen by a lot then many people rush in to buy. Most people...

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An interview with property soul plus new book launch: No B.S. Guide to Property Investment

Investing in properties is one of the many ways to create passive income and you can even get rich through this investment. When we think about property investment, there may be many questions on our minds. When is the best time to invest? How much money do we need? Is it risky? What’s the strategy to successful property investment? I’m privilege to have an interview with the owner of property soul and feature it in my blog today. She’s a property enthusiast who bought her first condominium unit for rent in 2002. In the next 4½ years, she built...

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Short interview with Jeremy Yong, Co-founder of Croesus Retail trust

Saw this short interview with Jeremy Yong, co-founder of Croesus retail trust. As i’ve blogged before, Croesus retail trust is a business trust which owns shopping malls in Japan. They currently have 6 properties under its management with 2 of them in Tokyo. I’m vested in this trust since November last year. You can read more on my previous posts on Croesus in the related posts below. In the meantime, here is the video of the short interview with it’s co-founder, Jeremy...

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Extra and passive income for the month of March

Here’s a little extra income and passive income for me this month: Dividends from stocks: $363.52 Revenue from Adsense: $221.54 Total for March: $585.06 I got my first Adsense check from Google and it was not a bad paid out. I’m quite happy with it as its my first taste of creating income from the internet. First experiences are always good aren’t they? Some may say this extra income is not a lot but i think it’s better than nothing. Slowly still picking up my baby...

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The affordability of housing in Singapore and the various housing grants available

I’m at an age where many of my friends who are attached, are planning for their marriages. One concern i’ve heard many many times is the affordability of housing in Singapore. As most of my friends are still studying, they are worried that they would not have enough money to buy a house. What happens if they want to get married but cannot afford to pay for the house? No money, no house? Are these your concern too? The government of Singapore have said that they will make housing affordable for most Singaporeans. They will make sure every couple...

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Great Money Saving Tips for Those Just Getting Started

The first step on the road to savings is the toughest. It takes baby steps and a lot of determination to build a reserve for a rainy day. Once the money starts accumulating, the confidence grows and a person can start making bigger and better plans. Some steps are very simple and just need some determination; others are a little complicated and need more meticulous planning. Image URL: http://blog.washingtonfederal.com/wp-content/uploads/2013/04/url-1.jpeg On the whole, saving is a habit that should be inculcated in children from a young age, to help them lead a stress-free and quality adult life. Take a look...

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Free McDonald for breakfast

This morning i got a surprise from McDonald. All thanks to the McDonald’s surprise alarm app. Got a free apple pie and my brother got a free sausage McGriddles. The apple pie was only available after 12pm though. Just set an alarm everyday and you get different offers from McDonalds every single day. It that simple. Some offers require purchase while some offers does not require any purchases. It depends on your luck. Nevertheless, its 100% sure to get something. I was lucky to get 2 free offers without any purchases. Try it to see how lucky you are. ...

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The tale of 2 brothers starting a business

Venturing into BusinessOnce there were 2 brothers who were very poor. They and their family of 9 lived in a small apartment. They had to fight for toilets, walking space and even bedroom space. Desperate for a breakthrough out of poverty, the 2 brothers decided to venture into business. The older brother was working as a renovation contractor and he’s paid for every work completed. There was a rich man who said to this older brother: ” How much money can you earn by being an employee? The most you can take is 2 renovation projects per day being...

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How would an investor and a businessman fight a war?

Investing is business and business is investing. They are synonymous to one another. They are related in terms of the characteristics they have. Let me explain further. From employee to employerMany people would say that doing business is the way to get rich since being an employee and a slave to your company will only make the company richer but not yourself. I would say there is some truths in this but of course we know only a few businesses succeed in the end. You either make it or lose it. Older people would say doing business is risky....

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Want to own some properties and collect rent using little money? Here’s how.

We’ve heard of people buying properties and renting them out. This seems like a good way to have an extra income every month. The only problem is properties especially in Singapore are getting more expensive. If you want to buy one and rent it out, it will cost you a few hundred thousands dollars. You can loan the amount but even the down payment is at least a 5 figure sum. There are also lots of paper work and legal fees involved so after all, it may be too troublesome and not so worth it for us. But, do...

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