Author: SG Young Investment

Investors Exchange 2017 by BIGScribe

There are many conferences which cost hundreds and thousands of dollars which I wouldn’t recommend to go for. In view of this, a group of bloggers came together to set up BIGScribe to offer low cost and affordable financial education sessions for retail investors. You might have already heard of the investor exchange 2017 which is a mega event by BIGscribe. This is a half-day Investor Exchange seminar where you will learn from 7 speakers handpicked by the BIGScribe team to share what works in the market today. Some highlights of the events are: Investors Exchange will feature 7 speakers...

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Gold Coast, Brisbane, Sunshine Coast and Noosa – Day 4 & 5

Day 4 Day 4 was the start of the road trip out of Gold Coast. We proceeded to Mount Tamborine, which is about an hour drive from Gold Coast. This is a small mountain and it was relatively easy to drive up. I woke up early in the morning to take some pictures of the sunrise since this was the last day of our stay at Narrowneck court apartments. Wow, the sunrise was beautiful. As you can see, the apartment is just beside the ocean. Would definitely recommend this place to stay for anyone planning to travel to Gold...

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Your House Is Not Really Your Asset – How a HDB flat might depreciate over time?

Recently, a particular news shocked many people in Singapore. For the first time, the government has confirmed to take back 191 plots of land in Geylang Lorong 3 when their 60-year lease expires in 2020. For a long while, many people do not believe their housing price will go to zero when the lease expires. This is a confirmation of what is to happen in decades to come for the other housing estates which will have their leases expire in the future. SLA has said no compensation will be given and no extensions are allowed. Unlike land acquisition by the Government,...

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Gold Coast, Brisbane, Sunshine Coast and Noosa – Day 2 & 3

Day 2 and Day 3 in Australia Read more on day 1 and planning tips for my Australia trip here. Day 2 For day 2, it was whale watching in the morning and sea world in the afternoon. We cooked some simple breakfast before going to the ferry terminal for the whale watching cruise at 9am.  We did see the whales after some 4 hours out in the ocean. Not a very good experience as most people were sea sick including me even though we took the sea sick pills before the cruise. The cruise was with the spirit...

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8 days in Australia [Gold Coast, Brisbane, Sunshine Coast and Noosa] – Planning tips and Day 1

Planning a holiday to a foreign country is not so straightforward especially if its your first time there. I just came back from a trip to Australia, the first for my family stepping into the country. Previously, our holidays were just centred around Asia so going to Australia was quite an eye opener in terms of the culture etc. One of my relatives asked if we were interested to go to Gold Coast and after checking the flight tickets, we booked it immediately after seeing a good offer from Scoot which was on a 50% sale. In fact, we...

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3.50% Cashback on everything with the newly launched HSBC Advance Credit Card

Does getting 3.5% cash back on everything you spend sounds good to you? Yes this is on everything and not just on selected items which most credit cards limit on. You can get cashback on your online purchases, paying your bills, dining out, petrol and even paying your school fees. Its simple, get cash back on everything you spend on. The 3.5% cash back is applicable for HSBC advance banking customers who will get additional 1% cash back. For all other customers, receive 2.5% cash back on all purchases with a monthly spend of >S$2,000, or receive 1.5% cash...

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ComfortDelgro Stock Analysis- Will It Survive the Uber & Grab competition?

Recently, a stock familiar to most of us caught my attention. I’ve been wanting to write on ComfortDelgro but did not do so until now as I had to read and dive in deeper on the company. ComfortDelgro is known to us as a taxi company where Comfort’s taxi ply the roads of Singapore day in and day out. However, its business is more than the taxi business itself which makes it harder to analyse. Their annual report also didn’t really break down the information I needed so I had to go to different sources just to find the...

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Being Smart or Having Luck In Life and Investing

Is it better to be born lucky or to be born smart? Veteran banker Wee Cho Yaw said that the late former deputy prime minister Goh Keng Swee once told him that it is better to be born lucky than to be smart. This is an abstract from an article on Straits Times which I chanced upon and it really made me think about life. If you did not know, Wee Cho Yaw is the chairman of the United Overseas Bank and United Industrial Corporation in Singapore. Some people are just lucky while some are smart. How smart we are can be...

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More Young People Want To Start Investing – How To Invest Successfully?

Since this blog was started back in 2013, I realised there are more and more young people who wants to start investing. Back then when I first started out learning how to invest, I went to many seminars in search for the answer on how do I make my money grow. Many of these seminars were preview sessions for a more expensive course which they would sell later. Many of them were conducted in small offices which seem really scary now when I think back. Attending The Right Investment Seminars Its also very weird that I was often the...

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CDL Hospitality Trust – Is Hospitality Industry Recovering?

Previously I blog about the hospitality industry and why I think that it may be the next investment opportunity. You can read the post here. CDL Hospitality Trust is one of the hospitality trust stocks which I own and recently it reported its Q1 financial results. Looking at its results, we can know whether the hospitality industry is still on the track to recovery. Some of the hotels they own are Orchard Hotel, Grand Copthorne Waterfront Hotel, M Hotel, Copthorne King’s Hotel, Studio M Hotel and Novotel Singapore Clarke Quay. Hotel Lobby of Grand Millennium Auckland in New Zealand The...

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Croesus Retail Trust – Another Japan Reit Potential Takeover

Croesus Retail Trust is not new to this blog. I’ve written several articles about this stock since 2013. It has been more than 3 years since I was an investor in this company. How time flies just like that. Investing in Japan Reits was a strategy I embarked on 3 years plus ago primarily due to macroeconomic reasons. Japan was starting an aggressive monetary and fiscal policy plan at that time which I saw the opportunity to invest in companies which owns real estate in Japan. Just last week, there is a potential takeover which was announced by the...

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Hospitality Industry – The Next Investment Opportunity?

Many great investment opportunities happen when the industry is still depressed and where the individual companies are undervalued. I’ve been looking for more investment opportunities and the hospitality industry came up on my radar. The hospitality sector is not all gloomy for every country. The 2 stocks that I have which have direct exposure in the hospitality industry are Ascendas Hospitality Trust and CDL Hospitality Trust. Ascendas hTrust was bought quite long ago back in 2014. It has been providing me a dividend yield of about 7.5% for the past few years and price has gone up as well....

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The Shocking Case of An Insurance Policy

Just last week, there was a shocking case of an insurance policy which went viral. Apparently, this person’s dad bought an endowment policy from prudential in 1994 where the maturity payout of the policy is suppose to be $42,000. He got a shock when his dad got a cheque of only $20,000+ just recently when it matured. My dad bought this prudential savings plan twenty years back and he was supposed to get 40k+ this year during March. However, they’ve only sent my dad a cheque for 20k+ (the initial investment is 30k+).  My family went up to the...

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Changing Your Financial Situation With The Early Retirement Concept

It is soon coming to the 4th year of this blog’s existence. Through writing about financial topics, I learnt a lot in the process too. I also read from other blogs and learn from people who have manage to changed their financial situation totally. These 3 years plus has been a wonderful journey, meeting new friends and bloggers who make this journey a better one. We celebrate each other life journey from marriage to having kids, its really a whole community of friends from online to offline. Worrying about life? Through blogging, I also receive several emails from readers...

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Summary Of Changes Relating To Residential Property

The Ministry of finance made an announcement last week on the changes relating to residential property. Most people who own private properties would be happy to hear about this news as some measures have been relaxed. Summary of changes: 1. Additional Buyer’s Stamp Duties (ABSD) and Loan to Value (LTV) Limits While many people hope for the ABSD and LTV limits to be relaxed, the government is not doing so yet. This ABSD and LTV limits has been a pain point for people who want to purchase a second residential property. Sometimes the additional stamp duties and cash down payment...

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