Author: SG Young Investment

What drives stock price volatility and how can I profit?

The Singapore Stock Exchange (SG) has been in a downswing lately and has also seen some volatility. This doesn’t mean there is a lack of profitable opportunities for investors – it simply means that they need to understand how to anticipate and profit from stock volatility. That entails gaining an understanding of what is driving prices, so that the investor has an insight into why a stock’s price is rising or falling. Financial results always causes volatility One of the key drivers of volatility in a company’s stock is when the company reports its financial results. Some companies report...

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Survey Shows Singaporeans Worry About Having Not Enough Retirement Savings

A few days back, I posted a survey conducted on my blog to show what other readers, like yourself, think about retirement needs. You can read it here if you missed it out. I then received a press release from Blackrock Global on a survey which they did on retirement savings too. I found that the findings were quite insightful so I decided to share it here: Singaporeans are not doing enough to prepare for retirement, according to BlackRock’s Global Investor Pulse Survey 2017. The discovery comes at a time when insufficient funds for retirement has become an increasingly pressing...

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Retirement Survey Results – Understanding Our Needs and How To Achieve It?

One week ago, I launched a retirement survey on my blog and said I will release the results and also write it into a blog post. Thanks to all who have done the survey. There were quite a good handful of responses which made this blog post possible. The purpose of this post is to show what other readers, like yourself, think about retirement needs and then I will provide some examples to show how we can actually achieve our targets for retirement. Let’s begin. Survey Responses Q1: At what age do you hope to retire? Click to enlarge...

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Comfort Delgro Q2 2017 Financial Results

Comfort Delgro just reported their Q2 financial results last week and this was what I was concerned about as I’ve invested some money into it. Being affected by Uber and Grab’s private hire services, Comfort’s taxi business took a hit and sent its share price going down which makes it look like an attractive investment at that point. After I bought, the share price still continue to went down by a little and seems to have stopped at around $2.30.   Anyway, its Q2 financial results still doesn’t paint a good picture. Net profit fell by 6.8% mainly contributed...

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Far East Hospitality Trust 2Q 2017 Financial Results – Review & Action

Far East Hospitality Trust just released their financial results last Friday and I thought it would be good to do a quick update since I’ve been writing a lot on the hospitality industry as an investment opportunity. Net property income still decreased by -6% in 2Q 2017 as compared to 2Q 2016. However, this is a smaller decrease compared to the 1Q decrease of -10.4%. Average hotel occupancy was 87.1% in 2Q as compared to 88.1% in 1Q. Comparing year on year, occupancy increased 1.9%. RevPAR remains stable at $134 which is a good sign that it has bottomed...

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Outlook for REITs in Singapore and Globally

REITs have been a popular investment choice for many years now. Even for me, REITs constitute about 60% of my portfolio currently in sectors such as retail, hospitality and commercial. Recently, REITs prices have mostly gone up which is a good time for a review now. I will look into the different sectors and the outlook plus if there’s any other opportunities to continue investing in.  It may be time to sell some REITs and invest into other opportunities too. Retail REITs Firstly, let’s look at retail REITs. In Singapore, we have a few REITs which dominate the retail...

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Gold Coast, Brisbane, Sunshine Coast and Noosa – Day 6 onwards

Day 6 continues from Day 5 where we reach the farm stay place. To read the previous post, click here. Day 6 We woke up early on day 6 for a farm feeding experience. All the animals are feed daily and we could join in this activity. They had many chickens on the farm too and we could even get fresh eggs from the chicken there. This is the first time I had the chance to pick fresh eggs laid by the chickens. After feeding the animals and having breakfast, we proceeded to Eumundi markets which is a famous...

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Unlimited 1.5% Cashback card is back again! And How to get Air Miles to Travel For Free?

Standard Chartered Unlimited cashback card is back! A few months back when I launched the new Standard Chartered unlimited cashback card on my blog, it received overwhelming response with more than a hundred sign ups on this blog alone. As I found the card useful and attractive too, I signed up for one myself and received Takashimaya vouchers. Today, I’m going to bring this card, in partnership with Singsaver, back to this blog again for readers who have missed it. This time, the deal will be $150 Takashimaya vouchers for new customers. For those who are not familiar, the Standard Chartered unlimited...

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How To Have $1 Million Dollars For Retirement

$1 Million is a special milestone for retirement, advocated by many financial practitioners too. Why is $1 Million important for retirement? To lay out the context, $1 Million actually isn’t really a lot of money for retirement. Assuming you have $1 Million dollars at the age of 55 and retire and live till 85 years old, you can spend about $33,333 every year from age 55 onward. This is about $2777 per month for expenses which really is just enough factoring inflation in the future. $1 Million on the other hand is a good base for creating a steady...

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Investors Exchange 2017 by BIGScribe

There are many conferences which cost hundreds and thousands of dollars which I wouldn’t recommend to go for. In view of this, a group of bloggers came together to set up BIGScribe to offer low cost and affordable financial education sessions for retail investors. You might have already heard of the investor exchange 2017 which is a mega event by BIGscribe. This is a half-day Investor Exchange seminar where you will learn from 7 speakers handpicked by the BIGScribe team to share what works in the market today. Some highlights of the events are: Investors Exchange will feature 7 speakers...

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Gold Coast, Brisbane, Sunshine Coast and Noosa – Day 4 & 5

Day 4 Day 4 was the start of the road trip out of Gold Coast. We proceeded to Mount Tamborine, which is about an hour drive from Gold Coast. This is a small mountain and it was relatively easy to drive up. I woke up early in the morning to take some pictures of the sunrise since this was the last day of our stay at Narrowneck court apartments. Wow, the sunrise was beautiful. As you can see, the apartment is just beside the ocean. Would definitely recommend this place to stay for anyone planning to travel to Gold...

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Your House Is Not Really Your Asset – How a HDB flat might depreciate over time?

Recently, a particular news shocked many people in Singapore. For the first time, the government has confirmed to take back 191 plots of land in Geylang Lorong 3 when their 60-year lease expires in 2020. For a long while, many people do not believe their housing price will go to zero when the lease expires. This is a confirmation of what is to happen in decades to come for the other housing estates which will have their leases expire in the future. SLA has said no compensation will be given and no extensions are allowed. Unlike land acquisition by the Government,...

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Gold Coast, Brisbane, Sunshine Coast and Noosa – Day 2 & 3

Day 2 and Day 3 in Australia Read more on day 1 and planning tips for my Australia trip here. Day 2 For day 2, it was whale watching in the morning and sea world in the afternoon. We cooked some simple breakfast before going to the ferry terminal for the whale watching cruise at 9am.  We did see the whales after some 4 hours out in the ocean. Not a very good experience as most people were sea sick including me even though we took the sea sick pills before the cruise. The cruise was with the spirit...

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8 days in Australia [Gold Coast, Brisbane, Sunshine Coast and Noosa] – Planning tips and Day 1

Planning a holiday to a foreign country is not so straightforward especially if its your first time there. I just came back from a trip to Australia, the first for my family stepping into the country. Previously, our holidays were just centred around Asia so going to Australia was quite an eye opener in terms of the culture etc. One of my relatives asked if we were interested to go to Gold Coast and after checking the flight tickets, we booked it immediately after seeing a good offer from Scoot which was on a 50% sale. In fact, we...

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3.50% Cashback on everything with the newly launched HSBC Advance Credit Card

Does getting 3.5% cash back on everything you spend sounds good to you? Yes this is on everything and not just on selected items which most credit cards limit on. You can get cashback on your online purchases, paying your bills, dining out, petrol and even paying your school fees. Its simple, get cash back on everything you spend on. The 3.5% cash back is applicable for HSBC advance banking customers who will get additional 1% cash back. For all other customers, receive 2.5% cash back on all purchases with a monthly spend of >S$2,000, or receive 1.5% cash...

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