Author: SG Young Investment

The Regrets Of Saving Money For FI vs Spending To Get Happiness

Have you ever struggled with the thought of saving more money for financial independence vs spending to get happiness now? For people like me who are on the journey to financial independence, we often think that if we don’t spend more on some items we wanted to, then we can achieve financial independence earlier. Its always a trade off for saving money vs spending to get happiness. In recent weeks, the conflict of saving money vs spending to get happiness right now is constantly on my mind. It went on into a state of confusion and anxiety as well....

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The Regrets Of Saving Money For FI vs Spending To Get Happiness

Have you ever struggled with the thought of saving more money for financial independence vs spending to get happiness now? For people like me who are on the journey to financial independence, we often think that if we don’t spend more on some items we wanted to, then we can achieve financial independence earlier. Its always a trade off for saving money vs spending to get happiness. In recent weeks, the conflict of saving money vs spending to get happiness right now is constantly on my mind. It went on into a state of confusion and anxiety as well....

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INVEST Fair 2018 – Coming Soon In August 2018

This article is written in collaboration with ShareInvestor. All views expressed in this article are the independent opinion of SG Young Investment INVEST fair has been a yearly affair ever since I started investing 8 years ago. I attended my first ever INVEST fair at Suntec City many years back and it really opened me up to the world of investments as there are many free talks and also booths around for me to ask any questions which I might have on finance and investment. This year, INVEST fair is back again at Suntec City which will be held from...

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INVEST Fair 2018 – Coming Soon In August 2018

This article is written in collaboration with ShareInvestor. All views expressed in this article are the independent opinion of SG Young Investment INVEST fair has been a yearly affair ever since I started investing 8 years ago. I attended my first ever INVEST fair at Suntec City many years back and it really opened me up to the world of investments as there are many free talks and also booths around for me to ask any questions which I might have on finance and investment. This year, INVEST fair is back again at Suntec City which will be held from...

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The Nail Of Life – How I Got Out Of Painful Situations in Life

I’ve not been writing much about my life lately as many things happened and I wanted to at least wait for things to settle down before I pen my thoughts down. This will probably be a short post to summarise my life in general. Life is full of ups and downs as always. Readers would know I had a bad year end in 2017 where I saw how fragile life was. It was a struggle for me to understand and digest and accept what happened. You can read about what happened last year here. The start of the year...

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The Nail Of Life – How I Got Out Of Painful Situations in Life

I’ve not been writing much about my life lately as many things happened and I wanted to at least wait for things to settle down before I pen my thoughts down. This will probably be a short post to summarise my life in general. Life is full of ups and downs as always. Readers would know I had a bad year end in 2017 where I saw how fragile life was. It was a struggle for me to understand and digest and accept what happened. You can read about what happened last year here. The start of the year...

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Looking More Closely At Singtel – Is Singtel A Good Investment?

Singtel is really a big company. Its market cap is worth $50 Billion with over 650 Million mobile customers in 21 countries. Singtel was the first stock which I purchased when I started investing. That was probably 8 years ago now. The telecommunication industry is facing some headwinds and all 3 listed telcos share prices have fallen significantly. Singtel took the hit too and many investors added to their position hoping to get good value investing in a stable blue chip company with more than 5% dividend yield. In this article, I will dissect Singtel’s businesses so that we...

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Looking More Closely At Singtel – Is Singtel A Good Investment?

Singtel is really a big company. Its market cap is worth $50 Billion with over 650 Million mobile customers in 21 countries. Singtel was the first stock which I purchased when I started investing. That was probably 8 years ago now. The telecommunication industry is facing some headwinds and all 3 listed telcos share prices have fallen significantly. Singtel took the hit too and many investors added to their position hoping to get good value investing in a stable blue chip company with more than 5% dividend yield. In this article, I will dissect Singtel’s businesses so that we...

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Ascendas Hospitality Trust – An Opportunity To Invest Again

Share prices of various stocks have come down significantly in the past few weeks and this include Ascendas Hospitality Trust (AHT). This has been one of my favourite hospitality trust investment which I bought back in 2014. It has been a 4 years investment now. AHT made some significant developments in the past 1 year which they have summarised in their recent AGM last friday. I wanted to make a trip down but was too busy at work so I couldn’t take time off for this AGM. Nevertheless, I managed to get the slides presented during the AGM which...

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Ascendas Hospitality Trust – An Opportunity To Invest Again

Share prices of various stocks have come down significantly in the past few weeks and this include Ascendas Hospitality Trust (AHT). This has been one of my favourite hospitality trust investment which I bought back in 2014. It has been a 4 years investment now. AHT made some significant developments in the past 1 year which they have summarised in their recent AGM last friday. I wanted to make a trip down but was too busy at work so I couldn’t take time off for this AGM. Nevertheless, I managed to get the slides presented during the AGM which...

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More Financial Assistence For Those Severely Disabled And Additional Information on Careshield Life

Eldershield has been renamed Careshield life with additional enhancements to provide for better long term care financing in the event of disability. I have got some additional information from MOH which I will share in this article. To read up more on the basic of what Careshield Life is about, you can refer to a previous article I wrote here.  This article will focus on:  The premium structure for those who are already on Eldershield and;  Financial assistence for those who are currently disabled and do not have any Eldershield at all. Why the need for the disability income?...

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More Financial Assistence For Those Severely Disabled And Additional Information on Careshield Life

Eldershield has been renamed Careshield life with additional enhancements to provide for better long term care financing in the event of disability. I have got some additional information from MOH which I will share in this article. To read up more on the basic of what Careshield Life is about, you can refer to a previous article I wrote here.  This article will focus on:  The premium structure for those who are already on Eldershield and;   Financial assistence for those who are currently disabled and do not have any Eldershield at all.  Why the need for the disability income?...

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Relieve Your Financial Burden With This Strategy

Financial planning is always advocated but little has been said about how to really relieve financial burdens in life. What we are mostly taught is to go to school, get a good job, save money and then plan for retirement. This is not wrong and in fact it is a very important first step in financial planning but what’s next? Today, I will attempt to discover a new way of financial planning which will definitely relieve your financial burdens in life. In fact, you’ll realise that this is the way which the government in Singapore has been managing its...

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Relieve Your Financial Burden With This Strategy

Financial planning is always advocated but little has been said about how to really relieve financial burdens in life. What we are mostly taught is to go to school, get a good job, save money and then plan for retirement. This is not wrong and in fact it is a very important first step in financial planning but what’s next? Today, I will attempt to discover a new way of financial planning which will definitely relieve your financial burdens in life. In fact, you’ll realise that this is the way which the government in Singapore has been managing its...

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REITS Are Falling – Will This Continue?

REITS have been falling lately and my portfolio was not spared either. There are a few reasons to this which I will simplify and explain in this article. Investing in REITS have been a favourite among investors due to its income generating feature which provides good dividend income for investors. Typically, we can look at around 5%-7% dividend yield investing in REITS. Will this be sustainable going forward? The Rise of Interest Rates The main reason for the drop in REITS price is due to the rise in interest rates. Why is this rise in interest rates so damaging...

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