Author: SG Young Investment

Unlimited 1.5% Cashback With This New Credit Card

I love good deals so when I heard of this new credit card by Standard chartered, it seems too good to be true. Standard chartered bank always try to come up with good deals to attract consumers. From a consumer point of view, this is definitely good news. For example, many years back they had this savings account which gives 2% cashback on any spending if we use the debit card. I used it to pay for my university course fees and got quite a lot of cashback in return. The time round, they have just launched a similar...

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Multiple Streams Of Income – Can It Be Done?

The fear of having not enough money or losing our job makes one think about how to create multiple streams of income. It has been a popular topic since many years ago in this uncertain world we live in. Just these few months, I’ve heard a few people got retrenched. This makes me wonder when will I be next? However, when we are already so busy with our work, how do we even have more time to create more streams of income? Its quite impossible to take up another part time job or even do freelancing when time is...

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The Future Is Female Conference – A Women-only personal finance, empowerment and lifestyle conference

Did you know there are more and more female investors now in Singapore? With women’s earning capabilities going up to be similar to that of men now, many are looking at alternative ways to manage and grow their money. For the first time in Singapore, there will be a women focused financial conference for all the females out there. Often, investment seminars are packed with men and this may be a turn off for a woman who attends. This will be a game changer conference. The Future is Female conference, taking place on April 8 2017, Saturday, is organized...

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Starhub – Dividend Investing Gone Wrong

There are many developments in the Telecommunication industry with the entry of a fourth operator soon in Singapore. As we all know, Singapore has 3 Telcos here namely Singtel, Starhub and M1. The 4th Telco which is coming will be TPG telecom. Let’s take a look at Starhub in this post and see what went wrong with the share price falling from a high of $4+ to $2.80 now. Starhub was once a favourite with its defensive nature and good quarterly dividends. If we had invested in Starhub back in 2005 and hold it all the way to 2016, we...

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My financial goals to make the most out of 2017

It’s a new year again. How has 2016 been for you? As we begin the new year, it is time to reflect on my goals for 2016. Here are some goals I set for 2016: Advancing in my career  In 2016, I wanted to advance in my career after being in the same job for the past 6 years. I figured that if I continued to stay on, there wouldn’t be much progression. I also wanted to go into another industry and utilise my degree, which was in Economics. I have started a new job in January 2017. It’s...

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Getting Out Of The Comfort Zone For Better Financial Health

Humans are strange creatures, many of us have different personalities and interests but one thing we all like is this thing called comfort zone. This sets the baseline for our life. The thing about comfort zone is everyone’s zone is different. This is what makes it so interesting and how we can make use of this knowledge to have a better financial health. We often hear the phrase “you need to get out of your comfort zone”. This is especially true for young people as its the stage of life to explore and learn. However, even for older people,...

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Can’t Get BTO Flat? What Are The Other Options Available?

Applying for a BTO may not be as easy as it seems with many couples trying many times and still can’t get the flat they want. BTO stands for Build To Order where the government will launch new flats every 3 months for couples to try their luck in getting one of the units. The November 2016 BTO was especially hot with good areas such as Bedok, Kallang and Bidadari (Toa Payoh). All these locations were right beside the MRT and needless to say, all were oversubscribed with the highest at 9.7 times oversubscribed for Kallang Residences. The results...

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Goodbye 2016 and Hello 2017

I thought of just writing some thoughts down before the year 2016 comes to an end. This year has been a year of breakthrough with my new job starting on 3rd January next year. It will be a total change in industry and job scope which I’m both excited and worried about. For this year, I had 2 overseas trips, one to Taiwan with my girlfriend and her family and another one in Hong Kong with my girlfriend also but with my family. In terms of health, I’ve been exercising more, going to the gym at least once a...

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Woods Square Offices – The first office development in Woodlands Regional Centre

New Launch! The first office development in Woodlands Regional Centre Integrated office development with retail, F&B and childcare centre Located in the center of Woodlands’ transformation – a Singapore government-led initiative Connected to two MRT lines – North-South Line and Thomson-East Coast Line Only 1 MRT Station ride to upcoming Singapore-Johor Bahru Rapid Transit System (RTS) No ABSD. No SSD. * This is a sponsored...

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5 Days Trip In Hong Kong and Macau – Day 2

Day 2 of Hong Kong was all about Disneyland. Disneyland is located in Lantau Island which is near to the airport. To get there, Simply take the MTR and transfer at sunny bay station to the Disney resort line. There is a special Disney themed train to take you straight to Disneyland. Before heading to Disneyland, we went for breakfast at the famous Australian Diary company. As Disneyland only opens at 10:30am, we had quite a lot of time in the morning. As expected, Australian Diary company had a queue outside. But, do not be deceived by the queue...

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5 Days Trip In Hong Kong and Macau – Day 1

I just came back from a trip in Hong Kong with my family and my girlfriend joined in too for the first time with my familt. This trip took quite awhile to plan as I’ve never been to Hong Kong before. I had to read other people’s blog and study the map and their train system in order to understand how to get around. Hong Kong is not exactly a cheap place to travel. For this trip, it wasn’t really a budget trip, In total, we had spent around $1200 per person for just 5 days. For flights and...

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How Much Can You Make From Investment? – Sharing Of My Personal Journey

Investing is a favourite topic among those who wish to achieve financial freedom. It is also a favourite topic for those who want to have more money in their lives. We invest for a purpose don’t we? Many people ask how to start investing? I even have readers as young as 14 or 15 who ask how they can start investing. It is encouraging to know that there are many young people who want to invest. No matter what the purpose is, investing is still important to build up a nest egg for retirement. Many people start investing because...

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Getting Insurance Advice Without An Insurance Agent with Selfcheck

Have you heard that technological advancement will disrupt the financial advisory industry? We can now buy property without a property agent through an app. How about getting a Selfcheck on your insurance needs online? Now it is possible with a new digital “adviser” on DIYInsurance. Insurance is a tricky maze where most people are confused on what they actually need. Who can we trust to give us the most unemotional advise without any sales talk or hard selling? Feeling pressured to buy any insurance is not the way to go. We have the right to really think about what...

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A New Era With A New US President – How Will The Future Change?

As we all have heard, Donald Trump’s winning the US presidential election was quite a shock to most people. It was a shock because people are afraid he will do drastic changes to policies affecting trade around the world which causes instability. Just last week, President Obama backs off Pacific trade deal vote effort, which is known to us as the Trans-Pacific Partnership or TPP. This is an important trade deal and if it does not come true, it could be a big set back. In October this year, PM Lee warns of harm to US’ standing if TPP isn’t...

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Comparing The Best Credit Cards In Singapore – Receive additional $30 worth of GV or NTUC Vouchers When You Apply For These Credit Cards

Credit cards seem to be very common now in Singapore where we can use this as a payment choice almost every where. Credit cards can also be destructive but it is advantageous to those who know how to use it wisely. As we all know, credit cards have many rewards system and it can be confusing which is a better choice. I personally love cash back options on credit cards which means every dollar I spend, I get a certain % credited back into my bank account or the card itself to use it for other transactions. I even...

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