Archive

SGDividends

The disconnect between asset prices and fundamentals

February 2, 2012 by SGDividends
It is weird how asset prices can be so disconnected from the current state of the world economy. If one is to look at the Baltic Dry Index (BDI) which is a good reflection of 2 factors: supply of ships and state of economy ( hence the demand of ships), it is amazing to see how [...]
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Thoughts On Current Environment

December 8, 2011 by SGDividends
It is quite expected of the government to come up with additional property cooling measures as i have said before that property is a public goodand any additional meaningful upside in price will be capped. I must say that this recent measure of taxing foreigners the additional 10% stamp duty is a very good and [...]
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Discipline to keep one’s emotions at bay

August 26, 2011 by SGDividends
Currently, my percentage of cash comprises 35% of my portfolio with 65% fully invested in equities. At present, my portfolio in terms of paper profits is still yielding a positive return even after the market sell down. ( I have not included the dividends i have received over time.) Having said that, i did consider liquidating [...]

in Categories: Investing

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About the Japan Crisis and What to do?

March 18, 2011 by SGDividends
Firstly, i pray that the Japanese disaster will end immediately and that the nuclear situation be kept well under control and a heavy rain cloud will just suddenly appear over the reactors and pour out godzillion tons of water at the fuel rods. My heartfelt condolences! There has been rife talk about the next time [...]
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Why property is no longer an excellent Investment-Part 2 ( Continued)

February 7, 2011 by SGDividends
This post is a continuation of part 1.Please read the link first. Based on the parameters and the given scenario ( Price stagnates, no capital appreciation) , below is the layout of the spreadsheet. Sold within 1 year of purchase By the end of the 1st month, if the property is sold, the percentage loss is [...]

in Categories: Property

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Why property is no longer an excellent investment (Part 1-to be continued)

February 6, 2011 by SGDividends
Been debating with a friend on whether property is a good investment for ages!The problem with this debate is both of us just throw out qualitative statements about the good and bad of it. I gave up. Took out a spreadsheet and did a property calculator. Let this spreadsheet be the end of such meaningless [...]

in Categories: Property

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The happy problem of excess cash

February 4, 2011 by SGDividends
With not much value left to be found in the stock markets and possible risks including stagflation(inflation coupled with anaemic economic growth in developed countries), increase in oil prices or food prices hurting corporate profitability (thereby reducing general stock market upside due to an already large profit base reported), very possible continued increase in interest [...]

in Categories: Investing

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Private Shield – is it worth a buy?

November 28, 2010 by SGDividends
Let’s talk about the single most important thing in one’s personal finance, Hospitalisation and Surgical Insurance.  Read this and this and that on such H&S insurance matters. Having read the articles above, i somehow had this impression that Medishield gives more value to those Private Shield plans. (Note, i use the word value, not cheap and i [...]
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Private Shield – is it worth a buy?

November 28, 2010 by SGDividends
Let’s talk about the single most important thing in one’s personal finance, Hospitalisation and Surgical Insurance.  Read this and this and that on such H&S insurance matters. Having read the articles above, i somehow had this impression that Medishield gives more value to those Private Shield plans. (Note, i use the word value, not cheap and i [...]
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Sabana Reit and Mapletree Industrial Trust

November 24, 2010 by SGDividends
Lockup periodSabana Reit-Period of 180 days from listing date. Thereafter, 50% will be locked up for the following 360 days from the end of the 1st lock up period.MIT – Period of 180 days from listing date. Gearing/LeverageSabana Reit – 26.5%MIT-38.5% Performance fee Paid to managerSabana Reit – 0.5% per annum on Net Property Income [...]

in Categories: Investing

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Sabana Reit and Mapletree Industrial Trust

November 24, 2010 by SGDividends
Lockup periodSabana Reit-Period of 180 days from listing date. Thereafter, 50% will be locked up for the following 360 days from the end of the 1st lock up period.MIT – Period of 180 days from listing date. Gearing/LeverageSabana Reit – 26.5%MIT-38.5% Performance fee Paid to managerSabana Reit – 0.5% per annum on Net Property Income [...]

in Categories: Investing

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Which bank will benefit the most from a rise in SIBOR?

November 18, 2010 by SGDividends
A wrong move made!And another wrong move!Its so hard to find good investment opportunities these days. Anyway, with all the talk about how interest rates are so low now and the only way forward is for it to move up gradually, let us try to position ourselves for this expectation shall we? SIBOR stands for [...]

in Categories: Investing

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A Little Spare Cash, Unattractive Stock Valuations, Low interest Rates. What to do?

October 7, 2010 by SGDividends
September went by without any correction in the stock market. Boring!Hopefully October gets more interesting. We recently sold the Taisin shares we bought on 7 September 2010 and lock in a gain of about 22% in 1 month. The run up in it’s share price on 5th and 6th of October was unexpected and we [...]

in Categories: Investing

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The Small Caps Stock Adventure

September 7, 2010 by SGDividends
No investment has been done since the beginning of 2010 till today 7 September 2010. Stocks, especially blue chips ones, have been running up like crazy. We missed an opportunity last week to load some more Singpost due to trying to gain a 0.01 cent advantage…damn it! See how far it rose from $1.13 to [...]

in Categories: Investing

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Keeping an Open Mind to Opportunities

December 9, 2009 by SGDividends
Talking to some people can be really exasperating. When one explains a sure-win strategy to make money to them with absolutely zero risk and no commission earned whatsoever, they will first ask, sure or not. They will then close their minds and the idea is dismissed. To be fair, i agree that when things are [...]

in Categories: Investing

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Playing It Safe.Growing it Slowly But Surely With a Peace of Mind.

October 3, 2009 by SGDividends
Ok yeah we haven’t been updating for soooo long but well…we needed a break. Anyway the meteoric rise of the stock market makes us sick in the belly as we just didnt have any bullets left to pump in. Haizz…just spraying some water guns here and there..pathetic!!!!!Well guess there is a season for everything and [...]
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Playing It Safe.Growing it Slowly But Surely With a Peace of Mind.

October 1, 2009 by SGDividends
Ok yeah we haven’t been updating for soooo long but well…we needed a break. Anyway the meteoric rise of the stock market makes us sick in the belly as we just didnt have any bullets left to pump in. Haizz…just spraying some water guns here and there..pathetic!!!!!Well guess there is a season for everything and [...]

in Categories: Investing

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Stock Market Manipulation – US Markets and elsewhere

May 2, 2009 by SGDividends
Retail brokerage customers generally never learn that they paid money for something that failed to be delivered to their accounts. That is because retail customers’ brokerage account statements do not reveal whether delivery takes place; even when no shares are delivered at settlement, share entitlements are still credited to the buyer’s account. Those credited share [...]
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