Random thoughts: Abundance and buffet

I believe my world is one of abundance, and the world in general can be of abundance too. However, abundance need a ingredient. It is thankfulness. Thankfulness is the lens we see things. There is plenty of randomness in this world, I happen to be a beneficiary in plenty of things, lucky if you like. Why do I say this? I know of 2 persons, of equal capabilities doing the same work. Of course, … [Read more...]

Random thoughts: Coporate Rats out there, We can be happy rats

This post is sparked by a post from Andy ( Tacoomb) but is in my mind for quite a while. In our pursuit of FIRE, let's not forget the "now". Of course, FIRE holds a lot of promise- doing charity, your own business, sleep till the sun hits your buttocks. It is a nice picture, and defintely a worthy pursuit. Full time giving back to society, sending your kids to school and picking them. What is … [Read more...]

Random thoughts: What does Financial achievement means to u?

I felt a sense of financial achievement recently.   In the bloggersphere of investors, once we start showing our portfolio, we inevitable start to compare, and it haunt me initially. I felt so small, just like my portfolio. LOL. That was in the past.   Recently, on my trip to Ringku Outlet in Osaka, I struggled to convince myself to get a branded wallet and bag for my wife and in-law. They … [Read more...]

Random thoughts: My thoughts of Japan’s schools

%25255BUNSET%25255D.png

This is a random thought series and is purely my perception. I have already visited 4 schools. One "highly-ranked"public school, 1 private school (both junior high and senior high) and one international school. Beside the private school, the facailties is really so-so, but the facilities at the private school is rather impressive. Indoor swimming pool, art gallery and etc. But what … [Read more...]

Coporate updates: Further liquidation of portfolio

Dear Readers, It is with great pleasure that over a short span of 3 months, Sillyinvestor inc has manage to have 2 counters that hit targets of gains of 32% and 39% respectively. The 2 counters are Yangzijiang and Venture. We are now 65% cash. Our company will not rush to deploy the cash. While the market is on a row, we decide to take risk off the table as we felt we might not be able to … [Read more...]

Random thoughts: using stop order to protect profits

Recently, I ask my broker for options in my interface for advance orders. I also pestered SMOL a lot since it is more complicated than I thought.   I did read up a bit before that. It is simple concept, but the interface isn't. Basically to protect profits, u sell at a price lower than current price but it will not be activated until the market hit your trigger price.   What I want to … [Read more...]

Random thoughts: Joy is both the fuel and fire for sustained learning

They say learning is to change.   I reflected on my learning journey. What are some of the things that I have been doing on a sustained basis, they are those related in my work and those related to investment.   The benchmark here is sustainability, not results. Not saying my teaching super solid or my investment skills power. But I am still trying out new ways of teaching despite all odds, … [Read more...]

Random thoughts: Buy New, buy used or just renew COE?

I had the weirdest experience. My friend recently Trade in his previous Toyota Altis for 30K (about same age as mine) and bought a new one. I thought: Wow, it's still worth so much. Assume Mine is worth 20K, it might be worth it to consider getting a new attrage (the cheapest Japanese saloon in market) I called the Mitsubishi showroom and ask for a quotation. I was quoted 8K for my Vios … [Read more...]

Lee metals: Still delivering

Dividends that is.   While NP profits fell compared to a year ago, dividends of 2 cents is 0.71 of EPS and 0.35 of FCF. No financially strain here,.   I recently increased my position. I felt 2017 will be a better year for Lee metals. I have holding this company since 2013, and has receive 8.5 cents. Before u poke, let me strip myself- I bought it at a av price 33 cents.   If we track BCA … [Read more...]

Random thoughts: The sense of urgency as a student

Time flies, as much as I enjoy my semi-retirement life as a student, (Stressfree at full pay, how cool is that?)it is almost at half way point. It is quite a hectic schedule, but stress-free, makes hell a lot of difference.   I felt an urgency to really read as much as possible, talk to people as much as possible and prepare as much as possible before I go back to school, because I am aware, … [Read more...]

Random thoughts: My biggest takeaway as a student

My mental model. Not the slogan shouting type of positive attitude etc. it's my understanding and analysis lens. I now see issues in 2 ways: the pendulum and the ice-berge. Pendulum It's easier to see the faults or weaknesses of current situation. But we sometime forget the trade-off when we swing the other side. Anything extreme is not good. But it is important to know where we … [Read more...]

FSL trust and signpost update

%25255BUNSET%25255D.png

FSL trust I used to own FSL trust and it has been on my radar since. Many things have happened, and I thought readers should know. 1) CEO left. He made no secret his unhappiness and the board did not mince words in explaining the reasons of letting him go. Apparently, there is some coporate issue and conflict of interest. The Ex-CEO is accused of pursuing his own interest over the … [Read more...]

Random thoughts: Overpaying by 400% for years.

Car servicing and repair, is what I am talking about.   I have always gone to the authorized dealer for servicing and repair. I wanted a peace of mind. The fact that one of my friends had a bad experience with cheaper workshop also created my bias.   Yesterday, my car's air-con was spoilt. I drive it back to Buneo Motors. I was told it was most probably a coil problem. I was quoted $2300 … [Read more...]

Random thoughts: meeting friends not seen almost over 2 decades

My college friends, to be precise.   We meet up during the CNY holidays but did not have enough. One of them is based in China, so we had a Friday lunch together. 5 hours just fly by.   I have wanted to write a post on my student's life. It is like my FI dream come true. But decided against publishing it. I wouldn't be able to meet them for lunch if I am not a student. A student life is … [Read more...]

Random thoughts: Visual metaphor for self-awareness

During my course, there is this module on coaching. And my trainer causally remarked that when she was the principal, she actually ask the teachers to think of a metaphor for their school vision. I did the same for myself and realized a few things. 1) The first image that come to your mind reflect the state of current affairs. U have to be honest and not analyze too much. Just think of … [Read more...]

1st guest post from Ted of Redbrick

I receive no rewards/ compensation of whatsoever from this blog post. My intention is simple, someone ask me for help, I help. Red brick, is talking about HdB loans options. I do not see how providing convenient to Ted in this case can anyway turn out detrimental to my readers and I believe the info might be quite useful. Again, I emphasized, I do not endorse anything and receive nothing in … [Read more...]

Coporate announcement: Portfolio update

As mentioned during the annual report of Sillyinvestor Inc, we will continue to trim our portfolio to hold more cash as and when opportunity arises.   The management does not think there is anything fundementally wrong with the company. The privatization of parent company is just noise.   With a holding period of 15 months, the return has been 16% including dividends. We feel it is a fair … [Read more...]

Random thoughts: Annual Report 2016 Sillyinvestor Inc

Chairman statement:  Dear readers, the theme in 2016 is surviving in a volatile world. There are 2 shocker news: first Brexit and next Trump's election. But the market survived and blossom. We are proud to announce we have grow from strength to strength. The company manage a dividend of $3849 in 2016, from a capital base of about $57000, giving a yield of about 6.5%. This is a 2.5% improvement … [Read more...]

Random thoughts: Risk-reward profile by considerations and assumptions.

I am sometimes able to draw parallel in the investing world with teaching and learning. This time round, it is the reverse, I draw valuable insights from teaching and learning that can be transferred to investment. We have a module on reflection, and suddenly I realize in investing, we made many considerations but seldom do a check on our most fundamental assumptions. Let's do this: I … [Read more...]

Singpost: 2nd catalyst and 3rd catalyst

Singpost has found a replacement CEO. This is a CEO with operating expertise in logistic and freight forwarding. A timely change as it move to synergied its accquistions. With this CEO, I hope this pace of accquistions will stop over the next few years. The second catalyst has happened. Market is not excited, but at least not disappointed. Singpost has risen intandem with the market The … [Read more...]