Author: Sillyinvestor

Random thoughts: Are u attracted to labels

Labels? What is the first thing that comes to your mind?   —– Let me guess. Brands? Handbags etc. Labels refer to anything that can be classify under a name. Brand is a label premises on a PROMISE of quality and a particular experience. Concepts is a label too. Label makes communication easy. Say “fallen angel” in investment context and people understand. It’s makes complex and detailed information concise. It could do the reverse too. I make people react to the first and basic information without regarding the discourse of it. Let’s try another example. Free Cash Flow is...

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A letter to myself 12 months down the Road

Writing a letter to myself 12 months down the road is an idea from SMOL. It is like a self-check that whatever new found vision or purpose in education I found during the last few months will not be like sun-tan I had wanted to write this letter at the end of the course, which is 4 weeks down the road. But decided to start writing to get my initial purist ideas as intact as possible. It is getting more hectic now, running back to school to settle work more often. Also, talking about PSLE results with another HOD...

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Random thoughts: Abundance and buffet

I believe my world is one of abundance, and the world in general can be of abundance too. However, abundance need a ingredient. It is thankfulness. Thankfulness is the lens we see things. There is plenty of randomness in this world, I happen to be a beneficiary in plenty of things, lucky if you like. Why do I say this? I know of 2 persons, of equal capabilities doing the same work. Of course, when I say “same” I dun mean factory output quantity. In general, they might have different strengths but basically delivering the same goods. But they...

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Random thoughts: Coporate Rats out there, We can be happy rats

This post is sparked by a post from Andy ( Tacoomb) but is in my mind for quite a while. In our pursuit of FIRE, let’s not forget the “now”. Of course, FIRE holds a lot of promise- doing charity, your own business, sleep till the sun hits your buttocks. It is a nice picture, and defintely a worthy pursuit. Full time giving back to society, sending your kids to school and picking them. What is there not to like?  However, a lot of those promises rest a lot on the personality. Look, no one is going to just...

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Random thoughts: What does Financial achievement means to u?

I felt a sense of financial achievement recently.   In the bloggersphere of investors, once we start showing our portfolio, we inevitable start to compare, and it haunt me initially. I felt so small, just like my portfolio. LOL. That was in the past.   Recently, on my trip to Ringku Outlet in Osaka, I struggled to convince myself to get a branded wallet and bag for my wife and in-law. They are value for money because they are at about half the price of what you get in Singapore.   I knew my wife always use a sling...

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Random thoughts: My thoughts of Japan’s schools

This is a random thought series and is purely my perception. I have already visited 4 schools. One “highly-ranked”public school, 1 private school (both junior high and senior high) and one international school. Beside the private school, the facailties is really so-so, but the facilities at the private school is rather impressive. Indoor swimming pool, art gallery and etc. But what really blow my mind away is a run-down international school. It is my vision made into a reality and shown in my face. The school does IB. Most international schools in Singapore has IB curriculum too. The curriculum...

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Coporate updates: Further liquidation of portfolio

Dear Readers, It is with great pleasure that over a short span of 3 months, Sillyinvestor inc has manage to have 2 counters that hit targets of gains of 32% and 39% respectively. The 2 counters are Yangzijiang and Venture. We are now 65% cash. Our company will not rush to deploy the cash. While the market is on a row, we decide to take risk off the table as we felt we might not be able to time the market correctly and get the maximum profits. YZJ holding period is only about 4 months, and Venture is 13...

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Random thoughts: using stop order to protect profits

Recently, I ask my broker for options in my interface for advance orders. I also pestered SMOL a lot since it is more complicated than I thought.   I did read up a bit before that. It is simple concept, but the interface isn’t. Basically to protect profits, u sell at a price lower than current price but it will not be activated until the market hit your trigger price.   What I want to achieve with this? Actually YZJ and Venture already hit my target gains. I am very tempted to take profits. So I actually key in...

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Random thoughts: Joy is both the fuel and fire for sustained learning

They say learning is to change.   I reflected on my learning journey. What are some of the things that I have been doing on a sustained basis, they are those related in my work and those related to investment.   The benchmark here is sustainability, not results. Not saying my teaching super solid or my investment skills power. But I am still trying out new ways of teaching despite all odds, even in school. While I might not be able to read as much in the past, I do have a habit of reflecting on the failures of...

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Random thoughts: Buy New, buy used or just renew COE?

I had the weirdest experience. My friend recently Trade in his previous Toyota Altis for 30K (about same age as mine) and bought a new one. I thought: Wow, it’s still worth so much. Assume Mine is worth 20K, it might be worth it to consider getting a new attrage (the cheapest Japanese saloon in market) I called the Mitsubishi showroom and ask for a quotation. I was quoted 8K for my Vios of mileage 180k. When I say de-registering the car now or by May would give me 8K too, since my ARF is about 14K and I...

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Lee metals: Still delivering

Dividends that is.   While NP profits fell compared to a year ago, dividends of 2 cents is 0.71 of EPS and 0.35 of FCF. No financially strain here,.   I recently increased my position. I felt 2017 will be a better year for Lee metals. I have holding this company since 2013, and has receive 8.5 cents. Before u poke, let me strip myself- I bought it at a av price 33 cents.   If we track BCA demand, 2015 is a bountiful year. Billing was 35 Billion. 2016 was 26 billion. 2017 minimum range is from 28...

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Random thoughts: The sense of urgency as a student

Time flies, as much as I enjoy my semi-retirement life as a student, (Stressfree at full pay, how cool is that?)it is almost at half way point. It is quite a hectic schedule, but stress-free, makes hell a lot of difference.   I felt an urgency to really read as much as possible, talk to people as much as possible and prepare as much as possible before I go back to school, because I am aware, once I return, my capacity is so stretched that I cannot even think properly.   I have questioned many of my practices,  formed...

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Random thoughts: My biggest takeaway as a student

My mental model. Not the slogan shouting type of positive attitude etc. it’s my understanding and analysis lens. I now see issues in 2 ways: the pendulum and the ice-berge. Pendulum It’s easier to see the faults or weaknesses of current situation. But we sometime forget the trade-off when we swing the other side. Anything extreme is not good. But it is important to know where we stand in the arc of pendulum none the less. It makes us aware of how we do damage control or value add in terms of costs of being at this side of...

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FSL trust and signpost update

FSL trust I used to own FSL trust and it has been on my radar since. Many things have happened, and I thought readers should know. 1) CEO left. He made no secret his unhappiness and the board did not mince words in explaining the reasons of letting him go. Apparently, there is some coporate issue and conflict of interest. The Ex-CEO is accused of pursuing his own interest over the trust. 2) Profit guidance. The trust is expected to report loss due to impairment but still positive in generating cash flow. U can read the announcements from the...

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Random thoughts: Overpaying by 400% for years.

Car servicing and repair, is what I am talking about.   I have always gone to the authorized dealer for servicing and repair. I wanted a peace of mind. The fact that one of my friends had a bad experience with cheaper workshop also created my bias.   Yesterday, my car’s air-con was spoilt. I drive it back to Buneo Motors. I was told it was most probably a coil problem. I was quoted $2300 after discount. Although the price is ridiculous, I am still willing to go along with it, as it has become my habit and I...

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