By Singapore Blue Chips • May 23, 2020
1M SOR rates has turned negative (https://www.businesstimes.com.sg/banking-finance/singapore-sees-negative-rates-creep-in-with-flush-liquidity). The...
By Singapore Blue Chips • May 16, 2020
As global central banks start increasing their money supply to battle falling asset prices, the natural outcome is the fall in interest rates. Money...
By Singapore Blue Chips • April 11, 2020
It feels good to be able to work from home. Bloomberg terminal at finger tips with Netflix at the background. The recent bear market provides a...
By Singapore Blue Chips • January 21, 2020
There are many endowment plans and single premium plan marketed by insurance companies. One of them works this way.
You pay $1M upfront and 5 years...
By Singapore Blue Chips • January 2, 2020
I used to be a 100% cash back credit card chaser as it is hassle free and cash is always better than a captive currency like miles.
Recently, I have...
By Singapore Blue Chips • December 29, 2019
Been awhile since I blogged, in fact more than a year! The initial rationale of having a finance blog in 2008 was to detail my decisions on spending...
By Singapore Blue Chips • March 10, 2016
In finance world, willingness and ability to take risk belong to 2 different concepts. Willingness to take risk refers to one’s character,...
By Singapore Blue Chips • January 28, 2015
Today my maid was clearing my room and asked whether she could (finally) clear my unwanted texts, files and notes I have not touched for years. I...
By Singapore Blue Chips • January 16, 2015
In my course of work, I am rewarded directly how accurate I read the future. If I get it right, clients make money and I am rewarded with trading...
By Singapore Blue Chips • September 2, 2014
Today I read an annuity benefit illustration on a brochure:
40 year old male contributes 24,200 yearly for 5 years.
At age 65, he receives $2,000...