Author: SingularityTruth

Opinion on Factor-Based Investing Strategy

Recently, I came across the term ‘factor-based’ investing and decided to take a deeper look on whether this strategy could be applied to my investment portfolio. Factor-based or risk-weighted investing is a diversification strategy that determines how one should allocate stocks in their portfolio based on ‘factors’ in order to achieve higher returns. The strategy can be used together with a passive investing strategy to form what is known as the Smart Beta strategy. The strategy is touted as the combination of both passive and active investing strategy having the best of both worlds. Traditional investment strategy involves diversification...

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Singapore Savings Bonds as Pseudo-Savings Account

Average interest per annual for 1-year and 10-year period The 1-year interest rate for this month SSB has reached the highest at 1.80% since inception. The increase is in tandem with the increase in interest rates by the US Federal Reserve. We are still looking at a flattening yield curve trend as the short term rates are catching up with the long term rates. As the short term rates continue to raise, it is becoming more attractive for short term play. So far, my holdings in SSBs played a role of diversification and is intended to be held till...

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5-Year T2023-S$ Temasek Bond Buy! Buy! Buy!

This is the first time Temasek has offered a 5-year bond, T2023-S$, which will be listed on the SGX and made available to the public. The offer is up to S$400 million, with potential upsize to S$500 million if oversubscribe. The bond has an interest rate of 2.70% per annum payable semi-annually. Applications must be in multiples of S$1,000 with minimum of S$1,000. For comparison, a 10-year Singapore Savings Bond has an average interest rate of 2.48%, and a 5-year Singapore Savings Bond is 2.22% for November 2018 issue. This makes the Temasek Bond much more attractive than the...

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Updates on Portfolio Realized and Unrealized Profit

As of 28 September 2018 My portfolio has swung back into the positive region from last month bad result due to the fall of 800 Super. This month, the spotlight is now on M1 as Keppel and SPH bid for majority control over M1. The general offer price of $2.06 is at 26% premium of the closing price before trading was halted at $1.63. The possibility of bidding war with Axiata resulted in the price of M1 to reach a high of $2.13 above the offered price and contributed to the increase in total unrealized gain for my portfolio....

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September 2018 Dividend Collected

Dividend Collected for 2018 Dividend payout for the month of September 2018MAPLETREE LOG TR FAR EAST HTRUST CAPITAR CHINA TR AIMSAMP CAP REIT Dividend Collected to Date Average Monthly Dividend (YTD): $1,463Target Total Dividend for 2018: $16,000In my previous post, I have compared my portfolio to the Morningstar® Singapore Yield Focus Index and both portfolios show similarities of having a significant portion allocated to REITs. REIT is an essential sector for those income focused portfolios as it provides a consistent stream of dividend income. Given the rising interest rates environment, there are some concerns on whether REITs are due...

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September 2018 Portfolio Updates

Added Frasers Property Limited Overall, I think the month of September offered a sigh of relief as the fear of EM contagion and trade wars have subsided towards the end of the month. The US market reached all-time high and the Singapore market has rebounded back. It even seems like the more tariffs US enacts, the higher the market goes. At the moment, US looks like it is winning the trade war as there are simply not enough US imports which China could apply the tariffs on. But the longer term effects of trade war have not been felt...

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