Author: Sonicericsg

(Post 55/week 41)Investment project updates(Peer to peer lending):Moolahsense(My eighth campaign)

Moolahsense(My eighth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:FEB 2018Amount:$73,000Tenor: 63 daysNote type: Invoice financing Quoting from let’s crowd smarter website… Link:http://letscrowdsmarter.com/p2p-invoice-financing/ Equal installment: Invoice financing refers to the sale of accounts receivables by a company for immediate cash. It is a form of short-term financing often used to improve a company’s working capital position. Invoice financing is similar to short-term loans, although there are some differences. In a p2p context, there are...

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(Post 54/week 39)Learning trading/investing together part 5:REIT (Real Estate Investment Trust)

Real estate investments trust(REIT) What is a REIT?Reit are investments in a portfolio of income-generating real estate assets such as shopping malls, office, hotels or serviced apartments, usually, establish with a view to generate steady income and long-term capital growth for unitholders 8 main type of REITs Link:https://www.fool.sg/2018/07/12/8-different-types-of-reits-and-stapled-trusts-listed-in-singapore/Industrial  Residential                                   Retail Hotel and resort Office Healthcare Specialized Diversified 1. IndustrialAscendas Real Estate Investment Trust (SGX: A17U) and Mapletree Industrial Trust (SGX: ME8U)  2. Residential Ascott Residence Trust(SGX: A68U)  CapitaLand Mall Trust (SGX: C38U), Frasers Centrepoint Trust (SGX: J69U) 4.Hotel and...

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(Post 53/week 38)Investment project updates(peer to peer lending):Moolahsense(My seventh campaign)

Moolahsense(My seventh campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:FEB 2018Amount:$50,000Tenor: 12 monthsNote type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the principal subscription amount would...

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(Post 52/week 37)Investment project update part 2:Posb invest saver Sept 2018 summary

6.Posb invest saver(Aug 2018)My POSB invest saver update for the month of May, read hereMy POSB invest saver update for the month of June, read hereMy POSB invest saver update for the month of July, read hereMy POSB invest saver update for the month of Aug, read here Regular saving plan updates for ABF Singapore Bond Index Fund(A35) Breakdown of my regular saving plan(A35) this month(Sept 2018)Total amount(regular saving plan)A35:$100Price per share:$1.127300Gross sales charge:0.5%Net sales charge amount:0.5% of 100=$0.50Net amount invested: Total amount-net sales charge amount=$100-$0.50=$99.50Units issued: Net amount invested/price per share=$99.50/$1.127300=88.26399361=88 units Summary: As of 21Sept, the share price of A35 was at 1.127,...

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(Post 51/week 36)Learning trading/investing together part 4:ETF (exchange traded fund)

Learning trading/investing together part 4: ETF(Exchange-traded fund) Exchange traded funds(ETFs) What are ETFs? Exchange traded funds(ETFs ) are investment funds listed and traded on an exchange They aim to track the performance of an index and provide investors access to a range of market and asset classes Buying and selling is the same as that of a stock and can be transacted through any broker Benefits of ETF Diversification Investors achieve diversification in one single transaction with minimum investment versus having to build a similar portfolio by purchasing individual stock, bonds or commodities which could require a huge investment...

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(Post 50/week 36)Investment project updates:Moolahsense review(My sixth campaign)

**Congratulation to myself for reaching post 50!!6.Moolahsense(My sixth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense(this is not a sponsored post by the way) Issuer summaryDate of listing: Jan 2018Amount:$100Tenor:12 monthsRepayment type: Callable Quoting from the SGYoungInvestment Callable: In a Callable note, an issuer has an option to early redeem the note on a quarterly basis. If the note is not early redeemed, the issuer pays a quarterly interest. The principal will be fully repaid on the quarter that the redemption is early called or...

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(Post 49/week 35)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last two week of zero dollar project 1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.CarousellMy carousell:carousell.com/eric996 Total earnings for carousell last week:$3+$2=$5(paylah) 2.Bitcoin faucets Current coinpot holdingBitcoin core: 5334 SatoshiBitcoin cash: 6211 bchDogecoin:  58.68dogeLitecoin:  0.00169 ltcDashcoin: 0.00047304 dash 3.Short link Last two week Currently Total earning for short link last two week:$5.1971-$4.6883 = $0.5088 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been verified for payout) 4.1 Toluna4.2.surveyon4.3 YouGov4.4 mobrog4.5 ipanelonline4.6 viewfruit4.7 mysurvey4.8 millleu(App on google play store) Survey that payout last two week:2 x surveyon($2.00) The total payout for last...

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(Post 48/week 35)Learning investing/trading together part 3(Blue chips,Income stock and growth stock)

Learning investing/trading together part 3! (Let’s learn about investment products!) Note: Data are based on 2018 report, from yahoo finance and dividend.sg* What investment are available? Nowadays, there are many investment products on the market which can be quite daunting and confusing for the new investor. Understanding the different product as well as our own investment goals and risk appetite is important in determining the right investment approach for ourselves There are four common investment products that a new investor can potentially start off with, they are blue-chip stocks,exchange-traded fund(ETF), real estate investment trusts(REITs) and regular shares savings(RSS) to help you better understand which products...

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(Post 47/week 34)Investment project updates part 2:Posb invest saver AUG 2018 summary

6.Posb invest saver(Aug 2018)My POSB invest saver update for the month of May, read hereMy POSB invest saver update for the month of June, read hereMy POSB invest saver update for the month of July, read here Regular saving plan updates for ABF Singapore Bond Index Fund(A35) Breakdown of my regular saving plan(A35) this month(Aug 2018)Total amount(regular saving plan)A35:$100Price per share:$1.12700Gross sales charge:0.5%Net sales charge amount:0.5% of 100=$0.50Net amount invested: Total amount-net sales charge amount=$100-$0.50=$99.50Units issued: Net amount invested/price per share=$99.50/$1.12700=88.28748891=88 units Summary: As of 22 Aug, the share price of A35 was at 1.133, a slight increase from last month,1.127(July update) which is quite...

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(Post 45/week 31)Investment project updates:Moolahsense(My fifth campaign)

6.Moolahsense(My fifth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) My first default loan!!!:( Issuer summaryDate of listing: DEC 2017Amount:$500Tenor:6 monthsRepayment type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the...

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(Post 45/week 33)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last two week of zero dollar project 1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.CarousellMy carousell:carousell.com/eric996 Total earnings for carousell last week:$1+$2(via meetup)=$3 2.Bitcoin faucets Current coinpot holdingBitcoin core: 5235 SatoshiBitcoin cash: 5873 bchDogecoin:  57.26dogeLitecoin:  0.00158 ltcDashcoin: 0.00045305 dash 3.Short link Last two week Currently Total earning for short link last two week:$4.6883-$3.8508 = $0.8375 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been verified for payout) 4.1 Toluna4.2.surveyon4.3 YouGov4.4 mobrog4.5 ipanelonline4.6 viewfruit4.7 mysurvey4.8 millleu(App on google play store) Survey that payout last two week:surveyon($2.00),mobrog($6.25) The total payout for last...

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(Post 43/week 26)Learning investing/trading together part 2(Investment style and Investment product:Blue chips)

Continuing on from last week(part 1), this week we will be learning about the different investment  style and the different between different type of stock Growth investor What you want from your investments Capital gains and growth are more important For an investor who…Have shorter term horizons Are seeking higher capital appreciation Want to achieve a lump-sum investment amount that is larger than accumulated savings Company and stock selection Identify companies that have the potential to grow, or whose revenues and earnings are expected to increase at a faster rate than its peers Relevant financial criteria 5-year Revenue Growth How...

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(Post 43/week 32)Investment project updates part 2:Posb invest saver JULY 2018 summary

6.Posb invest saver(JULY 2018)My POSB invest saver update for the month of may, read hereMy POSB invest saver update for the month of June, read here Regular saving plan updates for ABF Singapore Bond Index Fund(A35) Breakdown of my regular saving plan(A35) this month(June 2018)Total amount(regular saving plan)A35:$100Price per share:$1.129700Gross sales charge:0.5%Net sales charge amount:0.5% of 100=$0.50Net amount invested: Total amount-net sales charge amount=$100-$0.50=$99.50Units issued: Net amount invested/price per share=$99.50/$1.129700=88.07648048=88 units Summary: As of 22 July, the share price of A35 was at 1.127, which is quite at the middle with its maximum at 1.25(2011) and its lowest 1.00(2008). Will be watching it for...

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(Post 42/week 31)Investment project updates:Moolahsense(My fourth campaign)

6.Moolahsense(My fourth campaign with Moolahsense) Note*the company name will not be revealed just like the previous post as my money are still inside moolahsense, haha(this is not a sponsored post by the way) Issuer summaryDate of listing:OCT 2017Amount:$500Tenor:6 monthsRepayment type: Equal installment Quoting from the moolahsense website Equal installment:A promissory note by which an installment of the principal subscription amoung and/or interest accrued and due up to the date of payment shall be payable on such dates as set out in a repayment schedule specified in the promissory note, and on the maturity date, the principal subscription amount would have...

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(Post 41/week 30)Zero dollar project updates:carousell,Bitcoin Faucets,Short Link,Online survey and Adsense update

Updates for last two week of zero dollar project 1.Carousell2.Bitcoin faucets3.Short link4.Online survey5.Adsense update1.Carousell My carousell:carousell.com/eric996 Total earnings for carousell last week:$4.50+$3(meetup)=$7.50 2.Bitcoin faucets Current coinpot holdingBitcoin core:5041 SatoshiBitcoin cash: 5302 bchDogecoin: 53.57 dogeLitecoin:  0.00147400 ltcDashcoin: 0.00041580 dash 3.Short link Last two week Currentlyy Total earning for short link last two week:$4.2983-$3.8508 = $0.4475 For more information on how’s I use both short link on my blog and YouTube, read here 4.Online survey Current online survey on my list…(Bold mean that these survey websites have been verified for payout) 4.1 Toluna4.2.surveyon4.3 YouGov4.4 mobrog4.5 ipanelonline4.6 viewfruit4.7 mysurvey4.8 millleu(App on google play store) Survey that payout last two week:Toluna($20.00),surveyon($2.00,$2.00),viewfruit($5.00) The total...

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