Author: STE's Stocks Investing Journey

How To Spend Your Year End Bonus ?

<This article first appeared in “Seedly” on 13th  Dec 2017 , one of the leading social network for investors who believe that anyone can achieve financial freedom with the right tools and the right mindset .  ( here ) > Time flies and we are at the end of 3rd Qtr 2017 with Thanks Giving just around the corner and follow by Christmas celebration. I guess most of the investors including me are happy with their investment returns in 2017 as STI is up by 15.2% YTD and if you are the lucky one who have invested in Banking ,Electronic/...

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How To Spend Your Year End Bonus ?

<This article first appeared in “Seedly” on 13th  Dec 2017 , one of the leading social network for investors who believe that anyone can achieve financial freedom with the right tools and the right mindset .  ( here ) >   Time flies and we are at the end of 3rd Qtr 2017 with Thanks Giving just around the corner and follow by Christmas celebration. I guess most of the investors including me are happy with their investment returns in 2017 as STI is up by 15.2% YTD and if you are the lucky one who have invested in Banking ,Electronic/...

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4th Qtr 2017 : Dividend and Portfolio Update

Is time to see many update from financial bloggers  on their year- end portfolio review  and total dividend to be collected in 2017 , including B ( here ) and me of course. Time flies , as usual with the last company to have announced the financial result , I will try to tabulate the total dividend to be collected in 4ht Qtr 2017 and total amount for full year 2017 vs 2016. Dividend & Interest Income  for 4th Qtr 2017 = $40,576.95 This is about  $3696 lesser than  4th Qtr last year of $44,273 Total 2017 =  $185,623...

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4th Qtr 2017 : Dividend and Portfolio Update

Is time to see many update from financial bloggers  on their year- end portfolio review  and total dividend to be collected in 2017 , including B ( here ) and me of course. Time flies , as usual with the last company to have announced the financial result , I will try to tabulate the total dividend to be collected in 4ht Qtr 2017 and total amount for full year 2017 vs 2016. Dividend & Interest Income  for 4th Qtr 2017 = $40,576.95 This is about  $3696 lesser than  4th Qtr last year of $44,273 Total 2017 =  $185,623...

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Thank You & Good Bye “ CROESUS Retail Trust “

This is the 3rd company in my portfolio being privatized after Sim Lian and ARA Asset Management.  I have blogged about “ The Good or The Bad “ of privatization before (here ). As I mentioned before “  Whether privatization is good or bad for shareholders, I’m sure it depend on your entry price and in the eye of beholder.” In most of the case , the offer price for company being taken private will be higher than last trading price or premium over NAV. As such , some investors tend to spot or try to identify which company will be...

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Thank You & Good Bye “ CROESUS Retail Trust “

This is the 3rd company in my portfolio being privatized after Sim Lian and ARA Asset Management.  I have blogged about “ The Good or The Bad “ of privatization before (here ). As I mentioned before “  Whether privatization is good or bad for shareholders, I’m sure it depend on your entry price and in the eye of beholder.” In most of the case , the offer price for company being taken private will be higher than last trading price or premium over NAV. As such , some investors tend to spot or try to identify which company will be...

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Q&A : Bitcoin

What is Bitcoin ? (from Wikipedia ) Bitcoin is a worldwide cryptocurrency and digital payment system called the first decentralized digital currency, as the system works without a central repository or single administrator. It was invented by an unknown person or group of people under the name Satoshi Nakamoto and released as open-source software in 2009. The system is peer-to-peer, and transactions take place between users directly, without an intermediary. These transactions are verified by network nodes and recorded in a public distributed ledger called a blockchain.   Bitcoins are created as a reward for a process known as mining. They can be exchanged for other currencies, products, and services. As of February 2015, over 100,000 merchants and vendors...

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Q&A : Bitcoin

What is Bitcoin ? (from Wikipedia ) Bitcoins are created as a reward for a process known as mining. They can be exchanged for other currencies, products, and services. As of February 2015, over 100,000 merchants and vendors accepted bitcoin as payment.Bitcoin can also be held as an investment. According to research produced by Cambridge University in 2017, there are 2.9 to 5.8 million unique users using a cryptocurrency wallet, most of them using bitcoin. Hahhh !! What is  ‘Blockchain’ ?? ( from Investopedia ) A blockchain is a digitized, decentralized, public ledger of all cryptocurrency transactions. Constantly growing as ‘completed’ blocks (the most recent transactions) are recorded and...

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CPF-Investment Scheme – My Experience

CPF-IS has been a hot and never ending topic since DPM Tharman made a comments in 2016 that “the scheme was not fit for purpose “ because over the last 10 years, more than 80 per cent of those who invested through the scheme would have been better off leaving their money in the CPF Ordinary Account. He said that over the last 10 years, more than 80 per cent of those who invested through the scheme would have been better off leaving their money in the CPF Ordinary Account since the Ordinary account still give member a 2.5%...

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CPF-Investment Scheme – My Experience

CPF-IS has been a hot and never ending topic since DPM Tharman made a comments in 2016 that “the scheme was not fit for purpose “ because over the last 10 years, more than 80 per cent of those who invested through the scheme would have been better off leaving their money in the CPF Ordinary Account. He said that over the last 10 years, more than 80 per cent of those who invested through the scheme would have been better off leaving their money in the CPF Ordinary Account since the Ordinary account still give member a 2.5%...

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The Importance of Behavioral Finance in Investment Decisions

<Image credir: psfbd.net> Finally , one of my favorite and top Behavioral  Economist Richard H Thaler from University of Chicago won the 2017 Nobel Laureate in Economics , joining other top behavioral economist like Robert J. Shiller and  Daniel Kahneman  in the list of Nobel Laureate. He has been recognized by many insightful research link to economic decision and psychology like “ Endowment Effect “ and “ Mental Accounting “ and also a writer of many best-selling books in economics and behavioral finance. Concept Explained : from Investopedia DEFINITION of ‘Endowment Effect’ In behavioral finance, the endowment effect describes a circumstance in...

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The Importance of Behavioral Finance in Investment Decisions

<Image credir: psfbd.net> Finally , one of my favorite and top Behavioral  Economist Richard H Thaler from University of Chicago won the 2017 Nobel Laureate in Economics , joining other top behavioral economist like Robert J. Shiller and  Daniel Kahneman  in the list of Nobel Laureate. He has been recognized by many insightful research link to economic decision and psychology like “ Endowment Effect “ and “ Mental Accounting “ and also a writer of many best-selling books in economics and behavioral finance. Concept Explained : from Investopedia DEFINITION of ‘Endowment Effect’ In behavioral finance, the endowment effect describes a circumstance in...

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Do We Need to Spend Few Thousand $$$ on Investment Courses ?

One of the reader email me and asking about the idea of attending an investment course which cost him few thousand dollars. I am quite reluctant to give advice in this regards as I never attended any investment course before and not sure about the useful and effectiveness of such courses. For me , investing is a long learning journey and one need to read extensively and learn from your own mistake not just sitting in the class room for few hours or days ,listening to some “experts “  advise or slides presentation on how to be a successful...

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Do We Need to Spend Few Thousand $$$ on Investment Courses ?

<image credit:creatingyourfinancialfreedom.com> One of the reader email me and asking about the idea of attending an investment course which cost him few thousand dollars. I am quite reluctant to give advice in this regards as I never attended any investment course before and not sure about the useful and effectiveness of such courses. For me , investing is a long learning journey and one need to read extensively and learn from your own mistake not just sitting in the class room for few hours or days ,listening to some “experts “  advise or slides presentation on how to be...

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The Power of Dividend

<Image credit:dividenprice.com> In stocks investing , you probably heard about the “ growth stocks “ , “dividend stocks “ , “large cap / mid –cap “ or “ blue chips “ etc .. and depending on your “desired and expectation” of the ROI of your investment , you may choose what kind of stocks to be included in your portfolio. For most of the investors , I am sure you would have included some “income stocks “ into you portfolio as part of the diversification and also hopefully dividends can keep the value of your investment rising even when...

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