Author: STE's Stocks Investing Journey

How to retire in 10 years

You may have came across this article in today’s The Business Times ,,, an interesting article in searching of “ The Freedom formula “ for early retirement . The big word “ R”  or retirement is very subjective and one may not want to retire if he/she really enjoying the works and some may want to retire earlier to pursue their dreams and passion . Here is another article on “ 10 good reasons to retire early “ (here ) , some may choose to retire early because of “health issues , work stress , spending more times with kids etc … “ once they...

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Digital disruption : Restructuring is going to be long and painful !!

I have blog about this before ( here ) , with below latest released result , I think the re-structuring due to “digital disruption“  is going to be a long and painful process and also the success is very much uncertain for SPH . Quoted below from the CEO on their latest press release : “Having completed our comprehensive business review in October 2016, we are forging ahead with our transformative agenda to strengthen the Group’s position in an increasingly tough economic and media environment. We will focus on continued innovation and investment in the media business to stay...

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The Memo All the Serious Investor Should Read

“When I see memos from Howard Marks in my mail, they’re the first thing I open and read. I always learn something, and that goes double for his book,” Warren Buffett has said.  Here  ( Click )  is the latest memo from Howard Marks on “ Expert Opinion ” ! Quoted below summary on his view about  expert opinion and making economic forecast . // Quote // My Opinion of Opinions Since I’ve discussed these things at great length over the years, I‘ll try here to sum up succinctly: There are no facts about the future, just opinions. Anyone who asserts with conviction what he thinks...

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My Stocks Trading Review ( Sabana Reit / SembCorp Marine / Asian Pay TV /HPH/ OUE- HT )

In my previous blog post , I have highlighted some stocks I added into my portfolio and same time also few stocks I ceased to own. Allow me to do some “reflection “ or trading review of these stocks ,which I think is important to know our returns in every investment we made. Know your ROI : Why is it important to measure our return on any investment ? Choosing investments is just the beginning of your work as an investor. As time goes by, you’ll need to monitor the performance of these investments to see how they are working...

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Portfolio Update as of Jan 2017

“One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute.” – William Feather. This is my first blog post in 2017 and would like to update my portfolio & holding.  I will try not to justify my buy and sell here as above quoted , every sell and buy have their own story or narrative and justification behind that and the most important thing is  “ both think they are astute ! “ Sometimes , I noticed that investors would blame the stocks they sold at lost...

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Look out for Outlook in 2017

This might be my last blog post in 2017 and at this point of time , is very common to see many articles appeared in newspaper or magazine on peoples ( or so call experts / economist ) writing about “Outlook “ for stocks market , property market , economy , industrial , sectors etc… If you key in the “ outlook 2017 “ in Google , you will get 132 mil results about this topic !! Since ancient world or mankind history , we like to do prediction and look out for something which may affect our life. People have always yearned...

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From Swiss Alps to Dubai Desert Safari ( STE Photos sharing )

Noticed that many friends and financial bloggers have been busy updating their portfolio’s performance recently , some are happy with outstanding & flying colors result which out-performed the market and some with lagging achievement. But one need to take noted that measuring of performance is only meaningful in the long run and not by just few quarters or years of investment and also the performance is to judge our ability of picking right stocks , not to compare with others. I shall update my portfolio’s change and performance in Jan 2017 and today’s blog post is just to share...

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Mean Reverting or Fundamental Change ?

Since early December , the stock price for some of the STI counter has increased much as compare to few months back . Just to recall what I have written in August to explain the concept of “ Linear Regression and Reverting to Mean “ in my blog about “ My Investment Strategy “ ( Click here ) . Of course there are concerns about China’s economic situation & debt stress in O&G industry which affecting the bank stocks and also some other concern in counters likeGLP / ARA / HKG Land separately . *** ARA might be different...

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“Saving Glut and Low Real Interest Rate” : How this may impact your investment.

The habit of saving always being referred to as a form of “virtue “ in our life and also being encouraged by our parents or financial planner almost universally. Classical economists regarded saving as a virtue and the act of saving virtuous, because according to them, when an individual saves more by spending less on consumption goods, he accumulates a surplus. This surplus can be utilized in the interest of the economy as a whole in term of investment. However, some unorthodox consumption theorists often attacked the classical theories of saving. Based on their belief , there was no...

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STE Smart Beta Index – Quarterly Update ( 4Qtr 2016 )

Hi  All, As written before , I will try to update the STE Smart Beta Index on quarterly basis and re-balance the portfolio on yearly basis . Append below , please find the latest update : Index just slightly outperformed the STI Index by merely 0.8%  since 28 Aug 2016 ,one quarter result may not reflect the long term trend , we may need to see this in longer time horizon to gauge the performance if there is any “smart factors” in this kind of criteria selection. Cheers !! Just For Fun   :-) ///////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////// When Alpha Becomes Beta What is Alpha ? Concept explain...

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Be Realistic on Your Stock Market Return Expectations !! ( Investment Return vs Market Return )

The behavior of the stock market is inherently so complex that no single variable can predict how the market is going to behave next or what would be its future returns – at least not on a regular and consistent basis. Market swing like pendulum from optimistic to pessimistic and occasionally overshooting which resulted a panic situation. In the long run, corporate earnings and dividends have provided a steady underlying stock market return. These fundamentals of economics are the result of growth, productivity, and prosperity in our economy. Whereas emotional returns on stocks represent the impact of changing public opinion about stock valuations –...

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You are Not so SMART ! Why I still not happy with $10,453.02 profit I have made recently

As investor who has gone through many business and market cycles in the past 19 years of investing , Yes ! I still made a terrible mistake and succumbed to our own biases in trying to time the market. Although we still can feel some ripples effect from US Presidential Election from time to time but I think its impact on stock market has mostly subsided, as we could see that Dow Jones Index rebounded strongly after that and keep trading at record high recently. In the past two weeks, I keep pondering on what I have done in the day of result announcement of US...

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Dividend Update : 4th Qtr 2016

Finally , all the financial result for my holding been announced and I’m expecting to collect this dividend amount in 4th Qtr 2016 . Total dividend to be collected in 4th Qtr will be $ 39,345.39 ***TTL Dividend excluded Return of Capital from Sim Lian ( due to privatization ) and Religare Health Trust ( on partial asset disposal ). Another good stock in my portfolio is going to be privatized soon ( ARA Asset Management ), I hope to pen down my thoughts about the issue on “privatization of listed company“ in coming blogs post. < Top 10...

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Value in the eye of beholder : Is DBS really worth $16.06 ?

《每个人心中都有一把尺》 We often look at things by setting our own standards and base on our own yardsticks and same apply to company’s valuation. Everyone may have their biases when come to valuation and value is more than just a number. All Valuation are Biased !! According to Aswath Damodaran ( a Professor of Finance at NYU’s Stern School of Business ) in his book “ The Little Book of Valuation “ try to warn us that “all valuation are subjected to biased “. “ You almost never start valuing a company or stock with a blank slate. All too often , you view on a company or...

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I read therefore I write

These two pieces of news from The Business Time (Weekend) on 5 Nov made me think and write this blog post eventually. P2P Investors in a fix as car firm director “disappears “ “ Crowdfunding investors are likely on the hook for roughly $600,000 in loads to parallel importer named TLC Cars that failed to deliver on sold vehicles – and whose director is now uncontactable . “ write the paper. P2P (peer-to-peer ) investment platform and Crowdfunding seems getting popular in Singapore with many platform being established recently , like “ Capital Match , MoolahSense , Funding Societies, New Union ,...

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