Author: Syfe

5 Reasons Why ETFs Are Better For Your Wealth

It’s time to add exchange-traded funds (ETFs) to your wealth-building arsenal. Offering low fees, instant diversification and easy access, ETFs are the ideal investment tools for the smart investor. Over the next decade, the ETF market is poised to hit US$50 trillion in assets, according to Bank of America. As an increasing number of retail and institutional investors turn to ETFs for wealth creation, here’s a look at the five key attributes that make ETFs your right choice. Low cost ETFs have much lower fees compared to unit trusts. For instance, an investor looking to invest in Singapore equity...

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Why Risk-Adjusted Returns Matter For Your Investment Portfolio

Why do we invest? To make money, of course. But have we ever considered if the return we earn is commensurate with the investment risks we’ve taken? Put another way: It can be misleading to just look at headline figures when evaluating investment returns. For instance, Bitcoin had a wild run in 2017 and its return for that year surged to nearly 1,900%. But once you adjust for risk – the chance of losing some or all of an investment – Bitcoin’s risk-adjusted return plummeted to a meagre 3.1%. Comparatively, the S&P 500 produced risk-adjusted return of 11% during the...

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The Secret To Picking The Right REITs? Look Beyond Dividend Yield

Real estate investment trusts (REITs) allow investors to reap all the benefits of being a landlord without the time, hassle, and huge financial commitment that comes with owning a physical property. Without having to change a single lightbulb, REIT investors get to receive rental income via quarterly or semi-annual REIT dividend payouts. While REITs with a high dividend yield certainly look attractive, it is misleading to conclude that high dividend yield alone indicates a good REIT. Instead, investors need to do their due diligence and look into the other factors that determine the quality of a REIT. Income, revenue,...

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How Does Syfe Calculate Investment Returns?

How do investors evaluate the performance of their portfolio? Very often, the first metric to turn to is returns. Yet, there are different ways of calculating returns, and each method can tell a different story. When you log into your Syfe account, you will see two different returns displayed, “net return” and “TW return”. TW return stands for time-weighted return, and it’s one of the most useful metrics to evaluate how well Syfe has managed your portfolio.  Understanding Time-weighted Return You can think of time-weighted return as the change in value your portfolio would have experienced if all the...

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5 Ways To Protect Your Finances From The Coronavirus

As the coronavirus continues to spread, attention is turning to the impact of the virus on the economies of affected countries. Whether the coronavirus will be severe enough to derail the global economy remains to be seen, but there are steps you can take to plan ahead and stay in control of your finances even if markets were to tumble. No matter your age or financial goals, here’s what you can do to minimise your losses during a downturn and prepare your portfolio for a possible market correction. Keep your emotions in check  During market downturns, your emotions can often...

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5 Ways To Protect Your Finances From The Coronavirus

As the coronavirus continues to spread, attention is turning to the impact of the virus on the economies of affected countries. Whether the coronavirus will be severe enough to derail the global economy remains to be seen, but there are steps you can take to plan ahead and stay in control of your finances even if markets were to tumble. No matter your age or financial goals, here’s what you can do to minimise your losses during a downturn and prepare your portfolio for a possible market correction. Keep your emotions in check  During market downturns, your emotions can often...

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Your 30s Are The Best Time To Build Wealth. These 5 Things Will Get You There

Whether you’re planning ahead for retirement or simply want to hit (or surpass) the $100,000 net worth target, your 30s are a great time to start seriously investing and building wealth. You’ll be making strides in your career, drawing a higher salary than you received in your 20s, and still young enough to retire a millionaire with just $15 a day. In this decade of your life, you could possibly be buying a house, getting married, and even starting a family. Good times are ahead, but if you want to make them last your lifetime, you need to start...

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How To Invest in Singapore Real Estate Through REITs

What do iconic properties such as Vivo City, Ascott Orchard, One Raffles Quay, and Changi Business Park have in common? Not much, at first glance. But look closer and you’ll realise that these properties are the key assets of some of Singapore’s largest real estate investment trusts (REITs).  Singapore REITs (S-REITs) offer investors of all stripes an easy and affordable way to add the real estate asset class to their investment portfolios. Following the recent launch of Syfe’s REIT+ Portfolio, we teamed up with Singapore Exchange (SGX), Nikko Asset Management, and DollarsAndSense to hold a REIT investing seminar. The...

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Introducing Syfe REIT+: The Better Way To Invest In Real Estate

Real estate investment trusts (REITs) have long attracted Singaporean investors with their stable dividends and high yields. But buying a REIT can be costly and time-consuming.  You need to know how to select the best performing REITs (there are currently 40 REITs in Singapore), and how to build and manage a diversified REIT portfolio. Owning a portfolio of multiple REITs is a costly investment as well after you include brokerage and transaction fees. The minimum fee for most brokerages in Singapore is around $25. This refers to the minimum commission charged, regardless of how little you’re trading. If you...

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Easily Invest in Singapore’s Real Estate

Workshop Overview Date: Wednesday, 5 February 2020Time: 7:00 PM – 8:30 PMVenue: Distrii Auditorium, Republic PlazaRegister HEREGet an inside look at Syfe’s new REIT portfolio Want to invest in real estate but lack the huge amounts of cash and time required? REITs offer an easier way to reap the rewards of real estate investing without the hassle and cost commitment of buying property. In partnership with SGX, Nikko AM, and Dollars and Sense, join us as we reveal more details of our unique new portfolio! The best of Singapore’s REITs in one portfolioSGD denominated, no foreign currency exposureGenerate income with high dividend...

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Investing from Age Zero

Workshop Overview Date: Wednesday, 26 February 2020Time: 7:00 PM – 8:30 PMVenue: WeWork at 71 Robinson RoadRegister HEREGive your kid a head start in life! Successful long-term investing is much more about managing risk than chasing returns. Syfe takes a dynamic, risk-based approach to your portfolio’s asset allocation to deliver better returns. In collaboration with Lyndon Wong, Founder of Theory of Constraints, we bring you an exciting workshop to show how you can invest for your children’s future needs today. Yesterday is always the better time to invest, but today is not too late. Be vested in the markets for the long...

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Build Passive Income With Syfe REIT+

Workshop Overview Date: Wednesday, 19 Feb 2020Time: 7:00 PM – 8:30 PMVenue: JustCo, UIC Building, 5 Shenton Way #10-01, Singapore 068808Register HEREGet an inside look at the new Syfe REIT+ portfolio Want to invest in real estate but lack the huge amounts of cash and time required? REITs offer an easier way to reap the rewards of real estate investing without the hassle and cost commitment of buying property. Join us for an inside look at Syfe’s newest REIT+ portfolio. With high dividend yield and the option to receive quarterly dividend payouts, earning passive income has never been easier. – 15 of...

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All You Need To Know About Passive Investing

Workshop Overview Date: Thursday, 30 Jan 2020Time: 7:00 PM – 8:30 PMVenue: JustCo, UIC Building, 5 Shenton Way #10-01, Singapore 068808Register HEREPassive Investing 101 Making your money work for you – or, in other words, investing – benefits more than just your bank account. According to Blackrock’s Global Investor Pulse survey, Singaporean investors are 10% happier, 16% less stressed and have a 15% higher level of well-being compared to non-investors. While investing your hard-earned money can seem daunting, it doesn’t have to be. This workshop will cover what you need to know about passive investing, and how you can invest confidently and...

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All You Need To Know About Passive Investing

Workshop Overview Date: Thursday, 30 Jan 2020Time: 7:00 PM – 8:30 PMVenue: JustCo, UIC Building, 5 Shenton Way #10-01, Singapore 068808Register HEREPassive Investing 101 Making your money work for you – or, in other words, investing – benefits more than just your bank account. According to Blackrock’s Global Investor Pulse survey, Singaporean investors are 10% happier, 16% less stressed and have a 15% higher level of well-being compared to non-investors. While investing your hard-earned money can seem daunting, it doesn’t have to be. This workshop will cover what you need to know about passive investing, and how you can invest confidently and...

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How To Get Extra Huat In The Year Of The Rat

You’re tracking your spending, meal-prepping, and diligently saving at least 20% of your income each month. But if you truly want to build wealth this year, you can’t just save. You also need to make sure your money is growing at a rate that at least outpaces inflation. To enjoy prosperity and abundance in the years to come, here’s what to do.  #1. Invest today It’s often said that time in the market is more important than timing the market. Consider the example of two friends Jack and Jill below. Jack starts investing at age 30 and invests $10,000...

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