Author: Investment Stab

Infographs about SG Budget 2018 that You Should See

Budget 2018 was announced 2 days ago on 19 February 2018. Took us a while to digest everything, especially the 2% GST hike despite the budget surplus we got. Nonetheless, after 2 days of reading, these are some of the infographics that we thought you should know about Budget 2018 that will affect you. The list is not exhaustive, there are many other things that we did not include like 10% increase in tobacco products and increase in maid levy because they don’t really affect the majority of the people. But if you want to know more, there are 2...

Read More

#ICYMI: Uber has decided to sell majority stake in its Southeast Asian unit to competitor Grab

After years of fighting for dominant market share, Uber has finally throw in the towel and decided to sell Grab a majority stake in its Southeast Asian unit to its regional competitor Grab. This decision will have important effects in the market especially for existing players such as current taxi operators. This trend is not its first as Uber is losing its market share against region-focused players such as Lyft, Didi Chuxing and Grab. A good case study to evaluate its market impacts is China. China market Several years before Uber conceded its Southeast Asian territory, it lost its...

Read More

Good Stock Market Performance in January = Good Stock Market Performance for the Year?

January 2018 is a great month for the stock market, and probably a good start too! The Straits Times Index (STI) is up about 3.4% for the month of January. The S&P500 is up about 5.6% in the same month. But does this mean that stocks will continue to do better for the rest of the year? Here’s a short video clip to explain if this will happen …...

Read More

Is EZ Link Too Late for Cashless Payment Push?

The Straits Times reported a few days ago that EZ Link Cards will soon be accepted in hawker centres and subsequently with other merchants. This is all in a bid to move Singapore towards a more cashless society. Although this is a good initiative – and one that has finally arrived, it really came a bit too late. For those of you who have been to Hong Kong before, you would know that they have a really good cashless payment system, the Octopus Card. It was created in 1997 mainly for payment of public transport but subsequently expanded to...

Read More

Netflix’s Stock January Pop

Netflix released their latest quarter’s earnings results and it exceeded Wall Street’s expectations for it. Shares of Netflix went highly by nearly 15% yesterday and it is currently now worth USD 100 billion. You can refer to more of the results HERE. What we are going to talk about instead is an article that we had posted 3 years ago on Netflix. The link to that article can be found HERE. But we have highlighted the key points below: January is a good month for Netflix for many years! Netflix’s stock went up by 15% after it reported good...

Read More

#ICYMI: Crytocurrency movements/trends observation and explanation

Just a few days into the New Year of 2018, I think it would be apt to review the movements in the cryptocurrency market in 2017. After all, the buzzword for 2017 was “Cryptocurency”. A self-proclaimed “early adopter” of cryptocurrency where I started mining for Bitcoin before it became cool, cryptocurrency has reached new hypes where more people are entering and identifying themselves as “experts and fanatics” of cryptocurrencies or Blockchain technology. Effectively, all “moms and pops” are now entering the market in search of easy riches (note this sentence). There have been several major movements in the cryptocurrency...

Read More

What type of mortgages are people getting?

2017 has been a rather bullish year for Singapore’s residential property market, with a healthy number of transactions over the past few months. As the number of transactions increases so does the number of mortgages. As such, if you wonder what kind of mortgages are people securing in this bullish market, here is the article for you. Mortgage preferences Singaporean mortgagees generally tend to depict a conservative approach in the mortgages chosen, loving the word ‘fixed’. In the first half of 2017, fixed deposit mortgages constitute of 74.5% of all mortgage types obtained; a huge market share. This followed...

Read More

Save Money in Singapore Savings Bonds or CPF?

 The Singapore Savings Bond (SSB) It is a special Singapore Government bond, issued by the Singapore Government and sold to the public as a form of savings. Introduced as another form of investment and savings plan for people living in Singapore The Singapore Central Provident Fund (CPF) It is a compulsory savings plan for all Singaporeans and PR living and working in Singapore. A portion of an individual’s monthly income is channelled into their respective CPF accounts for different purpose; for buying a house, for retirement and for medical expenses, Differences between CPF & SSB Differences CPF SSB Withdrawal No...

Read More

SGX Bull Charge Charity Run 2017

Join us at this year’s annual SGX Bull Charge 2017. It is an annual Charity Run hosted by SGX to rally the financial community as well as the SGX listed companies to come together and contribute back to the society Contributions from these organisations enable beneficiaries like the Community Chest, Autism Association Singapore (AAS) and many others to deliver better care and assistance to those in need. There will also be movie screening, popcorn, food truck, live perforamnces and more! Date of SGX Bull Charge: Friday, 17 November 2017 4.00pm to 9.30pm F1 Pit This year, InvestmentStab is privileged...

Read More

How CPF Saves You 5 Insurance Plans

Have you ever thought about CPF as more than just a scheme to lock Singaporeans’ money? There could be a lot more to it if you dig deeper – like really deeper. There is a reason why most financial advisors actually advise you to keep your money with CPF. Not because CPF pays them, but because CPF as a scheme is quite good – except the part where you cannot withdraw money as and when you like. Instead of looking at the CPF Retirement Sum as a target where you can withdraw money after a certain age, look at...

Read More

Save with CPF or Save with Fixed Deposits?

This post will contain a tip on how to increase your CPF returns, namely in the form of interest.One way to earn more interest from CPF is to transfer your extra money, into your CPF Special Account. The choice between CPF or Fixed Deposits is determined by how much flexibility you want.</span>The less flexible the option, the higher the interest.Your Ordinary Account (OA) currently earns 2.5%, Special Account (SA) and Medisave Account (MA) earns 4% interest while your normal bank Fixed Deposit (FD) earns less than 2% annually.Recommended Post: Yes! CPF takes 20% of your salary, BUT…If you want to...

Read More

So many styles but which style?!

    As times change, the markets change together with it as well. This is due to the forces that shape human behavior have changed and influences how people interact in the markets. From fundamental analysis to technical analysis, to leveraged trading such as contra trading, to computerised trading such as quant trading. With so many trading strategies and techniques in play, the question now is: Which is the one that is most profitable?   While most people are pre-occupied with just profits, it is far more important to know which trading style is suitable for your personality and...

Read More

WOOFR: Your Lifestyle Passport to Clubs, Bars & Music Events

What sort of applications and revelations does your platform bring about? WOOFR is your lifestyle passport. Within a few taps on your smartphones, we bring you instant bookings and exclusive deals to your favourite clubs, bars and music events. Recommended Post: If Li Ka Shing was 20+ years old now, he would…. What inspired this business idea? I’ve travelled regularly as a DJ, and I’ve seen so many pain-points in the nightlife space. It’s such a hassle for tourists to discover the best nightlife spots, and language barrier makes it even harder to book a table or purchase tickets to...

Read More

What you are missing out that the institutionla

As retail investors, we often perceive ourselves or by others as inferior investors that are incapable of obtaining superior returns as compared to institutional investors. This is partly due to the pre-conception that institutional investors are more sophisticated and knowledgeable where they can utilise complicated strategies with confusing instruments. However, with more and more articles that emphasized the ineffectiveness of active institutional funds and how passive funds are outperforming active funds, you may be swayed towards believing that active funds are lacking. So how do we, retail investors who want to take on a more active investment approach, do...

Read More

If Li Ka Shing was 20+ years old now, he would….

There was an article in the past that went viral. It talked about the advice given to young people by Hong Kong’s richest man – Li Ka Shing. In the article, he talked about splitting our pay into 5 parts, each for a different purpose Recommended Post: Yes! CPF takes 20% of your salary, BUT… 30% – Living Expenses, paying for food etc 20% – Socialising, paying off phone bill + creating connections 15% – Learning, buying of books or signing up for courses/training 10% – Travelling, going overseas once a year to broaden your horizon 25% – Invest, SAVE...

Read More

Like us on Facebook

Follow us on Twitter