Author: Investment Stab

We Don’t Lack Leaders, We Lack People With Empathy

What makes a leader? What makes a person a leader? We follow leaders because of many reasons; because they have a strong vision; because they are charismatic; because they inspire us to do great things; because of this and that. Great leaders like Steve Jobs, had many followers who followed him because he was a visionary, he was charismatic, and he demanded – inspired – people to do great work. We can stretch it a little and say the same can be applied to Hitler – the man literally convinced his people to go to war and risk their...

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Is Whole Life Insurance A Scam?

A lot of people have written a lot about the difference between the 2. So instead of comparing them again, we recommend you read the difference in the link below: The Case of Term vs Whole Life Insurance Instead, I will go into the figures. Context: 30-year-old male non-smoker planning for $100,000 in death payouts Quotes are figures I got from CompareFirst. Term Life: Whole Life: I covered the insurance companies – but you can probably do a simple search on CompareFirst to find the insurance companies. $1,094 per year in premium difference In total, you pay $3,570 in premiums for Term,...

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5% Travel Insurance Discount with FWD

At Investment Stab, we are always finding ways to help you save money, earn money, earn more money, and learn about money. And we have just this offer right here today: 5% discount on your insurance premiums with FWD Insurance! Simply click on the link below and you will be brought to the FWD website with a promocode to reduce your insurance premiums by 5%! https://www.fwd.com.sg/?ref=180619MAOFyDcU Nope, this is not a sponsored post. Story about how this 5% discount came about: Our content coordinator went on an overseas trip recently to Japan and bought travel insurance online via https://www.gobear.com/sg....

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Differences in investing viewpoints for bonds and equities

Recently, Azalea Group has just released its Astrea IV Class A-1 bonds. It was widely marketed as the debt instrument which provides access to private equity investments. This was definitely confusing (at least for me) and here are the reasons. Bonds and equities have different long-term investing objectives Bonds are predominantly debt instruments while equity, regardless private or public, are stake holdings in companies. Debt is primarily raised externally with the purpose of investing in the company’s operations for higher future returns. Interest and loan repayment is required. Debt is classed higher than equity for repayment in the event...

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SGX My First Stock Carnival (AKA Stock FunFair)

SGX will be holding a carnival this coming weekend at Vivo City! This event is suitable for those of you who are wanted to start their investing journey. Join us at this event to learn more about investing and how to start the journey. MOST IMPORTANT THING TO NOTE: There are prizes to be won: 50 Units of STI ETF – it is worth about $170!! There are also free goodies bag being given out on that day – like we always advocate: free thing just take~ In addition, we (Investment Stab) will be sharing with you on stage...

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Get $2 Cashback & More When Watching Avengers

Yes, movie promotions are here, and of course, it is for any movies, not just Marvel The Avengers Infinity War. This promotion is by DBS in conjunction with Golden Village (GV). Simply pay with DBS PayLah App when you buy your tickets at GV’s automated ticketing machine to receive $2 cash back from now till 31 May 2018 – regardless of how many tickets you buy. In addition, you buy popcorn also got promotions: A) DBS PayLah! Combo for $7 – 1 regular popcorn & 1 regular drink B) DBS Combo for $9.90 – 1 large popcorn & 2...

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How to Buy Real Estate in Singapore?

Property purchases in Singapore can be some of the most lucrative if done right. However, it is without a doubt challenging. For instance, anyone looking to invest in the property project should understand what it offers in its entirety. You need to follow a process, and some decisions need to be made early on. Like buying property anywhere else in the world, in Singapore too, owners incur costs like repairs, maintenance, and a commitment. Do Your Research Researching the market is a great way to find out what type of properties are available and what you can expect to...

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Free $5 with DBS PayLah

Here is a guide to finding your promocode to share with your friends. The first part of the guide is to get you signed up and get your first $5. The second part of the guide is to get you familiar with how to share your promocode with your friend so that you can get your subsequent $5. Get them to download DBS PayLah so that you can both of you can get $5 from DBS! Just by downloading an app you can get $5! And if you like, you can transfer that money to your POSB or DBS bank...

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Uber’s Partnership in Recent Years

Biggest news in Singapore yesterday was the merger between Uber’s Southeast Asia wing and Grab. This is not something new. After years of fighting and bleeding money in markets all around the world, Uber decided to try a different route and has been partnering with many of its competitors in major markets. Exchanged its China’s operation for 17.7% stake in Didi Chuxing On August 2016, Uber sold its China operations to Didi Chuxing (China’s leading ride hailing company). Didi invested US $1 billion into Uber (Parent company) at US $68 billion valuation. Uber on the other hand, receives 17.7$...

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How Warren Buffett Convinced Me to Invest & Not Speculate

This quote was the reason that convinced me to invest instead of speculating, to invest long-term instead of short-term. Investing to me is putting money to work to build the future. That is why we say “invest in infrastructure”, “invest in human capital”, “invest in healthcare” etc. It is because it is not a guess or gamble. Investing has a purpose, has an output, and is beneficial to the economy. Imagine someone saying “let’s speculate in our infrastructure, human capital and healthcare”. How scary is that! Using Warren Buffett’s example, imagine you are stranded on an island with another...

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Infographs about SG Budget 2018 that You Should See

Budget 2018 was announced 2 days ago on 19 February 2018. Took us a while to digest everything, especially the 2% GST hike despite the budget surplus we got. Nonetheless, after 2 days of reading, these are some of the infographics that we thought you should know about Budget 2018 that will affect you. The list is not exhaustive, there are many other things that we did not include like 10% increase in tobacco products and increase in maid levy because they don’t really affect the majority of the people. But if you want to know more, there are 2...

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Infographs about SG Budget 2018 that You Should See

Budget 2018 was announced 2 days ago on 19 February 2018. Took us a while to digest everything, especially the 2% GST hike despite the budget surplus we got. Nonetheless, after 2 days of reading, these are some of the infographics that we thought you should know about Budget 2018 that will affect you. The list is not exhaustive, there are many other things that we did not include like 10% increase in tobacco products and increase in maid levy because they don’t really affect the majority of the people. But if you want to know more, there are 2...

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#ICYMI: Uber has decided to sell majority stake in its Southeast Asian unit to competitor Grab

After years of fighting for dominant market share, Uber has finally throw in the towel and decided to sell Grab a majority stake in its Southeast Asian unit to its regional competitor Grab. This decision will have important effects in the market especially for existing players such as current taxi operators. This trend is not its first as Uber is losing its market share against region-focused players such as Lyft, Didi Chuxing and Grab. A good case study to evaluate its market impacts is China. China market Several years before Uber conceded its Southeast Asian territory, it lost its...

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#ICYMI: Uber is planning to sell majority stake in its Southeast Asian unit to competitor Grab

After years of fighting for dominant market share, Uber has finally thrown in the towel and deciding to sell Grab a majority stake in its Southeast Asian unit to its regional competitor Grab. This decision will have important effects in the market especially for existing players such as current taxi operators. This trend is not its first as Uber is losing its market share against region-focused players such as Lyft, Didi Chuxing and Grab. A good case study to evaluate its market impacts is China. China market Several years before Uber conceded its Southeast Asian territory, it lost its...

Read More

#ICYMI: Uber is planning to sell majority stake in its Southeast Asian unit to competitor Grab

After years of fighting for dominant market share, Uber has finally thrown in the towel and deciding to sell Grab a majority stake in its Southeast Asian unit to its regional competitor Grab. This decision will have important effects in the market especially for existing players such as current taxi operators. This trend is not its first as Uber is losing its market share against region-focused players such as Lyft, Didi Chuxing and Grab. A good case study to evaluate its market impacts is China. China market Several years before Uber conceded its Southeast Asian territory, it lost its...

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