Author: T.U.B Investing

How Do We Measure A "Moat"?

I believe many of you, similar to me, have your minds on World Cup and your portfolio have taken a back seat. After all, with the trade tariffs news (US and Europe, US and China, US and Canada), Fed rate hikes, and ECB to phase out QE at the end of the year, I have major doubts the share prices will rise back next week. STI have also fallen from 3,385.71, as of 26 Dec 2017, to 3,356.73 as of 15 Jun 2018. This is the first time in 6 months that STI have fallen below the 26 Dec...

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A Short Short Post

This week, I just have some thoughts. It wasn’t a good feeling when I stared at my portfolio that has been in red since many months ago. I am still fine with the red portfolio – down about 4.3%. However after Trump’s recent G7 summit’s chaos, I really start to believe we are in a bit of a s*** for at least till end of the year. In addition, now that we have a world cup coming and more interest rate hike. I believe the volatility will be significant. Or probably a redder portfolio in the next few months....

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Big Idea 4

I bought a new company and announced it on my Facebook Page recently. The overwhelming likes made me revealed the company at that time. Thus, there was a dilemma in me whether I should announced why I bought that company or talked about the other company which I had re-invested in Jan 2018? I decided that the latter – The company that I had re-invested in Jan-2018 – will be Big Idea 4. I have written quite a lot about this company and invested in it slightly before April 2016. I sold the last of their shares in Dec...

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Thank You SGX For Inviting Me!

Firstly, I like to say my thanks again to SGX for inviting me to be one of the panel speakers along with so many other gurus! It was a great talk and I learnt a lot from the other speakers as well! I hope my answers for the many questions have been satisfactory to the participants as well! As I look at the pigeonhole website (participants were able to post questions on this website), I realised there is 1 particular question relating to my scorecard method. Therefore, I think I should provide an answer to the question. Hopefully the...

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SGX Event and The Role Of Dividend Yield

Before we go into the actual discussion, I like to inform my readers that I am very privileged to be invited to be one of the speakers for the panel for “My First Stock Carnival Week – Different Investing Styles and Finding Your Ways” organised by SGX. I will like to thank Shanison of IN and SG Thumbtack Investor for the recommendation. Here is the link to register for the event and its FREE! I hope to see you there and do “direct” all the question you have for me, I will try my best to answer! So back...

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My Ex Just Announced Her Results!

If you have read about the previous post about my Ex, I am updating here that she just announced her full year results! And I was right! The dividend has decrease from 33 cents to 18 cents! If the retailer investor is looking for 5% dividend yield, then he will be expecting the share price to fall to $3.60! But I have my doubt that the share price will drop till so much! If you read about the news article, there are a lot of hidden messages. Are you able to catch them? For existing retailer investor, I advise...

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What Is A Moat?

Recently for my Big Idea 1 and Big Idea 3, I have been talking about discovering “Moats” of the companies. But I am wonder if those information that I provided are really “moats”of a company? Or am I using this term too loosely? As per Investopedia (do read this page for a much deeper understanding), an economic moat is a competitive advantage that one company has over other companies in the same industry; this term was coined by Warren Buffett, a renowned investor and executive at Berkshire Hathaway. The wider the moat, the larger and more sustainable the competitive advantage...

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Big Idea 3

After writing about Big Idea 1 and Big Idea 2, I will talking about the next Big Idea. Big Idea 3 is actually quite a new company in my portfolio. I have only held it for about 1 month. It was also never mention in any of my portfolio listing. Upon checking, I realize that I have only written about this counter in a 2015 post. Reasons Why This Counter Qualifies as a “Big Idea” 1. Discovering Its Moat I must confess that this company do not really have a significant moat. In fact, its industry have a low...

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Trip From Beijing

Sorry for the delay in writing, but I just came back from a trip in Beijing. I was expecting a culture shock but it turn out better than expected. Throughout the trip, I had learnt many interesting aspect of the city, such as the following: 1. Spitting on the ground is common. 2. Seem hard to get any taxi and train stations are quite a long walk away (Or maybe Singaporeans are just too pampered?). End up becoming the “cabbage head” for other transport services. 3. You need to walk a lot, especially in the landmarks. Do need to...

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Words of Wisdom and Big Idea 2

Before I start talking about my Big Idea 2, here are some words of wisdom I had with A after he read about my previous post. The conversation are broken down into sessions which I deem are words of wisdom and even if you knew them, it can act as a reminder. “The question is about diversification. I have a dual answer to that. If you are not a professional investor. If your goal is not to manage money to earn a significantly better return than the world, then I believe in extreme diversification. I believe 98% – 99%...

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Big Idea 1

I have stated numerous times that I wanted to consolidate/reduce my positions in my blog. But it has been in vain. However, a chat with Simple Investor SG recently made me understand the real power of a concentrated portfolio (Read his last year review here). If you knew about his current returns in 2018, you will get a reality hit like me. Thus, I decided to focus and cut down from 26 counters at last count to a current 20 counters. I foresee myself reducing further after World Cup and Full Year Results releases in May/June. Nevertheless, I have also...

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This Blog Is 3 Years and 1 Month Old!

After the last post on My Random Talks, I got a lot of encouragement, compliments as well as positive comments from readers on IN and also the particular comment below from the blog. Really appreciate all the comments! Comment from My Blog Nevertheless, this was also a time to reflect on how I have been writing my blog posts. I have decided NOT TO NAME the counters I am writing. Rather than telling readers the company’s name directly, I hope readers can focus on the reasons I invested in that counter. I believe this will be more similar to my...

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My Random Talks

Recently, it seems that more people are “unhappy” with the way I blog. Maybe it is because I appear to be saying 1 thing and doing another. And of course, my promotion of the Fundamental Scorecard. It is certainly quite hard being a blogger, and trying to satisfy every single reader. Sometimes I wonder if I said too much, and being too honest about everything. Anyway, FYI, I don’t earn big bucks from blogging. I am just trying to share what I found out and to be responsible to what I said. Then again, I am quite happy with...

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The Dilemma

Since I have been such a supporter of  M1 Ltd in my previous posts, I suppose I should announce that I have sold all my holdings in the company. Nevertheless, due to this action, I had friends questioning if I had become a trader? So HAVE I? Today, I managed to converse with a trader and an investor. They gave me 2 different perspectives that is the exact opposite of each other. Do note that both of them are making money currently. Picture taken from Quora Trader’s comment: I have a small capital. Thus, trading is the way for me....

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Review Of M1 Limited Q1 Results

Before I go into the main topic, I will like to clarify some queries on Fundamental Scorecard website. People had asked if Fundamental Scorecard requires users to key in any data? I like to use this opportunity to clarify that THE ANSWER IS NO! Fundamental Scorecard website’s data is already pre-loaded. Eventually each counter will have its own report with the scoring from the pre-loaded data. You do not need to key in any information! Ok…back to the main topic. M1 Limited (aka M1) just released its Q1 report this evening. Basically, revenue and net profit remains flat. But...

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