Author: The 21 Year Old Heartland Boy Financial Journey

2020 Expectations & 2019 Review

It’s amazing, really. Each time i revisit this site to update with a post, i arrive at a sudden realization that 3 to 5 months has passed since my previous post. It really is time i change my title to “The 24 year Old…”, man i’m old. Before i delve into my financial strategy and expectations for 2020, i would like to reflect on my 2019 journey as well as to wish everyone a Happy Chinese New Year, may the year of the rat (my year :D) be a blessed and peaceful year for all. 2019 Looking back at...

Read More

In such turbulent and uncertain markets, what should i do?

“Wa shit la.” , “Walao what is this Donald Trump trying to do this time?!” , “Huh?! More tariffs? They crazy ah?!”, “Siao liao what do i do?”. These were intuitive words and thoughts that i have found myself evoking often the past few months, and i’m certain i’m not the only one who has reacted this way. Ever since May this year, our markets have been performing badly. With so many macro and global factors like Brexit, the Trade War, increasing natural disasters, the increased likelihood of Germany going into recession, and “market indicators” signalling a downturn/recession is...

Read More

Helpless days where we feel like failures.

May,  a month of disappointment and devastation. Nothing seems to be going right in most aspects of my life, i offer my sincere advance apologies for what will seem like a rant to most of you. Since university started, i’ve dedicated time and effort to pursue excellence in both my studies and my CCAs , all in hopes of receiving a scholarship to fund my education. And although i’ve achieved a full GPA for 2 semesters, i apparently do not impress during interviews with organizations. I’ll never know the reason why but i know that i only have myself...

Read More

Trade War & Stocks

Wow, just like that 5 months have passed. My last post was back in December and to be honest i haven’t realized until i checked back today. I’ve been so busy with university, and have just finished my freshman year. Needless to say it was crazy and hectic, nothing compared to the mundane lifestyle of national service nor the cheery carefree years of polytechnic. That doesn’t mean i haven’t been active in my investing activities, these past few months have offered me many shocks and setbacks (thank you Donald Trump!) I’ve made several buy and sells and am currently...

Read More

Takeaways of a 22 Year Old Investor (2018)

Season’s greetings and happy holidays to everyone! It has been awhile since i last posted, and today i am here to wrap up this frenzied year with a few important takeaways that I’ve learned. What a horrid and traumatic second half of 2018 it has been. When the bull market raged on in the early half of this year, i had plenty of doubts and my intuition was screaming at me to sell for a small profit. However, greed and complacency restrained my hands. With that said, that essentially caused me to currently be sitting on a – 6%...

Read More

Unfounded Sell-off?

Volatility and Uncertainty, these two words are perfect definitions of what the market has been. Its been a busy 3 months transiting and settling down into university. Expenses have skyrocketed and income is now zero. In my 4 years of investing, this has been the deepest red sea I’ve found myself swimming in. Honestly, i am trembling and am feeling trepidation. There have been many varying macro factors around the world, and there is a plenitude of negative consumer sentiments going around. I too have been tempted to follow the herd in the recent sell-off, but once again resisted....

Read More

Concerns of a 22 Years Old Average Joe in Transition (ORD, University, and Stocks?)

In less than 2 months, I’ll be phasing through another major transition in life. From a soldier into a fresh undergraduate. It has only just hit me just how much of a big change this is. -No longer will i have additional time to pursue my side business and my language learning. -No longer will i be unburdened by academic projects and the pursuit of excellent grades. – No longer will i be able to enjoy free lunch meals. – No longer will i be receiving any allowances from my military service. Once again, I’ll be thrown back into...

Read More

Financial Worries of a Millennial in Singapore

Just this morning, China slapped retaliatory tariffs on certain US goods. Although they were not as damaging as the ones imposed by the US, we all know it is a warning. The worst case scenario here will be for the US to hit back with another silly and unnecessary tariff action. With this tension about a potential full scale trade war happening, markets are dragged and everyone is on edge. With my current counters already running red and not having made a recovery from the recent correction, i am frustrated and apprehensive about what is to come. And with...

Read More

My First 100K

A good day to everyone! As i tabulated my monthly expenses and assets yesterday, i arrived to the pleasant surprise of having achieved my first $100,000. This amount comprises of my liquid cash and other assets. All in all, i have barely hit the $100,000 mark with just a few dollars to spare. One Macdonald’s meal will push me back down below the mark hahaha. This achievement is only possible due to the unprecedented rise in the stock market for the past week, but still i am delighted with this milestone. Nevertheless, I’ll not be complacent and will continue...

Read More

Recent Comments

Latest News from PR Newswire